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Last Updated: 01/21/2026

Capital Bank Health Savings Account

in Checking Accounts from Capital Bank

Last Updated: 01/21/2026

Capital Bank Health Savings Account logo
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Highlights

Welcome Offer

N/A(Verified 09/28/2022)

Cashback Rewards

N/A

APY (Annual Percentage Yield)

0% - 0.03%(Verified 06/21/2024)
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Monthly Service Fee

N/A(Verified 01/21/2026)

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Capital Bank Health Savings Account Review

The Capital Bank Health Savings Account is offered by Capital Bank, a bank founded in 1995 and based in Albany, NY. Capital Bank Health Savings Account is available in 2 states.

Key Takeaways

  • Low annual percentage yield (APY). The maximum annual percentage yield for this account is only 0.03% .
  • No minimum initial deposit. There is no minimum balance required to open an account online.
  • Bill pay. Pay your bills to practically anyone in the United States when you enroll in Capital Bank mobile or online banking.

Capital Bank Health Savings Account Pros & Cons

Capital Bank Health Savings Account FAQ

Are checking accounts from Capital Bank federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Capital Bank Health Savings Account offer?

Capital Bank Health Savings Account offers an APY starting at 0% and ranging up to 0.03% (APY stands for annual percentage yield, rates may change). However, to earn interest, you must keep an average beginning day balance of at least $100.

What are the account minimums for Capital Bank Health Savings Account?

Capital Bank Health Savings Account does not require a minimum initial deposit.

What fees does Capital Bank Health Savings Account charge?

What features and perks does Capital Bank Health Savings Account offer?

This account includes the following features:
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Capital Bank Health Savings Account allows you to manage your money online or with a mobile app.

What is the customer support email for Capital Bank Health Savings Account?

The customer support email for Capital Bank Health Savings Account is contactgroup@chemungcanal.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Capital Bank Health Savings Account logo

Message from Capital Bank Health Savings Account

Healthcare Coverage is Important! Even with the best insurance, there are out-of-pocket expenses that must be met. A Health Savings Account (HSA) provides the protection you need to help plan for unexpected costs and have control over your own healthcare while saving for the future and meeting deductibles. An HSA is a tax-free, interest-bearing checking account that is set up to complement a High Deductible Health Plan (HDHP) and provide convenient access to savings for qualified medical expenses that the health plan does not cover.

Contact

Headquarters

132 State Streen
Albany, NY 12207
Visit Site

Hours of Operation

Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 5:00PM
Saturday
9:00AM - 1:00PM

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