Capital One Checking Account
in Checking Accounts
Would you recommend Capital One Checking Account to your friends?
| SuperMoney Rating | Strongly recommended |
| Monthly Fee | $0 |
| ATM Fee: Out-of-Network | $0 |
| Minimum Balance to Avoid Monthly Fee | $0 |
| APY | 0.2% - 1% |
Overview
Where does Capital One Checking Account do business?
Capital One Checking Account is based in McLean, VA. It was founded in 1988 and offers checking accounts services in 50 states (and Washington, DC).
Capital One Checking Account is a member of the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor if a member institution fails.
What APY does Capital One offer?
| Rates | Amount |
|---|---|
| APY (Annualized Percentage Yield) | 0.2% - 1% |
Capital One Checking Account offers an APY starting at 0.2% and ranging up to 1% (APY stands for annual percentage yield, rates may change).
What are the account minimums for Capital One Checking Account?
Capital One Checking Account does not have a minimum initial deposit to open an account.| Description | Amount |
|---|---|
| Minimum Initial Deposit | $0 |
What features and perks does Capital One Checking Account offer?
This account includes the following features:
- Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
- Mobile Banking - Capital One Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What fees does Capital One Checking Account charge?
The good news is that this account does not charge a monthly maintenance fee.
| Fees | Amount |
|---|---|
| Non-Sufficient Funds | $9 |
| Overdraft Item Fee | $35 |
| Returned Deposit Fee (International) | $35 |
| Outgoing Domestic Bank Transfer Fee | $30 |
| Incoming Domestic Bank Transfer Fee | $15 |
| Outgoing International Bank Transfer Fee | $40 |
| Incoming International Bank Transfer Fee | $15 |
| Paper Statement Fee | $5 |
What features and perks does Capital One Checking Account offer?
This account includes the following features:
- Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
- Mobile Banking - Capital One Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Contact
- Headquarters
-
1680 Capital One Drive
McLean, VA 22102 USA - Visit Site
Other Services by Capital One
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Reviews
Would you recommend Capital One Checking Account to your friends?
