Axos Bank First Checking Account

Axos Bank First Checking Account Review

Axos Bank First Checking Account is offered by Axos Bank, a bank founded in 2000 and based in San Diego, CA. Axos Bank First Checking Account is available in 50 states (and Washington, DC).

Key Takeaways

• Higher than average APY. Axos Bank First Checking Account has an annual percentage yield of up to 0.10%, which is higher than the national average interest rate on savings accounts.
• Supports joint accounts. This allows two people to have equal authority over the management of an account.
• $0 monthly fee. This account does not charge a monthly Service Charge.
• No minimum initial deposit. There is no minimum balance required to open an account.
• Up to $12 in ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
• Bill pay. Pay your bills to practically anyone in the United States through Axos Bank.

AXOS checking account Pros & Cons

AXOS checking account FAQ

Are checking accounts from Axos Bank federally insured?

Yes, your Axos Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #35546). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does AXOS checking account offer?

AXOS checking account offers an APY of 0.10% (APY stands for annual percentage yield, rates may change).

What are the account minimums for AXOS checking account?

AXOS checking account does not require a minimum initial deposit.

What fees does AXOS checking account charge?

The good news is that this account does not have a monthly Service Charge.

Does AXOS checking account charge overdraft fees?

What features and perks does AXOS checking account offer?

This account includes the following features:

• ATM rebates - This account will reimburse you for any domestic ATM fees up to a monthly maximum of $12.
• Fraud monitoring - AXOS checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - AXOS checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for AXOS checking account?

The customer support email for AXOS checking account is contactaxos@axosfs.com.

How do people rate the customer service and user experience of AXOS checking account?

Overall, AXOS checking account is strongly recommended based on community reviews that rate customer service and user experience.