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  Blue Federal Credit Union Extreme Checking

Blue Federal Credit Union Extreme Checking

in Checking Accounts from Blue Federal Credit Union

Unaffiliated

Blue Federal Credit Union Extreme Checking

Unaffiliated

in Checking Accounts from Blue Federal Credit Union

Net Recommendation Score +100%

SUPERMONEY NET RECOMMENDATION SCORE

+100%

-100% 0% +100%
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Highlights
Highlights
Community Rating

Rating not yet determined

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Monthly Fee $0
ATM Fee: Out-of-Network $0
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0.10% - 4.00%

Blue Federal Credit Union Extreme Checking Review

Blue Federal Credit Union Extreme Checking is offered by Blue Federal Credit Union, a credit union founded in 1951 and based in Cheyenne, WY. Blue Federal Credit Union Extreme Checking is available in 50 states (and Washington, DC).

Key Takeaways
  • Very high APY. This account offers an annual percentage yield of up to 4.00%, which is much higher than the average for a checking account.
  • $0 monthly fee. This account does not charge a monthly maintenance fee.
  • No ATM fees. Blue Federal Credit Union Extreme Checking does not charge fees on ATM transactions.
  • Up to $21 in ATM fee reimbursements. This account will reimburse you for the ATM fees charged by other financial institutions.
  • Free bill pay. Pay your bills to practically anyone in the United States through Blue Federal Credit Union.
  • Hard credit pull. Blue Federal Credit Union may require a hard pull on your credit report to open a checking account.
Blue Federal Credit Union Extreme Checking Pros & Cons
Pros Cons
  • Account access at 5,000 shared branches worldwide
  • Mastercard Debit card benefits. These include: zero liability for unauthorized purchases, roadside assistance, travel assistance, price protection and extended warranty on purchases.
  • Available in all 50 states.
  • High-interest yield.
  • Access to physical branches.
  • Free debit card
  • Higher rates apply only up to $15,000 in checking account.
  • At least 10 debit card transactions are required per month to maintain the higher interest rate. Customers must also be enrolled in eSatements and have an automatic monthly deposit in place.
  • No signup bonus.
  • Not FDIC-insured.
  • Higher than average wire transfer fees.
Blue Federal Credit Union Extreme Checking FAQ

Are checking accounts from Blue Federal Credit Union federally insured?

No, your Blue Federal Credit Union checking accounts are not insured by a federal insurance agency. This means that if Blue Federal Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does Blue Federal Credit Union Extreme Checking offer?

Blue Federal Credit Union Extreme Checking offers an APY starting at 0.10% and ranging up to 4.00% (APY stands for annual percentage yield, rates may change).

Blue Federal Credit Union Extreme Checking Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.10% - 4.00%

What are the account minimums for Blue Federal Credit Union Extreme Checking?

Blue Federal Credit Union Extreme Checking does not require a minimum initial deposit.

Blue Federal Credit Union Extreme Checking Account Minimums
Description Amount
Minimum Initial Deposit $0

What fees does Blue Federal Credit Union Extreme Checking charge?

The good news is that this account does not have a monthly service charge.

Blue Federal Credit Union Extreme Checking Fees
Description
Monthly Fee $0
Paper Statement Fee $2
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0
NSF Fee $30
Overdraft Protection Fee (per transfer) N/A
Overdraft Item Fee $30
Early Account Closure N/A
Returned Deposit Fee (Domestic) $15
Debit Card Replacement Fee $7
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $30
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) 1%
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $55
Wire Transfer Fee - International (Incoming) $5
Returned Deposit Fee (International) N/A
Wire Transfer Fee - Domestic (Incoming) $5
ATM Reimbursement Monthly Limit $21

What features and perks does Blue Federal Credit Union Extreme Checking offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks up to a monthly maximum of $21.
  • Fraud monitoring - Blue Federal Credit Union Extreme Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Blue Federal Credit Union Extreme Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   114 E 7th Avenue
    Cheyenne, WY 82001
  •   Visit Site

About Blue Federal Credit Union Extreme Checking

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

ATM Fee: In-Network $0
Monthly Fee $0
Online Bill Pay Fee $0
ATM Fee: Out-of-Network $0
ATM Reimbursement Monthly Limit $21
Debit Card Replacement Fee $7
Foreign Transaction Fee (Debit Card) 1%
NSF Fee $30
Overdraft Item Fee $30
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $15
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $5
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $5
Wire Transfer Fee - International (Outgoing) $55
Bank Account Features
  • ATM Reimbursement
  • Branch Access
  • Debit Card
  • Fraud Monitoring
  • Fraud Protection
  • Free Bill Pay
  • Interest Bearing Account
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • NCUA Member
  • No ATM Fees
  • No Monthly Maintenance Fee
APY (Annual Percentage Yield) 0.10% - 4.00%

Blue Federal Credit Union Extreme Checking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

+100%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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