Axos Bank First Checking Account Review

Where is Axos Bank First Checking Account available?

Axos Bank is based in San Diego, CA. It was founded in 2000 and offers banking services in 50 states (and Washington, DC).

Is Axos Bank First Checking Account insured by the FDIC?

Deposits in Axos Bank First Checking Account are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor.

What APY does Axos Bank offer?

Axos Bank First Checking Account offers an APY of 0.25% (APY stands for annual percentage yield, rates may change).

What are the account minimums for Axos Bank First Checking Account?

Axos Bank First Checking Account does not require a minimum initial deposit.

What fees does Axos Bank First Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

What features and perks does Axos Bank First Checking Account offer?

This account includes the following features:

• ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks up to a monthly maximum of $12.
• Fraud monitoring - Axos Bank First Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Axos Bank First Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.