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  CapEd Federal Credit Union Checking Account

CapEd Federal Credit Union Checking Account

in Checking Accounts from CapEd Federal Credit Union

Unaffiliated

CapEd Federal Credit Union Checking Account

Unaffiliated

in Checking Accounts from CapEd Federal Credit Union

Net Recommendation Score +100%

SUPERMONEY NET RECOMMENDATION SCORE

+100%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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0 users don't recommend
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Highlights
Community Rating

Rating not yet determined  

Monthly Fee $0 - $18
ATM Fee: Out-of-Network $0
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0.05% - 2.5%

CapEd Federal Credit Union Checking Account Review

CapEd Federal Credit Union Checking Account is offered by CapEd Federal Credit Union, a credit union founded in 1936 and based in Meridian, ID. CapEd Federal Credit Union Checking Account is available in 1 state across the USA.

Key Takeaways
  • $100 Signup Bonus. Open a new account and you can get up to $100 if you deposit a minimum of $ (see terms and conditions for more details).
  • Very high APY. This account offers an annual percentage yield of up to 2.5%, which is much higher than the average for a checking account.
  • Charges a monthly fee. This account charges a monthly maintenance fee of up to $18.
  • Small minimum initial deposit. You only need $5 to open an account.
  • No ATM fees. CapEd Federal Credit Union Checking Account does not charge fees on ATM transactions.
  • ATM fee reimbursements. This account will reimburse you for the ATM fees charged by other financial institutions
  • Hard credit pull. CapEd Federal Credit Union may require a hard pull on your credit report to open a checking account.
CapEd Federal Credit Union Checking Account Pros & Cons
Pros Cons
  • Offers a signup bonus.
  • High-interest yield.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • Not FDIC-insured.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Monthly service charge.
CapEd Federal Credit Union Checking Account FAQ

Are checking accounts from CapEd Federal Credit Union federally insured?

Yes, your CapEd Federal Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does CapEd Federal Credit Union Checking Account offer?

CapEd Federal Credit Union Checking Account offers an APY starting at 0.05% and ranging up to 2.5% (APY stands for annual percentage yield, rates may change).

CapEd Federal Credit Union Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.05% - 2.5%

What are the account minimums for CapEd Federal Credit Union Checking Account?

CapEd Federal Credit Union Checking Account requires a minimum initial deposit of $5 to open an account.

CapEd Federal Credit Union Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $5

What fees does CapEd Federal Credit Union Checking Account charge?

The good news is that this account does not have a monthly service charge.

CapEd Federal Credit Union Checking Account Fees
Description
Monthly Fee $0 - $18
Paper Statement Fee $0.50
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0
NSF Fee $27
Overdraft Protection Fee (per transfer) $25
Overdraft Item Fee $27
Early Account Closure $0
Returned Deposit Fee (Domestic) $25
Debit Card Replacement Fee $5
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $25
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) 1%
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $50
Wire Transfer Fee - International (Incoming) $0
Returned Deposit Fee (International) $25
Wire Transfer Fee - Domestic (Incoming) $0

What features and perks does CapEd Federal Credit Union Checking Account offer?

This account includes the following features:

  • Signup Bonus - Open an account and you will receive a signup bonus of up to $100 if you deposit a minimum of $.
  • ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
  • Mobile Banking Services - CapEd Federal Credit Union Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Other Services by CapEd Federal Credit Union

Availability

  Available in 1 state
Idaho
Availabile in all of Idaho

Feature Breakdown

Minimum Initial Deposit $5
ATM Fee: In-Network $0
Early Account Closure $0
Online Bill Pay Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
ATM Fee: Out-of-Network $0
Debit Card Replacement Fee $5
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $0 - $18
NSF Fee $27
Overdraft Item Fee $27
Overdraft Protection Fee (per transfer) $25
Paper Statement Fee $0.50
Returned Deposit Fee (Domestic) $25
Returned Deposit Fee (International) $25
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $50
Bank Account Features
  • No ATM Fees
  • IRAs
  • NCUA Member
  • Bauer Financial A+/A Rating
  • Debit Card
  • Mobile Banking
  • Nationwide ATM Network
  • ATM Reimbursement
  • Interest Bearing Account
  • No Monthly Maintenance Fee
  • Mobile Check Deposit
Signup Bonus Starting at $100
Signup Deposit Requirement $0. It’s a win-win for you and education!
APY (Annual Percentage Yield) 0.05% - 2.5%

CapEd Federal Credit Union Checking Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

+100%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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