CapEd Federal Credit Union High Yield Checking Account
in Checking Accounts from CapEd Credit Union · Member ncua
UnaffiliatedCapEd Federal Credit Union High Yield Checking Account
in Checking Accounts from CapEd Credit Union · Member NCUSIF
Would you recommend CapEd Federal Credit Union High Yield Checking Account to your friends?
| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 - $18 |
| ATM Fee: Out-of-Network | $0 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| APY (Annual Percentage Yield) | 0.05% - 2.5% |
CapEd Federal Credit Union High Yield Checking Account Review
CapEd Federal Credit Union High Yield Checking Account is offered by CapEd Credit Union, a credit union founded in 1936 and based in Meridian, ID. CapEd Federal Credit Union High Yield Checking Account is available in 1 state across the USA.
- $100 Bonus offer. Open a new account and you can get up to $100 if you deposit a minimum of $0 (see terms and conditions for more details).
- Very high APY. This account offers an annual percentage yield of up to 2.5%, which is much higher than the average for a checking account.
- $0 monthly Service Charge available. This account charges a monthly service fee of up to $18, but there are ways to waive the fee.
- Small minimum initial deposit. You only need $5 to open an account.
- No ATM fees. CapEd Federal Credit Union High Yield Checking Account does not charge fees on ATM transactions.
- ATM fee reimbursements. This account will reimburse you for the ATM fees charged by other financial institutions.
- Hard credit pull. CapEd Credit Union may require a hard pull on your credit report to open a checking account.
| Pros | Cons |
|---|---|
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Are checking accounts from CapEd Credit Union federally insured?
Yes, your CapEd Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does CapEd Federal Credit Union High Yield Checking Account offer?
CapEd Federal Credit Union High Yield Checking Account offers an APY starting at 0.05% and ranging up to 2.5% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.05% - 2.5% |
What are the account minimums for CapEd Federal Credit Union High Yield Checking Account?
CapEd Federal Credit Union High Yield Checking Account requires a minimum initial deposit of $5 to open an account.
| Description | Amount |
|---|---|
| Minimum Opening Deposit | $5 |
What fees does CapEd Federal Credit Union High Yield Checking Account charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $0 |
| Foreign Transaction Fee (Debit Card) | 1% |
| Monthly Fee | $0 - $18 |
| NSF Fee | $27 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $27 |
| Overdraft Protection Fee (per transfer) | $25 |
| Paper Statement Fee | $0.50 |
| Returned Deposit Fee (Domestic) | $25 |
| Returned Deposit Fee (International) | $25 |
| Stop Payment Fee | $25 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $25 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $50 |
| ATM Fee: Out-of-Network | $0 |
Does CapEd Federal Credit Union High Yield Checking Account charge overdraft fees?
Yes, CapEd Federal Credit Union High Yield Checking Account charges a $27 fee for every overdraft fee.CapEd Federal Credit Union High Yield Checking Account offers overdraft protection at a cost of $25 per transaction.
What features and perks does CapEd Federal Credit Union High Yield Checking Account offer?
This account includes the following features:
- Signup bonus - Open an account and you may receive a signup bonus of up to $100 if you deposit a minimum of $0.
- ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
- Mobile Banking Services - CapEd Federal Credit Union High Yield Checking Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
How do people rate the customer service and user experience of CapEd Federal Credit Union High Yield Checking Account?
Overall, CapEd Federal Credit Union High Yield Checking Account is strongly recommended based on community reviews that rate customer service and user experience.
Contact
- Headquarters
-
275 S Stratford Dr
Meridian, ID 83642 - Visit Site
Other Services by CapEd Credit Union
Availability
Feature Breakdown
| Minimum Opening Deposit | Starting at $5 |
CapEd Federal Credit Union High Yield Checking Account Community Reviews
Would you recommend CapEd Federal Credit Union High Yield Checking Account to your friends?
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