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  Century Bank- Business Choice

Century Bank- Business Choice

in Checking Accounts from Century Bank-NM

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Century Bank- Business Choice

Unaffiliated

in Checking Accounts from Century Bank-NM

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Highlights
Monthly Fee $0 - $0
ATM Fee: Out-of-Network $0
Minimum Balance to Avoid Monthly Fee $10
APY (Annual Percentage Yield) 0.25%%

Century Bank- Business Choice Review

Century Bank- Business Choice is offered by Century Bank-NM, founded in 0 and based in , . Century Bank- Business Choice is available in 1 state across the USA.

Key Takeaways
  • Low APY. The maximum annual percentage yield for this account is only 0.25%%.
  • $0 monthly fee. This account does not charge a monthly maintenance fee as long as you keep a minimum balance of $10 or have a monthly direct deposit of $10.
  • No ATM fees. Century Bank- Business Choice does not charge fees on ATM transactions.
  • Free bill pay. Pay your bills to practically anyone in the United States through Century Bank-NM.
  • Hard credit pull. Century Bank-NM may require a hard pull on your credit report to open a checking account.
Century Bank- Business Choice Pros & Cons
Pros Cons
  • Interest-yielding account.
  • Access to physical branches.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Only available in one state.
Century Bank- Business Choice FAQ

Are checking accounts from Century Bank-NM federally insured?

No, your Century Bank-NM checking accounts are not insured by a federal insurance agency. This means that if Century Bank-NM were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does Century Bank- Business Choice offer?

Century Bank- Business Choice Rates & Terms
Description
APY (Annual Percentage Yield) 0.25%%

Century Bank- Business Choice offers an APY of 0.25%% (APY stands for annual percentage yield, rates may change).

What are the account minimums for Century Bank- Business Choice?

Century Bank- Business Choice does not require a minimum initial deposit.

Century Bank- Business Choice Account Minimums
Description Amount
Minimum Initial Deposit $$100.00
Minimum Combined Balance to Avoid Monthly Fee $10
Minimum Direct Deposit to Avoid Monthly Fee $10
Minimum Balance to Avoid Monthly Fee $10

What fees does Century Bank- Business Choice charge?

The good news is that this account does not have a monthly service charge.

Century Bank- Business Choice Fees
Description
Monthly Fee $0 - $0
Paper Statement Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0
NSF Fee $0
Overdraft Protection Fee (per transfer) $0
Overdraft Item Fee $0
Early Account Closure $0
Returned Deposit Fee (Domestic) $0
Debit Card Replacement Fee $0
Bank Teller Fee $0
Check Cashing Fee $0
Online Bill Pay Fee $0.00
Stop Payment Fee $0
Check Image Service $0
Check Copy $0
Foreign Transaction Fee (Debit Card) 0%
Wire Transfer Fee - Domestic (Outgoing) $0.40
Wire Transfer Fee - International (Outgoing) $0.35
Wire Transfer Fee - International (Incoming) $0
Returned Deposit Fee (International) $0
Wire Transfer Fee - Domestic (Incoming) $0
ATM Reimbursement Monthly Limit $0

What features and perks does Century Bank- Business Choice offer?

This account includes the following features:

  • Fraud monitoring - Century Bank- Business Choice monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Century Bank- Business Choice allows you to manage your money online. This includes depositing checks in your account with your smartphone.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 1 state
New Mexico
Availabile in all of New Mexico

Feature Breakdown

APY Minimum Balance $0
Minimum Combined Balance to Avoid Monthly Fee $10
Minimum Direct Deposit to Avoid Monthly Fee $10
Minimum Initial Deposit $0.00
Minimum Balance to Avoid Monthly Fee $10
ATM Fee: In-Network $0
ATM Reimbursement Monthly Limit $0
Bank Teller Fee $0
Check Cashing Fee $0
Check Copy $0
Check Image Service $0
Debit Card Replacement Fee $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $0 - $0
NSF Fee $0
Online Bill Pay Fee $0.00
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Paper Statement Fee $0
Returned Deposit Fee (Domestic) $0
Returned Deposit Fee (International) $0
Stop Payment Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $0.40
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $0.35
ATM Fee: Out-of-Network $0
Bank Account Features
  • No ATM Fees
  • FDIC Member
  • Check Writing
  • Branch Access
  • Debit Card
  • Free Bill Pay
  • Fraud Protection
  • Fraud Monitoring
  • Mobile Banking
  • No Monthly Maintenance Fee
  • Mobile Check Deposit
APY (Annual Percentage Yield) 0.25%%

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SUPERMONEY NET RECOMMENDATION SCORE

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