BBVA Premium Checking
in Checking Accounts from BBVA · Member FDIC
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Would you recommend BBVA Premium Checking to your friends?
| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 - $19 |
| ATM Fee: Out-of-Network | $3 |
| Minimum Balance to Avoid Monthly Fee | $4,000 |
| APY (Annual Percentage Yield) | 0.05% |
BBVA Premium Checking Review
BBVA Premium Checking is offered by BBVA, a bank founded in 1964 and based in Birmingham, AL. BBVA Premium Checking is available in 41 states across the USA.
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only .05%.
- Charges a monthly fee. This account charges a monthly maintenance fee of up to $19, but the fee is waived if you keep a minimum balance of $4,000, have a monthly direct deposit of $4,000, or $4,000 combined balance accross eligible accounts..
- $25 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
- No ATM fees. BBVA Premium Checking does not charge fees on ATM transactions.
- Free bill pay. Pay your bills to practically anyone in the United States through BBVA.
- Hard credit pull. BBVA may require a hard pull on your credit report to open a checking account.
BBVA Premium Checking Pros & Cons
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BBVA Premium Checking FAQ
Are checking accounts from BBVA federally insured?
Yes, your BBVA checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #19048). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does BBVA Premium Checking offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.05% |
BBVA Premium Checking offers an APY of .05% (APY stands for annual percentage yield, rates may change).
What are the account minimums for BBVA Premium Checking?
BBVA Premium Checking requires a minimum initial deposit of $25 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $25 |
| Minimum Combined Balance to Avoid Monthly Fee | $4,000 |
| Minimum Direct Deposit to Avoid Monthly Fee | $4,000 |
| Minimum Balance to Avoid Monthly Fee | $4,000 |
What fees does BBVA Premium Checking charge?
This account charges a monthly maintenance fee of up to $19.
| Description | |
|---|---|
| Monthly Fee | $0 - $19 |
| Paper Statement Fee | $3 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $3 |
| NSF Fee | $38 |
| Overdraft Protection Fee (per transfer) | $0 |
| Overdraft Item Fee | $38 |
| Early Account Closure | $25 |
| Returned Deposit Fee (Domestic) | $15 |
| Debit Card Replacement Fee | $5 |
| Bank Teller Fee | N/A |
| Check Cashing Fee | N/A |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $25 |
| Check Image Service | N/A |
| Check Copy | N/A |
| Foreign Transaction Fee (Debit Card) | 3% |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Outgoing) | $45 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Returned Deposit Fee (International) | $25 |
| Wire Transfer Fee - Domestic (Incoming) | $15 |
| ATM Reimbursement Monthly Limit | N/A |
What features and perks does BBVA Premium Checking offer?
This account includes the following features:
- Fraud monitoring - BBVA Premium Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - BBVA Premium Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
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Contact
- Headquarters
-
5 20th St S
Suite 1501
Birmingham, AL 35233 - Visit Site
Other Services by BBVA
View all checking accounts offered by BBVA
Availability
Available in 41 states
- Arkansas
- Delaware
- Georgia
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Minimum Combined Balance to Avoid Monthly Fee | $4,000 |
| Minimum Direct Deposit to Avoid Monthly Fee | $4,000 |
| Minimum Initial Deposit | $25 |
| Minimum Balance to Avoid Monthly Fee | $4,000 |
BBVA Premium Checking Community Reviews
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