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America First Credit Union Checking

in Checking Accounts from America First Credit Union

Unaffiliated

America First Credit Union Checking

Unaffiliated

in Checking Accounts from America First Credit Union

Net Recommendation Score 0%

1 user recommends

0 users are unsure

1 user doesn't recommend

Browse Reviews: 1 Recommendations | 1 Complaints

Highlights
Community Rating	Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Monthly Fee	$0
ATM Fee: Out-of-Network	$1.50
Minimum Balance to Avoid Monthly Fee	N/A
APY (Annual Percentage Yield)	0.05%

America First Credit Union Checking Review

America First Credit Union Checking is offered by America First Credit Union, a credit union founded in 1985 and based in Salt Lake City, UT. America First Credit Union Checking is available in 3 states across the USA.

Are checking accounts from America First Credit Union federally insured?

Yes, your America First Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does America First Credit Union Checking offer?

America First Credit Union Checking Rates & Terms
Description
APY (Annual Percentage Yield)	0.05%
Terms & Conditions URL	N/A

America First Credit Union Checking offers an APY of 0.05% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $500.

What are the account minimums for America First Credit Union Checking?

America First Credit Union Checking requires a minimum initial deposit of $1 to open an account.

America First Credit Union Checking Account Minimums
Description	Amount
Minimum Initial Deposit	$1
APY Minimum Balance	$500

What fees does America First Credit Union Checking charge?

The good news is that this account does not charge a monthly maintenance fee.

America First Credit Union Checking Fees
Description
Monthly Fee	$0
Paper Statement Fee	$5
ATM Fee: In-Network	$0
ATM Fee: Out-of-Network	$1.50
NSF Fee	$25
Overdraft Protection Fee (per transfer)	$25
Overdraft Item Fee	$25
Early Account Closure	$0
Returned Deposit Fee (Domestic)	$10
Debit Card Replacement Fee	$0
Bank Teller Fee	N/A
Check Cashing Fee	N/A
Online Bill Pay Fee	$0
Stop Payment Fee	$15
Check Image Service	N/A
Check Copy	$2
Foreign Transaction Fee (Debit Card)	1%
Wire Transfer Fee - Domestic (Outgoing)	$15
Wire Transfer Fee - International (Outgoing)	$30
Wire Transfer Fee - International (Incoming)	$10
Returned Deposit Fee (International)	$10
Wire Transfer Fee - Domestic (Incoming)	$10
ATM Reimbursement Monthly Limit	N/A

What features and perks does America First Credit Union Checking offer?

This account includes the following features:

Fraud monitoring - America First Credit Union Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - America First Credit Union Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.

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