BMO Harris Bank Checking Account
in Checking Accounts from BMO Harris Bank
Would you recommend BMO Harris Bank Checking Account to your friends?
| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 - $30 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| ATM Fee: Out-of-Network | $3 |
| APY (Annual Percentage Yield) | 0.05% - 0.25% |
BMO Harris Bank Checking Account Review
BMO Harris Bank Checking Account is offered by BMO Harris Bank, a bank founded in 1882 and based in Chicago, IL. BMO Harris Bank Checking Account is available in 8 states across the USA.
Are checking accounts from BMO Harris Bank federally insured?
Yes, your BMO Harris Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does BMO Harris Bank offer?
BMO Harris Bank Checking Account offers an APY starting at .05% and ranging up to .25% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annualized Percentage Yield) | .05% - .25% |
What are the account minimums for BMO Harris Bank Checking Account?
BMO Harris Bank Checking Account requires a minimum initial deposit of $25 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $25 |
What fees does BMO Harris Bank Checking Account charge?
This account charges a monthly maintenance fee of up to $30.
| Description | |
|---|---|
| Monthly Fee | $0 - $30 |
| Paper Statement Fee | $2 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $3 |
| NSF Fee | $0 |
| Overdraft Protection Fee (per transfer) | $10 |
| Overdraft Item Fee | $0 |
| Early Account Closure | $50 |
| Returned Deposit Fee (Domestic) | $12 |
| Debit Card Replacement Fee | $5 |
| Bank Teller Fee | N/A |
| Check Cashing Fee | N/A |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $35 |
| Check Image Service | N/A |
| Check Copy | N/A |
| Foreign Transaction Fee (Debit Card) | 2.8% |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Outgoing) | $50 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Returned Deposit Fee (International) | $12 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
What features and perks does BMO Harris Bank Checking Account offer?
This account includes the following features:
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - BMO Harris Bank Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Contact
- Headquarters
-
111 West Monroe Street
Chicago, IL 60603 USA - Visit Site
Other Services by BMO Harris Bank
Availability
- Arizona
- Florida
- Illinois
- Indiana
- Kansas
- Minnesota
- Missouri
- Wisconsin
BMO Harris Bank Checking Account Community Reviews
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