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  America First Credit Union Checking Account

America First Credit Union Checking Account

in Checking Accounts from America First Credit Union

Unaffiliated

America First Credit Union Checking Account

Unaffiliated

in Checking Accounts from America First Credit Union

SuperMoney Net Recommendation Score 0% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly recommended

5 users recommend
2 users are unsure
5 users don't recommend
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Highlights
Highlights
Community Rating Mostly recommended
Monthly Fee $0
Minimum Balance to Avoid Monthly Fee N/A
ATM Fee: Out-of-Network $1.50
APY 0.05% - 0.1%

Overview

Where is America First Credit Union Checking Account available?

America First Credit Union is a credit union based in Salt Lake City, UT. It was founded in 1985 and offers banking services in 3 states across the USA.

Is America First Credit Union Checking Account insured by the FDIC

America First Credit Union Checking Account is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if America First Credit Union Checking Account were to fall into financial difficulties.

What APY does America First Credit Union offer?

America First Credit Union Checking Account offers an APY starting at 0.05% and ranging up to 0.1% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $500.

America First Credit Union Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.05% - 0.1%

What are the account minimums for America First Credit Union Checking Account?

America First Credit Union Checking Account requires a minimum initial deposit of $1 to open an account.
America First Credit Union Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $1
APY Minimum Balance $500

What fees does America First Credit Union Checking Account charge?

This account charges a monthly maintenance fee of $0.

America First Credit Union Checking Account Fees
Fees Amount
ATM Out-Of-Network Fee $1.50
Check Copy Fee $2
Non-Sufficient Funds $25
Overdraft Item Fee $25
Overdraft Protection Fee (per transfer) $25
Returned Deposit Fee (International) $10
Outgoing Domestic Bank Transfer Fee $15
Incoming Domestic Bank Transfer Fee $10
Outgoing International Bank Transfer Fee $30
Incoming International Bank Transfer Fee $10
Paper Statement Fee $5

What features and perks does America First Credit Union Checking Account offer?

This account includes the following features:

  • Fraud monitoring - America First Credit Union Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - America First Credit Union Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 3 states
  • Arizona
  • Nevada
  • Utah

Feature Breakdown

APY Minimum Balance $500
Minimum Initial Deposit $1
Monthly Fee $0
ATM Fee: In-Network $0
Early Account Closure $0
Debit Card Replacement Fee $0
Online Bill Pay Fee $0
Paper Statement Fee $5
ATM Fee: Out-of-Network $1.50
NSF Fee $25
Overdraft Protection Fee (per transfer) $25
Overdraft Item Fee $25
Returned Deposit Fee (Domestic) $10
Stop Payment Fee $15
Check Copy $2
Foreign Transaction Fee (Debit Card) 1%
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Outgoing) $30
Wire Transfer Fee - International (Incoming) $10
Returned Deposit Fee (International) $10
Wire Transfer Fee - Domestic (Incoming) $10
Bank Account Features
  • Bauer Financial A+/A Rating
  • Debit Card
  • Fraud Monitoring
  • Free Bill Pay
  • Interest Bearing Account
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • NCUA Member
  • No ATM Fees
APY 0.05% - 0.1%

Reviews

 
 

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