America's Credit Union Affinity Plus Checking
in Checking Accounts from America's Credit Union
UnaffiliatedAmerica's Credit Union Affinity Plus Checking
in Checking Accounts from America's Credit Union
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| Community Rating |
Rating not yet determined |
| Monthly Fee | $7 |
| ATM Fee: Out-of-Network | $0 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| APY (Annual Percentage Yield) | 0% - 1.01% |
America's Credit Union Affinity Plus Checking Review
America's Credit Union Affinity Plus Checking is offered by America's Credit Union, a credit union founded in 1954 and based in Fort Lewis, WA. America's Credit Union Affinity Plus Checking is available in 50 states (and Washington, DC).
Key Takeaways
- Very high APY. This account offers an annual percentage yield of up to 1.01%, which is much higher than the average for a checking account.
- Charges a monthly fee. This account charges a monthly maintenance fee of $7.
- $25 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
- No ATM fees. America's Credit Union Affinity Plus Checking does not charge fees on ATM transactions.
- Up to $10 in ATM fee reimbursements. This account will reimburse you for the ATM fees charged by other financial institutions.
- Free bill pay. Pay your bills to practically anyone in the United States through America's Credit Union.
- Hard credit pull. America's Credit Union may require a hard pull on your credit report to open a checking account.
America's Credit Union Affinity Plus Checking Pros & Cons
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America's Credit Union Affinity Plus Checking FAQ
Are checking accounts from America's Credit Union federally insured?
No, your America's Credit Union checking accounts are not insured by a federal insurance agency. This means that if America's Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.
What APY does America's Credit Union Affinity Plus Checking offer?
America's Credit Union Affinity Plus Checking offers an APY starting at 0% and ranging up to 1.01% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annualized Percentage Yield) | 0% - 1.01% |
What are the account minimums for America's Credit Union Affinity Plus Checking?
America's Credit Union Affinity Plus Checking requires a minimum initial deposit of $25 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $25 |
What fees does America's Credit Union Affinity Plus Checking charge?
This account charges a monthly maintenance fee of $7.
| Description | |
|---|---|
| Monthly Fee | $7 |
| Paper Statement Fee | N/A |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $0 |
| NSF Fee | $29 |
| Overdraft Protection Fee (per transfer) | $5 |
| Overdraft Item Fee | $29 |
| Early Account Closure | N/A |
| Returned Deposit Fee (Domestic) | N/A |
| Debit Card Replacement Fee | $10 |
| Bank Teller Fee | N/A |
| Check Cashing Fee | N/A |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | N/A |
| Check Image Service | N/A |
| Check Copy | N/A |
| Foreign Transaction Fee (Debit Card) | N/A |
| Wire Transfer Fee - Domestic (Outgoing) | $15 |
| Wire Transfer Fee - International (Outgoing) | N/A |
| Wire Transfer Fee - International (Incoming) | N/A |
| Returned Deposit Fee (International) | N/A |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| ATM Reimbursement Monthly Limit | $10 |
What features and perks does America's Credit Union Affinity Plus Checking offer?
This account includes the following features:
- ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks up to a monthly maximum of $10.
- Fraud monitoring - America's Credit Union Affinity Plus Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - America's Credit Union Affinity Plus Checking allows you to manage your money online.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
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Contact
- Headquarters
-
12th and Pendleton, Building 2201
Fort Lewis, WA 98433 - Visit Site
About America's Credit Union Affinity Plus Checking
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
America's Credit Union Affinity Plus Checking Community Reviews
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