SuperMoney
  CapEd FCU High Yield Checking Account
CapEd FCU High Yield Checking Account
in Checking Accounts from CapEd Credit Union · Insured by NCUA
Unaffiliated

CapEd FCU High Yield Checking Account

Unaffiliated
in Checking Accounts from CapEd Credit Union · Insured by NCUA
Net Recommendation Score +100  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

Explore a similar product
Try this top product in Checking Accounts.
U.S. Bank Smartly™ Checking
U.S. Bank Smartly™ Checking 11 reviews
Highlights
Community Rating

Rating not yet determined  

Cashback Rewards N/A
APY (Annual Percentage Yield) 0.05% - 2.00%
(Verified 08/08/2022)
Monthly Fee $0 - $18
Minimum Balance to Avoid Monthly Fee N/A

CapEd FCU High Yield Checking Account Review

CapEd FCU High Yield Checking Account is offered by CapEd Credit Union, a credit union founded in 1936 and based in Meridian, ID. CapEd FCU High Yield Checking Account are available in 1 state across the USA.

Key Takeaways

  • Bonus offer. Open a new account and you can get $100 with required activities. Minimum deposit of $0 required to be eligible for a signup bonus (see terms and conditions for more details).
  • Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 2.00%, which is much higher than the average for a checking account.
  • $0 monthly account fees available. This account charges a monthly service fee of up to $18.
  • Small minimum initial deposit. You only need $5 to open an account.
  • No ATM fees. CapEd FCU High Yield Checking Account does not charge fees on ATM transactions.
  • ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).

CapEd High Yield checking Pros & Cons

Pros Cons
  • Monthly service fee waived (see terms for requirements).
  • Offers a $100 bonus offer.
  • High variable APY.
  • Insured by NCUA.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Monthly service charge.

CapEd High Yield checking FAQ

Are checking accounts from CapEd Credit Union federally insured?

Yes, your CapEd Credit Union checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does CapEd High Yield checking offer?

CapEd High Yield checking offers an APY starting at 0.05% and ranging up to 2.00% (APY stands for annual percentage yield, rates may change).

CapEd High Yield checking Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.05% - 2.00%

What are the account minimums for CapEd High Yield checking?

CapEd High Yield checking requires a minimum initial deposit of $5 to open an account.

CapEd FCU High Yield Checking Account Minimums
Description
Minimum Opening Deposit Starting at $5

What fees does CapEd High Yield checking charge?

The good news is that this account does not have a monthly Service Charge.

CapEd FCU High Yield Checking Account Fees
Description
Monthly Fee $0 - $18
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $0
Foreign Transaction Fee (Debit Card) 1%
NSF Fee $27
Overdraft Item Fee $27
Overdraft Protection Fee (per transfer) $25
Returned Deposit Fee (Domestic) $25
Returned Deposit Fee (International) $25
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $50
Paper Statement Fee $0.50
Online Bill Pay Fee $0
Debit Card Replacement Fee $5
Early Account Closure $0

Does CapEd High Yield checking charge overdraft fees?

Yes, CapEd High Yield checking charges a $27 fee for every overdraft. You can get overdraft protection at a cost of $25 per transaction.

What features and perks does CapEd High Yield checking offer?

This account includes the following features:

  • ATM rebates - This account will reimburse you for any domestic ATM fees.
  • Mobile Banking Services - CapEd High Yield checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for CapEd High Yield checking?

The customer support email for CapEd High Yield checking is questions@capedcu.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From CapEd High Yield checking

Earn more with a checking account from CapEd. A CapEd High Yield Checking™ Account earns more than regular checking account with 2.00% APY. Plus, you can support local schools with the Get $100 & Give $100 Program! 

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:30pm
  • Tuesday 9:00am - 5:30pm
  • Wednesday 9:00am - 5:30pm
  • Thursday 9:00am - 5:30pm
  • Friday 9:00am - 6:00pm
  • Saturday Closed

Other Services by CapEd Credit Union

Availability

  Available in 1 state
Idaho
Availabile in all of Idaho

Feature Breakdown

Minimum Opening Deposit Starting at $5
Monthly Fee $0 - $18
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $0
Foreign Transaction Fee (Debit Card) 1%
NSF Fee $27
Overdraft Item Fee $27
Overdraft Protection Fee (per transfer) $25
Returned Deposit Fee (Domestic) $25
Returned Deposit Fee (International) $25
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $50
Paper Statement Fee $0.50
Online Bill Pay Fee $0
Debit Card Replacement Fee $5
Early Account Closure $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • No ATM Fees
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • ATM Reimbursement
  • Nationwide ATM Network
  • Mobile Banking
  • IRAs
  • Debit Card
  • Bauer Financial A+/A Rating
  • Insured by NCUA
Signup Bonus Starting at $100
Signup Deposit Requirement $0
APY (Annual Percentage Yield) 0.05% - 2.00%
(Verified 08/08/2022)

CapEd FCU High Yield Checking Account Community Reviews

 

Would you recommend CapEd FCU High Yield Checking Account to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

sorted by

Other Checking Accounts