America First Credit Union Checking Account
in Checking Accounts from America First Credit Union
UnaffiliatedAmerica First Credit Union Checking Account
in Checking Accounts from America First Credit Union
Would you recommend America First Credit Union Checking Account to your friends?
| Community Rating | Mostly recommended |
| Monthly Fee | $0 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| ATM Fee: Out-of-Network | $1.50 |
| APY | 0.05% - 0.1% |
America First Credit Union Checking Account Review
America First Credit Union Checking Account is offered by America First Credit Union, a credit union founded in 1985 and based in Salt Lake City, UT. America First Credit Union Checking Account is offered in 3 states across the USA.
Are checking accounts from America First Credit Union federally insured?
Yes, your America First Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does America First Credit Union offer?
America First Credit Union Checking Account offers an APY starting at 0.05% and ranging up to 0.1% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $500.
| Rates | Amount |
|---|---|
| APY (Annualized Percentage Yield) | 0.05% - 0.1% |
What are the account minimums for America First Credit Union Checking Account?
America First Credit Union Checking Account requires a minimum initial deposit of $1 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $1 |
| APY Minimum Balance | $500 |
What fees does America First Credit Union Checking Account charge?
This account charges a monthly maintenance fee of $0.
| Description | |
|---|---|
| Monthly Fee | $0 |
| Paper Statement Fee | $5 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $1.50 |
| NSF Fee | $25 |
| Overdraft Protection Fee (per transfer) | $25 |
| Overdraft Item Fee | $25 |
| Early Account Closure | $0 |
| Returned Deposit Fee (Domestic) | $10 |
| Debit Card Replacement Fee | $0 |
| Bank Teller Fee | N/A |
| Check Cashing Fee | N/A |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $15 |
| Check Image Service | N/A |
| Check Copy | $2 |
| Foreign Transaction Fee (Debit Card) | 1% |
| Wire Transfer Fee - Domestic (Outgoing) | $15 |
| Wire Transfer Fee - International (Outgoing) | $30 |
| Wire Transfer Fee - International (Incoming) | $10 |
| Returned Deposit Fee (International) | $10 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
What features and perks does America First Credit Union Checking Account offer?
This account includes the following features:
- Fraud monitoring - America First Credit Union Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - America First Credit Union Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
Contact
- Headquarters
-
455 E 500 S. Ste 100
Salt Lake City, UT 84111 USA - (800) 999-3961
- Visit Site
Other Services by America First Credit Union
Availability
- Arizona
- Nevada
- Utah
Feature Breakdown
| APY Minimum Balance | $500 |
| Minimum Initial Deposit | $1 |
America First Credit Union Checking Account Community Reviews
Would you recommend America First Credit Union Checking Account to your friends?
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