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Last Updated: 01/21/2026

Axiom Bank Checking

from Axiom Bank, N.A.

Last Updated: 01/21/2026

Rating not yet determined1 total votes

1 users recommend

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Highlights

Welcome Offer

Starting at $0(Verified 06/21/2024)

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Rewards

N/A

APY (Annual Percentage Yield)

0%(Verified 06/21/2024)

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Monthly Maintenance Fee

$0 - $6.95(Verified 01/21/2026)

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Axiom Bank Checking Review

The Axiom Bank Checking is offered by Axiom Bank, N.A., a bank founded in 1962 and based in Maitland, FL. Axiom Bank Checking is available in 1 state.

Key Takeaways

0% APY. As with most checking accounts, Axiom Bank Checking does not pay interest.
Charges a monthly fee. This account charges a monthly fee of up to $6.95.
Bill pay. Pay your bills to practically anyone in the United States when you enroll in Axiom Bank, N.A. mobile or online banking.

Axiom Bank Checking Pros & Cons

Pros

Cons

Monthly fee can be waived with direct deposit OR 8 debit card transactions within the statement cycle (ATM withdrawals don't count)
Access to physical branches.
Debit card

Monthly fee for a non interest bearing checking account.
No signup bonus.
Does not earn interest
Does not provide access to a nationwide ATM network.
Only available in one state.
Charges a fee on out-of-network ATM transactions.

Axiom Bank Checking FAQ

Are checking accounts from Axiom Bank, N.A. federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC #31390). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Axiom Bank Checking offer?

Axiom Bank Checking is not an interest-bearing account.

What are the account minimums for Axiom Bank Checking?

Axiom Bank Checking requires a minimum initial deposit of $25.

Axiom Bank Checking Minimums

Description

Minimum Opening Deposit

Starting at $25

What fees does Axiom Bank Checking charge?

This account charges a monthly maintenance fee each statement cycle of up to $6.95.

Axiom Bank Checking Fees

Description

Monthly Maintenance Fee

$0 - $6.95

Paper Statement Fee

Starting at $5

ATM Fee: In-Network

Starting at $0

ATM Fee: Out-of-Network (within the U.S.)

Starting at $2

NSF Fee

$34

Overdraft Item Fee

Starting at $34

Early Account Closure

Starting at $25

Returned Deposit Fee (Domestic)

Starting at $15

Card Replacement Fee (Standard Delivery)

Starting at $10

Online Bill Pay Fee

Starting at $0

Stop Payment Fee

Starting at $34

Check Copy

Wire Transfer Fee - US Domestic (Outgoing)

Starting at $20

Wire Transfer Fee - International (Outgoing)

Starting at $65

Wire Transfer Fee - International (Incoming)

Starting at $10

Wire Transfer Fee - US Domestic (Incoming)

Starting at $10

Does Axiom Bank Checking charge overdraft fees?

Yes, Axiom Bank Checking charges a $34 fee for every overdraft.

What features and perks does Axiom Bank Checking offer?

This account includes the following features:

Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - Axiom Bank Checking allows you to manage your money online or with a mobile app. This includes depositing checks^* in your account with a mobile app on your smartphone.

What is the customer support email for Axiom Bank Checking?

The customer support email for Axiom Bank Checking is contactus@axiombanking.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from Axiom Bank Checking

Unique options for differing lifestyles. Compare our five checking accounts side by side to see which best fits your needs. Once you’re ready to open your new account, visit an Axiom Bank location to get started.

Contact

Headquarters

258 Southhall Lane, Suite 400

Maitland, FL 32751

Visit Site

Email Support

Hours of Operation

SundayClosedMonday9:00AM - 6:00PMTuesday9:00AM - 6:00PMWednesday9:00AM - 6:00PMThursday9:00AM - 6:00PMFriday9:00AM - 6:00PMSaturday9:00AM - 2:00PM

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Bonus Offer

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Cashback Rewards

N/A

APY (Annual Percentage Yield)

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Bonus Offer

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Cashback Rewards

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APY (Annual Percentage Yield)

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Cashback Rewards

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Axiom Bank Checking Community Reviews

Would you recommend Axiom Bank Checking to your friends?

Victoria C.

Oct 28, 2020

May or may not recommend

Are you in search for a cover for your insured deposits? Then Axiom bank Checking, is your plug. Unlike other resorts axiom bank checking requires only $25 for opening account. Personally with this service, I have been able to manage and invest my money properly, through online banking provisions. With this platform, payment of bills is no longer, delayed. I can now make quick and free bill payments.

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