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  Alabama ONE Checking Accounts
Alabama ONE Checking Accounts
in Checking Accounts from Alabama ONE Credit Union · Insured by NCUA
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Alabama ONE Checking Accounts

Unaffiliated
in Checking Accounts from Alabama ONE Credit Union · Insured by NCUA
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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0.00% - 0.05%
(Verified 05/03/2023)
Monthly Fee $0 - $10
(Verified 05/03/2023)
Minimum Balance to Avoid Monthly Fee N/A

Alabama ONE Checking Accounts Review

Alabama ONE Checking Accounts is offered by alabama one credit union, a credit union founded in 1951 and based in Tuscaloosa, AL. Alabama ONE Checking Accounts is available in 50 states (and Washington, DC).

Key Takeaways

  • Low APY. The maximum annual percentage yield for this account is only 0.05%.
  • $0 monthly account fees available. This account charges a monthly service fee of up to $10.
  • No minimum initial deposit. There is no minimum balance required to open an account online.

alabama one checking account Pros & Cons

Pros Cons
  • Monthly service fee waived (see terms for requirements).
  • Available in all 50 states.
  • Dividend-yielding account.
  • Insured by NCUA.
  • Free debit card
  • No signup bonus.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Monthly service charge.

alabama one checking account FAQ

Are checking accounts from Alabama ONE Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does alabama one checking account offer?

alabama one checking account offers an APY starting at 0.00% and ranging up to 0.05% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $25000.

alabama one checking account Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.00% - 0.05%

What are the account minimums for alabama one checking account?

alabama one checking account does not require a minimum initial deposit.

Alabama ONE Checking Accounts Minimums
Description
Minimum Opening Deposit Starting at $0
Minimum Balance to Earn APY $25,000

What fees does alabama one checking account charge?

The good news is that this account does not have a monthly Service Charge.

Alabama ONE Checking Accounts Fees
Description
Monthly Fee $0 - $10

What features and perks does alabama one checking account offer?

This account includes the following features:

  • Mobile Banking Services - alabama one checking account allows you to manage your money online or with a mobile app.

What is the customer support email for alabama one checking account?

The customer support email for alabama one checking account is contactcenter@alabamaone.org.

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Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 5:00pm
  • Tuesday 8:00am - 5:00pm
  • Wednesday 8:00am - 5:00pm
  • Thursday 8:00am - 5:00pm
  • Friday 8:00am - 5:00pm
  • Saturday Closed

Other Services by Alabama ONE Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $0
Minimum Balance to Earn APY $25,000
Monthly Fee $0 - $10
(Verified 05/03/2023)
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
  • Social Security Number
Account Features
  • No Monthly Maintenance Fee
  • Mobile Banking
  • Debit Card
  • Insured by NCUA
  • Check Writing
APY (Annual Percentage Yield) 0.00% - 0.05%
(Verified 05/03/2023)

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