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  Arvest Preferred Club Checking Account

Arvest Preferred Club Checking Account

in Checking Accounts from Arvest Bank · Member fdic

Unaffiliated

Arvest Preferred Club Checking Account

Unaffiliated

in Checking Accounts from Arvest Bank · Member FDIC

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Highlights
Monthly Fee $0 - $18
ATM Fee: Out-of-Network $2
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0.02%

Arvest Preferred Club Checking Account Review

Arvest Preferred Club Checking Account is offered by Arvest Bank, a bank founded in 1961 and based in Fayetteville, AR. Arvest Preferred Club Checking Account is available in 50 states (and Washington, DC).

Key Takeaways
  • Low APY. The maximum annual percentage yield for this account is only 0.02%.
  • Charges a monthly fee. This account charges a monthly service fee of up to $18, but there are ways to waive the fee.
  • Bill pay. Pay your bills to practically anyone in the United States through Arvest Bank.
  • Hard credit pull. Arvest Bank may require a hard pull on your credit report to open a checking account.
Arvest Preferred Club Checking Account Pros & Cons
Pros Cons
  • Available in all 50 states.
  • Interest-yielding account.
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No signup bonus.
  • Does not provide access to a nationwide ATM network.
  • Monthly service charge.
  • Charges a higher than average fee on out-of-network ATM transactions.
Arvest Preferred Club Checking Account FAQ

Are checking accounts from Arvest Bank federally insured?

Yes, your Arvest Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #8728). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Arvest Preferred Club Checking Account offer?

Arvest Preferred Club Checking Account Rates & Terms
Description
APY (Annual Percentage Yield) 0.02%

Arvest Preferred Club Checking Account offers an APY of 0.02% (APY stands for annual percentage yield, rates may change). However, to earn interest account holders must keep an average beginning day balance of $50.

What are the account minimums for Arvest Preferred Club Checking Account?

Arvest Preferred Club Checking Account requires a minimum initial deposit of $50 to open an account.

Arvest Preferred Club Checking Account Account Minimums
Description Amount
Minimum Opening Deposit $50
APY Minimum Balance $50
Minimum Combined Balance to Avoid Monthly Service Fee $25,000

What fees does Arvest Preferred Club Checking Account charge?

This account charges a monthly service fee of up to $18.

Arvest Preferred Club Checking Account Fees
Description
ATM Fee: In-Network $2
Check Cashing Fee $0
Debit Card Replacement Fee $7.50
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $0 - $18
NSF Fee $17
Online Bill Pay Fee $0
Overdraft Item Fee $17
Overdraft Protection Fee (per transfer) $10
Paper Statement Fee $10
Returned Deposit Fee (Domestic) $17
Returned Deposit Fee (International) $17
Stop Payment Fee $0
Wire Transfer Fee - Domestic (Incoming) $25
Wire Transfer Fee - Domestic (Outgoing) $10
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $40
ATM Fee: Out-of-Network $2

Does Arvest Preferred Club Checking Account charge overdraft fees?

Yes, Arvest Preferred Club Checking Account charges a $17 fee for every overdraft fee.

Arvest Preferred Club Checking Account offers overdraft protection at a cost of $10 per transaction.

What features and perks does Arvest Preferred Club Checking Account offer?

This account includes the following features:

  • Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
  • Fraud monitoring - Arvest Preferred Club Checking Account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Arvest Preferred Club Checking Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for Arvest Preferred Club Checking Account?

The customer support email for Arvest Preferred Club Checking Account is interact@arvest.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 4:00pm
  • Tuesday 9:00am - 4:00pm
  • Wednesday 9:00am - 4:00pm
  • Thursday 9:00am - 4:00pm
  • Friday 9:00am - 4:00pm
  • Saturday Closed

Other Services by Arvest Bank

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View all checking accounts offered by Arvest Bank

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

APY Minimum Balance $50
Minimum Combined Balance to Avoid Monthly Fee $25,000
Minimum Opening Deposit $50
Check Cashing Fee $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 0%
Online Bill Pay Fee $0
Stop Payment Fee $0
ATM Fee: In-Network $2
Debit Card Replacement Fee $7.50
Monthly Fee $0 - $18
NSF Fee $17
Overdraft Item Fee $17
Overdraft Protection Fee (per transfer) $10
Paper Statement Fee $10
Returned Deposit Fee (Domestic) $17
Returned Deposit Fee (International) $17
Wire Transfer Fee - Domestic (Incoming) $25
Wire Transfer Fee - Domestic (Outgoing) $10
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $40
ATM Fee: Out-of-Network $2
Bank Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Check Images with Statement
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Branch Access
  • FDIC Member
APY (Annual Percentage Yield) 0.02%

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