2 more

Last Updated: 01/21/2026

Alabama ONE Checking Accounts

from Alabama ONE Credit Union

Last Updated: 01/21/2026

Rating not yet determined1 total votes

1 users recommend

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Highlights

Welcome Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

0.00% - 0.05%(Verified 06/21/2024)

Monthly Service Fee

$0 - $10(Verified 01/21/2026)

Alabama ONE Checking Accounts Review

The Alabama ONE Checking Accounts is offered by Alabama ONE Credit Union, a credit union founded in 1951 and based in Tuscaloosa, AL. alabama one checking account is available in 50 states and Washington, DC.

Key Takeaways

Low annual percentage yield (APY). The maximum annual percentage yield for this account is only 0.05% .
$0 monthly account fees available. This account charges a monthly fee of up to $10.
No minimum initial deposit. There is no minimum balance required to open an account online.

alabama one checking account Pros & Cons

Pros

Cons

Monthly maintenance fee waived (see terms for requirements).
Available in 50 states and Washington, DC.
Dividend-yielding account.
Insured by NCUA.
Debit card

No signup bonus.
Does not offer mobile check deposits.
Does not provide access to a nationwide ATM network.

alabama one checking account FAQ

Are checking accounts from alabama one credit union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does alabama one checking account offer?

alabama one checking account offers an APY starting at 0.00% and ranging up to 0.05% (APY stands for annual percentage yield, rates may change). However, to earn interest, you must keep an average beginning day balance of at least $25000.

alabama one checking account Rates and Terms

Rates

Amount

APY (Annual Percentage Yield)

0.00% - 0.05%

What are the account minimums for alabama one checking account?

alabama one checking account does not require a minimum initial deposit.

Alabama ONE Checking Accounts Minimums

Description

Minimum Balance to Earn APY

$25,000

Minimum Opening Deposit

Starting at $0

What fees does alabama one checking account charge?

The good news is that this account does not have a monthly Service Charge.

Alabama ONE Checking Accounts Fees

Description

Monthly Service Fee

$0 - $10

What features and perks does alabama one checking account offer?

This account includes the following features:

Mobile Banking Services - alabama one checking account allows you to manage your money online or with a mobile app.

What is the customer support email for alabama one checking account?

The customer support email for alabama one checking account is contactcenter@alabamaone.org.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1215 Veterans Memorial Pkwy

Tuscaloosa, AL 35404

(800) 225-0110

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

8:00AM - 5:00PM

Tuesday

8:00AM - 5:00PM

Wednesday

8:00AM - 5:00PM

Thursday

8:00AM - 5:00PM

Friday

8:00AM - 5:00PM

Saturday

Closed

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Alabama ONE Checking Accounts Community Reviews

Would you recommend Alabama ONE Checking Accounts to your friends?

Silent W.

Nov 7, 2023

May or may not recommend

I recently opened a checking account with Alabama One, and I couldn't be happier with the experience. From the moment I walked into their branch, I was greeted with friendly and helpful staff who made the account opening process seamless and hassle-free.

Showing 1 of 1 reviews