BMO Harris Smart Advantage Account
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
N/A (Verified 07/06/2022)
|
| Monthly Fee | $0 |
| Minimum Balance to Avoid Monthly Fee | N/A |
BMO Harris Smart Advantage Account Review
BMO Harris Smart Advantage Account is offered by BMO Harris Bank, a bank founded in 1882 and based in Chicago, IL. BMO Harris Smart Advantage Account are available in 50 states (and Washington, DC).
Key Takeaways
- Get a $300 cash bonus when you have a total of at least $4,000 in qualifying direct deposits within the first 90 days.
BMO Harris Smart Advantage Account Pros & Cons
| Pros | Cons |
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BMO Harris Smart Advantage Account FAQ
Are checking accounts from BMO Harris Bank federally insured?
Yes, your BMO Harris Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does BMO Harris Smart Advantage Account offer?
BMO Harris Smart Advantage Account is not an interest bearing account.What are the account minimums for BMO Harris Smart Advantage Account?
BMO Harris Smart Advantage Account requires a minimum initial deposit of $25 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | $25 |
What fees does BMO Harris Smart Advantage Account charge?
This account charges a monthly service fee of $0.
| Description | |
|---|---|
| Monthly Fee | $0 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $3 |
| Foreign Transaction Fee (Debit Card) | 2.8% |
| Overdraft Item Fee | $36 |
| Stop Payment Fee | $35 |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Outgoing) | $50 |
| Paper Statement Fee | $2 |
| Check Image Service | $3.00 |
Does BMO Harris Smart Advantage Account charge overdraft fees?
Yes, BMO Harris Smart Advantage Account charges a $36 fee for every overdraft.What features and perks does BMO Harris Smart Advantage Account offer?
This account includes the following features:
- Get a $300 cash bonus when you have a total of at least $4,000 in qualifying direct deposits within the first 90 days.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for BMO Harris Smart Advantage Account?
The customer support email for BMO Harris Smart Advantage Account is servicemembers@bmo.com.
Contact
- Headquarters
-
320 S Canal St
Chicago, IL 60606 USA - (888) 340-2265
- Visit Site
- Email Support
Other Services by BMO Harris Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
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