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  Axiom Bank Checking

Axiom Bank Checking

in Checking Accounts from Axiom Bank, N.A. · fdic

Unaffiliated

Axiom Bank Checking

Unaffiliated

in Checking Accounts from Axiom Bank, N.A. · Member FDIC

Net Recommendation Score +100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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1 user recommends
0 users are unsure
0 users don't recommend
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Highlights
Community Rating

Rating not yet determined  

Monthly Fee $0 - $6.95
ATM Fee: Out-of-Network $2
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0%

Axiom Bank Checking Review

Axiom Bank Checking is offered by Axiom Bank, N.A., a bank founded in 1962 and based in Maitland, FL. Axiom Bank Checking is available in 1 state across the USA.

Key Takeaways
  • 0% APY. As with most checking accounts, Axiom Bank Checking does not pay interest.
  • Charges a monthly fee. This account charges a monthly service fee of up to $6.95.
  • Bill pay. Pay your bills to practically anyone in the United States through Axiom Bank, N.A..
Axiom Bank Checking Pros & Cons
Pros Cons
  • Monthly fee can be waived with direct deposit OR 8 debit card transactions within the statement cycle (ATM withdrawals don't count)
  • Access to physical branches.
  • Free debit card
  • Monthly fee for a non interest bearing checking account.
  • No signup bonus.
  • Does not earn interest
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Monthly service charge (if minimums are not met).
  • Charges a higher than average fee on out-of-network ATM transactions.
Axiom Bank Checking FAQ

Are checking accounts from Axiom Bank, N.A. federally insured?

Yes, your Axiom Bank, N.A. checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #31390). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Axiom Bank Checking offer?

Axiom Bank Checking is not an interest-bearing account.

What are the account minimums for Axiom Bank Checking?

Axiom Bank Checking requires a minimum initial deposit of $25 to open an account.

Axiom Bank Checking Minimums
Description
Minimum Direct Deposit to Avoid Monthly Fee $500
Minimum Opening Deposit Starting at $25

What fees does Axiom Bank Checking charge?

This account charges a monthly service fee of up to $6.95.

Axiom Bank Checking Fees
Description
ATM Fee: In-Network $0
Check Copy $5
Debit Card Replacement Fee $10
Early Account Closure $25
Monthly Fee $0 - $6.95
NSF Fee $34
Online Bill Pay Fee $0
Overdraft Item Fee $34
Paper Statement Fee $5
Returned Deposit Fee (Domestic) $15
Stop Payment Fee $34
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $65
ATM Fee: Out-of-Network $2

Does Axiom Bank Checking charge overdraft fees?

Yes, Axiom Bank Checking charges a $34 fee for every overdraft.

What features and perks does Axiom Bank Checking offer?

This account includes the following features:

  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Axiom Bank Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

How do people rate the customer service and user experience of Axiom Bank Checking?

Overall, Axiom Bank Checking is strongly recommended based on community reviews that rate customer service and user experience.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Axiom Bank Checking

Unique options for differing lifestyles. Compare our five checking accounts side by side to see which best fits your needs. Once you’re ready to open your new account, visit an Axiom Bank location to get started.

Contact

  • Headquarters
  •   258 Southhall Lane, Suite 400
    Maitland, FL 32751
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 6:00pm
  • Tuesday 9:00am - 6:00pm
  • Wednesday 9:00am - 6:00pm
  • Thursday 9:00am - 6:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 2:00pm

Other Services by Axiom Bank, N.A.

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View all checking accounts offered by Axiom Bank, N.A.

Availability

  Available in 1 state
Florida
Availabile in all of Florida

Feature Breakdown

Minimum Direct Deposit to Avoid Monthly Fee $500
Minimum Opening Deposit Starting at $25
ATM Fee: In-Network $0
Online Bill Pay Fee $0
Check Copy $5
Debit Card Replacement Fee $10
Early Account Closure $25
Monthly Fee $0 - $6.95
NSF Fee $34
Overdraft Item Fee $34
Paper Statement Fee $5
Returned Deposit Fee (Domestic) $15
Stop Payment Fee $34
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $65
ATM Fee: Out-of-Network $2
Account Features
  • Branch Access
  • Check Writing
  • Debit Card
  • Member FDIC
  • Free Bill Pay
  • Mobile Banking
  • Mobile Check Deposit

Axiom Bank Checking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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