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  BBVA Convenience Checking
BBVA Convenience Checking
in Checking Accounts from BBVA · Member FDIC
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BBVA Convenience Checking

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in Checking Accounts from BBVA · Member FDIC
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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0%
Monthly Fee $0 - $9
Minimum Balance to Avoid Monthly Fee Starting at $1,500

BBVA Convenience Checking Review

BBVA Convenience Checking is offered by BBVA savings accounts, a bank founded in 1964 and based in Birmingham, AL. BBVA Convenience Checking are available in 2 states across the USA.

Key Takeaways

  • 0% APY. As with most checking accounts, BBVA Convenience Checking does not pay interest.
  • Charges a monthly fee. This account charges a monthly service fee of up to $9, but the fee is waived if you keep a minimum balance of $1,500 or have a monthly direct deposit of $500.
  • Up to $3 in ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
  • Bill pay. Pay your bills to practically anyone in the United States through BBVA.

BBVA Convenience checking Pros & Cons

Pros Cons
  • Access to physical branches.
  • Free debit card
  • Access to a nationwide network of ATMs.
  • Non interest bearing account with a monthly fee. (The fee can be avoided with direct deposit or maintaining a minimum balance)
  • No signup bonus.
  • Does not earn interest
  • Only available in 2 states.
  • Higher than average wire transfer fees.
  • Monthly service charge (if minimums are not met).
  • Charges a higher than average fee on out-of-network ATM transactions.

BBVA Convenience checking FAQ

Are checking accounts from BBVA federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #19048). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does BBVA Convenience checking offer?

BBVA Convenience checking is not an interest-bearing account.

What are the account minimums for BBVA Convenience checking?

BBVA Convenience checking requires a minimum initial deposit of $25 to open an account.

BBVA Convenience Checking Minimums
Description
Minimum Opening Deposit Starting at $25
Minimum Balance to Avoid Monthly Fee Starting at $1,500
Minimum Direct Deposit to Avoid Monthly Fee Starting at $500

What fees does BBVA Convenience checking charge?

This account charges a monthly service fee of up to $9.

BBVA Convenience Checking Fees
Description
Monthly Fee $0 - $9
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $3
ATM Reimbursement Monthly Limit $3
Foreign Transaction Fee (Debit Card) 3%
NSF Fee $32
Overdraft Item Fee $32
Overdraft Protection Fee (per transfer) $7
Returned Deposit Fee (Domestic) $15
Returned Deposit Fee (International) $25
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $55
Paper Statement Fee $3
Online Bill Pay Fee $0
Check Image Service $5
Debit Card Replacement Fee $5
Early Account Closure $0

Does BBVA Convenience checking charge overdraft fees?

Yes, BBVA Convenience checking charges a $32 fee for every overdraft. You can get overdraft protection at a cost of $7 per transaction.

What features and perks does BBVA Convenience checking offer?

This account includes the following features:

  • ATM rebates - This account will reimburse you for any domestic ATM fees up to a monthly maximum of $3.
  • Fraud monitoring - BBVA Convenience checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - BBVA Convenience checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for BBVA Convenience checking?

The customer support email for BBVA Convenience checking is abuse@bbvausa.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 2 states
  • California
  • Florida

Feature Breakdown

Minimum Opening Deposit Starting at $25
Minimum Balance to Avoid Monthly Fee Starting at $1,500
Minimum Direct Deposit to Avoid Monthly Fee Starting at $500
Monthly Fee $0 - $9
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $3
ATM Reimbursement Monthly Limit $3
Foreign Transaction Fee (Debit Card) 3%
NSF Fee $32
Overdraft Item Fee $32
Overdraft Protection Fee (per transfer) $7
Returned Deposit Fee (Domestic) $15
Returned Deposit Fee (International) $25
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $55
Paper Statement Fee $3
Online Bill Pay Fee $0
Check Image Service $5
Debit Card Replacement Fee $5
Early Account Closure $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • ATM Reimbursement
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Bauer Financial A+/A Rating
  • Branch Access
  • Member FDIC
  • Check Writing
APY (Annual Percentage Yield) 0%

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