Beacon Community CU Checking Account
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
0.00% - 1.00% (Verified 07/11/2022) |
| Monthly Fee | $0 - $12 |
| Minimum Balance to Avoid Monthly Fee | N/A |
Beacon Community CU Checking Account Review
Beacon Community CU Checking Account is offered by Beacon Community Credit Union, a credit union founded in 1947 and based in Louisville, KY. Beacon Community CU Checking Account is available in 1 state across the USA.
Key Takeaways
- Higher than average APY. Beacon Community CU Checking Account has an annual percentage yield of up to 1.00%, which is higher than the national average interest rate on savings accounts.
- Charges a monthly fee. This account charges a monthly service fee of up to $12.
- No minimum initial deposit. There is no minimum balance required to open an account.
- Bill pay. Pay your bills to practically anyone in the United States through Beacon Community Credit Union.
Beacon Community Credit Union checking Pros & Cons
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Beacon Community Credit Union checking FAQ
Are checking accounts from Beacon Community Credit Union federally insured?
No, your Beacon Community Credit Union checking accounts are not insured by a federal insurance agency. This means that if Beacon Community Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.
What APY does Beacon Community Credit Union checking offer?
Beacon Community Credit Union checking offers an APY starting at 0.00% and ranging up to 1.00% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.00% - 1.00% |
What are the account minimums for Beacon Community Credit Union checking?
Beacon Community Credit Union checking does not require a minimum initial deposit.
| Description | |
|---|---|
| Minimum Opening Deposit | $0 - $20 |
What fees does Beacon Community Credit Union checking charge?
This account charges a monthly service fee of up to $12.
| Description | |
|---|---|
| ATM Fee: In-Network | $0.50 |
| Debit Card Replacement Fee | $10 |
| Early Account Closure | $5 |
| Foreign Transaction Fee (Debit Card) | 2% |
| Monthly Fee | $0 - $12 |
| NSF Fee | $33 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $33 |
| Overdraft Protection Fee (per transfer) | $4 |
| Paper Statement Fee | $5 |
| Returned Deposit Fee (Domestic) | $15 |
| Returned Deposit Fee (International) | $15 |
| Stop Payment Fee | $15 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
| Wire Transfer Fee - Domestic (Outgoing) | $20 |
| Wire Transfer Fee - International (Incoming) | $10 |
| Wire Transfer Fee - International (Outgoing) | $60 |
| ATM Fee: Out-of-Network | Starting at $2.50 |
Does Beacon Community Credit Union checking charge overdraft fees?
Yes, Beacon Community Credit Union checking charges a $33 fee for every overdraft.Beacon Community Credit Union checking offers overdraft protection at a cost of $4 per transaction.
What features and perks does Beacon Community Credit Union checking offer?
This account includes the following features:
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
What is the customer support email for Beacon Community Credit Union checking?
The customer support email for Beacon Community Credit Union checking is beaconccu@beaconccu.org.
Message From Beacon Community Credit Union
Contact
- Headquarters
-
7910 National Turnpike
Louisville, KY 40214 USA - (800) 363-6022
- Visit Site
- Email Support
Other Services by Beacon Community Credit Union
Availability
Feature Breakdown
| Minimum Opening Deposit | $0 - $20 |
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