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Bank of the West Checking Account

in Checking Accounts from Bank of the West

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Bank of the West Checking Account

Unaffiliated

in Checking Accounts from Bank of the West

SuperMoney Net Recommendation Score 0% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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Highlights
Highlights
Community Rating Mostly recommended
Monthly Fee $0 - $10
Minimum Balance to Avoid Monthly Fee N/A
ATM Fee: Out-of-Network $2.50
APY 0.01% - 0.02%

Overview

Where is Bank of the West Checking Account available?

Bank of the West is based in San Francisco, CA. It was founded in 1874 and offers banking services in 19 states across the USA.

Is Bank of the West Checking Account insured by the FDIC

Deposits in Bank of the West Checking Account are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor.

What APY does Bank of the West offer?

Bank of the West Checking Account offers an APY starting at 0.01% and ranging up to .02% (APY stands for annual percentage yield, rates may change).

Bank of the West Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.01% - .02%

What are the account minimums for Bank of the West Checking Account?

Bank of the West Checking Account requires a minimum initial deposit of $1 to open an account.
Bank of the West Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $1

What fees does Bank of the West Checking Account charge?

This account charges a monthly maintenance fee of up to $10.

Bank of the West Checking Account Fees
Fees Amount
ATM Out-Of-Network Fee $2.50
Check Cashing Fee $7.50
Check Image Service $3
Debit Card Replacement Fee $5
Non-Sufficient Funds $35
Overdraft Item Fee $35
Overdraft Protection Fee (per transfer) $12
Returned Deposit Fee (International) $15
Outgoing Domestic Bank Transfer Fee $35
Incoming Domestic Bank Transfer Fee $15
Outgoing International Bank Transfer Fee $50
Incoming International Bank Transfer Fee $15
Paper Statement Fee $3

What features and perks does Bank of the West Checking Account offer?

This account includes the following features:

  • Check images with statement - Reconciiling your accounts ank complying with document retention standards is easier when you have access to a copy of your checks.
  • Mobile Banking Services - Bank of the West Checking Account allows you to manage your money online.
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Contact

  • Headquarters
  •   180 Montgomery Street
    San Francisco, CA 94104 USA
  •   Visit Site

Other Services by Bank of the West

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 19 states
  • Arizona
  • California
  • Colorado
  • Idaho
  • Iowa
  • Kansas
  • Minnesota
  • Missouri
  • Nebraska
  • Nevada
  • New Mexico
  • North Dakota
  • Oklahoma
  • Oregon
  • South Dakota
  • Utah
  • Washington
  • Wisconsin
  • Wyoming

Feature Breakdown

APY Minimum Balance $0
Minimum Initial Deposit $1
ATM Fee: In-Network $0
Early Account Closure $0
Online Bill Pay Fee $0
Monthly Fee $0 - $10
Paper Statement Fee $3
ATM Fee: Out-of-Network $2.50
NSF Fee $35
Overdraft Protection Fee (per transfer) $12
Overdraft Item Fee $35
Returned Deposit Fee (Domestic) $15
Debit Card Replacement Fee $5
Check Cashing Fee $7.50
Stop Payment Fee $35
Check Image Service $3
Foreign Transaction Fee (Debit Card) 3%
Wire Transfer Fee - Domestic (Outgoing) $35
Wire Transfer Fee - International (Outgoing) $50
Wire Transfer Fee - International (Incoming) $15
Returned Deposit Fee (International) $15
Wire Transfer Fee - Domestic (Incoming) $15
Bank Account Features
  • Bauer Financial A+/A Rating
  • Check Images with Statement
  • Debit Card
  • Interest Bearing Account
  • IRAs
  • Mobile Banking
APY 0.01% - 0.02%

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