America's Credit Union Affinity Plus Checking Review

Where is America's Credit Union Affinity Plus Checking available?

America's Credit Union is a credit union based in Fort Lewis, WA. It was founded in 1954 and offers banking services in 50 states (and Washington, DC).

Is America's Credit Union Affinity Plus Checking insured by the FDIC?

America's Credit Union Affinity Plus Checking is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if America's Credit Union Affinity Plus Checking were to fall into financial difficulties.

What APY does America's Credit Union offer?

America's Credit Union Affinity Plus Checking offers an APY starting at 0% and ranging up to 2.0% (APY stands for annual percentage yield, rates may change).

America's Credit Union Affinity Plus Checking Rates and Terms

Rates	Amount
APY (Annualized Percentage Yield)	0% - 2.0%

What are the account minimums for America's Credit Union Affinity Plus Checking?

America's Credit Union Affinity Plus Checking requires a minimum initial deposit of $25 to open an account.

America's Credit Union Affinity Plus Checking Account Minimums

Description	Amount
Minimum Initial Deposit	$25

What fees does America's Credit Union Affinity Plus Checking charge?

This account charges a monthly maintenance fee of $7.

America's Credit Union Affinity Plus Checking Fees

Description
Monthly Fee	$7
Paper Statement Fee	N/A
ATM Fee: In-Network	$0
ATM Fee: Out-of-Network	$0
NSF Fee	$29
Overdraft Protection Fee (per transfer)	$5
Overdraft Item Fee	$29
Early Account Closure	N/A
Returned Deposit Fee (Domestic)	N/A
Debit Card Replacement Fee	$10
Bank Teller Fee	N/A
Check Cashing Fee	N/A
Online Bill Pay Fee	$0
Stop Payment Fee	N/A
Check Image Service	N/A
Check Copy	N/A
Foreign Transaction Fee (Debit Card)	N/A
Wire Transfer Fee - Domestic (Outgoing)	$15
Wire Transfer Fee - International (Outgoing)	N/A
Wire Transfer Fee - International (Incoming)	N/A
Returned Deposit Fee (International)	N/A
Wire Transfer Fee - Domestic (Incoming)	$0
ATM Reimbursement Monthly Limit	$10

What features and perks does America's Credit Union Affinity Plus Checking offer?

This account includes the following features:

• ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks up to a monthly maximum of $10.
• Fraud monitoring - America's Credit Union Affinity Plus Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - America's Credit Union Affinity Plus Checking allows you to manage your money online.
• Nationwide ATM network - Conveniently transact at a nearby ATM.