SuperMoney
  Beacon Community CU Checking Account
Beacon Community CU Checking Account
in Checking Accounts from Beacon Community Credit Union
Unaffiliated

Beacon Community CU Checking Account

Unaffiliated
in Checking Accounts from Beacon Community Credit Union
Not enough votes for recommendation

Not enough votes for recommendation

Explore a similar product
Try this top product in Checking Accounts.
First Tech Rewards Checking®
First Tech Rewards Checking®

Rating not yet determined  

2 reviews
Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0.00% - 1.00%
(Verified 07/11/2022)
Monthly Fee $0 - $12
(Verified 07/11/2022)
Minimum Balance to Avoid Monthly Fee N/A

Beacon Community CU Checking Account Review

Beacon Community CU Checking Account is offered by Beacon Community Credit Union, a credit union founded in 1947 and based in Louisville, KY. Beacon Community CU Checking Account are available in 1 state across the USA.

Key Takeaways

  • Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 1.00%, which is much higher than the average for a checking account.
  • Charges a monthly fee. This account charges a monthly service fee of up to $12.
  • No minimum initial deposit. There is no minimum balance required to open an account online.
  • Bill pay. Pay your bills to practically anyone in the United States through Beacon Community Credit Union.

Beacon Community Credit Union checking Pros & Cons

Pros Cons
  • Interest-yielding account.
  • Insured by NCUA.
  • Free debit card
  • No signup bonus.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Not FDIC-insured.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a higher than average fee on out-of-network ATM transactions.

Beacon Community Credit Union checking FAQ

Are checking accounts from Beacon Community Credit Union federally insured?

No, your Beacon Community Credit Union checking accounts are not insured by a federal insurance agency. This means that if Beacon Community Credit Union were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.

What APY does Beacon Community Credit Union checking offer?

Beacon Community Credit Union checking offers an APY starting at 0.00% and ranging up to 1.00% (APY stands for annual percentage yield, rates may change).

Beacon Community Credit Union checking Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.00% - 1.00%

What are the account minimums for Beacon Community Credit Union checking?

Beacon Community Credit Union checking does not require a minimum initial deposit.

Beacon Community CU Checking Account Minimums
Description
Minimum Opening Deposit $0 - $20

What fees does Beacon Community Credit Union checking charge?

This account charges a monthly service fee of up to $12.

Beacon Community CU Checking Account Fees
Description
Monthly Fee $0 - $12
ATM Fee: In-Network $0.50
ATM Fee: Out-of-Network Starting at $2.50
Foreign Transaction Fee (Debit Card) 2%
NSF Fee $33
Overdraft Item Fee $33
Overdraft Protection Fee (per transfer) $4
Returned Deposit Fee (Domestic) $15
Returned Deposit Fee (International) $15
Stop Payment Fee $15
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $60
Paper Statement Fee $5
Online Bill Pay Fee $0
Debit Card Replacement Fee $10
Early Account Closure $5

Does Beacon Community Credit Union checking charge overdraft fees?

Yes, Beacon Community Credit Union checking charges a $33 fee for every overdraft. You can get overdraft protection at a cost of $4 per transaction.

What features and perks does Beacon Community Credit Union checking offer?

This account includes the following features:

  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.

What is the customer support email for Beacon Community Credit Union checking?

The customer support email for Beacon Community Credit Union checking is beaconccu@beaconccu.org.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Beacon Community Credit Union checking

Our Classic Checking account is our most popular account with our members. This account offers you the benefits of a checking account without the high cost fees some institutions charge. Stop in one of our locations and open your Classic Checking account.

Contact

Other Services by Beacon Community Credit Union

Availability

  Available in 1 state
Kentucky
Availabile in all of Kentucky

Feature Breakdown

Minimum Opening Deposit $0 - $20
Monthly Fee $0 - $12
(Verified 07/11/2022)
ATM Fee: In-Network $0.50
ATM Fee: Out-of-Network Starting at $2.50
Foreign Transaction Fee (Debit Card) 2%
NSF Fee $33
Overdraft Item Fee $33
Overdraft Protection Fee (per transfer) $4
Returned Deposit Fee (Domestic) $15
Returned Deposit Fee (International) $15
Stop Payment Fee $15
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $60
Paper Statement Fee $5
Online Bill Pay Fee $0
Debit Card Replacement Fee $10
Early Account Closure $5
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required Government Issued Photo ID
Account Features
  • Free Bill Pay
  • Interest Bearing Account
  • Debit Card
  • Insured by NCUA
Signup Bonus Starting at $0
APY (Annual Percentage Yield) 0.00% - 1.00%
(Verified 07/11/2022)

Be the first to rate

 

Would you recommend Beacon Community CU Checking Account to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Checking Accounts