BBVA Premium Checking
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U.S. Bank Smartly™ Checking
11 reviews
| Community Rating |
Rating not yet determined |
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0.01% |
| Monthly Fee | $0 - $19 |
| Minimum Balance to Avoid Monthly Fee | Starting at $4,000 |
BBVA Premium Checking Review
BBVA Premium Checking is offered by BBVA savings accounts, a bank founded in 1964 and based in Birmingham, AL. BBVA Premium Checking are available in 41 states across the USA.
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only 0.01%.
- Charges a monthly fee. This account charges a monthly service fee of up to $19, but the fee is waived if you keep a minimum balance of $4,000 or have a monthly direct deposit of $4,000.
- ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
- Bill pay. Pay your bills to practically anyone in the United States through BBVA.
BBVA Premium checking Pros & Cons
| Pros | Cons |
|---|---|
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BBVA Premium checking FAQ
Are checking accounts from BBVA federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #19048). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does BBVA Premium checking offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.01% |
BBVA Premium checking offers an APY of 0.01% (APY stands for annual percentage yield, rates may change).
What are the account minimums for BBVA Premium checking?
BBVA Premium checking requires a minimum initial deposit of $25 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | Starting at $4,000 |
| Minimum Direct Deposit to Avoid Monthly Fee | Starting at $4,000 |
| Minimum Balance to Earn APY | $0 |
What fees does BBVA Premium checking charge?
This account charges a monthly service fee of up to $19.
| Description | |
|---|---|
| Monthly Fee | $0 - $19 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $3 |
| Foreign Transaction Fee (Debit Card) | 3% |
| NSF Fee | $38 |
| Overdraft Item Fee | $38 |
| Overdraft Protection Fee (per transfer) | $0 |
| Returned Deposit Fee (Domestic) | $15 |
| Returned Deposit Fee (International) | $25 |
| Stop Payment Fee | $25 |
| Wire Transfer Fee - Domestic (Incoming) | $15 |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Wire Transfer Fee - International (Outgoing) | $45 |
| Paper Statement Fee | $3 |
| Online Bill Pay Fee | $0 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $25 |
Does BBVA Premium checking charge overdraft fees?
Yes, BBVA Premium checking charges a $38 fee for every overdraft.What features and perks does BBVA Premium checking offer?
This account includes the following features:
- ATM rebates - This account will reimburse you for any domestic ATM fees.
- Fraud monitoring - BBVA Premium checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - BBVA Premium checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for BBVA Premium checking?
The customer support email for BBVA Premium checking is abuse@bbvausa.com.
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Contact
- Headquarters
-
5 20th St S
Suite 1501
Birmingham, AL 35233 USA - Visit Site
- Email Support
Other Services by BBVA
View all checking accounts offered by BBVA
Availability
Available in 41 states
- Arkansas
- Delaware
- Georgia
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | Starting at $4,000 |
| Minimum Direct Deposit to Avoid Monthly Fee | Starting at $4,000 |
| Minimum Balance to Earn APY | $0 |
BBVA Premium Checking Community Reviews
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