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  Bank of America Checking Account

Bank of America Checking Account

in Checking Accounts from Bank of America

Unaffiliated

Bank of America Checking Account

Unaffiliated

in Checking Accounts from Bank of America

SuperMoney Net Recommendation Score -31% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

2 users recommend
5 users are unsure
6 users don't recommend
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Highlights
Highlights
Community Rating Mostly not recommended
Monthly Fee $0 - $25
Minimum Balance to Avoid Monthly Fee $1,500
ATM Fee: Out-of-Network $2.50
APY 0.01% - 0.02%
Number of Reviews 13

Bank of America Checking Account Review

Bank of America Checking Account is offered by Bank of America, a bank founded in 1784 and based in Charlotte, NC. Bank of America Checking Account is offered in 50 states (and Washington, DC).

Are checking accounts from Bank of America federally insured?

Yes, your Bank of America checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Bank of America offer?

Bank of America Checking Account offers an APY starting at 0.01% and ranging up to 0.02% (APY stands for annual percentage yield, rates may change).

Bank of America Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.01% - 0.02%

What are the account minimums for Bank of America Checking Account?

Bank of America Checking Account requires a minimum initial deposit of $25 to open an account.

Bank of America Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $25
Minimum Direct Deposit to Avoid Monthly Fee $250
Minimum Balance to Avoid Monthly Fee $1,500

What fees does Bank of America Checking Account charge?

This account charges a monthly maintenance fee of up to $25.

Bank of America Checking Account Fees
Description
Monthly Fee --> $0 - $25
Paper Statement Fee --> $5
ATM Fee: In-Network --> $0
ATM Fee: Out-of-Network --> $2.50
NSF Fee --> $35
Overdraft Protection Fee (per transfer) --> $0
Overdraft Item Fee --> $35
Early Account Closure --> $0
Returned Deposit Fee (Domestic) --> $12
Debit Card Replacement Fee --> $5
Bank Teller Fee --> N/A
Check Cashing Fee --> N/A
Online Bill Pay Fee --> $0
Stop Payment Fee --> $30
Check Image Service --> $3
Check Copy --> N/A
Foreign Transaction Fee (Debit Card) --> 3%
Wire Transfer Fee - Domestic (Outgoing) --> $30
Wire Transfer Fee - International (Outgoing) --> $45
Wire Transfer Fee - International (Incoming) --> $16
Returned Deposit Fee (International) --> $15
Wire Transfer Fee - Domestic (Incoming) --> $15
ATM Reimbursement Monthly Limit --> N/A

What features and perks does Bank of America Checking Account offer?

This account includes the following features:

  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Initial Deposit $25
Minimum Direct Deposit to Avoid Monthly Fee $250
Minimum Balance to Avoid Monthly Fee $1,500
ATM Fee: In-Network $0
Overdraft Protection Fee (per transfer) $0
Early Account Closure $0
Online Bill Pay Fee $0
Monthly Fee $0 - $25
Paper Statement Fee $5
ATM Fee: Out-of-Network $2.50
NSF Fee $35
Overdraft Item Fee $35
Returned Deposit Fee (Domestic) $12
Debit Card Replacement Fee $5
Stop Payment Fee $30
Check Image Service $3
Foreign Transaction Fee (Debit Card) 3%
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Outgoing) $45
Wire Transfer Fee - International (Incoming) $16
Returned Deposit Fee (International) $15
Wire Transfer Fee - Domestic (Incoming) $15
Bank Account Features
  • Bauer Financial A+/A Rating
  • Debit Card
  • IRAs
  • Nationwide ATM Network
  • No ATM Fees
APY 0.01% - 0.02%

Bank of America Checking Account Community Reviews

 
 

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