BBVA Premium Checking
in Checking Accounts from BBVA · Member FDIC
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Would you recommend BBVA Premium Checking to your friends?
| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 - $19 |
| ATM Fee: Out-of-Network | $3 |
| Minimum Balance to Avoid Monthly Fee | $4,000 |
| APY (Annual Percentage Yield) | 0.01% |
BBVA Premium Checking Review
BBVA Premium Checking is offered by BBVA, a bank founded in 1964 and based in Birmingham, AL. BBVA Premium Checking is available in 41 states across the USA.
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only 0.01%.
- Charges a monthly fee. This account charges a monthly service fee of up to $19, but the fee is waived if you keep a minimum balance of $4,000 or have a monthly direct deposit of $4,000.
- ATM fee reimbursements. This account will reimburse you for the ATM fees charged by other financial institutions.
- Bill pay. Pay your bills to practically anyone in the United States through BBVA.
- Hard credit pull. BBVA may require a hard pull on your credit report to open a checking account.
BBVA Premium checking Pros & Cons
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BBVA Premium checking FAQ
Are checking accounts from BBVA federally insured?
Yes, your BBVA checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #19048). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does BBVA Premium checking offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.01% |
BBVA Premium checking offers an APY of 0.01% (APY stands for annual percentage yield, rates may change).
What are the account minimums for BBVA Premium checking?
BBVA Premium checking requires a minimum initial deposit of $25 to open an account.
| Description | Amount |
|---|---|
| Minimum Opening Deposit | $25 |
| Minimum Direct Deposit to Avoid Monthly Service Fee | $4,000 |
| Minimum Balance to Avoid Monthly Service Fee | $4,000 |
What fees does BBVA Premium checking charge?
This account charges a monthly service fee of up to $19.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $25 |
| Foreign Transaction Fee (Debit Card) | 3% |
| Monthly Fee | $0 - $19 |
| NSF Fee | $38 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $38 |
| Overdraft Protection Fee (per transfer) | $0 |
| Paper Statement Fee | $3 |
| Returned Deposit Fee (Domestic) | $15 |
| Returned Deposit Fee (International) | $25 |
| Stop Payment Fee | $25 |
| Wire Transfer Fee - Domestic (Incoming) | $15 |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Wire Transfer Fee - International (Outgoing) | $45 |
| ATM Fee: Out-of-Network | $3 |
Does BBVA Premium checking charge overdraft fees?
Yes, BBVA Premium checking charges a $38 fee for every overdraft fee.What features and perks does BBVA Premium checking offer?
This account includes the following features:
- ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
- Fraud monitoring - BBVA Premium checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - BBVA Premium checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
How do people rate the customer service and user experience of BBVA Premium checking?
Overall, BBVA Premium checking is strongly recommended based on community reviews that rate customer service and user experience.
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Contact
- Headquarters
-
5 20th St S
Suite 1501
Birmingham, AL 35233 - Visit Site
Other Services by BBVA
View all checking accounts offered by BBVA
Availability
Available in 41 states
- Arkansas
- Delaware
- Georgia
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| APY Minimum Balance | $0 |
| Minimum Direct Deposit to Avoid Monthly Fee | $4,000 |
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | $4,000 |
BBVA Premium Checking Community Reviews
Would you recommend BBVA Premium Checking to your friends?
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