Last Updated: 01/21/2026
SuperMoney User Recommendation Score 0
Mostly recommended5 total votes
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Highlights
Community Rating
Mostly recommended
Welcome Offer
Starting at $0(Verified 06/21/2024)
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Cashback Rewards
N/A
APY (Annual Percentage Yield)
0%(Verified 06/21/2024)
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Monthly Service Fee
$0 - $10(Verified 01/21/2026)
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Number of Reviews
Bank of the West Any Deposit Checking Review
The Bank of the West Any Deposit Checking is offered by Bank of the West, a bank founded in 1874 and based in San Francisco, CA. Bank of the West Any Deposit checking is available in 19 states.
Key Takeaways
- 0% APY. As with most checking accounts, Bank of the West Any Deposit Checking does not pay interest.
- Charges a monthly fee. This account charges a monthly fee of up to $10.
- Small minimum initial deposit. You only need $1 to open an account.
Bank of the West Any Deposit checking Pros & Cons
| Pros | Cons |
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Bank of the West Any Deposit checking FAQ
Are checking accounts from Bank of the West federally insured?
Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Bank of the West Any Deposit checking offer?
Bank of the West Any Deposit checking is not an interest-bearing account.
What are the account minimums for Bank of the West Any Deposit checking?
Bank of the West Any Deposit checking requires a minimum initial deposit of $1.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does Bank of the West Any Deposit checking charge?
This account charges a monthly maintenance fee each statement cycle of up to $10.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $0 - $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $3 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: In-Network | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: Out-of-Network (within the U.S.) | Starting at $2.5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| NSF Fee | $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Overdraft Item Fee | Starting at $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Deposit Fee (Domestic) | Starting at $15 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Card Replacement Fee (Standard Delivery) | Starting at $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Check Cashing Fee | $9.5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Online Bill Pay Fee | Starting at $10.95 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Stop Payment Fee | Starting at $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Check Image Service | Starting at $3 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Check Copy | $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Transaction Fee (Debit Card) | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - US Domestic (Outgoing) | Starting at $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - International (Outgoing) | Starting at $50 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - International (Incoming) | Starting at $15 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Deposit Fee (International) | Starting at $15 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - US Domestic (Incoming) | Starting at $15 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Bank of the West Any Deposit checking charge overdraft fees?
Yes, Bank of the West Any Deposit checking charges a $35 fee for every overdraft.What features and perks does Bank of the West Any Deposit checking offer?
This account includes the following features:
- Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
- Fraud monitoring - Bank of the West Any Deposit checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Mobile Banking Services - Bank of the West Any Deposit checking allows you to manage your money online or with a mobile app. This includes depositing checks1 in your account with a mobile app on your smartphone.
What is the customer support email for Bank of the West Any Deposit checking?
The customer support email for Bank of the West Any Deposit checking is social@bankofthewest.com.
How do people rate the customer service and user experience of Bank of the West Any Deposit checking?
Overall, Bank of the West Any Deposit checking is mostly recommended based on community reviews that rate customer service and user experience.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Bank of the West Any Deposit checking
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 12:00PM
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Rating not yet determined (3 Reviews)
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Learn MoreSuperMoney Net Recommendation Score
SuperMoney users mostly recommend this product, giving it a user recommendation score of 0, or 3 on a 5-point rating scale.
0
-1000+100
No one recommends
Everyone recommends
Bank of the West Any Deposit Checking Community Reviews
Would you recommend Bank of the West Any Deposit Checking to your friends?
Arnel S.
Oct 21, 2023
May or may not recommend
Yes I recommend BANK OF THE WEST IS GOOD BAN
VA
Victor A.
Nov 3, 2020
May or may not recommend
There are two things I dislike about Bank of the West and why I will never bank with them again.
First, I am a general contractor and get paid by varying sources. Some banks have a wait on deposits from new sources to verify the account. A couple days maybe. I can understand when that happens on a new check. When I have had a person pay me more then once ...Show More
U
Anonymous
Jun 18, 2015
May or may not recommend
The most knowledgeable experts, in the business of banking services!
That is what I have found and experienced at the Bank of the West, a few streets South of my home. I would not switch Banks for all of these reasons! Just the nicest and good looking ladies, around. Really!
Sarah B.
Jun 18, 2015
May or may not recommend
We consolidated almost all financial accounts here when other user-friendly local banks hit tough times and were bought by big, less-friendly banks. Very happy with their banking,
U
Anonymous
Jun 18, 2015
May or may not recommend
The knowledgeable manager is available to assist with unique circumstances, and online banking is great as well. I would highly recommend this branch for all your banking needs.
Showing 5 of 5 reviews
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