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Last Updated: 01/21/2026

Capital Bank 49 Forever Checking Account

from Capital Bank

Last Updated: 01/21/2026

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Highlights

Welcome Offer

N/A(Verified 09/28/2022)

Rewards

N/A

APY (Annual Percentage Yield)

N/A

Monthly Maintenance Fee

$0(Verified 01/21/2026)

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Capital Bank 49 Forever Checking Account Review

The Capital Bank 49 Forever Checking Account is offered by Capital Bank, a bank founded in 1995 and based in Albany, NY. Capital Bank 49 Forever Checking Account is available in 2 states.

Key Takeaways

No ATM fees. Capital Bank 49 Forever Checking Account does not charge fees on ATM transactions .

Capital Bank 49 Forever Checking Account Pros & Cons

Pros

Cons

Access to physical branches.
Debit card and the option to lock/unlock the card if lost or stolen

No signup bonus.
Does not earn interest.
Does not offer mobile check deposits.
Does not provide access to a nationwide ATM network.
Only available in 2 states.

Capital Bank 49 Forever Checking Account FAQ

Are checking accounts from Capital Bank federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC #597). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Capital Bank 49 Forever Checking Account offer?

Capital Bank 49 Forever Checking Account is not an interest-bearing account.

What are the account minimums for Capital Bank 49 Forever Checking Account?

Capital Bank 49 Forever Checking Account requires a minimum initial deposit of $25.

Capital Bank 49 Forever Checking Account Minimums

Description

Minimum Opening Deposit

Starting at $25

What fees does Capital Bank 49 Forever Checking Account charge?

This account charges a monthly maintenance fee each statement cycle of $0.

Capital Bank 49 Forever Checking Account Fees

Description

Monthly Maintenance Fee

ATM Fee: In-Network

Starting at $0

Online Bill Pay Fee

Starting at $0

Wire Transfer Fee - US Domestic (Outgoing)

Starting at $25

Wire Transfer Fee - International (Outgoing)

Starting at $40

Wire Transfer Fee - International (Incoming)

Starting at $15

Wire Transfer Fee - US Domestic (Incoming)

Starting at $15

What features and perks does Capital Bank 49 Forever Checking Account offer?

This account includes the following features:

Mobile Banking Services - Capital Bank 49 Forever Checking Account allows you to manage your money online or with a mobile app.

What is the customer support email for Capital Bank 49 Forever Checking Account?

The customer support email for Capital Bank 49 Forever Checking Account is contactgroup@chemungcanal.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from Capital Bank 49 Forever Checking Account

Whether you want a basic, no-frills, free checking account, or an interest-bearing account, we have a variety of products to fit your style of banking.

Age 49 or older? You deserve the advantages of our 49 Forever checking account, which boasts a number of special benefits. Only one person on the account needs to be 49 in order to take advantage of the benefits.

Contact

Headquarters

132 State Streen

Albany, NY 12207

Visit Site

Email Support

Hours of Operation

SundayClosedMonday8:00AM - 5:00PMTuesday8:00AM - 5:00PMWednesday8:00AM - 5:00PMThursday8:00AM - 5:00PMFriday8:00AM - 5:00PMSaturday9:00AM - 1:00PM

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.