Capital Bank Now Account
in Checking Accounts from Capital Bank · Member FDIC
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| Monthly Fee | Up to $10 |
| ATM Fee: Out-of-Network | N/A |
| Minimum Balance to Avoid Monthly Fee | $1 |
| APY (Annual Percentage Yield) | 0% - 0.02% |
Capital Bank Now Account Review
Capital Bank Now Account is offered by Capital Bank, a bank founded in 1995 and based in Albany, NY. Capital Bank Now Account is available in 2 states across the USA.
- Low APY. The maximum annual percentage yield for this account is only 0.02%.
- Charges a monthly fee. This account charges a monthly maintenance fee of up to $10, but the fee is waived if you keep a minimum balance of $1.
- $1 minimum deposit. This account requires a higher minimum initial deposit than most of the accounts we track.
- Free bill pay. Pay your bills to practically anyone in the United States through Capital Bank.
- Hard credit pull. Capital Bank may require a hard pull on your credit report to open a checking account.
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Are checking accounts from Capital Bank federally insured?
Yes, your Capital Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #597). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Capital Bank Now Account offer?
Capital Bank Now Account offers an APY starting at 0% and ranging up to 0.02% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $1,000.
| Rates | Amount |
|---|---|
| APY (Annualized Percentage Yield) | 0% - 0.02% |
What are the account minimums for Capital Bank Now Account?
Capital Bank Now Account requires a minimum initial deposit of $1 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $1,000 |
| APY Minimum Balance | $1 |
| Minimum Balance to Avoid Monthly Fee | $1 |
What fees does Capital Bank Now Account charge?
This account charges a monthly maintenance fee of up to $10.
| Description | |
|---|---|
| Wire Transfer Fee - Domestic (Incoming) | $15 |
| Wire Transfer Fee - Domestic (Outgoing) | $25 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Wire Transfer Fee - International (Outgoing) | $40 |
What features and perks does Capital Bank Now Account offer?
This account includes the following features:
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Capital Bank Now Account allows you to manage your money online.
Contact
- Headquarters
-
132 State Streen
Albany, NY 12207 - (800) 836-3711
- Visit Site
Other Services by Capital Bank
Availability
- New York
- Pennsylvania
Feature Breakdown
| APY Minimum Balance | $1 |
| Minimum Initial Deposit | $1 |
| Minimum Balance to Avoid Monthly Fee | $1 |
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