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  Capital Bank 49 Forever Checking Account
Capital Bank 49 Forever Checking Account Unaffiliated

Capital Bank 49 Forever Checking Account

Unaffiliated
in Checking Accounts from Capital Bank · Member FDIC
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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) N/A
Monthly Fee N/A
Minimum Balance to Avoid Monthly Fee N/A

Capital Bank 49 Forever Checking Account Review

Capital Bank 49 Forever Checking Account is offered by Capital Bank, a bank founded in 1995 and based in Albany, NY. Capital Bank 49 Forever Checking Account is available in 2 states across the USA.

Key Takeaways
  • No ATM fees. Capital Bank 49 Forever Checking Account does not charge fees on ATM transactions.
Capital Bank 49 Forever Checking Account Pros & Cons
Pros Cons
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No signup bonus.
  • Does not earn interest.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Only available in 2 states.
  • Higher than average wire transfer fees.
Capital Bank 49 Forever Checking Account FAQ

Are checking accounts from Capital Bank federally insured?

Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #597). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Capital Bank 49 Forever Checking Account offer?

Capital Bank 49 Forever Checking Account is not an interest bearing account.

What are the account minimums for Capital Bank 49 Forever Checking Account?

Capital Bank 49 Forever Checking Account requires a minimum initial deposit of $25 to open an account.

Capital Bank 49 Forever Checking Account Minimums
Description
Minimum Opening Deposit Starting at $25

What fees does Capital Bank 49 Forever Checking Account charge?

Capital Bank 49 Forever Checking Account Fees
Description
Online Bill Pay Fee $0
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $40

What features and perks does Capital Bank 49 Forever Checking Account offer?

This account includes the following features:

  • Mobile Banking Services - Capital Bank 49 Forever Checking Account allows you to manage your money online or with a mobile app.

What is the customer support email for Capital Bank 49 Forever Checking Account?

The customer support email for Capital Bank 49 Forever Checking Account is contactgroup@chemungcanal.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Capital Bank

Whether you want a basic, no-frills, free checking account, or an interest-bearing account, we have a variety of products to fit your style of banking.

Age 49 or older? You deserve the advantages of our 49 Forever checking account, which boasts a number of special benefits. Only one person on the account needs to be 49 in order to take advantage of the benefits. 

Availability

  Available in 2 states
  • New York
  • Pennsylvania

Feature Breakdown

Minimum Opening Deposit Starting at $25
Online Bill Pay Fee $0
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $40
Account Features
  • No ATM Fees
  • Member FDIC
  • Branch Access
  • Debit Card
  • Debit Card Lock/Unlock
  • Mobile Banking

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