Century Bank- Business Choice Review

Century Bank- Business Choice is offered by Century Bank-NM, founded in 0 and based in , . Century Bank- Business Choice is available in 1 state across the USA.

• Low APY. The maximum annual percentage yield for this account is only 0.25%.
• $0 monthly fee. This account does not charge a monthly maintenance fee as long as you keep a minimum balance of $100,001 or have a monthly direct deposit of $100,001.
• No minimum initial deposit. There is no minimum balance required to open an account.
• No ATM fees. Century Bank- Business Choice does not charge fees on ATM transactions.
• Free bill pay. Pay your bills to practically anyone in the United States through Century Bank-NM.
• Hard credit pull. Century Bank-NM may require a hard pull on your credit report to open a checking account.

Are checking accounts from Century Bank-NM federally insured?

No, your Century Bank-NM checking accounts are not insured by a federal insurance agency. This means that if Century Bank-NM were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does Century Bank- Business Choice offer?

Century Bank- Business Choice offers an APY of 0.25% (APY stands for annual percentage yield, rates may change).

What are the account minimums for Century Bank- Business Choice?

Century Bank- Business Choice does not require a minimum initial deposit.

What fees does Century Bank- Business Choice charge?

The good news is that this account does not have a monthly service charge.

What features and perks does Century Bank- Business Choice offer?

This account includes the following features:

• Fraud monitoring - Century Bank- Business Choice monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Century Bank- Business Choice allows you to manage your money online. This includes depositing checks in your account with your smartphone.