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  Ally Bank Checking Account

Ally Bank Checking Account

in Checking Accounts from Ally Bank

Claimed

Ally Bank Checking Account

Claimed

in Checking Accounts from Ally Bank

SuperMoney Net Recommendation Score -10% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

3 users recommend
3 users are unsure
4 users don't recommend
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Highlights
Highlights
Community Rating Mostly not recommended
Monthly Fee $0
Minimum Balance to Avoid Monthly Fee $0
ATM Fee: Out-of-Network $0
APY 0.1% - 0.6%
Number of Reviews 10

Overview

Where is Ally Bank Checking Account available?

Ally Bank is based in Philadelphia, PA. It was founded in 2001 and offers banking services in 50 states (and Washington, DC).

Is Ally Bank Checking Account insured by the FDIC

Deposits in Ally Bank Checking Account are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor.

What APY does Ally Bank offer?

Ally Bank Checking Account offers an APY starting at 0.1% and ranging up to 0.6% (APY stands for annual percentage yield, rates may change).

Ally Bank Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.1% - 0.6%

What are the account minimums for Ally Bank Checking Account?

Ally Bank Checking Account does not require a minimum initial deposit.
Ally Bank Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $0

What fees does Ally Bank Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

Ally Bank Checking Account Fees
Fees Amount
Non-Sufficient Funds $25
Overdraft Item Fee $25
Outgoing Domestic Bank Transfer Fee $20

What features and perks does Ally Bank Checking Account offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Ally Bank Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Monthly Fee $0
Paper Statement Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0
Overdraft Protection Fee (per transfer) $0
Early Account Closure $0
Debit Card Replacement Fee $0
Online Bill Pay Fee $0
Wire Transfer Fee - International (Outgoing) $0
Wire Transfer Fee - International (Incoming) $0
Returned Deposit Fee (International) $0
Wire Transfer Fee - Domestic (Incoming) $0
NSF Fee $25
Overdraft Item Fee $25
Returned Deposit Fee (Domestic) $7.50
Stop Payment Fee $15
Foreign Transaction Fee (Debit Card) 1%
Wire Transfer Fee - Domestic (Outgoing) $20
Bank Account Features
  • ATM Reimbursement
  • Bauer Financial A+/A Rating
  • Debit Card
  • Free Bill Pay
  • Interest Bearing Account
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • No ATM Fees
  • No Monthly Maintenance Fee
APY 0.1% - 0.6%

Reviews

 
 

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