in Checking Accounts from Bank of the West · fdic
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| Community Rating |
Rating not yet determined |
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0% |
| Monthly Fee | $0 - $10 |
| Minimum Balance to Avoid Monthly Fee | N/A |
Bank of the West Any Deposit Checking Review
Bank of the West Any Deposit Checking is offered by Bank of the West, a bank founded in 1874 and based in San Francisco, CA. Bank of the West Any Deposit Checking is available in 19 states across the USA.
- 0% APY. As with most checking accounts, Bank of the West Any Deposit Checking does not pay interest.
- Charges a monthly fee. This account charges a monthly service fee of up to $10.
- Small minimum initial deposit. You only need $1 to open an account.
| Pros | Cons |
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Are checking accounts from Bank of the West federally insured?
Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Bank of the West Any Deposit checking offer?
Bank of the West Any Deposit checking is not an interest-bearing account.
What are the account minimums for Bank of the West Any Deposit checking?
Bank of the West Any Deposit checking requires a minimum initial deposit of $1 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $1 |
What fees does Bank of the West Any Deposit checking charge?
This account charges a monthly service fee of up to $10.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Check Cashing Fee | $9.50 |
| Check Copy | $10 |
| Check Image Service | $3 |
| Debit Card Replacement Fee | $5 |
| Foreign Transaction Fee (Debit Card) | 3% |
| Monthly Fee | $0 - $10 |
| NSF Fee | $35 |
| Online Bill Pay Fee | $10.95 |
| Overdraft Item Fee | $35 |
| Overdraft Protection Fee (per transfer) | $12 |
| Paper Statement Fee | $3 |
| Returned Deposit Fee (Domestic) | $15 |
| Returned Deposit Fee (International) | $15 |
| Stop Payment Fee | $35 |
| Wire Transfer Fee - Domestic (Incoming) | $15 |
| Wire Transfer Fee - Domestic (Outgoing) | $35 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Wire Transfer Fee - International (Outgoing) | $50 |
| ATM Fee: Out-of-Network | $2.50 |
Does Bank of the West Any Deposit checking charge overdraft fees?
Yes, Bank of the West Any Deposit checking charges a $35 fee for every overdraft.Bank of the West Any Deposit checking offers overdraft protection at a cost of $12 per transaction.
What features and perks does Bank of the West Any Deposit checking offer?
This account includes the following features:
- Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
- Fraud monitoring - Bank of the West Any Deposit checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Mobile Banking Services - Bank of the West Any Deposit checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
How do people rate the customer service and user experience of Bank of the West Any Deposit checking?
Overall, Bank of the West Any Deposit checking is mostly not recommended based on community reviews that rate customer service and user experience.
Message From Bank of the West Any Deposit Checking
Contact
- Headquarters
-
180 Montgomery Street
San Francisco, CA 94104 - Visit Site
Other Services by Bank of the West
Availability
- Arizona
- California
- Colorado
- Iowa
- Idaho
- Kansas
- Minnesota
- Missouri
- North Dakota
- Nebraska
- New Mexico
- Nevada
- Oklahoma
- Oregon
- South Dakota
- Utah
- Washington
- Wisconsin
- Wyoming
Bank of the West Any Deposit Checking Community Reviews
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