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  Century Bank- Business Choice

Century Bank- Business Choice

in Checking Accounts from Century Bank-NM

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Century Bank- Business Choice

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in Checking Accounts from Century Bank-NM

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Highlights
Monthly Fee $0
ATM Fee: Out-of-Network $0
Minimum Balance to Avoid Monthly Fee Starting at $100,001
APY (Annual Percentage Yield) 0.25%

Century Bank- Business Choice Review

Century Bank- Business Choice is offered by Century Bank-NM, founded in 0 and based in , . Century Bank- Business Choice is available in 1 state across the USA.

Key Takeaways
  • Higher than average APY. Century Bank- Business Choice has an annual percentage yield of up to 0.25%, which is higher than the national average interest rate on savings accounts.
  • $0 monthly fee. This account does not charge a monthly Service Charge as long as you keep a minimum balance of $100,001 or have a monthly direct deposit of $100,001.
  • No minimum initial deposit. There is no minimum balance required to open an account.
  • No ATM fees. Century Bank- Business Choice does not charge fees on ATM transactions.
  • Bill pay. Pay your bills to practically anyone in the United States through Century Bank-NM.
Century Bank- Business Choice Pros & Cons
Pros Cons
  • Interest-yielding account.
  • Access to physical branches.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not provide access to a nationwide ATM network.
  • Not FDIC-insured.
  • Only available in one state.
Century Bank- Business Choice FAQ

Are checking accounts from Century Bank-NM federally insured?

No, your Century Bank-NM checking accounts are not insured by a federal insurance agency. This means that if Century Bank-NM were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does Century Bank- Business Choice offer?

Century Bank- Business Choice Rates & Terms
Description
APY (Annual Percentage Yield) 0.25%

Century Bank- Business Choice offers an APY of 0.25% (APY stands for annual percentage yield, rates may change).

What are the account minimums for Century Bank- Business Choice?

Century Bank- Business Choice does not require a minimum initial deposit.

Century Bank- Business Choice Minimums
Description
APY Minimum Balance $0
Minimum Combined Balance to Avoid Monthly Fee $100,001
Minimum Direct Deposit to Avoid Monthly Fee $100,001
Minimum Opening Deposit Starting at $0
Minimum Balance to Avoid Monthly Fee Starting at $100,001

What fees does Century Bank- Business Choice charge?

The good news is that this account does not have a monthly Service Charge.

Century Bank- Business Choice Fees
Description
ATM Fee: In-Network $0
ATM Reimbursement Monthly Limit $0
Bank Teller Fee $0
Check Cashing Fee $0
Check Copy $0
Check Image Service $0
Debit Card Replacement Fee $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $0
NSF Fee $0
Online Bill Pay Fee $0
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Paper Statement Fee $0
Returned Deposit Fee (Domestic) $0
Returned Deposit Fee (International) $0
Stop Payment Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $0
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $0
ATM Fee: Out-of-Network $0

Does Century Bank- Business Choice charge overdraft fees?

No, Century Bank- Business Choice does not charge overdraft fees.

What features and perks does Century Bank- Business Choice offer?

This account includes the following features:

  • Fraud monitoring - Century Bank- Business Choice monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Century Bank- Business Choice allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
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Message From Century Bank- Business Choice

No one knows your business better than you do and no one knows Business Banking better than Century Bank. We understand that every business is different. We offer a variety of business checking plans so you can find the perfect fit. Each of our business banking checking plans include: Debit Card, Basic Business Online Banking, Digital images of all paid checks and deposits, Mobile Access & Mobile deposits at no charge. Online banking required. Unlimited support from our Business Experts.

The Business Choice account is designed for businesses with minimal transaction activity each month and low balances.

Availability

  Available in 1 state
New Mexico
Availabile in all of New Mexico

Feature Breakdown

APY Minimum Balance $0
Minimum Combined Balance to Avoid Monthly Fee $100,001
Minimum Direct Deposit to Avoid Monthly Fee $100,001
Minimum Opening Deposit Starting at $0
Minimum Balance to Avoid Monthly Fee Starting at $100,001
ATM Fee: In-Network $0
ATM Reimbursement Monthly Limit $0
Bank Teller Fee $0
Check Cashing Fee $0
Check Copy $0
Check Image Service $0
Debit Card Replacement Fee $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $0
NSF Fee $0
Online Bill Pay Fee $0
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Paper Statement Fee $0
Returned Deposit Fee (Domestic) $0
Returned Deposit Fee (International) $0
Stop Payment Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $0
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $0
ATM Fee: Out-of-Network $0
Account Features
  • No ATM Fees
  • Member FDIC
  • Check Writing
  • Branch Access
  • Debit Card
  • Free Bill Pay
  • Fraud Protection
  • Fraud Monitoring
  • Mobile Banking
  • No Monthly Maintenance Fee
  • Mobile Check Deposit
APY (Annual Percentage Yield) 0.25%

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