Century Bank- Business Choice
Not enough votes for recommendation
Explore a similar product
Try this top product in Checking Accounts.
U.S. Bank Smartly™ Checking
10 reviews
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0.25% |
| Monthly Fee |
$8 (Verified 07/16/2022) |
| Minimum Balance to Avoid Monthly Fee | Starting at $1,000 |
Century Bank- Business Choice Review
Century Bank- Business Choice is offered by Century Bank-NM, founded in 0 and based in , . Century Bank- Business Choice are available in 1 state across the USA.
Key Takeaways
- Higher than average APY. Century Bank- Business Choice has an annual percentage yield of up to 0.25%, which is higher than the national average interest rate on savings accounts.
- $0 monthly account fees available. This account charges a monthly service fee of $8, but the fee is waived if you keep a minimum balance of $1,000, have a monthly direct deposit of $100,001, or $100,001 combined balance accross eligible accounts.
- $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
- No ATM fees. Century Bank- Business Choice does not charge fees on ATM transactions.
- Bill pay. Pay your bills to practically anyone in the United States through Century Bank-NM.
Century Bank- Business Choice Pros & Cons
| Pros | Cons |
|---|---|
|
|
Century Bank- Business Choice FAQ
Are checking accounts from Century Bank-NM federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Century Bank- Business Choice offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.25% |
Century Bank- Business Choice offers an APY of 0.25% (APY stands for annual percentage yield, rates may change).
What are the account minimums for Century Bank- Business Choice?
Century Bank- Business Choice requires a minimum initial deposit of $100 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $100 |
| Minimum Balance to Avoid Monthly Fee | Starting at $1,000 |
| Minimum Combined Balance to Avoid Monthly Fee | $100,001 |
| Minimum Direct Deposit to Avoid Monthly Fee | Starting at $100,001 |
| Minimum Balance to Earn APY | $0 |
What fees does Century Bank- Business Choice charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| Monthly Fee | $8 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $0 |
| ATM Reimbursement Monthly Limit | $0 |
| Bank Teller Fee | $0 |
| Foreign Transaction Fee (Debit Card) | 0% |
| NSF Fee | $0 |
| Overdraft Item Fee | $0 |
| Overdraft Protection Fee (per transfer) | $0 |
| Returned Deposit Fee (Domestic) | $0 |
| Returned Deposit Fee (International) | $0 |
| Stop Payment Fee | $0 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $0 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $0 |
| Paper Statement Fee | $5.00 |
| Online Bill Pay Fee | $0 |
| Check Copy | $0 |
| Check Image Service | $0 |
| Check Cashing Fee | $0 |
| Debit Card Replacement Fee | $0 |
| Early Account Closure | $0 |
Does Century Bank- Business Choice charge overdraft fees?
No, Century Bank- Business Choice does not charge overdraft fees.What features and perks does Century Bank- Business Choice offer?
This account includes the following features:
- Fraud monitoring - Century Bank- Business Choice monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Century Bank- Business Choice allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for Century Bank- Business Choice?
The customer support email for Century Bank- Business Choice is floyd.morelos@mycenturybank.com.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website
may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking
on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message From Century Bank- Business Choice
Availability
Available in 1 state
New Mexico
Availabile in all of New Mexico
Feature Breakdown
| Minimum Opening Deposit | Starting at $100 |
| Minimum Balance to Avoid Monthly Fee | Starting at $1,000 |
| Minimum Combined Balance to Avoid Monthly Fee | $100,001 |
| Minimum Direct Deposit to Avoid Monthly Fee | Starting at $100,001 |
| Minimum Balance to Earn APY | $0 |
Be the first to rate
Would you recommend Century Bank- Business Choice to your friends?
Other Checking Accounts
Century Bank-NM Checking Accounts
Loading...
Browse Checking Accounts
- Axiom Bank Checking
- Axiom Bank Senior Checking
- Century Bank of Massachusetts
- Digital FCU Free Checking Account
- First Citizens Bank Free Checking Account
- FirstBank Anywhere Account
- Free Checking Account
- Members 1st CU Texas Student Checking
- Nationwide Interest Checking
- PNC Virtual Wallet Student Account
- PenFed Federal Credit Union Access America Checking
- Wescom Credit Union Fee Free Checking
