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Bank of America Checking Account

in Checking Accounts

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Bank of America Checking Account

Unaffiliated

in Checking Accounts

SuperMoney Net Recommendation Score -25% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

2 users recommend
5 users are unsure
5 users don't recommend
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Overview

Where does Bank of America Checking Account do business?

Bank of America Checking Account is based in Charlotte, NC. It was founded in 1784 and offers checking accounts services in 50 states (and Washington, DC).

Bank of America Checking Account is a member of the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor if a member institution fails.

What APY does Bank of America offer?

Bank of America Checking Account offers an APY starting at 0.01% and ranging up to 0.02% (APY stands for annual percentage yield, rates may change).

What features and perks does Bank of America Checking Account offer?

This account includes the following features:

  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What fees does Bank of America Checking Account charge?

This account charges a monthly maintenance fee of up to $25.

  • Outgoing domestic bank transfers come with a $30 fee.
  • Incoming domestic bank transfers come with a $15 fee.
  • Outoing international bank transfers come with a $45 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Incoming international bank transfers come with a $16 fee.
  • Bank of America Checking Account charges $5 every time you request a paper statement.
  • Every returned deposit incurs in a $5 charge.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Initial Deposit
$25
Minimum Direct Deposit to Avoid Monthly Fee
$250
Minimum Balance to Avoid Monthly Fee
$1,500
No Fees
ATM Fee: In-Network
$0
Overdraft Protection Fee (per transfer)
$0
Early Account Closure
$0
Online Bill Pay Fee
$0
List of Fees
Monthly Fee
$0 - $25
Paper Statement Fee
$5
ATM Fee: Out-of-Network
$2.50
NSF Fee
$35
Overdraft Item Fee
$35
Returned Deposit Fee (Domestic)
$12
Debit Card Replacement Fee
$5
Stop Payment Fee
$30
Check Image Service
$3
Foreign Transaction Fee (Debit Card)
3%
Wire Transfer Fee - Domestic (Outgoing)
$30
Wire Transfer Fee - International (Outgoing)
$45
Wire Transfer Fee - International (Incoming)
$16
Returned Deposit Fee (International)
$15
Wire Transfer Fee - Domestic (Incoming)
$15
Bank Account Features
  • Bauer Financial A+/A Rating
  • Debit Card
  • IRAs
  • Nationwide ATM Network
  • No ATM Fees
Percentage
APY
0.01% - 0.02%
    0% 5%

Reviews

 
 

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