SuperMoney 
  CapEd Federal Credit Union Checking Account

CapEd Federal Credit Union Checking Account

in Checking Accounts from CapEd Federal Credit Union

Unaffiliated

CapEd Federal Credit Union Checking Account

Unaffiliated

in Checking Accounts from CapEd Federal Credit Union

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend CapEd Federal Credit Union Checking Account to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Monthly Fee $0 - $18
Minimum Balance to Avoid Monthly Fee N/A
ATM Fee: Out-of-Network $0
APY (Annual Percentage Yield) 0.05% - 2.5%

CapEd Federal Credit Union Checking Account Review

CapEd Federal Credit Union Checking Account is offered by CapEd Federal Credit Union, a credit union founded in 1936 and based in Meridian, ID. CapEd Federal Credit Union Checking Account is available in 1 state across the USA.

Are checking accounts from CapEd Federal Credit Union federally insured?

Yes, your CapEd Federal Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does CapEd Federal Credit Union offer?

CapEd Federal Credit Union Checking Account offers an APY starting at 0.05% and ranging up to 2.5% (APY stands for annual percentage yield, rates may change).

CapEd Federal Credit Union Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.05% - 2.5%

What are the account minimums for CapEd Federal Credit Union Checking Account?

CapEd Federal Credit Union Checking Account requires a minimum initial deposit of $5 to open an account.

CapEd Federal Credit Union Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $5

What fees does CapEd Federal Credit Union Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

CapEd Federal Credit Union Checking Account Fees
Description
Monthly Fee $0 - $18
Paper Statement Fee $0.50
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0
NSF Fee $27
Overdraft Protection Fee (per transfer) $25
Overdraft Item Fee $27
Early Account Closure $0
Returned Deposit Fee (Domestic) $25
Debit Card Replacement Fee $5
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $25
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) 1%
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $50
Wire Transfer Fee - International (Incoming) $0
Returned Deposit Fee (International) $25
Wire Transfer Fee - Domestic (Incoming) $0

What features and perks does CapEd Federal Credit Union Checking Account offer?

This account includes the following features:

  • Signup Bonus - Open an account and you will receive a signup bonus of up to $100 if you deposit a minimum of $.
  • ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
  • Mobile Banking Services - CapEd Federal Credit Union Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

Other Services by CapEd Federal Credit Union

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 1 state
Idaho
Availabile in all of Idaho

Feature Breakdown

Minimum Initial Deposit $5
ATM Fee: In-Network $0
Early Account Closure $0
Online Bill Pay Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
ATM Fee: Out-of-Network $0
Debit Card Replacement Fee $5
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $0 - $18
NSF Fee $27
Overdraft Item Fee $27
Overdraft Protection Fee (per transfer) $25
Paper Statement Fee $0.50
Returned Deposit Fee (Domestic) $25
Returned Deposit Fee (International) $25
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $50
Bank Account Features
  • ATM Reimbursement
  • Bauer Financial A+/A Rating
  • Debit Card
  • Interest Bearing Account
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • NCUA Member
  • No ATM Fees
  • No Monthly Maintenance Fee
Signup Bonus $100
Signup Deposit Requirement $0. It’s a win-win for you and education!
APY (Annual Percentage Yield) 0.05% - 2.5%

Be the first to rate

 

Would you recommend CapEd Federal Credit Union Checking Account to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Checking Accounts

NBKC Bank Personal Account
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

4 Reviews

Axos Bank Rewards Checking
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

1 Reviews