Capital One 360 Checking Account
in Checking Accounts from Capital One
Would you recommend Capital One 360 Checking Account to your friends?
| Community Rating | Strongly recommended |
| Monthly Fee | $0 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| ATM Fee: Out-of-Network | $0 |
| APY | 0.2% - 1% |
Capital One 360 Checking Account Review
Capital One 360 Checking Account is offered by Capital One, a bank founded in 1988 and based in McLean, VA. Capital One 360 Checking Account is offered in 50 states (and Washington, DC).
Are checking accounts from Capital One federally insured?
Yes, your Capital One checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Capital One offer?
Capital One 360 Checking Account offers an APY starting at 0.2% and ranging up to 1% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annualized Percentage Yield) | 0.2% - 1% |
What are the account minimums for Capital One 360 Checking Account?
Capital One 360 Checking Account does not require a minimum initial deposit.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $0 |
What fees does Capital One 360 Checking Account charge?
The good news is that this account does not charge a monthly maintenance fee.
| Description | |
|---|---|
| Monthly Fee | $0 |
| Paper Statement Fee | $5 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $0 |
| NSF Fee | $9 |
| Overdraft Protection Fee (per transfer) | $0 |
| Overdraft Item Fee | $35 |
| Early Account Closure | $0 |
| Returned Deposit Fee (Domestic) | $20 |
| Debit Card Replacement Fee | $0 |
| Bank Teller Fee | N/A |
| Check Cashing Fee | $0 |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $25 |
| Check Image Service | N/A |
| Check Copy | N/A |
| Foreign Transaction Fee (Debit Card) | 3% |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Outgoing) | $40 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Returned Deposit Fee (International) | $35 |
| Wire Transfer Fee - Domestic (Incoming) | $15 |
| ATM Reimbursement Monthly Limit | N/A |
What features and perks does Capital One 360 Checking Account offer?
This account includes the following features:
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Capital One 360 Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Contact
- Headquarters
-
1680 Capital One Drive
McLean, VA 22102 - Visit Site
Other Services by Capital One
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Monthly Fee | $0 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $0 |
| Overdraft Protection Fee (per transfer) | $0 |
| Early Account Closure | $0 |
| Debit Card Replacement Fee | $0 |
| Check Cashing Fee | $0 |
| Online Bill Pay Fee | $0 |
| Paper Statement Fee | $5 |
| NSF Fee | $9 |
| Overdraft Item Fee | $35 |
| Returned Deposit Fee (Domestic) | $20 |
| Stop Payment Fee | $25 |
| Foreign Transaction Fee (Debit Card) | 3% |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Outgoing) | $40 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Returned Deposit Fee (International) | $35 |
| Wire Transfer Fee - Domestic (Incoming) | $15 |
Capital One 360 Checking Account Community Reviews
Would you recommend Capital One 360 Checking Account to your friends?
Other Checking Accounts
- America First Credit Union Checking Account
- Axiom Bank Senior Checking
- Beacon Community Credit Union Checking Account
- Consumers Credit Union Checking Account
- DFCU Perks Plus Checking
- Financial Partners Credit Union Checking Account
- Georgia's Own Credit Union Checking Account
- La Capitol Federal Credit Union Choice Plus Checking
- State Farm Federal Credit Union Checking Account
- State Street Bank & Trust Co Checking Account
- Umpqua Bank Access Checking
- Virtual Bank Checking Account
