Bank of the West Checking Account
in Checking Accounts from Bank of the West
Would you recommend Bank of the West Checking Account to your friends?
| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 - $10 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| ATM Fee: Out-of-Network | $2.50 |
| APY (Annual Percentage Yield) | 0.01% - 0.02% |
Bank of the West Checking Account Review
Bank of the West Checking Account is offered by Bank of the West, a bank founded in 1874 and based in San Francisco, CA. Bank of the West Checking Account is available in 19 states across the USA.
Are checking accounts from Bank of the West federally insured?
Yes, your Bank of the West checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Bank of the West offer?
Bank of the West Checking Account offers an APY starting at 0.01% and ranging up to .02% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annualized Percentage Yield) | 0.01% - .02% |
What are the account minimums for Bank of the West Checking Account?
Bank of the West Checking Account requires a minimum initial deposit of $1 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $1 |
What fees does Bank of the West Checking Account charge?
This account charges a monthly maintenance fee of up to $10.
| Description | |
|---|---|
| Monthly Fee | $0 - $10 |
| Paper Statement Fee | $3 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $2.50 |
| NSF Fee | $35 |
| Overdraft Protection Fee (per transfer) | $12 |
| Overdraft Item Fee | $35 |
| Early Account Closure | $0 |
| Returned Deposit Fee (Domestic) | $15 |
| Debit Card Replacement Fee | $5 |
| Bank Teller Fee | N/A |
| Check Cashing Fee | $7.50 |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $35 |
| Check Image Service | $3 |
| Check Copy | N/A |
| Foreign Transaction Fee (Debit Card) | 3% |
| Wire Transfer Fee - Domestic (Outgoing) | $35 |
| Wire Transfer Fee - International (Outgoing) | $50 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Returned Deposit Fee (International) | $15 |
| Wire Transfer Fee - Domestic (Incoming) | $15 |
What features and perks does Bank of the West Checking Account offer?
This account includes the following features:
- Check images with statement - Reconciiling your accounts ank complying with document retention standards is easier when you have access to a copy of your checks.
- Mobile Banking Services - Bank of the West Checking Account allows you to manage your money online.
Contact
- Headquarters
-
180 Montgomery Street
San Francisco, CA 94104 USA - Visit Site
Other Services by Bank of the West
Availability
- Arizona
- California
- Colorado
- Idaho
- Iowa
- Kansas
- Minnesota
- Missouri
- Nebraska
- Nevada
- New Mexico
- North Dakota
- Oklahoma
- Oregon
- South Dakota
- Utah
- Washington
- Wisconsin
- Wyoming
Feature Breakdown
| APY Minimum Balance | $0 |
| Minimum Initial Deposit | $1 |
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