CapEd FCU High Yield Checking Account
in
Checking Accounts from CapEd Credit Union
· Insured by NCUA
Unaffiliated
CapEd FCU High Yield Checking Account
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| Community Rating |
Rating not yet determined |
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
0.05% - 2.00% (Verified 08/08/2022) |
| Monthly Fee | $0 - $18 |
| Minimum Balance to Avoid Monthly Fee | N/A |
CapEd FCU High Yield Checking Account Review
CapEd FCU High Yield Checking Account is offered by CapEd Credit Union, a credit union founded in 1936 and based in Meridian, ID. CapEd FCU High Yield Checking Account are available in 1 state across the USA.
Key Takeaways
- Bonus offer. Open a new account and you can get $100 with required activities. Minimum deposit of $0 required to be eligible for a signup bonus (see terms and conditions for more details).
- Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 2.00%, which is much higher than the average for a checking account.
- $0 monthly account fees available. This account charges a monthly service fee of up to $18.
- Small minimum initial deposit. You only need $5 to open an account.
- No ATM fees. CapEd FCU High Yield Checking Account does not charge fees on ATM transactions.
- ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
CapEd High Yield checking Pros & Cons
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|---|---|
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CapEd High Yield checking FAQ
Are checking accounts from CapEd Credit Union federally insured?
Yes, your CapEd Credit Union checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does CapEd High Yield checking offer?
CapEd High Yield checking offers an APY starting at 0.05% and ranging up to 2.00% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.05% - 2.00% |
What are the account minimums for CapEd High Yield checking?
CapEd High Yield checking requires a minimum initial deposit of $5 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $5 |
What fees does CapEd High Yield checking charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| Monthly Fee | $0 - $18 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $0 |
| Foreign Transaction Fee (Debit Card) | 1% |
| NSF Fee | $27 |
| Overdraft Item Fee | $27 |
| Overdraft Protection Fee (per transfer) | $25 |
| Returned Deposit Fee (Domestic) | $25 |
| Returned Deposit Fee (International) | $25 |
| Stop Payment Fee | $25 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $25 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $50 |
| Paper Statement Fee | $0.50 |
| Online Bill Pay Fee | $0 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $0 |
Does CapEd High Yield checking charge overdraft fees?
Yes, CapEd High Yield checking charges a $27 fee for every overdraft. You can get overdraft protection at a cost of $25 per transaction.What features and perks does CapEd High Yield checking offer?
This account includes the following features:
- ATM rebates - This account will reimburse you for any domestic ATM fees.
- Mobile Banking Services - CapEd High Yield checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for CapEd High Yield checking?
The customer support email for CapEd High Yield checking is questions@capedcu.com.
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Message From CapEd High Yield checking
Contact
- Headquarters
-
275 S Stratford Dr
Meridian, ID 83642 USA - (800) 223-7283
- Visit Site
- Email Support
Other Services by CapEd Credit Union
Availability
Available in 1 state
Idaho
Availabile in all of Idaho
Feature Breakdown
| Minimum Opening Deposit | Starting at $5 |
CapEd FCU High Yield Checking Account Community Reviews
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