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  Capital One Money Teen Checking Account

Capital One Money Teen Checking Account

in Checking Accounts from Capital One · fdic

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Capital One Money Teen Checking Account

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in Checking Accounts from Capital One · Member FDIC

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Highlights
Monthly Fee $0
ATM Fee: Out-of-Network $0
Minimum Balance to Avoid Monthly Fee Starting at $0
APY (Annual Percentage Yield) 0.1%

Capital One Money Teen Checking Account Review

Capital One Money Teen Checking Account is offered by Capital One, a bank founded in 1933 and based in McLean, VA. Capital One Money Teen Checking Account is available in 50 states (and Washington, DC).

Key Takeaways
  • Higher than average APY. Capital One Money Teen Checking Account has an annual percentage yield of up to 0.1%, which is higher than the national average interest rate on savings accounts.
  • $0 monthly fee. This account does not charge a monthly Service Charge.
  • No minimum initial deposit. There is no minimum balance required to open an account.
  • No ATM fees. Capital One Money Teen Checking Account does not charge fees on ATM transactions.
  • Bill pay. Pay your bills to practically anyone in the United States through Capital One.
Capital One Teen checking account Pros & Cons
Pros Cons
  • Available in all 50 states.
  • Interest-yielding account.
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not provide access to a nationwide ATM network.
  • Higher than average wire transfer fees.
Capital One Teen checking account FAQ

Are checking accounts from Capital One federally insured?

Yes, your Capital One checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Capital One Teen checking account offer?

Capital One Money Teen Checking Account Rates & Terms
Description
APY (Annual Percentage Yield) 0.1%

Capital One Teen checking account offers an APY of 0.1% (APY stands for annual percentage yield, rates may change).

What are the account minimums for Capital One Teen checking account?

Capital One Teen checking account does not require a minimum initial deposit.

Capital One Money Teen Checking Account Minimums
Description
APY Minimum Balance $0
Minimum Opening Deposit Starting at $0
Minimum Balance to Avoid Monthly Fee Starting at $0

What fees does Capital One Teen checking account charge?

The good news is that this account does not have a monthly Service Charge.

Capital One Money Teen Checking Account Fees
Description
ATM Fee: In-Network $0
ATM Reimbursement Monthly Limit $15
Check Cashing Fee $0
Debit Card Replacement Fee $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $0
NSF Fee $9
Online Bill Pay Fee $0
Overdraft Item Fee $35
Overdraft Protection Fee (per transfer) $0
Paper Statement Fee $5
Returned Deposit Fee (Domestic) $20
Returned Deposit Fee (International) $35
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $40
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $40
ATM Fee: Out-of-Network $0

Does Capital One Teen checking account charge overdraft fees?

Yes, Capital One Teen checking account charges a $35 fee for every overdraft.

What features and perks does Capital One Teen checking account offer?

This account includes the following features:

  • Fraud monitoring - Capital One Teen checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Capital One Teen checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for Capital One Teen checking account?

The customer support email for Capital One Teen checking account is support@capitalone.com.

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Message From Capital One Money Teen Checking Account

MONEY teen checking account. A fee-free bank account for teens with a debit card and a top-rated mobile app. Parents and teens have their own mobile app logins for MONEY. Teens can manage their money, while parents have visibility and control. Not just for teens! Kids, tweens and teens welcome—this checking account is for all kids ages 8+. No fees and no minimums. Seriously—there are no monthly service fees or balance requirements. Debit card for kids. Kids get independence, you get peace of mind with alerts, card lock/unlock and more.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by Capital One

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View all checking accounts offered by Capital One

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

ATM Fee: In-Network $0
Check Cashing Fee $0
Debit Card Replacement Fee $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $0
Online Bill Pay Fee $0
Overdraft Protection Fee (per transfer) $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
ATM Fee: Out-of-Network $0
ATM Reimbursement Monthly Limit $15
NSF Fee $9
Overdraft Item Fee $35
Paper Statement Fee $5
Returned Deposit Fee (Domestic) $20
Returned Deposit Fee (International) $35
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Outgoing) $40
Wire Transfer Fee - International (Outgoing) $40
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Bauer Financial A+/A Rating
  • Branch Access
  • Member FDIC
  • Teen Checking Account
APY (Annual Percentage Yield) 0.1%

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