Overview

Where is CapEd Federal Credit Union Checking Account available?

CapEd Federal Credit Union is a credit union based in Meridian, ID. It was founded in 1936 and offers banking services in 1 state across the USA.

Is CapEd Federal Credit Union Checking Account insured by the FDIC

CapEd Federal Credit Union Checking Account is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if CapEd Federal Credit Union Checking Account were to fall into financial difficulties.

What APY does CapEd Federal Credit Union offer?

CapEd Federal Credit Union Checking Account offers an APY starting at 0.05% and ranging up to 2.5% (APY stands for annual percentage yield, rates may change).

CapEd Federal Credit Union Checking Account Rates and Terms

Rates	Amount
APY (Annualized Percentage Yield)	0.05% - 2.5%

What are the account minimums for CapEd Federal Credit Union Checking Account?

CapEd Federal Credit Union Checking Account requires a minimum initial deposit of $5 to open an account.

CapEd Federal Credit Union Checking Account Account Minimums

Description	Amount
Minimum Initial Deposit	$5

What fees does CapEd Federal Credit Union Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

CapEd Federal Credit Union Checking Account Fees

Fees	Amount
Debit Card Replacement Fee	$5
Non-Sufficient Funds	$27
Overdraft Item Fee	$27
Overdraft Protection Fee (per transfer)	$25
Returned Deposit Fee (International)	$25
Outgoing Domestic Bank Transfer Fee	$25
Outgoing International Bank Transfer Fee	$50
Paper Statement Fee	$0.50

What features and perks does CapEd Federal Credit Union Checking Account offer?

This account includes the following features:

• Signup Bonus - Open an account and you will receive a signup bonus of up to $100 if you deposit a minimum of $Get $100 and Give $100 Open a CapEd High Yield Checking™ account and you’ll Get $100 deposited directly into your account3 and you’ll be able to Give $100 to a school of your choice. It’s a win-win for you and education!.
• ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
• Mobile Banking Services - CapEd Federal Credit Union Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.