Century Bank- Business Choice
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0.25% |
| Monthly Fee | $0 |
| Minimum Balance to Avoid Monthly Fee | Starting at $100,001 |
Century Bank- Business Choice Review
Century Bank- Business Choice is offered by Century Bank-NM, founded in 0 and based in , . Century Bank- Business Choice is available in 1 state across the USA.
Key Takeaways
- Higher than average APY. Century Bank- Business Choice has an annual percentage yield of up to 0.25%, which is higher than the national average interest rate on savings accounts.
- $0 monthly fee. This account does not charge a monthly Service Charge as long as you keep a minimum balance of $100,001 or have a monthly direct deposit of $100,001.
- No minimum initial deposit. There is no minimum balance required to open an account.
- No ATM fees. Century Bank- Business Choice does not charge fees on ATM transactions.
- Bill pay. Pay your bills to practically anyone in the United States through Century Bank-NM.
Century Bank- Business Choice Pros & Cons
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Century Bank- Business Choice FAQ
Are checking accounts from Century Bank-NM federally insured?
Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Century Bank- Business Choice offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.25% |
Century Bank- Business Choice offers an APY of 0.25% (APY stands for annual percentage yield, rates may change).
What are the account minimums for Century Bank- Business Choice?
Century Bank- Business Choice does not require a minimum initial deposit.
| Description | |
|---|---|
| APY Minimum Balance | $0 |
| Minimum Combined Balance to Avoid Monthly Fee | $100,001 |
| Minimum Direct Deposit to Avoid Monthly Fee | $100,001 |
| Minimum Opening Deposit | Starting at $0 |
| Minimum Balance to Avoid Monthly Fee | Starting at $100,001 |
What fees does Century Bank- Business Choice charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| ATM Reimbursement Monthly Limit | $0 |
| Bank Teller Fee | $0 |
| Check Cashing Fee | $0 |
| Check Copy | $0 |
| Check Image Service | $0 |
| Debit Card Replacement Fee | $0 |
| Early Account Closure | $0 |
| Foreign Transaction Fee (Debit Card) | 0% |
| Monthly Fee | $0 |
| NSF Fee | $0 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $0 |
| Overdraft Protection Fee (per transfer) | $0 |
| Paper Statement Fee | $0 |
| Returned Deposit Fee (Domestic) | $0 |
| Returned Deposit Fee (International) | $0 |
| Stop Payment Fee | $0 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $0 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $0 |
| ATM Fee: Out-of-Network | $0 |
Does Century Bank- Business Choice charge overdraft fees?
No, Century Bank- Business Choice does not charge overdraft fees.What features and perks does Century Bank- Business Choice offer?
This account includes the following features:
- Fraud monitoring - Century Bank- Business Choice monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Century Bank- Business Choice allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
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Message From Century Bank-NM
Availability
Available in 1 state
New Mexico
Availabile in all of New Mexico
Feature Breakdown
| APY Minimum Balance | $0 |
| Minimum Combined Balance to Avoid Monthly Fee | $100,001 |
| Minimum Direct Deposit to Avoid Monthly Fee | $100,001 |
| Minimum Opening Deposit | Starting at $0 |
| Minimum Balance to Avoid Monthly Fee | Starting at $100,001 |
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