Ally Bank Checking Account
in Checking Accounts from Ally Financial Inc.Claimed
Ally Bank Checking AccountClaimed
in Checking Accounts from Ally Financial Inc.
Mostly not recommended
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Ally Bank Checking Account Review
Where is Ally Bank Checking Account available?
Ally Financial Inc. is based in Philadelphia, PA. It was founded in 2001 and offers banking services in 50 states (and Washington, DC).
Is Ally Bank Checking Account insured by the FDIC
Deposits in Ally Bank Checking Account are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor.
What APY does Ally Financial Inc. offer?
Ally Bank Checking Account offers an APY starting at 0.1% and ranging up to 0.6% (APY stands for annual percentage yield, rates may change).
|APY (Annualized Percentage Yield)||0.1% - 0.6%|
What are the account minimums for Ally Bank Checking Account?Ally Bank Checking Account does not require a minimum initial deposit.
|Minimum Initial Deposit||$0|
What fees does Ally Bank Checking Account charge?
The good news is that this account does not charge a monthly maintenance fee.
|Overdraft Item Fee||$25|
|Outgoing Domestic Bank Transfer Fee||$20|
What features and perks does Ally Bank Checking Account offer?
This account includes the following features:
- ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Ally Bank Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Other Services by Ally Financial Inc.
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
|Paper Statement Fee||$0|
|ATM Fee: In-Network||$0|
|ATM Fee: Out-of-Network||$0|
|Overdraft Protection Fee (per transfer)||$0|
|Early Account Closure||$0|
|Debit Card Replacement Fee||$0|
|Online Bill Pay Fee||$0|
|Wire Transfer Fee - International (Outgoing)||$0|
|Wire Transfer Fee - International (Incoming)||$0|
|Returned Deposit Fee (International)||$0|
|Wire Transfer Fee - Domestic (Incoming)||$0|
|Overdraft Item Fee||$25|
|Returned Deposit Fee (Domestic)||$7.50|
|Stop Payment Fee||$15|
|Foreign Transaction Fee (Debit Card)||1%|
|Wire Transfer Fee - Domestic (Outgoing)||$20|
|Bank Account Features||
|APY||0.1% - 0.6%|