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  Century Bank e-Interest Checking
Century Bank e-Interest Checking Unaffiliated

Century Bank e-Interest Checking

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Highlights
Cashback Rewards 0%
APY (Annual Percentage Yield) Starting at 0.01%
(Verified 10/07/2022)
Monthly Fee $0
Minimum Balance to Avoid Monthly Fee Starting at $0

Century Bank e-Interest Checking Review

Century Bank e-Interest Checking is offered by Century Bank, founded in 0 and based in , . Century Bank e-Interest Checking is available in 2 states across the USA.

Key Takeaways

  • $0 monthly fee. This account does not charge any monthly account fees.
  • No ATM fees. Century Bank e-Interest Checking does not charge fees on ATM transactions.
  • Bill pay. Pay your bills to practically anyone in the United States through Century Bank.

Century Bank e-Interest Checking Pros & Cons

Pros Cons
  • Access to physical branches.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not earn interest.
  • Does not provide access to a nationwide ATM network.
  • Only available in 2 states.

Century Bank e-Interest Checking FAQ

Are checking accounts from Century Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Century Bank e-Interest Checking offer?

Century Bank e-Interest Checking offers an APY starting at 0.01% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $0.01.

Century Bank e-Interest Checking Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.01%

What are the account minimums for Century Bank e-Interest Checking?

Century Bank e-Interest Checking requires a minimum initial deposit of $50 to open an account.

Century Bank e-Interest Checking Minimums
Description
Minimum Opening Deposit $50
Minimum Balance to Avoid Monthly Fee Starting at $0
Minimum Combined Balance to Avoid Monthly Fee $0
Minimum Direct Deposit to Avoid Monthly Fee Starting at $0
Minimum Balance to Earn APY $0.01

What fees does Century Bank e-Interest Checking charge?

The good news is that this account does not have a monthly Service Charge.

Century Bank e-Interest Checking Fees
Description
Monthly Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $0
ATM Reimbursement Monthly Limit $0
Bank Teller Fee $0
Foreign Transaction Fee (Debit Card) 0%
NSF Fee $0
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Returned Deposit Fee (Domestic) $0
Returned Deposit Fee (International) $0
Stop Payment Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $0
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $0
Paper Statement Fee $0
Online Bill Pay Fee $0
Check Copy $0
Check Image Service $0
Check Cashing Fee $0
Debit Card Replacement Fee $0
Early Account Closure $0

Does Century Bank e-Interest Checking charge overdraft fees?

No, Century Bank e-Interest Checking does not charge overdraft fees.

What features and perks does Century Bank e-Interest Checking offer?

This account includes the following features:

  • Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Century Bank e-Interest Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for Century Bank e-Interest Checking?

The customer support email for Century Bank e-Interest Checking is n/a.

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Message From Century Bank e-Interest Checking

Finding the right checking account to serve your needs is important and that is why Century Bank offers a wide variety of accounts.  From the basic account to one that helps you earn interest, Century Bank checking accounts are designed with you in mind.  No matter what your needs, Century Bank has an account for you!

e-Interest Checking: Earn interest with the convenience of online banking and eStatements! Competitive interest, No minimum balance, No monthly service charge, EZ Pay Protection eligible.

Availability

  Available in 2 states
  • Alabama
  • Mississippi

Feature Breakdown

Minimum Opening Deposit $50
Minimum Balance to Avoid Monthly Fee Starting at $0
Minimum Combined Balance to Avoid Monthly Fee $0
Minimum Direct Deposit to Avoid Monthly Fee Starting at $0
Minimum Balance to Earn APY $0.01
Monthly Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $0
ATM Reimbursement Monthly Limit $0
Bank Teller Fee $0
Foreign Transaction Fee (Debit Card) 0%
NSF Fee $0
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Returned Deposit Fee (Domestic) $0
Returned Deposit Fee (International) $0
Stop Payment Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $0
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $0
Paper Statement Fee $0
Online Bill Pay Fee $0
Check Copy $0
Check Image Service $0
Check Cashing Fee $0
Debit Card Replacement Fee $0
Early Account Closure $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Proof of Residence
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Check Images with Statement
  • Mobile Banking
  • Debit Card
  • Branch Access
  • Member FDIC
  • Check Writing
Cashback Rewards 0%
APY (Annual Percentage Yield) Starting at 0.01%
(Verified 10/07/2022)

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