Capital Bank Now Account
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0% - 0.02% |
| Monthly Fee | Up to $10 |
| Minimum Balance to Avoid Monthly Fee | Starting at $1 |
Capital Bank Now Account Review
Capital Bank Now Account is offered by Capital Bank, a bank founded in 1995 and based in Albany, NY. Capital Bank Now Account are available in 2 states across the USA.
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only 0.02%.
- Charges a monthly fee. This account charges a monthly service fee of up to $10, but the fee is waived if you keep a minimum balance of $1.
- Small minimum initial deposit. You only need $1 to open an account.
- Bill pay. Pay your bills to practically anyone in the United States through Capital Bank.
Capital Bank Now Account Pros & Cons
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Capital Bank Now Account FAQ
Are checking accounts from Capital Bank federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #597). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Capital Bank Now Account offer?
Capital Bank Now Account offers an APY starting at 0% and ranging up to 0.02% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $1,000.
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0% - 0.02% |
What are the account minimums for Capital Bank Now Account?
Capital Bank Now Account requires a minimum initial deposit of $1 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $1 |
| Minimum Balance to Avoid Monthly Fee | Starting at $1 |
| Minimum Balance to Earn APY | $1 |
What fees does Capital Bank Now Account charge?
This account charges a monthly service fee of up to $10.
| Description | |
|---|---|
| Monthly Fee | Up to $10 |
| ATM Fee: In-Network | $0 |
| Wire Transfer Fee - Domestic (Incoming) | $15 |
| Wire Transfer Fee - Domestic (Outgoing) | $25 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Wire Transfer Fee - International (Outgoing) | $40 |
What features and perks does Capital Bank Now Account offer?
This account includes the following features:
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Capital Bank Now Account allows you to manage your money online or with a mobile app.
What is the customer support email for Capital Bank Now Account?
The customer support email for Capital Bank Now Account is contactgroup@chemungcanal.com.
Message From Capital Bank Now Account
Contact
- Headquarters
-
132 State Streen
Albany, NY 12207 USA - (800) 836-3711
- Visit Site
- Email Support
Other Services by Capital Bank
Availability
- New York
- Pennsylvania
Feature Breakdown
| Minimum Opening Deposit | Starting at $1 |
| Minimum Balance to Avoid Monthly Fee | Starting at $1 |
| Minimum Balance to Earn APY | $1 |
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