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  Bank of the West Checking Account

Bank of the West Checking Account

in Checking Accounts from Bank of the West

Unaffiliated

Bank of the West Checking Account

Unaffiliated

in Checking Accounts from Bank of the West

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Highlights
Highlights
Community Rating

Rating not yet determined

In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Monthly Fee $0 - $10
Minimum Balance to Avoid Monthly Fee N/A
ATM Fee: Out-of-Network $2.50
APY 0.01% - 0.02%

Bank of the West Checking Account Review

Bank of the West Checking Account is offered by Bank of the West, a bank founded in 1874 and based in San Francisco, CA. Bank of the West Checking Account is offered in 19 states across the USA.

Are checking accounts from Bank of the West federally insured?

Yes, your Bank of the West checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Bank of the West offer?

Bank of the West Checking Account offers an APY starting at 0.01% and ranging up to .02% (APY stands for annual percentage yield, rates may change).

Bank of the West Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.01% - .02%

What are the account minimums for Bank of the West Checking Account?

Bank of the West Checking Account requires a minimum initial deposit of $1 to open an account.

Bank of the West Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $1

What fees does Bank of the West Checking Account charge?

This account charges a monthly maintenance fee of up to $10.

Bank of the West Checking Account Fees
Description
Monthly Fee $0 - $10
Paper Statement Fee $3
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $2.50
NSF Fee $35
Overdraft Protection Fee (per transfer) $12
Overdraft Item Fee $35
Early Account Closure $0
Returned Deposit Fee (Domestic) $15
Debit Card Replacement Fee $5
Bank Teller Fee N/A
Check Cashing Fee $7.50
Online Bill Pay Fee $0
Stop Payment Fee $35
Check Image Service $3
Check Copy N/A
Foreign Transaction Fee (Debit Card) 3%
Wire Transfer Fee - Domestic (Outgoing) $35
Wire Transfer Fee - International (Outgoing) $50
Wire Transfer Fee - International (Incoming) $15
Returned Deposit Fee (International) $15
Wire Transfer Fee - Domestic (Incoming) $15

What features and perks does Bank of the West Checking Account offer?

This account includes the following features:

  • Check images with statement - Reconciiling your accounts ank complying with document retention standards is easier when you have access to a copy of your checks.
  • Mobile Banking Services - Bank of the West Checking Account allows you to manage your money online.
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Contact

  • Headquarters
  •   180 Montgomery Street
    San Francisco, CA 94104 USA
  •   Visit Site

Other Services by Bank of the West

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 19 states
  • Arizona
  • California
  • Colorado
  • Idaho
  • Iowa
  • Kansas
  • Minnesota
  • Missouri
  • Nebraska
  • Nevada
  • New Mexico
  • North Dakota
  • Oklahoma
  • Oregon
  • South Dakota
  • Utah
  • Washington
  • Wisconsin
  • Wyoming

Feature Breakdown

APY Minimum Balance $0
Minimum Initial Deposit $1
ATM Fee: In-Network $0
Early Account Closure $0
Online Bill Pay Fee $0
Monthly Fee $0 - $10
Paper Statement Fee $3
ATM Fee: Out-of-Network $2.50
NSF Fee $35
Overdraft Protection Fee (per transfer) $12
Overdraft Item Fee $35
Returned Deposit Fee (Domestic) $15
Debit Card Replacement Fee $5
Check Cashing Fee $7.50
Stop Payment Fee $35
Check Image Service $3
Foreign Transaction Fee (Debit Card) 3%
Wire Transfer Fee - Domestic (Outgoing) $35
Wire Transfer Fee - International (Outgoing) $50
Wire Transfer Fee - International (Incoming) $15
Returned Deposit Fee (International) $15
Wire Transfer Fee - Domestic (Incoming) $15
Bank Account Features
  • Bauer Financial A+/A Rating
  • Check Images with Statement
  • Debit Card
  • Interest Bearing Account
  • IRAs
  • Mobile Banking
APY 0.01% - 0.02%

Bank of the West Checking Account Community Reviews

 

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