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Capital Bank 49 Forever Checking Account

in Checking Accounts from Capital Bank · Member fdic

Unaffiliated

Capital Bank 49 Forever Checking Account

Unaffiliated

in Checking Accounts from Capital Bank · Member FDIC

Not enough votes for recommendation

Highlights
Monthly Fee	N/A
ATM Fee: Out-of-Network	N/A
Minimum Balance to Avoid Monthly Fee	N/A
APY (Annual Percentage Yield)	N/A

Capital Bank 49 Forever Checking Account Review

Capital Bank 49 Forever Checking Account is offered by Capital Bank, a bank founded in 1995 and based in Albany, NY. Capital Bank 49 Forever Checking Account is available in 2 states across the USA.

Key Takeaways

$25 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
No ATM fees. Capital Bank 49 Forever Checking Account does not charge fees on ATM transactions.
Hard credit pull. Capital Bank may require a hard pull on your credit report to open a checking account.

Capital Bank 49 Forever Checking Account Pros & Cons

Pros	Cons
Access to physical branches. Free debit card and the option to lock/unlock the card if lost or stolen	No signup bonus. Does not earn interest. Does not offer mobile check deposits. Only available in 2 states. Higher than average wire transfer fees.

Capital Bank 49 Forever Checking Account FAQ

Are checking accounts from Capital Bank federally insured?

Yes, your Capital Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #597). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Capital Bank 49 Forever Checking Account offer?

Capital Bank 49 Forever Checking Account is not an interest bearing account.

What are the account minimums for Capital Bank 49 Forever Checking Account?

Capital Bank 49 Forever Checking Account requires a minimum initial deposit of $25 to open an account.

Capital Bank 49 Forever Checking Account Account Minimums
Description	Amount
Minimum Initial Deposit	$25

What fees does Capital Bank 49 Forever Checking Account charge?

Capital Bank 49 Forever Checking Account Fees
Description
Monthly Fee	N/A
Paper Statement Fee	N/A
ATM Fee: In-Network	N/A
ATM Fee: Out-of-Network	N/A
NSF Fee	N/A
Overdraft Protection Fee (per transfer)	N/A
Overdraft Item Fee	N/A
Early Account Closure	N/A
Returned Deposit Fee (Domestic)	N/A
Debit Card Replacement Fee	N/A
Bank Teller Fee	N/A
Check Cashing Fee	N/A
Online Bill Pay Fee	$0
Stop Payment Fee	N/A
Check Image Service	N/A
Check Copy	N/A
Foreign Transaction Fee (Debit Card)	N/A
Wire Transfer Fee - Domestic (Outgoing)	$25
Wire Transfer Fee - International (Outgoing)	$40
Wire Transfer Fee - International (Incoming)	$15
Returned Deposit Fee (International)	N/A
Wire Transfer Fee - Domestic (Incoming)	$15
ATM Reimbursement Monthly Limit	N/A

What features and perks does Capital Bank 49 Forever Checking Account offer?

This account includes the following features:

Mobile Banking Services - Capital Bank 49 Forever Checking Account allows you to manage your money online.

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