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Capital Bank Capital Gold Checking Account

in Checking Accounts from Capital Bank Of Texas · Member fdic

Unaffiliated

Capital Bank Capital Gold Checking Account

Unaffiliated

in Checking Accounts from Capital Bank Of Texas · Member FDIC

Not enough votes for recommendation

Highlights
Monthly Fee	$0
ATM Fee: Out-of-Network	N/A
Minimum Balance to Avoid Monthly Fee	N/A
APY (Annual Percentage Yield)	N/A

Capital Bank Capital Gold Checking Account Review

Capital Bank Capital Gold Checking Account is offered by Capital Bank Of Texas, a bank founded in 1965 and based in Houston, TX. Capital Bank Capital Gold Checking Account is available in 1 state across the USA.

Key Takeaways

$100 minimum deposit. This account requires a higher minimum initial deposit than most of the checking accounts we track.
No minimum initial deposit. There is no minimum balance required to open an account.
Free bill pay. Pay your bills to practically anyone in the United States through Capital Bank Of Texas.
Hard credit pull. Capital Bank Of Texas may require a hard pull on your credit report to open a checking account.

Capital Bank Capital Gold Checking Account Pros & Cons

Pros	Cons
Access to physical branches. Free debit card	No signup bonus. Does not earn interest. Does not offer mobile check deposits. Does not provide access to a nationwide ATM network. Only available in one state. Higher than average wire transfer fees.

Capital Bank Capital Gold Checking Account FAQ

Are checking accounts from Capital Bank Of Texas federally insured?

Yes, your Capital Bank Of Texas checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Capital Bank Capital Gold Checking Account offer?

Capital Bank Capital Gold Checking Account is not an interest bearing account.

What are the account minimums for Capital Bank Capital Gold Checking Account?

Capital Bank Capital Gold Checking Account requires a minimum initial deposit of $100 to open an account.

Capital Bank Capital Gold Checking Account Account Minimums
Description	Amount
Minimum Initial Deposit	$100

What fees does Capital Bank Capital Gold Checking Account charge?

This account charges a monthly maintenance fee of $0.

Capital Bank Capital Gold Checking Account Fees
Description
Monthly Fee	$0
Paper Statement Fee	$0
ATM Fee: In-Network	N/A
ATM Fee: Out-of-Network	N/A
NSF Fee	N/A
Overdraft Protection Fee (per transfer)	$5
Overdraft Item Fee	$35
Early Account Closure	N/A
Returned Deposit Fee (Domestic)	$10
Debit Card Replacement Fee	$5
Bank Teller Fee	N/A
Check Cashing Fee	N/A
Online Bill Pay Fee	$0
Stop Payment Fee	$30
Check Image Service	N/A
Check Copy	N/A
Foreign Transaction Fee (Debit Card)	N/A
Wire Transfer Fee - Domestic (Outgoing)	$20
Wire Transfer Fee - International (Outgoing)	$45
Wire Transfer Fee - International (Incoming)	$15
Returned Deposit Fee (International)	$35
Wire Transfer Fee - Domestic (Incoming)	$10
ATM Reimbursement Monthly Limit	N/A

What features and perks does Capital Bank Capital Gold Checking Account offer?

This account includes the following features:

Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - Capital Bank Capital Gold Checking Account allows you to manage your money online.

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