Beacon Community Credit Union Checking Account
in Checking Accounts from Beacon Community Credit Union
UnaffiliatedBeacon Community Credit Union Checking Account
in Checking Accounts from Beacon Community Credit Union
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| Monthly Fee | $0 - $10 |
| ATM Fee: Out-of-Network | $2.50 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| APY (Annual Percentage Yield) | 0% - 0.075% |
Beacon Community Credit Union Checking Account Review
Beacon Community Credit Union Checking Account is offered by Beacon Community Credit Union, a credit union founded in 1947 and based in Louisville, KY. Beacon Community Credit Union Checking Account is available in 1 state across the USA.
- Higher than average APY. Beacon Community Credit Union Checking Account has an annual percentage yield of up to 0.075%, which is higher than the national average interest rate on savings accounts.
- Charges a monthly fee. This account charges a monthly service fee of up to $10, but there are ways to waive the fee.
- Small minimum initial deposit. You only need $10 to open an account.
- Bill pay. Pay your bills to practically anyone in the United States through Beacon Community Credit Union.
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Are checking accounts from Beacon Community Credit Union federally insured?
No, your Beacon Community Credit Union checking accounts are not insured by a federal insurance agency. This means that if Beacon Community Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.
What APY does Beacon Community Credit Union checking offer?
Beacon Community Credit Union checking offers an APY starting at 0% and ranging up to 0.075% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0% - 0.075% |
What are the account minimums for Beacon Community Credit Union checking?
Beacon Community Credit Union checking requires a minimum initial deposit of $10 to open an account.
| Description | Amount |
|---|---|
| Minimum Opening Deposit | $10 |
What fees does Beacon Community Credit Union checking charge?
This account charges a monthly service fee of up to $10.
| Description | |
|---|---|
| ATM Fee: In-Network | $0.50 |
| Debit Card Replacement Fee | $10 |
| Early Account Closure | $5 |
| Foreign Transaction Fee (Debit Card) | 2% |
| Monthly Fee | $0 - $10 |
| NSF Fee | $33 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $33 |
| Overdraft Protection Fee (per transfer) | $4 |
| Paper Statement Fee | $5 |
| Returned Deposit Fee (Domestic) | $15 |
| Returned Deposit Fee (International) | $15 |
| Stop Payment Fee | $15 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
| Wire Transfer Fee - Domestic (Outgoing) | $20 |
| Wire Transfer Fee - International (Incoming) | $10 |
| Wire Transfer Fee - International (Outgoing) | $60 |
| ATM Fee: Out-of-Network | $2.50 |
Does Beacon Community Credit Union checking charge overdraft fees?
Yes, Beacon Community Credit Union checking charges a $33 fee for every overdraft.Beacon Community Credit Union checking offers overdraft protection at a cost of $4 per transaction.
What features and perks does Beacon Community Credit Union checking offer?
This account includes the following features:
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Contact
- Headquarters
-
7910 National Turnpike
Louisville, KY 40214 USA - (800) 363-6022
- Visit Site
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