America's Credit Union Affinity Plus Checking Review

America's Credit Union Affinity Plus Checking is offered by America's Credit Union, a credit union founded in 1954 and based in Fort Lewis, WA. America's Credit Union Affinity Plus Checking is available in 50 states (and Washington, DC).

Are checking accounts from America's Credit Union federally insured?

No, your America's Credit Union checking accounts are not insured by a federal insurance agency. This means that if America's Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does America's Credit Union Affinity Plus Checking offer?

America's Credit Union Affinity Plus Checking offers an APY starting at 0% and ranging up to 2.0% (APY stands for annual percentage yield, rates may change).

What are the account minimums for America's Credit Union Affinity Plus Checking?

America's Credit Union Affinity Plus Checking requires a minimum initial deposit of $25 to open an account.

What fees does America's Credit Union Affinity Plus Checking charge?

This account charges a monthly maintenance fee of $7.

What features and perks does America's Credit Union Affinity Plus Checking offer?

This account includes the following features:

• ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks up to a monthly maximum of $10.
• Fraud monitoring - America's Credit Union Affinity Plus Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - America's Credit Union Affinity Plus Checking allows you to manage your money online.
• Nationwide ATM network - Conveniently transact at a nearby ATM.