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Bank of the West Checking Account

in Checking Accounts

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Bank of the West Checking Account

Unaffiliated

in Checking Accounts

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Overview

Where does Bank of the West Checking Account do business?

Bank of the West Checking Account is based in San Francisco, CA. It was founded in 1874 and offers checking accounts services in 19 states across the USA.

Bank of the West Checking Account is a member of the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor if a member institution fails.

What APY does Bank of the West offer?

Bank of the West Checking Account offers an APY starting at 0.01% and ranging up to .02% (APY stands for annual percentage yield, rates may change).

What features and perks does Bank of the West Checking Account offer?

This account includes the following features:

  • Check images with statement - Reconciiling your accounts ank complying with document retention standards is easier when you have access to a copy of your checks.
  • Mobile Banking - Bank of the West Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank.

What fees does Bank of the West Checking Account charge?

This account charges a monthly maintenance fee of up to $10.

  • Outgoing domestic bank transfers come with a $35 fee.
  • Incoming domestic bank transfers come with a $15 fee.
  • Outoing international bank transfers come with a $50 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Incoming international bank transfers come with a $15 fee.
  • Bank of the West Checking Account charges $3 every time you request a paper statement.
  • Every returned deposit incurs in a $3 charge.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 19 states
  • Arizona
  • California
  • Colorado
  • Idaho
  • Iowa
  • Kansas
  • Minnesota
  • Missouri
  • Nebraska
  • Nevada
  • New Mexico
  • North Dakota
  • Oklahoma
  • Oregon
  • South Dakota
  • Utah
  • Washington
  • Wisconsin
  • Wyoming

Feature Breakdown

APY Minimum Balance
$0
Minimum Initial Deposit
$1
No Fees
ATM Fee: In-Network
$0
Early Account Closure
$0
Online Bill Pay Fee
$0
List of Fees
Monthly Fee
$0 - $10
Paper Statement Fee
$3
ATM Fee: Out-of-Network
$2.50
NSF Fee
$35
Overdraft Protection Fee (per transfer)
$12
Overdraft Item Fee
$35
Returned Deposit Fee (Domestic)
$15
Debit Card Replacement Fee
$5
Check Cashing Fee
$7.50
Stop Payment Fee
$35
Check Image Service
$3
Foreign Transaction Fee (Debit Card)
3%
Wire Transfer Fee - Domestic (Outgoing)
$35
Wire Transfer Fee - International (Outgoing)
$50
Wire Transfer Fee - International (Incoming)
$15
Returned Deposit Fee (International)
$15
Wire Transfer Fee - Domestic (Incoming)
$15
Bank Account Features
  • Bauer Financial A+/A Rating
  • Check Images with Statement
  • Debit Card
  • Interest Bearing Account
  • IRAs
  • Mobile Banking
Percentage
APY
0.01% - 0.02%
    0% 5%

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