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  Axiom Bank Checking

Axiom Bank Checking

in Checking Accounts from Axiom Bank, N.A. · Member FDIC

Unaffiliated

Axiom Bank Checking

Unaffiliated

in Checking Accounts from Axiom Bank, N.A. · Member FDIC

Net Recommendation Score +100%

SUPERMONEY NET RECOMMENDATION SCORE

+100%

-100% 0% +100%
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Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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0 users are unsure
0 users don't recommend
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Highlights
Highlights
Community Rating

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Monthly Fee $0 - $6.95
ATM Fee: Out-of-Network $2
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0%

Axiom Bank Checking Review

Axiom Bank Checking is offered by Axiom Bank, N.A., a bank founded in 1962 and based in Maitland, FL. Axiom Bank Checking is available in 1 state across the USA.

Key Takeaways
  • 0% APY. As with most checking accounts, Axiom Bank Checking does not pay interest.
  • Charges a monthly fee. This account charges a monthly maintenance fee of up to $6.95.
  • $25 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • Free bill pay. Pay your bills to practically anyone in the United States through Axiom Bank, N.A..
  • Hard credit pull. Axiom Bank, N.A. may require a hard pull on your credit report to open a checking account.
Axiom Bank Checking Pros & Cons
Pros Cons
  • Monthly fee can be waived with direct deposit OR 8 debit card transactions within the statement cycle (ATM withdrawals don't count)
  • Access to physical branches.
  • Free debit card
  • Monthly fee for a non interest bearing checking account.
  • No signup bonus.
  • Does not earn interest
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a higher than average fee on out-of-network ATM transactions.
Axiom Bank Checking FAQ

Are checking accounts from Axiom Bank, N.A. federally insured?

Yes, your Axiom Bank, N.A. checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #31390). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Axiom Bank Checking offer?

Axiom Bank Checking is not an interest-bearing account.

What are the account minimums for Axiom Bank Checking?

Axiom Bank Checking requires a minimum initial deposit of $25 to open an account.

Axiom Bank Checking Account Minimums
Description Amount
Minimum Initial Deposit $25
Minimum Direct Deposit to Avoid Monthly Fee $500

What fees does Axiom Bank Checking charge?

This account charges a monthly maintenance fee of up to $6.95.

Axiom Bank Checking Fees
Description
Monthly Fee $0 - $6.95
Paper Statement Fee $5
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $2
NSF Fee $34
Overdraft Protection Fee (per transfer) N/A
Overdraft Item Fee $34
Early Account Closure $25
Returned Deposit Fee (Domestic) $15
Debit Card Replacement Fee $10
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $34
Check Image Service N/A
Check Copy $5
Foreign Transaction Fee (Debit Card) N/A
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Outgoing) $65
Wire Transfer Fee - International (Incoming) $10
Returned Deposit Fee (International) N/A
Wire Transfer Fee - Domestic (Incoming) $10
ATM Reimbursement Monthly Limit N/A

What features and perks does Axiom Bank Checking offer?

This account includes the following features:

  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Axiom Bank Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   258 Southhall Lane, Suite 400
    Maitland, FL 32751
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 6:00pm
  • Tuesday 9:00am - 6:00pm
  • Wednesday 9:00am - 6:00pm
  • Thursday 9:00am - 6:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 2:00pm

Other Services by Axiom Bank, N.A.

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View all checking accounts offered by Axiom Bank, N.A.

Availability

  Available in 1 state
Florida
Availabile in all of Florida

Feature Breakdown

Minimum Direct Deposit to Avoid Monthly Fee $500
Minimum Initial Deposit $25
ATM Fee: In-Network $0
Online Bill Pay Fee $0
Check Copy $5
Debit Card Replacement Fee $10
Early Account Closure $25
Monthly Fee $0 - $6.95
NSF Fee $34
Overdraft Item Fee $34
Paper Statement Fee $5
Returned Deposit Fee (Domestic) $15
Stop Payment Fee $34
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $65
ATM Fee: Out-of-Network $2
Bank Account Features
  • FDIC Member
  • Check Writing
  • Branch Access
  • Debit Card
  • Free Bill Pay
  • Mobile Banking
  • Mobile Check Deposit

Axiom Bank Checking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

+100%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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