America First Credit Union Checking Account Review

Where is America First Credit Union Checking Account available?

America First Credit Union is a credit union based in Salt Lake City, UT. It was founded in 1985 and offers banking services in 3 states across the USA.

Is America First Credit Union Checking Account insured by the FDIC?

America First Credit Union Checking Account is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if America First Credit Union Checking Account were to fall into financial difficulties.

What APY does America First Credit Union offer?

America First Credit Union Checking Account offers an APY starting at 0.05% and ranging up to 0.1% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $500.

America First Credit Union Checking Account Rates and Terms

Rates	Amount
APY (Annualized Percentage Yield)	0.05% - 0.1%

What are the account minimums for America First Credit Union Checking Account?

America First Credit Union Checking Account requires a minimum initial deposit of $1 to open an account.

America First Credit Union Checking Account Account Minimums

Description	Amount
Minimum Initial Deposit	$1
APY Minimum Balance	$500

What fees does America First Credit Union Checking Account charge?

This account charges a monthly maintenance fee of $0.

America First Credit Union Checking Account Fees

Description
Monthly Fee	$0
Paper Statement Fee	$5
ATM Fee: In-Network	$0
ATM Fee: Out-of-Network	$1.50
NSF Fee	$25
Overdraft Protection Fee (per transfer)	$25
Overdraft Item Fee	$25
Early Account Closure	$0
Returned Deposit Fee (Domestic)	$10
Debit Card Replacement Fee	$0
Bank Teller Fee	N/A
Check Cashing Fee	N/A
Online Bill Pay Fee	$0
Stop Payment Fee	$15
Check Image Service	N/A
Check Copy	$2
Foreign Transaction Fee (Debit Card)	1%
Wire Transfer Fee - Domestic (Outgoing)	$15
Wire Transfer Fee - International (Outgoing)	$30
Wire Transfer Fee - International (Incoming)	$10
Returned Deposit Fee (International)	$10
Wire Transfer Fee - Domestic (Incoming)	$10

What features and perks does America First Credit Union Checking Account offer?

This account includes the following features:

• Fraud monitoring - America First Credit Union Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - America First Credit Union Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.