Blue Federal Credit Union Extreme Checking Review

Where is Blue Federal Credit Union Extreme Checking available?

Blue Federal Credit Union is a credit union based in Cheyenne, WY. It was founded in 1951 and offers banking services in 50 states (and Washington, DC).

Is Blue Federal Credit Union Extreme Checking insured by the FDIC?

Blue Federal Credit Union Extreme Checking is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if Blue Federal Credit Union Extreme Checking were to fall into financial difficulties.

What APY does Blue Federal Credit Union offer?

Blue Federal Credit Union Extreme Checking offers an APY starting at 0.10% and ranging up to 4.00% (APY stands for annual percentage yield, rates may change).

Blue Federal Credit Union Extreme Checking Rates and Terms

Rates	Amount
APY (Annualized Percentage Yield)	0.10% - 4.00%

What are the account minimums for Blue Federal Credit Union Extreme Checking?

Blue Federal Credit Union Extreme Checking does not require a minimum initial deposit.

Blue Federal Credit Union Extreme Checking Account Minimums

Description	Amount
Minimum Initial Deposit	$0

What fees does Blue Federal Credit Union Extreme Checking charge?

The good news is that this account does not charge a monthly maintenance fee.

Blue Federal Credit Union Extreme Checking Fees

Description
Monthly Fee	$0
Paper Statement Fee	$2
ATM Fee: In-Network	$0
ATM Fee: Out-of-Network	$0
NSF Fee	$30
Overdraft Protection Fee (per transfer)	N/A
Overdraft Item Fee	$30
Early Account Closure	N/A
Returned Deposit Fee (Domestic)	$15
Debit Card Replacement Fee	$7
Bank Teller Fee	N/A
Check Cashing Fee	N/A
Online Bill Pay Fee	$0
Stop Payment Fee	$30
Check Image Service	N/A
Check Copy	N/A
Foreign Transaction Fee (Debit Card)	1%
Wire Transfer Fee - Domestic (Outgoing)	$25
Wire Transfer Fee - International (Outgoing)	$55
Wire Transfer Fee - International (Incoming)	$5
Returned Deposit Fee (International)	N/A
Wire Transfer Fee - Domestic (Incoming)	$5
ATM Reimbursement Monthly Limit	$21

What features and perks does Blue Federal Credit Union Extreme Checking offer?

This account includes the following features:

• ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks up to a monthly maximum of $21.
• Fraud monitoring - Blue Federal Credit Union Extreme Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Blue Federal Credit Union Extreme Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.