SuperMoney
Explore
Compare Rates

Compare All Checking Accounts

Filter & compare all your options in one place.

View All Checking Accounts
x No thanks, not right now
Advertiser Disclosure
  BankMobile Vibe Checking
BankMobile Vibe Checking
in Checking Accounts from Customers Bank · Member FDIC
Unaffiliated

BankMobile Vibe Checking

Unaffiliated
in Checking Accounts from Customers Bank · Member FDIC
SuperMoney Net Recommendation Score -64  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -64, equating to 1.7 on a 5 point rating scale.

-64

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Strongly not recommended

1 user recommends
2 users are unsure
8 users don't recommend
Leave a Review
Explore a similar product
Try this top product in Checking Accounts.
First Tech Rewards Checking®
First Tech Rewards Checking®

Rating not yet determined  

3 reviews
Learn More
Highlights
Community Rating Strongly not recommended
Cashback Rewards N/A
APY (Annual Percentage Yield) 0.01% - 0.50%
(Verified 08/08/2022)
Monthly Fee $0 - $2.99
Minimum Balance to Avoid Monthly Fee N/A
Number of Reviews 11

BankMobile Vibe Checking Review

BankMobile Vibe Checking is offered by Customers Bank, a bank founded in 1997 and based in Phoenixville, PA. BankMobile Vibe Checking are available in 50 states (and Washington, DC).

Key Takeaways

  • Higher than average APY. BankMobile Vibe Checking has an annual percentage yield of up to 0.50%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $1000.99.
  • Charges a monthly fee. This account charges a monthly service fee of up to $2.99.
  • No minimum initial deposit. There is no minimum balance required to open an account online.
  • Bill pay. Pay your bills to practically anyone in the United States through Customers Bank.
  • Soft credit pull. This bank will not perform a hard credit pull when you open a checking account.

BankMobile Vibe checking account Pros & Cons

Pros Cons
  • Available in all 50 states.
  • Interest-yielding account.
  • Free debit card
  • Access to a nationwide network of ATMs.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Higher than average wire transfer fees.
  • Monthly service charge (if minimums are not met).
  • Charges a higher than average fee on out-of-network ATM transactions.

BankMobile Vibe checking account FAQ

Are checking accounts from Customers Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does BankMobile Vibe checking account offer?

BankMobile Vibe checking account offers an APY starting at 0.01% and ranging up to 0.50% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $1000.99.

BankMobile Vibe checking account Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.01% - 0.50%

What are the account minimums for BankMobile Vibe checking account?

BankMobile Vibe checking account does not require a minimum initial deposit.

BankMobile Vibe Checking Minimums
Description
Minimum Opening Deposit Starting at $0
Minimum Direct Deposit to Avoid Monthly Fee Starting at $300
Minimum Balance to Earn APY $1,000.99

What fees does BankMobile Vibe checking account charge?

This account charges a monthly service fee of up to $2.99.

BankMobile Vibe Checking Fees
Description
Monthly Fee $0 - $2.99
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $3
NSF Fee $0
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $25
Online Bill Pay Fee $0

Does BankMobile Vibe checking account charge overdraft fees?

No, BankMobile Vibe checking account does not charge overdraft fees.

What features and perks does BankMobile Vibe checking account offer?

This account includes the following features:

  • Fraud monitoring - BankMobile Vibe checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - BankMobile Vibe checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
  • Soft credit pull - BankMobile Vibe checking account performs a soft credit pull so you can check whether you qualify without hurting your credit.

What is the customer support email for BankMobile Vibe checking account?

The customer support email for BankMobile Vibe checking account is contactus@customersbank.com.

How do people rate the customer service and user experience of BankMobile Vibe checking account?

Overall, BankMobile Vibe checking account is strongly not recommended based on community reviews that rate customer service and user experience.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From BankMobile Vibe checking account

Banking has a whole new vibe! Welcome to BankMobile Vibe—a digital-only checking account for students* with the power to bank anywhere, anytime. 

Say adios to ATM fees with access to over 55,000 fee-free Allpoint® ATMs. Get rewarded for your smart money moves in and out of the classroom with the Passport recognition program.
Take your vibe on the go with deposit options for adding money whenever, wherever. Be the master of your financial universe with our built-in money management tools. Maximum benefits with minimal fees. You’ll receive the same high quality service with no service interruption and you’ll be able to continue using the same card until it expires. Uninterrupted refund delivery if you receive financial aid refunds or other refunds from your school. You may change your refund preference at any time.

Contact

Other Services by Customers Bank

Icon for Checking Accounts
View all checking accounts offered by Customers Bank
Icon for Credit Card

Credit Cards

2 Products

Rating not yet determined

3 Reviews

BankMobile Classic Mastercard

BankMobile Rewards Mastercard

Icon for Loans

Personal Loans

Rating not yet determined

2 Reviews

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $0
Minimum Direct Deposit to Avoid Monthly Fee Starting at $300
Minimum Balance to Earn APY $1,000.99
Monthly Fee $0 - $2.99
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $3
NSF Fee $0
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $25
Online Bill Pay Fee $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Interest Bearing Account
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Soft Credit Pull
  • Debit Card
  • Member FDIC
  • Student Checking Account
Signup Bonus Starting at $0
APY (Annual Percentage Yield) 0.01% - 0.50%
(Verified 08/08/2022)

BankMobile Vibe Checking Community Reviews

 

Would you recommend BankMobile Vibe Checking to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -64, equating to 1.7 on a 5 point rating scale.

-64

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

sorted by

Other Checking Accounts

Rating not yet determined  

3 Reviews

Strongly recommended

11 Reviews

Mostly recommended

15 Reviews

View All

Customers Bank Checking Accounts

Loading...
Browse Checking Accounts
SuperMoney
Best Picks
Partner with us
Go to homepage
AICPA SOC for Service Organizations badge SOC 2 Type II Monitored by Vanta badge

Copyright 2023 SuperMoney, LLC. All rights reserved.

SuperMoney Advertiser Disclosure

*SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. All products, logos, and company names are trademarks™ or registered® trademarks of their respective holders. Their use does not signify or suggest the endorsement, affiliation, or sponsorship, of or by SuperMoney or them of us.

Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any financial institution. This editorial content is not provided by any financial institution.

SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). SuperMoney strives to provide a wide array of offers for our users, but our offers do not represent all financial services companies or products.

We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide.

† To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.