Bank of America Checking Account Checking Accounts on SuperMoney

Highlights
Community Rating	Mostly not recommended
Monthly Fee	$0 - $25
Minimum Balance to Avoid Monthly Fee	$1,500
ATM Fee: Out-of-Network	$2.50
APY	0.01% - 0.02%
Number of Reviews	12

Bank of America Checking Account Review

Where is Bank of America Checking Account available?

Bank of America is based in Charlotte, NC. It was founded in 1784 and offers banking services in 50 states (and Washington, DC).

Is Bank of America Checking Account insured by the FDIC

Deposits in Bank of America Checking Account are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor.

What APY does Bank of America offer?

Bank of America Checking Account offers an APY starting at 0.01% and ranging up to 0.02% (APY stands for annual percentage yield, rates may change).

Bank of America Checking Account Rates and Terms
Rates	Amount
APY (Annualized Percentage Yield)	0.01% - 0.02%

What are the account minimums for Bank of America Checking Account?

Bank of America Checking Account requires a minimum initial deposit of $25 to open an account.

Bank of America Checking Account Account Minimums
Description	Amount
Minimum Initial Deposit	$25
Minimum Direct Deposit to Avoid Monthly Fee	$250
Minimum Balance to Avoid Monthly Fee	$1,500

What fees does Bank of America Checking Account charge?

This account charges a monthly maintenance fee of up to $25.

Bank of America Checking Account Fees
Fees	Amount
ATM Out-Of-Network Fee	$2.50
Check Image Service	$3
Debit Card Replacement Fee	$5
Non-Sufficient Funds	$35
Overdraft Item Fee	$35
Returned Deposit Fee (International)	$15
Outgoing Domestic Bank Transfer Fee	$30
Incoming Domestic Bank Transfer Fee	$15
Outgoing International Bank Transfer Fee	$45
Incoming International Bank Transfer Fee	$16
Paper Statement Fee	$5

What features and perks does Bank of America Checking Account offer?

This account includes the following features:

Nationwide ATM network - Conveniently transact at a nearby ATM.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...