Bank of America Checking Account

in Checking Accounts from Bank of America

Unaffiliated

Bank of America Checking Account

Unaffiliated

in Checking Accounts from Bank of America

Highlights
Community Rating	Mostly not recommended
Monthly Fee	$0 - $25
Minimum Balance to Avoid Monthly Fee	$1,500
ATM Fee: Out-of-Network	$2.50
APY	0.01% - 0.02%
Number of Reviews	13

Bank of America Checking Account Review

Bank of America Checking Account is offered by Bank of America, a bank founded in 1784 and based in Charlotte, NC. Bank of America Checking Account is offered in 50 states (and Washington, DC).

Are checking accounts from Bank of America federally insured?

Yes, your Bank of America checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Bank of America offer?

Bank of America Checking Account offers an APY starting at 0.01% and ranging up to 0.02% (APY stands for annual percentage yield, rates may change).

Bank of America Checking Account Rates and Terms
Rates	Amount
APY (Annualized Percentage Yield)	0.01% - 0.02%

What are the account minimums for Bank of America Checking Account?

Bank of America Checking Account requires a minimum initial deposit of $25 to open an account.

Bank of America Checking Account Account Minimums
Description	Amount
Minimum Initial Deposit	$25
Minimum Direct Deposit to Avoid Monthly Fee	$250
Minimum Balance to Avoid Monthly Fee	$1,500

What fees does Bank of America Checking Account charge?

This account charges a monthly maintenance fee of up to $25.

Bank of America Checking Account Fees
Description
Monthly Fee -->	$0 - $25
Paper Statement Fee -->	$5
ATM Fee: In-Network -->	$0
ATM Fee: Out-of-Network -->	$2.50
NSF Fee -->	$35
Overdraft Protection Fee (per transfer) -->	$0
Overdraft Item Fee -->	$35
Early Account Closure -->	$0
Returned Deposit Fee (Domestic) -->	$12
Debit Card Replacement Fee -->	$5
Bank Teller Fee -->	N/A
Check Cashing Fee -->	N/A
Online Bill Pay Fee -->	$0
Stop Payment Fee -->	$30
Check Image Service -->	$3
Check Copy -->	N/A
Foreign Transaction Fee (Debit Card) -->	3%
Wire Transfer Fee - Domestic (Outgoing) -->	$30
Wire Transfer Fee - International (Outgoing) -->	$45
Wire Transfer Fee - International (Incoming) -->	$16
Returned Deposit Fee (International) -->	$15
Wire Transfer Fee - Domestic (Incoming) -->	$15
ATM Reimbursement Monthly Limit -->	N/A

What features and perks does Bank of America Checking Account offer?

This account includes the following features:

Nationwide ATM network - Conveniently transact at a nearby ATM.

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