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  Capital Bank Capital Checking Account

Capital Bank Capital Checking Account

in Checking Accounts from Capital Bank Of Texas · fdic

Unaffiliated

Capital Bank Capital Checking Account

Unaffiliated

in Checking Accounts from Capital Bank Of Texas · Member FDIC

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Highlights
Monthly Fee Starting at $10
ATM Fee: Out-of-Network N/A
Minimum Balance to Avoid Monthly Fee Starting at $1,000
APY (Annual Percentage Yield) N/A

Capital Bank Capital Checking Account Review

Capital Bank Capital Checking Account is offered by Capital Bank Of Texas, a bank founded in 1965 and based in Houston, TX. Capital Bank Capital Checking Account is available in 1 state across the USA.

Key Takeaways
  • $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • No ATM fees. Capital Bank Capital Checking Account does not charge fees on ATM transactions.
  • Bill pay. Pay your bills to practically anyone in the United States through Capital Bank Of Texas.
Capital Bank Capital Checking Account Pros & Cons
Pros Cons
  • Access to physical branches.
  • Free debit card
  • No signup bonus.
  • Does not earn interest.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Higher than average wire transfer fees.
Capital Bank Capital Checking Account FAQ

Are checking accounts from Capital Bank Of Texas federally insured?

Yes, your Capital Bank Of Texas checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Capital Bank Capital Checking Account offer?

Capital Bank Capital Checking Account is not an interest bearing account.

What are the account minimums for Capital Bank Capital Checking Account?

Capital Bank Capital Checking Account requires a minimum initial deposit of $100 to open an account.

Capital Bank Capital Checking Account Minimums
Description
APY Minimum Balance $0
Minimum Combined Balance to Avoid Monthly Fee $5,000
Minimum Direct Deposit to Avoid Monthly Fee $500
Minimum Opening Deposit Starting at $100
Minimum Balance to Avoid Monthly Fee Starting at $1,000

What fees does Capital Bank Capital Checking Account charge?

Capital Bank Capital Checking Account Fees
Description
ATM Fee: In-Network $0
Debit Card Replacement Fee $5
Monthly Fee Starting at $10
Online Bill Pay Fee $0
Overdraft Item Fee $35
Paper Statement Fee $3
Returned Deposit Fee (Domestic) $10
Returned Deposit Fee (International) $35
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $45

Does Capital Bank Capital Checking Account charge overdraft fees?

Yes, Capital Bank Capital Checking Account charges a $35 fee for every overdraft.

What features and perks does Capital Bank Capital Checking Account offer?

This account includes the following features:

  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Capital Bank Capital Checking Account allows you to manage your money online or with a mobile app.

What is the customer support email for Capital Bank Capital Checking Account?

The customer support email for Capital Bank Capital Checking Account is customerservice@capitalbanktx.com.

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Message From Capital Bank Capital Checking Account

Capital Bank’s personal checking accounts provide a convenient way to access and manage your money. 

Availability

  Available in 1 state
Texas
Availabile in all of Texas

Feature Breakdown

APY Minimum Balance $0
Minimum Combined Balance to Avoid Monthly Fee $5,000
Minimum Direct Deposit to Avoid Monthly Fee $500
Minimum Opening Deposit Starting at $100
Minimum Balance to Avoid Monthly Fee Starting at $1,000
ATM Fee: In-Network $0
Online Bill Pay Fee $0
Debit Card Replacement Fee $5
Monthly Fee Starting at $10
Overdraft Item Fee $35
Paper Statement Fee $3
Returned Deposit Fee (Domestic) $10
Returned Deposit Fee (International) $35
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $45
Account Features
  • No ATM Fees
  • Member FDIC
  • Check Writing
  • Branch Access
  • Debit Card
  • Free Bill Pay
  • Mobile Banking

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