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America First Credit Union Checking Account

in Checking Accounts

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America First Credit Union Checking Account

Unaffiliated

in Checking Accounts

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5 users recommend
2 users are unsure
5 users don't recommend
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Overview

Where does America First Credit Union Checking Account do business?

America First Credit Union Checking Account is a credit union based in Salt Lake City, UT. It was founded in 1985 and offers checking accounts services in 3 states across the USA.

America First Credit Union Checking Account is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if America First Credit Union Checking Account were to fall into financial difficulties.

What APY does America First Credit Union offer?

America First Credit Union Checking Account offers an APY starting at 0.05% and ranging up to 0.1% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $500.

What features and perks does America First Credit Union Checking Account offer?

This account includes the following features:

  • Fraud monitoring - America First Credit Union Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
  • Mobile Banking - America First Credit Union Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.

What fees does America First Credit Union Checking Account charge?

This account charges a monthly maintenance fee of $0.

  • Outgoing domestic bank transfers come with a $15 fee.
  • Incoming domestic bank transfers come with a $10 fee.
  • Outoing international bank transfers come with a $30 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Incoming international bank transfers come with a $10 fee.
  • America First Credit Union Checking Account charges $5 every time you request a paper statement.
  • Every returned deposit incurs in a $5 charge.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 3 states
  • Arizona
  • Nevada
  • Utah

Feature Breakdown

APY Minimum Balance
$500
Minimum Initial Deposit
$1
No Fees
Monthly Fee
$0
ATM Fee: In-Network
$0
Early Account Closure
$0
Debit Card Replacement Fee
$0
Online Bill Pay Fee
$0
List of Fees
Paper Statement Fee
$5
ATM Fee: Out-of-Network
$1.50
NSF Fee
$25
Overdraft Protection Fee (per transfer)
$25
Overdraft Item Fee
$25
Returned Deposit Fee (Domestic)
$10
Stop Payment Fee
$15
Check Copy
$2
Foreign Transaction Fee (Debit Card)
1%
Wire Transfer Fee - Domestic (Outgoing)
$15
Wire Transfer Fee - International (Outgoing)
$30
Wire Transfer Fee - International (Incoming)
$10
Returned Deposit Fee (International)
$10
Wire Transfer Fee - Domestic (Incoming)
$10
Bank Account Features
  • Bauer Financial A+/A Rating
  • Debit Card
  • Fraud Monitoring
  • Free Bill Pay
  • Interest Bearing Account
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • NCUA Member
  • No ATM Fees
Percentage
APY
0.05% - 0.1%
    0% 5%

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