Axos Bank First Checking Account
in Checking Accounts from Axos Bank · Member FDIC
Cast your vote
Would you recommend Axos Bank First Checking Account to your friends?
| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 |
| ATM Fee: Out-of-Network | $0 |
| Minimum Balance to Avoid Monthly Fee | $0 |
| APY (Annual Percentage Yield) | 0.25% |
Axos Bank First Checking Account Review
Axos Bank First Checking Account is offered by Axos Bank, a bank founded in 2000 and based in San Diego, CA. Axos Bank First Checking Account is available in 50 states (and Washington, DC).
Key Takeaways
- Higher than average APY. Axos Bank First Checking Account has an annual percentage yield of up to 0.25%, which is higher than the national average interest rate on savings accounts.
- $0 monthly fee. This account does not charge a monthly Service Charge.
- No minimum initial deposit. There is no minimum balance required to open an account.
- Up to $12 in ATM fee reimbursements. This account will reimburse you for ATM fees (see terms and conditions for details).
- Bill pay. Pay your bills to practically anyone in the United States through Axos Bank.
AXOS checking account Pros & Cons
| Pros | Cons |
|---|---|
|
|
AXOS checking account FAQ
Are checking accounts from Axos Bank federally insured?
Yes, your Axos Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #35546). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does AXOS checking account offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.25% |
AXOS checking account offers an APY of 0.25% (APY stands for annual percentage yield, rates may change).
What are the account minimums for AXOS checking account?
AXOS checking account does not require a minimum initial deposit.
| Description | Amount |
|---|---|
| Minimum Opening Deposit | $0 |
What fees does AXOS checking account charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| ATM Reimbursement Monthly Limit | $12 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $0 |
| Foreign Transaction Fee (Debit Card) | 1% |
| Monthly Fee | $0 |
| NSF Fee | $0 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $0 |
| Overdraft Protection Fee (per transfer) | $0 |
| Paper Statement Fee | $5 |
| Returned Deposit Fee (Domestic) | $10 |
| Returned Deposit Fee (International) | $10 |
| Stop Payment Fee | $10 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $35 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $45 |
| ATM Fee: Out-of-Network | $0 |
Does AXOS checking account charge overdraft fees?
No, AXOS checking account does not charge overdraft fees.What features and perks does AXOS checking account offer?
This account includes the following features:
- ATM reimbursement - This account will reimburse you for any domestic ATM fees up to a monthly maximum of $12.
- Fraud monitoring - AXOS checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - AXOS checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for AXOS checking account?
The customer support email for AXOS checking account is contactaxos@axosfs.com.
How do people rate the customer service and user experience of AXOS checking account?
Overall, AXOS checking account is strongly recommended based on community reviews that rate customer service and user experience.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website
may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking
on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
- Headquarters
-
4350 La Jolla Village Drive
Suite 140
San Diego, CA 92122 - Visit Site
- Email Support
Other Services by Axos Bank
View all checking accounts offered by Axos Bank
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| ATM Fee: In-Network | $0 |
| Early Account Closure | $0 |
| Monthly Fee | $0 |
| NSF Fee | $0 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $0 |
| Overdraft Protection Fee (per transfer) | $0 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - International (Incoming) | $0 |
| ATM Fee: Out-of-Network | $0 |
| ATM Reimbursement Monthly Limit | $12 |
| Debit Card Replacement Fee | $5 |
| Foreign Transaction Fee (Debit Card) | 1% |
| Paper Statement Fee | $5 |
| Returned Deposit Fee (Domestic) | $10 |
| Returned Deposit Fee (International) | $10 |
| Stop Payment Fee | $10 |
| Wire Transfer Fee - Domestic (Outgoing) | $35 |
| Wire Transfer Fee - International (Outgoing) | $45 |
Axos Bank First Checking Account Community Reviews
Would you recommend Axos Bank First Checking Account to your friends?
sorted by
Other Checking Accounts
Axos Bank Checking Accounts
Loading...
Browse Checking Accounts
- Arvest Basic Blue™ Checking Account
- BankMobile Vibe Checking
- Century Bank-Business Select
- Century Bank-NM
- City Bank Interest Checking
- Credit Human Dividend Checking
- First Internet Bank Checking Account
- Lake of Michigan Credit Union Checking Account
- MembersFirst Credit Union CU Succeed Checking
- New York Community Basic Checking
- Southeast Financial Credit Union Interest Checking Account
- Zions Bank® Anytime Checking
