Bank of America Checking Account
in Checking Accounts from Bank of America
Would you recommend Bank of America Checking Account to your friends?
| Community Rating | Mostly not recommended |
| Monthly Fee | $0 - $25 |
| Minimum Balance to Avoid Monthly Fee | $1,500 |
| ATM Fee: Out-of-Network | $2.50 |
| APY | 0.01% - 0.02% |
| Number of Reviews | 12 |
Overview
Where is Bank of America Checking Account available?
Bank of America is based in Charlotte, NC. It was founded in 1784 and offers banking services in 50 states (and Washington, DC).
Is Bank of America Checking Account insured by the FDIC
Deposits in Bank of America Checking Account are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor.
What APY does Bank of America offer?
Bank of America Checking Account offers an APY starting at 0.01% and ranging up to 0.02% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annualized Percentage Yield) | 0.01% - 0.02% |
What are the account minimums for Bank of America Checking Account?
Bank of America Checking Account requires a minimum initial deposit of $25 to open an account.| Description | Amount |
|---|---|
| Minimum Initial Deposit | $25 |
| Minimum Direct Deposit to Avoid Monthly Fee | $250 |
| Minimum Balance to Avoid Monthly Fee | $1,500 |
What fees does Bank of America Checking Account charge?
This account charges a monthly maintenance fee of up to $25.
| Fees | Amount |
|---|---|
| ATM Out-Of-Network Fee | $2.50 |
| Check Image Service | $3 |
| Debit Card Replacement Fee | $5 |
| Non-Sufficient Funds | $35 |
| Overdraft Item Fee | $35 |
| Returned Deposit Fee (International) | $15 |
| Outgoing Domestic Bank Transfer Fee | $30 |
| Incoming Domestic Bank Transfer Fee | $15 |
| Outgoing International Bank Transfer Fee | $45 |
| Incoming International Bank Transfer Fee | $16 |
| Paper Statement Fee | $5 |
What features and perks does Bank of America Checking Account offer?
This account includes the following features:
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Contact
- Headquarters
-
100 North Tryon Street
Mailcode Nc 1-007-18-01
Charlotte, NC 28255 USA - Visit Site
Other Services by Bank of America
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Minimum Initial Deposit | $25 |
| Minimum Direct Deposit to Avoid Monthly Fee | $250 |
| Minimum Balance to Avoid Monthly Fee | $1,500 |
Reviews
Would you recommend Bank of America Checking Account to your friends?
