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  BMO Harris Bank Checking Account

BMO Harris Bank Checking Account

in Checking Accounts from BMO Harris Bank

Unaffiliated

BMO Harris Bank Checking Account

Unaffiliated

in Checking Accounts from BMO Harris Bank

SuperMoney Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

0 users recommend
0 users are unsure
1 user doesn't recommend
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Highlights
Highlights
Community Rating Strongly not recommended
Monthly Fee $0 - $30
Minimum Balance to Avoid Monthly Fee N/A
ATM Fee: Out-of-Network $3
APY 0.05% - 0.25%

BMO Harris Bank Checking Account Review

Where is BMO Harris Bank Checking Account available?

BMO Harris Bank is based in Chicago, IL. It was founded in 1882 and offers banking services in 8 states across the USA.

Is BMO Harris Bank Checking Account insured by the FDIC?

Deposits in BMO Harris Bank Checking Account are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor.

What APY does BMO Harris Bank offer?

BMO Harris Bank Checking Account offers an APY starting at .05% and ranging up to .25% (APY stands for annual percentage yield, rates may change).

BMO Harris Bank Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) .05% - .25%

What are the account minimums for BMO Harris Bank Checking Account?

BMO Harris Bank Checking Account requires a minimum initial deposit of $25 to open an account.

BMO Harris Bank Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $25

What fees does BMO Harris Bank Checking Account charge?

This account charges a monthly maintenance fee of up to $30.

BMO Harris Bank Checking Account Fees
Description
Monthly Fee $0 - $30
Paper Statement Fee $2
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $3
NSF Fee $0
Overdraft Protection Fee (per transfer) $10
Overdraft Item Fee $0
Early Account Closure $50
Returned Deposit Fee (Domestic) $12
Debit Card Replacement Fee $5
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $35
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) 2.8%
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Outgoing) $50
Wire Transfer Fee - International (Incoming) $0
Returned Deposit Fee (International) $12
Wire Transfer Fee - Domestic (Incoming) $0

What features and perks does BMO Harris Bank Checking Account offer?

This account includes the following features:

  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - BMO Harris Bank Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Contact

  • Headquarters
  •   111 West Monroe Street
    Chicago, IL 60603 USA
  •   Visit Site

Other Services by BMO Harris Bank

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 8 states
  • Arizona
  • Florida
  • Illinois
  • Indiana
  • Kansas
  • Minnesota
  • Missouri
  • Wisconsin

Feature Breakdown

Minimum Initial Deposit $25
ATM Fee: In-Network $0
NSF Fee $0
Overdraft Item Fee $0
Online Bill Pay Fee $0
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - Domestic (Incoming) $0
Monthly Fee $0 - $30
Paper Statement Fee $2
ATM Fee: Out-of-Network $3
Overdraft Protection Fee (per transfer) $10
Early Account Closure $50
Returned Deposit Fee (Domestic) $12
Debit Card Replacement Fee $5
Stop Payment Fee $35
Foreign Transaction Fee (Debit Card) 2.8%
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Outgoing) $50
Returned Deposit Fee (International) $12
Bank Account Features
  • Bauer Financial A+/A Rating
  • Debit Card
  • Free Bill Pay
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • No ATM Fees
APY 0.05% - 0.25%

BMO Harris Bank Checking Account Community Reviews

 
 

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