Overview

Where does BMO Harris Bank Checking Account do business?

BMO Harris Bank Checking Account is based in Chicago, IL. It was founded in 1882 and offers checking accounts services in 8 states across the USA.

BMO Harris Bank Checking Account is a member of the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor if a member institution fails.

What APY does BMO Harris Bank offer?

BMO Harris Bank Checking Account offers an APY starting at .05% and ranging up to .25% (APY stands for annual percentage yield, rates may change).

What features and perks does BMO Harris Bank Checking Account offer?

This account includes the following features:

• Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
• Mobile Banking - BMO Harris Bank Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

What fees does BMO Harris Bank Checking Account charge?

This account charges a monthly maintenance fee of up to $30.

• Outgoing domestic bank transfers come with a $30 fee.
• Outoing international bank transfers come with a $50 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
• BMO Harris Bank Checking Account charges a $50 fee for an early account closure. Contact BMO Harris Bank Checking Account for more details on what is considered an early closure.
• BMO Harris Bank Checking Account charges $2 every time you request a paper statement.
• Every returned deposit incurs in a $2 charge.