Bank of the West Checking Account
in Checking Accounts from Bank of the West
Would you recommend Bank of the West Checking Account to your friends?
| Community Rating | Mostly recommended |
| Monthly Fee | $0 - $10 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| ATM Fee: Out-of-Network | $2.50 |
| APY | 0.01% - 0.02% |
Overview
Where is Bank of the West Checking Account available?
Bank of the West is based in San Francisco, CA. It was founded in 1874 and offers banking services in 19 states across the USA.
Is Bank of the West Checking Account insured by the FDIC
Deposits in Bank of the West Checking Account are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor.
What APY does Bank of the West offer?
Bank of the West Checking Account offers an APY starting at 0.01% and ranging up to .02% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annualized Percentage Yield) | 0.01% - .02% |
What are the account minimums for Bank of the West Checking Account?
Bank of the West Checking Account requires a minimum initial deposit of $1 to open an account.| Description | Amount |
|---|---|
| Minimum Initial Deposit | $1 |
What fees does Bank of the West Checking Account charge?
This account charges a monthly maintenance fee of up to $10.
| Fees | Amount |
|---|---|
| ATM Out-Of-Network Fee | $2.50 |
| Check Cashing Fee | $7.50 |
| Check Image Service | $3 |
| Debit Card Replacement Fee | $5 |
| Non-Sufficient Funds | $35 |
| Overdraft Item Fee | $35 |
| Overdraft Protection Fee (per transfer) | $12 |
| Returned Deposit Fee (International) | $15 |
| Outgoing Domestic Bank Transfer Fee | $35 |
| Incoming Domestic Bank Transfer Fee | $15 |
| Outgoing International Bank Transfer Fee | $50 |
| Incoming International Bank Transfer Fee | $15 |
| Paper Statement Fee | $3 |
What features and perks does Bank of the West Checking Account offer?
This account includes the following features:
- Check images with statement - Reconciiling your accounts ank complying with document retention standards is easier when you have access to a copy of your checks.
- Mobile Banking Services - Bank of the West Checking Account allows you to manage your money online.
Contact
- Headquarters
-
180 Montgomery Street
San Francisco, CA 94104 USA - Visit Site
Other Services by Bank of the West
Availability
- Arizona
- California
- Colorado
- Idaho
- Iowa
- Kansas
- Minnesota
- Missouri
- Nebraska
- Nevada
- New Mexico
- North Dakota
- Oklahoma
- Oregon
- South Dakota
- Utah
- Washington
- Wisconsin
- Wyoming
Feature Breakdown
| APY Minimum Balance | $0 |
| Minimum Initial Deposit | $1 |
Reviews
Would you recommend Bank of the West Checking Account to your friends?
