BMO Harris Bank Smart Money Checking
in Checking Accounts from BMO Harris Bank · Member fdic
UnaffiliatedBMO Harris Bank Smart Money Checking
in Checking Accounts from BMO Harris Bank · Member FDIC
Would you recommend BMO Harris Bank Smart Money Checking to your friends?
| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 - $5 |
| ATM Fee: Out-of-Network | $3 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| APY (Annual Percentage Yield) | 0% |
BMO Harris Bank Smart Money Checking Review
BMO Harris Bank Smart Money Checking is offered by BMO Harris Bank, a bank founded in 1882 and based in Chicago, IL. BMO Harris Bank Smart Money Checking is available in 8 states across the USA.
- 0% APY. As with most checking accounts, BMO Harris Bank Smart Money Checking does not pay interest.
- Charges a monthly fee. This account charges a monthly maintenance fee of up to $5.
- $25 minimum deposit. This account requires a higher minimum initial deposit than most of the accounts we track.
- No ATM fees. BMO Harris Bank Smart Money Checking does not charge fees on ATM transactions.
- Free bill pay. Pay your bills to practically anyone in the United States through BMO Harris Bank.
- Hard credit pull. BMO Harris Bank may require a hard pull on your credit report to open a checking account.
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Are checking accounts from BMO Harris Bank federally insured?
Yes, your BMO Harris Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does BMO Harris Bank Smart Money Checking offer?
BMO Harris Bank Smart Money Checking is not an interest-bearing account.
What are the account minimums for BMO Harris Bank Smart Money Checking?
BMO Harris Bank Smart Money Checking requires a minimum initial deposit of $25 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $25 |
What fees does BMO Harris Bank Smart Money Checking charge?
This account charges a monthly maintenance fee of up to $5.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $50 |
| Foreign Transaction Fee (Debit Card) | 2.8% |
| Monthly Fee | $0 - $5 |
| NSF Fee | $0 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $0 |
| Overdraft Protection Fee (per transfer) | $10 |
| Paper Statement Fee | $2 |
| Returned Deposit Fee (Domestic) | $12 |
| Returned Deposit Fee (International) | $12 |
| Stop Payment Fee | $35 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $50 |
| ATM Fee: Out-of-Network | $3 |
What features and perks does BMO Harris Bank Smart Money Checking offer?
This account includes the following features:
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - BMO Harris Bank Smart Money Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Contact
- Headquarters
-
111 West Monroe Street
Chicago, IL 60603 - Visit Site
Other Services by BMO Harris Bank
Availability
- Arizona
- Florida
- Illinois
- Indiana
- Kansas
- Minnesota
- Missouri
- Wisconsin
BMO Harris Bank Smart Money Checking Community Reviews
Would you recommend BMO Harris Bank Smart Money Checking to your friends?
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