Capital Bank Capital Gold Checking Account

Capital Bank Capital Gold Checking Account Review

Capital Bank Capital Gold Checking Account is offered by Capital Bank Of Texas, a bank founded in 1965 and based in Houston, TX. Capital Bank Capital Gold Checking Account is available in 1 state across the USA.

Key Takeaways

• $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
• Bill pay. Pay your bills to practically anyone in the United States through Capital Bank Of Texas.

Capital Bank Capital Gold Checking Account Pros & Cons

Pros	Cons
Access to physical branches. Free debit card	No signup bonus. Does not earn interest. Does not offer mobile check deposits. Does not provide access to a nationwide ATM network. Only available in one state. Higher than average wire transfer fees.

Capital Bank Capital Gold Checking Account FAQ

Are checking accounts from Capital Bank Of Texas federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Capital Bank Capital Gold Checking Account offer?

Capital Bank Capital Gold Checking Account is not an interest bearing account.

What are the account minimums for Capital Bank Capital Gold Checking Account?

Capital Bank Capital Gold Checking Account requires a minimum initial deposit of $100 to open an account.

Capital Bank Capital Gold Checking Account Minimums

Description
Minimum Opening Deposit	Starting at $100
Minimum Balance to Earn APY	$0

What fees does Capital Bank Capital Gold Checking Account charge?

This account charges a monthly service fee of $0.

Capital Bank Capital Gold Checking Account Fees

Description
Monthly Fee	$0
ATM Fee: In-Network	$0
Overdraft Item Fee	$35
Overdraft Protection Fee (per transfer)	$5
Returned Deposit Fee (Domestic)	$10
Returned Deposit Fee (International)	$35
Stop Payment Fee	$30
Wire Transfer Fee - Domestic (Incoming)	$10
Wire Transfer Fee - Domestic (Outgoing)	$20
Wire Transfer Fee - International (Incoming)	$15
Wire Transfer Fee - International (Outgoing)	$45
Paper Statement Fee	$0
Online Bill Pay Fee	$0
Debit Card Replacement Fee	$5

Does Capital Bank Capital Gold Checking Account charge overdraft fees?

Yes, Capital Bank Capital Gold Checking Account charges a $35 fee for every overdraft. You can get overdraft protection at a cost of $5 per transaction.

What features and perks does Capital Bank Capital Gold Checking Account offer?

This account includes the following features:

• Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Capital Bank Capital Gold Checking Account allows you to manage your money online or with a mobile app.

What is the customer support email for Capital Bank Capital Gold Checking Account?

The customer support email for Capital Bank Capital Gold Checking Account is customerservice@capitalbanktx.com.