SuperMoney

BBVA Online Checking

in Checking Accounts from BBVA · Member FDIC

Claimed Visit Site

BBVA Online Checking

Claimed

in Checking Accounts from BBVA · Member FDIC

SuperMoney Net Recommendation Score +78%

SUPERMONEY NET RECOMMENDATION SCORE

+78%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Strongly recommended

8 users recommend
0 users are unsure
1 user doesn't recommend
Cast your vote
Cast your vote

Would you recommend BBVA Online Checking to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Community Rating Strongly recommended
Monthly Fee $0
ATM Fee: Out-of-Network $3
Minimum Balance to Avoid Monthly Fee $0
APY (Annual Percentage Yield) 0%
Number of Reviews 9

BBVA Online Checking Review

BBVA Online Checking is offered by BBVA, a bank founded in 1964 and based in Birmingham, AL. BBVA Online Checking is available in 48 states (and Washington, DC).

Key Takeaways
  • 0% APY. As with most checking accounts, BBVA Online Checking does not pay interest.
  • $0 monthly fee. This account does not charge a monthly maintenance fee.
  • $25 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • Free bill pay. Pay your bills to practically anyone in the United States through BBVA.
  • Hard credit pull. BBVA may require a hard pull on your credit report to open a checking account.
BBVA Online Checking Pros & Cons
Pros Cons
  • Cash back rewards on debit card.
  • Available in 48 states.
  • Access to physical branches.
  • Free debit card
  • Access to a nationwide network of ATMs.
  • No signup bonus.
  • Does not earn interest
  • Higher than average wire transfer fees.
  • Charges a higher than average fee on out-of-network ATM transactions.
BBVA Online Checking FAQ

Are checking accounts from BBVA federally insured?

Yes, your BBVA checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #19048). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does BBVA Online Checking offer?

BBVA Online Checking is not an interest-bearing account.

What are the account minimums for BBVA Online Checking?

BBVA Online Checking requires a minimum initial deposit of $25 to open an account.

BBVA Online Checking Account Minimums
Description Amount
Minimum Initial Deposit $25

What fees does BBVA Online Checking charge?

The good news is that this account does not have a monthly service charge.

BBVA Online Checking Fees
Description
Monthly Fee $0
Paper Statement Fee $3
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $3
NSF Fee $38
Overdraft Protection Fee (per transfer) $12
Overdraft Item Fee $38
Early Account Closure $25
Returned Deposit Fee (Domestic) $15
Debit Card Replacement Fee $5
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $25
Check Image Service $5
Check Copy N/A
Foreign Transaction Fee (Debit Card) 3%
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Outgoing) $45
Wire Transfer Fee - International (Incoming) $15
Returned Deposit Fee (International) $25
Wire Transfer Fee - Domestic (Incoming) $15
ATM Reimbursement Monthly Limit N/A

What features and perks does BBVA Online Checking offer?

This account includes the following features:

  • Fraud monitoring - BBVA Online Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - BBVA Online Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 48 states and Washington, D.C.
  • Alabama
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Combined Balance to Avoid Monthly Fee $0
Minimum Direct Deposit to Avoid Monthly Fee $0
Minimum Initial Deposit $25
Minimum Balance to Avoid Monthly Fee $0
ATM Fee: In-Network $0
Monthly Fee $0
Online Bill Pay Fee $0
Check Image Service $5
Debit Card Replacement Fee $5
Early Account Closure $25
Foreign Transaction Fee (Debit Card) 3%
NSF Fee $38
Overdraft Item Fee $38
Overdraft Protection Fee (per transfer) $12
Paper Statement Fee $3
Returned Deposit Fee (Domestic) $15
Returned Deposit Fee (International) $25
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $45
ATM Fee: Out-of-Network $3
Bank Account Features
  • Bauer Financial A+/A Rating
  • Branch Access
  • Debit Card
  • FDIC Member
  • Fraud Monitoring
  • Fraud Protection
  • Free Bill Pay
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • No Monthly Maintenance Fee

BBVA Online Checking Community Reviews

 

Would you recommend BBVA Online Checking to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

+78%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

sorted by

Other Checking Accounts

Chime Bank Spending Account
Strongly recommended

100 Reviews

BBVA Free Checking Account
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

3 Reviews

BBVA Checking Accounts

Loading...