America's Credit Union Affinity Plus Checking
in Checking Accounts from America's Credit Union
UnaffiliatedAmerica's Credit Union Affinity Plus Checking
in Checking Accounts from America's Credit Union
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| Community Rating |
Rating not yet determined |
| Monthly Fee | $7 |
| ATM Fee: Out-of-Network | $0 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| APY (Annual Percentage Yield) | 0% - 0.75% |
America's Credit Union Affinity Plus Checking Review
America's Credit Union Affinity Plus Checking is offered by America's Credit Union, a credit union founded in 1954 and based in Fort Lewis, WA. America's Credit Union Affinity Plus Checking is available in 50 states (and Washington, DC).
Key Takeaways
- Higher than average APY. America's Credit Union Affinity Plus Checking has an annual percentage yield of up to 0.75%, which is higher than the national average interest rate on savings accounts.
- Charges a monthly fee. This account charges a monthly service fee of $7, but there are ways to waive the fee.
- No ATM fees. America's Credit Union Affinity Plus Checking does not charge fees on ATM transactions.
- Up to $10 in ATM fee reimbursements. This account will reimburse you for ATM fees (see terms and conditions for details).
- Bill pay. Pay your bills to practically anyone in the United States through America's Credit Union.
America's Credit Union checking account Pros & Cons
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America's Credit Union checking account FAQ
Are checking accounts from America's Credit Union federally insured?
No, your America's Credit Union checking accounts are not insured by a federal insurance agency. This means that if America's Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.
What APY does America's Credit Union checking account offer?
America's Credit Union checking account offers an APY starting at 0% and ranging up to 0.75% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0% - 0.75% |
What are the account minimums for America's Credit Union checking account?
America's Credit Union checking account requires a minimum initial deposit of $25 to open an account.
| Description | Amount |
|---|---|
| Minimum Opening Deposit | $25 |
What fees does America's Credit Union checking account charge?
This account charges a monthly service fee of $7.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| ATM Reimbursement Monthly Limit | $10 |
| Debit Card Replacement Fee | $10 |
| Monthly Fee | $7 |
| NSF Fee | $29 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $29 |
| Overdraft Protection Fee (per transfer) | $5 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $15 |
| ATM Fee: Out-of-Network | $0 |
Does America's Credit Union checking account charge overdraft fees?
Yes, America's Credit Union checking account charges a $29 fee for every overdraft.America's Credit Union checking account offers overdraft protection at a cost of $5 per transaction.
What features and perks does America's Credit Union checking account offer?
This account includes the following features:
- ATM reimbursement - This account will reimburse you for any domestic ATM fees up to a monthly maximum of $10.
- Fraud monitoring - America's Credit Union checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - America's Credit Union checking account allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
How do people rate the customer service and user experience of America's Credit Union checking account?
Overall, America's Credit Union checking account is strongly recommended based on community reviews that rate customer service and user experience.
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Contact
- Headquarters
-
12th and Pendleton, Building 2201
Fort Lewis, WA 98433 - Visit Site
About America's Credit Union Affinity Plus Checking
Availability
Available in 50 states and Washington, D.C.
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
America's Credit Union Affinity Plus Checking Community Reviews
Would you recommend America's Credit Union Affinity Plus Checking to your friends?
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