Bridge City Bank Platinum Now Connection Reviews (May 2021)

Highlights
Monthly Fee	$10
ATM Fee: Out-of-Network	$0
Minimum Balance to Avoid Monthly Fee	$1,000
APY (Annual Percentage Yield)	Starting at 0.01%

Bridge City Bank Platinum Now Connection Review

Bridge City Bank Platinum Now Connection is offered by Bridge City Bank, a bank founded in 1959 and based in Bridge City, TX. Bridge City Bank Platinum Now Connection is available in 1 state across the USA.

Key Takeaways

Charges a monthly fee. This account charges a monthly service fee of $10, but the fee is waived if you keep a minimum balance of $1,000.
$100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
No ATM fees. Bridge City Bank Platinum Now Connection does not charge fees on ATM transactions.
ATM fee reimbursements. This account will reimburse you for the ATM fees charged by other financial institutions.
Free bill pay. Pay your bills to practically anyone in the United States through Bridge City Bank.
Hard credit pull. Bridge City Bank may require a hard pull on your credit report to open a checking account.

Bridge City Bank Platinum Now Connection Pros & Cons

Pros	Cons
Access to physical branches. Free debit card and the option to lock/unlock the card if lost or stolen	No signup bonus. Does not earn interest. Only available in one state. Higher than average wire transfer fees. Monthly service charge.

Bridge City Bank Platinum Now Connection FAQ

Are checking accounts from Bridge City Bank federally insured?

Yes, your Bridge City Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #18155). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Bridge City Bank Platinum Now Connection offer?

Bridge City Bank Platinum Now Connection offers an APY starting at 0.01% (APY stands for annual percentage yield, rates may change).

Bridge City Bank Platinum Now Connection Rates and Terms
Rates	Amount
APY (Annual Percentage Yield)	0.01%

What are the account minimums for Bridge City Bank Platinum Now Connection?

Bridge City Bank Platinum Now Connection requires a minimum initial deposit of $100 to open an account.

Bridge City Bank Platinum Now Connection Account Minimums
Description	Amount
Minimum Opening Deposit	$100
Minimum Combined Balance to Avoid Monthly Service Fee	$1,000
Minimum Balance to Avoid Monthly Service Fee	$1,000

What fees does Bridge City Bank Platinum Now Connection charge?

This account charges a monthly service fee of $10.

Bridge City Bank Platinum Now Connection Fees
Description
ATM Fee: In-Network	$0
Check Copy	$1
Check Image Service	$0
Debit Card Replacement Fee	$5
Early Account Closure	$25
Foreign Transaction Fee (Debit Card)	3%
Monthly Fee	$10
NSF Fee	$32
Online Bill Pay Fee	$0
Overdraft Item Fee	$32
Overdraft Protection Fee (per transfer)	$32
Returned Deposit Fee (Domestic)	$8
Returned Deposit Fee (International)	$8
Stop Payment Fee	$30
Wire Transfer Fee - Domestic (Incoming)	$15
Wire Transfer Fee - Domestic (Outgoing)	$25
Wire Transfer Fee - International (Incoming)	$15
Wire Transfer Fee - International (Outgoing)	$65
ATM Fee: Out-of-Network	$0

Does Bridge City Bank Platinum Now Connection charge overdraft fees?

Yes, Bridge City Bank Platinum Now Connection charges a $32 fee for every overdraft fee.

Bridge City Bank Platinum Now Connection offers overdraft protection at a cost of $32 per transaction.

What features and perks does Bridge City Bank Platinum Now Connection offer?

This account includes the following features:

ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
Fraud monitoring - Bridge City Bank Platinum Now Connection monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - Bridge City Bank Platinum Now Connection allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
Nationwide ATM network - Conveniently transact at a nearby ATM.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.