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  Blue Federal CU Extreme Checking
Blue Federal CU Extreme Checking
in Checking Accounts from Blue Federal Credit Union
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Blue Federal CU Extreme Checking

Unaffiliated
in Checking Accounts from Blue Federal Credit Union
Net Recommendation Score +100  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

1 user recommends
0 users are unsure
0 users don't recommend
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Highlights
Community Rating

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Cashback Rewards N/A
APY (Annual Percentage Yield) 1% - 2%
(Verified 08/08/2022)
Monthly Fee $0
Minimum Balance to Avoid Monthly Fee Starting at $0

Blue Federal CU Extreme Checking Review

Blue Federal CU Extreme Checking is offered by Blue Federal Credit Union, a credit union founded in 1951 and based in Cheyenne, WY. Blue Federal CU Extreme Checking is available in 50 states (and Washington, DC).

Key Takeaways

  • Very high APY. This account offers an annual percentage yield of up to 2%, which is much higher than the average for a checking account.
  • $0 monthly fee. This account does not charge a monthly Service Charge.
  • No minimum initial deposit. There is no minimum balance required to open an account.
  • No ATM fees. Blue Federal CU Extreme Checking does not charge fees on ATM transactions.
  • Up to $28 in ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
  • Bill pay. Pay your bills to practically anyone in the United States through Blue Federal Credit Union.

Blue Federal Credit Union checking account Pros & Cons

Pros Cons
  • Available in all 50 states.
  • High-interest yield.
  • Insured by NCUA.
  • Access to physical branches.
  • Free debit card
  • No signup bonus.
  • Not FDIC-insured.
  • Higher than average wire transfer fees.

Blue Federal Credit Union checking account FAQ

Are checking accounts from Blue Federal Credit Union federally insured?

No, your Blue Federal Credit Union checking accounts are not insured by a federal insurance agency. This means that if Blue Federal Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does Blue Federal Credit Union checking account offer?

Blue Federal Credit Union checking account offers an APY starting at 1% and ranging up to 2% (APY stands for annual percentage yield, rates may change).

Blue Federal Credit Union checking account Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 1% - 2%

What are the account minimums for Blue Federal Credit Union checking account?

Blue Federal Credit Union checking account does not require a minimum initial deposit.

Blue Federal CU Extreme Checking Minimums
Description
Minimum Opening Deposit Starting at $0
Minimum Balance to Avoid Monthly Fee Starting at $0
Minimum Balance to Earn APY $0

What fees does Blue Federal Credit Union checking account charge?

The good news is that this account does not have a monthly Service Charge.

Blue Federal CU Extreme Checking Fees
Description
Monthly Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $0
ATM Reimbursement Monthly Limit $28
Foreign Transaction Fee (Debit Card) 1%
NSF Fee $30
Overdraft Item Fee $30
Returned Deposit Fee (Domestic) $15
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $5
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $5
Wire Transfer Fee - International (Outgoing) $55
Paper Statement Fee $2
Online Bill Pay Fee $0
Debit Card Replacement Fee $7

Does Blue Federal Credit Union checking account charge overdraft fees?

Yes, Blue Federal Credit Union checking account charges a $30 fee for every overdraft.

What features and perks does Blue Federal Credit Union checking account offer?

This account includes the following features:

  • ATM rebates - This account will reimburse you for any domestic ATM fees up to a monthly maximum of $28.
  • Fraud monitoring - Blue Federal Credit Union checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Blue Federal Credit Union checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Blue Federal Credit Union checking account?

The customer support email for Blue Federal Credit Union checking account is support@bluefcu.com.

How do people rate the customer service and user experience of Blue Federal Credit Union checking account?

Overall, Blue Federal Credit Union checking account is strongly recommended based on community reviews that rate customer service and user experience.

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Message From Blue Federal Credit Union

We believe everyday banking should be convenient. That's why every Blue member can enjoy access to checking accounts with great perks. Everyday Banking Doesn't Have to be Ordinary. Blue has a checking solution for any financial scenario—and we mean any. We're committed to finding a checking account that's right for you, with benefits you'll want to brag about. 

Enjoy Incredible Dividends and Impressive Rewards using Extreme Checking!

Contact

About Blue Federal CU Extreme Checking

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $0
Minimum Balance to Avoid Monthly Fee Starting at $0
Minimum Balance to Earn APY $0
Monthly Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $0
ATM Reimbursement Monthly Limit $28
Foreign Transaction Fee (Debit Card) 1%
NSF Fee $30
Overdraft Item Fee $30
Returned Deposit Fee (Domestic) $15
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $5
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $5
Wire Transfer Fee - International (Outgoing) $55
Paper Statement Fee $2
Online Bill Pay Fee $0
Debit Card Replacement Fee $7
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • ATM Reimbursement
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Insured by NCUA
  • Branch Access
APY (Annual Percentage Yield) 1% - 2%
(Verified 08/08/2022)

Blue Federal CU Extreme Checking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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