Overview

Where does America First Credit Union Checking Account do business?

America First Credit Union Checking Account is a credit union based in Salt Lake City, UT. It was founded in 1985 and offers checking accounts services in 3 states across the USA.

America First Credit Union Checking Account is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if America First Credit Union Checking Account were to fall into financial difficulties.

What APY does America First Credit Union offer?

America First Credit Union Checking Account Rates and Terms

Rates	Amount
APY (Annualized Percentage Yield)	0.05% - 0.1%

America First Credit Union Checking Account offers an APY starting at 0.05% and ranging up to 0.1% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $500.

What are the account minimums for America First Credit Union Checking Account?

America First Credit Union Checking Account does not have a minimum initial deposit to open an account.

America First Credit Union Checking Account Account Minimums

Description	Amount
Minimum Initial Deposit	$1
APY Minimum Balance	$500

What features and perks does America First Credit Union Checking Account offer?

This account includes the following features:

• Fraud monitoring - America First Credit Union Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
• Mobile Banking - America First Credit Union Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.

What fees does America First Credit Union Checking Account charge?

This account charges a monthly maintenance fee of $0.

America First Credit Union Checking Account Fees

Fees	Amount
ATM Out-Of-Network Fee	$1.50
Check Copy Fee	$2
Non-Sufficient Funds	$25
Overdraft Item Fee	$25
Overdraft Protection Fee (per transfer)	$25
Returned Deposit Fee (International)	$10
Outgoing Domestic Bank Transfer Fee	$15
Incoming Domestic Bank Transfer Fee	$10
Outgoing International Bank Transfer Fee	$30
Incoming International Bank Transfer Fee	$10
Paper Statement Fee	$5

What features and perks does America First Credit Union Checking Account offer?

This account includes the following features:

• Fraud monitoring - America First Credit Union Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
• Mobile Banking - America First Credit Union Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.