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  Arizona Financial Credit Union Checking Plus Account
Arizona Financial Credit Union Checking Plus Account
in Checking Accounts from Arizona Financial Credit Union · Insured by NCUA
Unaffiliated

Arizona Financial Credit Union Checking Plus Account

Unaffiliated
in Checking Accounts from Arizona Financial Credit Union · Insured by NCUA
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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0.21% - 0.30%
(Verified 04/03/2023)
Monthly Fee $0 - $3
(Verified 04/03/2023)
Minimum Balance to Avoid Monthly Fee Starting at $0

Arizona Financial Credit Union Checking Plus Account Review

Arizona Financial Credit Union Checking Plus Account is offered by Arizona Financial Credit Union, a credit union founded in 1936 and based in Phoenix, AZ. Arizona Financial Credit Union Checking Plus Account is available in 50 states (and Washington, DC).

Key Takeaways

  • Higher than average APY. Arizona Financial Credit Union Checking Plus Account has an annual percentage yield of up to 0.30%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $25.
  • Monthly maintenance fee waiver. $3 monthly service Fee Waived with 10+Qualifying Transactions.
  • Small minimum initial deposit. You only need $20 to open an account.
  • No ATM fees. Arizona Financial Credit Union Checking Plus Account does not charge fees on ATM transactions.

Arizona Financial Credit Union Checking Pros & Cons

Pros Cons
  • Monthly service fee waived (see terms for requirements).
  • Available in all 50 states.
  • Dividend-yielding account.
  • No signup bonus.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Monthly service charge.

Arizona Financial Credit Union Checking FAQ

Are checking accounts from Arizona Financial Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Arizona Financial Credit Union Checking offer?

Arizona Financial Credit Union Checking offers an APY starting at 0.21% and ranging up to 0.30% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $25.

Arizona Financial Credit Union Checking Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.21% - 0.30%

What are the account minimums for Arizona Financial Credit Union Checking?

Arizona Financial Credit Union Checking requires a minimum initial deposit of $20 to open an account.

Arizona Financial Credit Union Checking Plus Account Minimums
Description
Minimum Opening Deposit Starting at $20
Minimum Balance to Avoid Monthly Fee Starting at $0
Minimum Balance to Earn APY $25

What fees does Arizona Financial Credit Union Checking charge?

$3 monthly service Fee Waived with 10+Qualifying Transactions. Otherwise, there is a monthly service fee of up to $3.
Arizona Financial Credit Union Checking Plus Account Fees
Description
Monthly Fee $0 - $3

What features and perks does Arizona Financial Credit Union Checking offer?

This account includes the following features:

What is the customer support email for Arizona Financial Credit Union Checking?

The customer support email for Arizona Financial Credit Union Checking is member.services@azfcu.org.

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Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 6:00pm
  • Tuesday 9:00am - 6:00pm
  • Wednesday 9:00am - 6:00pm
  • Thursday 9:00am - 6:00pm
  • Friday 9:00am - 6:00pm
  • Saturday Closed

Other Services by Arizona Financial Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $20
Minimum Balance to Avoid Monthly Fee Starting at $0
Minimum Balance to Earn APY $25
Monthly Fee $0 - $3
(Verified 04/03/2023)
Monthly Maintenance Waiver Requirements $3 monthly service Fee Waived with 10+Qualifying Transactions.
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
Account Features
  • No ATM Fees
  • No Monthly Maintenance Fee
APY (Annual Percentage Yield) 0.21% - 0.30%
(Verified 04/03/2023)

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