
Bank of America Checking Account
in Checking Accounts from Bank of America
Would you recommend Bank of America Checking Account to your friends?
Community Rating | Mostly not recommended |
Monthly Fee | $0 - $25 |
Minimum Balance to Avoid Monthly Fee | $1,500 |
ATM Fee: Out-of-Network | $2.50 |
APY (Annual Percentage Yield) | 0.01% - 0.02% |
Number of Reviews | 13 |
Bank of America Checking Account Review
Bank of America Checking Account is offered by Bank of America, a bank founded in 1784 and based in Charlotte, NC. Bank of America Checking Account is available in 50 states (and Washington, DC).
Are checking accounts from Bank of America federally insured?
Yes, your Bank of America checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Bank of America offer?
Bank of America Checking Account offers an APY starting at 0.01% and ranging up to 0.02% (APY stands for annual percentage yield, rates may change).
Rates | Amount |
---|---|
APY (Annualized Percentage Yield) | 0.01% - 0.02% |
What are the account minimums for Bank of America Checking Account?
Bank of America Checking Account requires a minimum initial deposit of $25 to open an account.
Description | Amount |
---|---|
Minimum Initial Deposit | $25 |
Minimum Direct Deposit to Avoid Monthly Fee | $250 |
Minimum Balance to Avoid Monthly Fee | $1,500 |
What fees does Bank of America Checking Account charge?
This account charges a monthly maintenance fee of up to $25.
Description | |
---|---|
Monthly Fee | N/A |
Paper Statement Fee | N/A |
ATM Fee: In-Network | N/A |
ATM Fee: Out-of-Network | N/A |
NSF Fee | N/A |
Overdraft Protection Fee (per transfer) | N/A |
Overdraft Item Fee | N/A |
Early Account Closure | N/A |
Returned Deposit Fee (Domestic) | N/A |
Debit Card Replacement Fee | N/A |
Bank Teller Fee | N/A |
Check Cashing Fee | N/A |
Online Bill Pay Fee | N/A |
Stop Payment Fee | N/A |
Check Image Service | N/A |
Check Copy | N/A |
Foreign Transaction Fee (Debit Card) | N/A |
Wire Transfer Fee - Domestic (Outgoing) | N/A |
Wire Transfer Fee - International (Outgoing) | N/A |
Wire Transfer Fee - International (Incoming) | N/A |
Returned Deposit Fee (International) | N/A |
Wire Transfer Fee - Domestic (Incoming) | N/A |
ATM Reimbursement Monthly Limit | N/A |
What features and perks does Bank of America Checking Account offer?
This account includes the following features:
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Contact
- Headquarters
-
100 North Tryon Street
#170
Charlotte, NC 28255 - Visit Site
Other Services by Bank of America
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Minimum Direct Deposit to Avoid Monthly Fee | $250 |
Minimum Initial Deposit | $25 |
Minimum Balance to Avoid Monthly Fee | $1,500 |
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