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  Century Bank-Business  Plus  Interest

Century Bank-Business Plus Interest

in Checking Accounts from Century Bank-NM

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Century Bank-Business Plus Interest

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in Checking Accounts from Century Bank-NM

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Highlights
Monthly Fee $2 - $8
ATM Fee: Out-of-Network $0
Minimum Balance to Avoid Monthly Fee Starting at $10
APY (Annual Percentage Yield) 0.25%%

Century Bank-Business Plus Interest Review

Century Bank-Business Plus Interest is offered by Century Bank-NM, founded in 0 and based in , . Century Bank-Business Plus Interest is available in 1 state across the USA.

Key Takeaways
  • Higher than average APY. Century Bank-Business Plus Interest has an annual percentage yield of up to 0.25%%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $0.25%.
  • Charges a monthly fee. This account charges a monthly service fee of up to $8, but the fee is waived if you keep a minimum balance of $10, have a monthly direct deposit of $10, or $10 combined balance accross eligible accounts..
  • No minimum initial deposit. There is no minimum balance required to open an account.
  • No ATM fees. Century Bank-Business Plus Interest does not charge fees on ATM transactions.
  • Bill pay. Pay your bills to practically anyone in the United States through Century Bank-NM.
Century Bank-Business Plus Interest Pros & Cons
Pros Cons
  • Interest-yielding account.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Not FDIC-insured.
  • Only available in one state.
  • Monthly service charge (if minimums are not met).
Century Bank-Business Plus Interest FAQ

Are checking accounts from Century Bank-NM federally insured?

No, your Century Bank-NM checking accounts are not insured by a federal insurance agency. This means that if Century Bank-NM were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does Century Bank-Business Plus Interest offer?

Century Bank-Business Plus Interest Rates & Terms
Description
APY (Annual Percentage Yield) 0.25%%

Century Bank-Business Plus Interest offers an APY of 0.25%% (APY stands for annual percentage yield, rates may change). However, to earn interest account holders must keep an average beginning day balance of $0.25%.

What are the account minimums for Century Bank-Business Plus Interest?

Century Bank-Business Plus Interest does not require a minimum initial deposit.

Century Bank-Business Plus Interest Minimums
Description
APY Minimum Balance $0.25%
Minimum Combined Balance to Avoid Monthly Fee $10
Minimum Direct Deposit to Avoid Monthly Fee $10
Minimum Opening Deposit Starting at $0.00
Minimum Balance to Avoid Monthly Fee Starting at $10

What fees does Century Bank-Business Plus Interest charge?

This account charges a monthly service fee of up to $8.

Century Bank-Business Plus Interest Fees
Description
ATM Fee: In-Network $0
ATM Reimbursement Monthly Limit $0
Bank Teller Fee $0
Check Cashing Fee $0
Check Copy $0
Check Image Service $0
Debit Card Replacement Fee $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $2 - $8
NSF Fee $0
Online Bill Pay Fee $8.00
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Paper Statement Fee $5
Returned Deposit Fee (Domestic) $0
Returned Deposit Fee (International) $0
Stop Payment Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $0.40
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $0.35
ATM Fee: Out-of-Network $0

Does Century Bank-Business Plus Interest charge overdraft fees?

No, Century Bank-Business Plus Interest does not charge overdraft fees.

What features and perks does Century Bank-Business Plus Interest offer?

This account includes the following features:

  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
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Message From Century Bank-Business Plus Interest

No one knows your business better than you do and no one knows Business Banking better than Century Bank. We understand that every business is different. We offer a variety of business checking plans so you can find the perfect fit.

The Business Plus Interest checking account is designed for businesses that would like to earn interest on balances in their business checking account and have minimum transaction activity with higher average balances.

Availability

  Available in 1 state
New Mexico
Availabile in all of New Mexico

Feature Breakdown

APY Minimum Balance $0.25%
Minimum Combined Balance to Avoid Monthly Fee $10
Minimum Direct Deposit to Avoid Monthly Fee $10
Minimum Opening Deposit Starting at $0.00
Minimum Balance to Avoid Monthly Fee Starting at $10
ATM Fee: In-Network $0
ATM Reimbursement Monthly Limit $0
Bank Teller Fee $0
Check Cashing Fee $0
Check Copy $0
Check Image Service $0
Debit Card Replacement Fee $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 0%
NSF Fee $0
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Returned Deposit Fee (Domestic) $0
Returned Deposit Fee (International) $0
Stop Payment Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $0.40
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $0.35
ATM Fee: Out-of-Network $0
Monthly Fee $2 - $8
Online Bill Pay Fee $8.00
Paper Statement Fee $5
Account Features
  • No ATM Fees
  • Member FDIC
  • Check Writing
  • Debit Card
  • Free Bill Pay
APY (Annual Percentage Yield) 0.25%%

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