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Last Updated: 01/21/2026

Axiom Bank Select Checking

from Axiom Bank, N.A.

Last Updated: 01/21/2026

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Highlights

Welcome Offer

Starting at $0(Verified 06/21/2024)

Disclaimer popup with additional information

Rewards

N/A

APY (Annual Percentage Yield)

.15% - .45%(Verified 06/21/2024)

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Monthly Maintenance Fee

$0 - $15(Verified 01/21/2026)

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Axiom Bank Select Checking Review

The Axiom Bank Select Checking is offered by Axiom Bank, N.A., a bank founded in 1962 and based in Maitland, FL. Axiom Bank checking account is available in 1 state.

Key Takeaways

Higher than average APY. Axiom Bank Select Checking has an annual percentage yield of up to .45%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $1000.
Charges a monthly fee. This account charges a monthly fee of up to $15, but the fee may be waived if you keep a minimum balance of$1,000.
$100 minimum opening deposit. This is a typical minimum initial deposit.
Bill pay. Pay your bills to practically anyone in the United States when you enroll in Axiom Bank, N.A. mobile or online banking.

Axiom Bank checking account Pros & Cons

Pros

Cons

Interest bearing account.
Interest-yielding account.
Access to physical branches.
Debit card

Low APY
No signup bonus.
Does not provide access to a nationwide ATM network.
Only available in one state.
Charges a fee on out-of-network ATM transactions.

Axiom Bank checking account FAQ

Are checking accounts from Axiom Bank, N.A. federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC #31390). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Axiom Bank checking account offer?

Axiom Bank checking account offers an APY starting at .15% and ranging up to .45% (APY stands for annual percentage yield, rates may change). However, to earn interest, you must keep an average beginning day balance of at least $1000.

Axiom Bank checking account Rates and Terms

Rates

Amount

APY (Annual Percentage Yield)

.15% - .45%

What are the account minimums for Axiom Bank checking account?

Axiom Bank checking account requires a minimum initial deposit of $100.

Axiom Bank Select Checking Minimums

Description

Minimum Average Balance to Avoid Monthly Service Fee

Starting at $1,000

Minimum Balance to Earn APY

$1,000

Minimum Opening Deposit

Starting at $100

What fees does Axiom Bank checking account charge?

This account charges a monthly maintenance fee each statement cycle of up to $15.

Axiom Bank Select Checking Fees

Description

Monthly Maintenance Fee

$0 - $15

Paper Statement Fee

Starting at $5

ATM Fee: In-Network

Starting at $0

ATM Fee: Out-of-Network (within the U.S.)

Starting at $2

NSF Fee

$34

Overdraft Item Fee

Starting at $34

Early Account Closure

Starting at $25

Returned Deposit Fee (Domestic)

Starting at $15

Card Replacement Fee (Standard Delivery)

Starting at $10

Online Bill Pay Fee

Starting at $0

Stop Payment Fee

Starting at $34

Check Copy

Wire Transfer Fee - US Domestic (Outgoing)

Starting at $20

Wire Transfer Fee - International (Outgoing)

Starting at $65

Wire Transfer Fee - International (Incoming)

Starting at $10

Wire Transfer Fee - US Domestic (Incoming)

Starting at $10

Does Axiom Bank checking account charge overdraft fees?

Yes, Axiom Bank checking account charges a $34 fee for every overdraft.

What features and perks does Axiom Bank checking account offer?

This account includes the following features:

Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - Axiom Bank checking account allows you to manage your money online or with a mobile app. This includes depositing checks^* in your account with a mobile app on your smartphone.

What is the customer support email for Axiom Bank checking account?

The customer support email for Axiom Bank checking account is contactus@axiombanking.com.

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Message from Axiom Bank checking account

Unique options for differing lifestyles. Compare our five checking accounts side by side to see which best fits your needs. Once you’re ready to open your new account, visit an Axiom Bank location to get started.

Contact

Headquarters

258 Southhall Lane, Suite 400

Maitland, FL 32751

Visit Site

Email Support

Hours of Operation

SundayClosedMonday9:00AM - 6:00PMTuesday9:00AM - 6:00PMWednesday9:00AM - 6:00PMThursday9:00AM - 6:00PMFriday9:00AM - 6:00PMSaturday9:00AM - 2:00PM

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.