Capital One Checking Account
in Checking Accounts from Capital One
Would you recommend Capital One Checking Account to your friends?
| Community Rating | Strongly recommended |
| Monthly Fee | $0 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| ATM Fee: Out-of-Network | $0 |
| APY | 0.2% - 1% |
Overview
Where is Capital One Checking Account available?
Capital One is based in McLean, VA. It was founded in 1988 and offers banking services in 50 states (and Washington, DC).
Is Capital One Checking Account insured by the FDIC
Deposits in Capital One Checking Account are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor.
What APY does Capital One offer?
Capital One Checking Account offers an APY starting at 0.2% and ranging up to 1% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annualized Percentage Yield) | 0.2% - 1% |
What are the account minimums for Capital One Checking Account?
Capital One Checking Account does not require a minimum initial deposit.| Description | Amount |
|---|---|
| Minimum Initial Deposit | $0 |
What fees does Capital One Checking Account charge?
The good news is that this account does not charge a monthly maintenance fee.
| Fees | Amount |
|---|---|
| Non-Sufficient Funds | $9 |
| Overdraft Item Fee | $35 |
| Returned Deposit Fee (International) | $35 |
| Outgoing Domestic Bank Transfer Fee | $30 |
| Incoming Domestic Bank Transfer Fee | $15 |
| Outgoing International Bank Transfer Fee | $40 |
| Incoming International Bank Transfer Fee | $15 |
| Paper Statement Fee | $5 |
What features and perks does Capital One Checking Account offer?
This account includes the following features:
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Capital One Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Contact
- Headquarters
-
1680 Capital One Drive
McLean, VA 22102 USA - Visit Site
Other Services by Capital One
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Monthly Fee | $0 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $0 |
| Overdraft Protection Fee (per transfer) | $0 |
| Early Account Closure | $0 |
| Debit Card Replacement Fee | $0 |
| Check Cashing Fee | $0 |
| Online Bill Pay Fee | $0 |
| Paper Statement Fee | $5 |
| NSF Fee | $9 |
| Overdraft Item Fee | $35 |
| Returned Deposit Fee (Domestic) | $20 |
| Stop Payment Fee | $25 |
| Foreign Transaction Fee (Debit Card) | 3% |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Outgoing) | $40 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Returned Deposit Fee (International) | $35 |
| Wire Transfer Fee - Domestic (Incoming) | $15 |
Reviews
Would you recommend Capital One Checking Account to your friends?
