Capital One 360 Checking

Capital One 360 Checking Review

Capital One 360 Checking is offered by Capital One, a bank founded in 1933 and based in McLean, VA. Capital One 360 Checking is available in 50 states (and Washington, DC).

Key Takeaways

• Bonus offer. Open a new account and you can get
• Low APY. The maximum annual percentage yield for this account is only 0.1%.
• $0 monthly fee. This account does not charge any monthly account fees.
• No minimum initial deposit. There is no minimum balance required to open an account online.
• No ATM fees. Capital One 360 Checking does not charge fees on ATM transactions.
• Bill pay. Pay your bills to practically anyone in the United States through Capital One.

Capital One checking account Pros & Cons

Capital One checking account FAQ

Are checking accounts from Capital One federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Capital One checking account offer?

Capital One checking account offers an APY of 0.1% (APY stands for annual percentage yield, rates may change).

What are the account minimums for Capital One checking account?

Capital One checking account does not require a minimum initial deposit.

What fees does Capital One checking account charge?

The good news is that this account does not have a monthly Service Charge.

Does Capital One checking account charge overdraft fees?

What features and perks does Capital One checking account offer?

This account includes the following features:

• Fraud monitoring - Capital One checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Capital One checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Capital One checking account?

The customer support email for Capital One checking account is support@capitalone.com.

How do people rate the customer service and user experience of Capital One checking account?

Overall, Capital One checking account is strongly recommended based on community reviews that rate customer service and user experience.