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Alliant Credit Union Checking Account

in Checking Accounts

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Alliant Credit Union Checking Account

Unaffiliated

in Checking Accounts

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Overview

Where does Alliant Credit Union Checking Account do business?

Alliant Credit Union Checking Account is a credit union based in Chicago, IL. It was founded in 1935 and offers checking accounts services in 50 states (and Washington, DC).

Alliant Credit Union Checking Account is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if Alliant Credit Union Checking Account were to fall into financial difficulties.

What APY does Alliant Credit Union offer?

Alliant Credit Union Checking Account offers an APY and ranging up to 0.65% (APY stands for annual percentage yield, rates may change).

What features and perks does Alliant Credit Union Checking Account offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks. Typically there is a limit to how much you can claim for these costs, so check the fine print if you plan to make multiple withdrawals within one month.
  • Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
  • Mobile Banking - Alliant Credit Union Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.

What fees does Alliant Credit Union Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

  • Outgoing domestic bank transfers come with a $25 fee.
  • Outoing international bank transfers come with a $50 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Alliant Credit Union Checking Account charges $1 every time you request a paper statement.
  • Every returned deposit incurs in a $1 charge.
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Contact

  • Headquarters
  •   11545 W Touhy Ave
    Chicago, IL 60666 USA
  •   Visit Site

Message from Alliant Credit Union

Alliant Credit Union has more than 400,000 members and over $10 billion in assets. There is no minimum balance requirement and no monthly service fee on their checking account, which also comes with up to $20 per month in out-of-network ATM fee rebates. The penalty for non-sufficient funds is $25.

Other Services by Alliant Credit Union

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Initial Deposit
$1
No Fees
Monthly Fee
$0
ATM Fee: In-Network
$0
ATM Fee: Out-of-Network
$0
Early Account Closure
$0
Debit Card Replacement Fee
$0
Online Bill Pay Fee
$0
Foreign Transaction Fee (Debit Card)
0%
Wire Transfer Fee - International (Incoming)
$0
Wire Transfer Fee - Domestic (Incoming)
$0
List of Fees
Paper Statement Fee
$1
NSF Fee
$25
Overdraft Protection Fee (per transfer)
$28
Overdraft Item Fee
$29
Returned Deposit Fee (Domestic)
$15
Check Cashing Fee
$5
Stop Payment Fee
$25
Check Copy
$5
Wire Transfer Fee - Domestic (Outgoing)
$25
Wire Transfer Fee - International (Outgoing)
$50
Returned Deposit Fee (International)
$15
Bank Account Features
  • ATM Reimbursement
  • Bauer Financial A+/A Rating
  • Debit Card
  • Free Bill Pay
  • Interest Bearing Account
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • NCUA Member
  • No ATM Fees
  • No Monthly Maintenance Fee
Percentage
APY
0% - 0.65%
    0% 5%

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