Century Bank-Business Plus Interest
Not enough votes for recommendation
Explore a similar product
Try this top product in Checking Accounts.
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
0.01% (Verified 07/16/2022) |
| Monthly Fee | $2 - $8 |
| Minimum Balance to Avoid Monthly Fee | Starting at $1,000 |
Century Bank-Business Plus Interest Review
Century Bank-Business Plus Interest is offered by Century Bank-NM, founded in 0 and based in , . Century Bank-Business Plus Interest are available in 1 state across the USA.
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only 0.01%.
- Charges a monthly fee. This account charges a monthly service fee of up to $8, but the fee is waived if you keep a minimum balance of $1,000, have a monthly direct deposit of $10, or $10 combined balance accross eligible accounts.
- $500 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
- No ATM fees. Century Bank-Business Plus Interest does not charge fees on ATM transactions.
- Bill pay. Pay your bills to practically anyone in the United States through Century Bank-NM.
Century Bank-Business Plus Interest Pros & Cons
| Pros | Cons |
|---|---|
|
|
Century Bank-Business Plus Interest FAQ
Are checking accounts from Century Bank-NM federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Century Bank-Business Plus Interest offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.01% |
Century Bank-Business Plus Interest offers an APY of 0.01% (APY stands for annual percentage yield, rates may change). However, to earn interest account holders must keep an average beginning day balance of $5000.
What are the account minimums for Century Bank-Business Plus Interest?
Century Bank-Business Plus Interest requires a minimum initial deposit of $500 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $500 |
| Minimum Balance to Avoid Monthly Fee | Starting at $1,000 |
| Minimum Combined Balance to Avoid Monthly Fee | $10 |
| Minimum Direct Deposit to Avoid Monthly Fee | Starting at $10 |
| Minimum Balance to Earn APY | $5,000 |
What fees does Century Bank-Business Plus Interest charge?
This account charges a monthly service fee of up to $8.
| Description | |
|---|---|
| Monthly Fee | $2 - $8 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $0 |
| ATM Reimbursement Monthly Limit | $0 |
| Bank Teller Fee | $0 |
| Foreign Transaction Fee (Debit Card) | 0% |
| NSF Fee | $0 |
| Overdraft Item Fee | $0 |
| Overdraft Protection Fee (per transfer) | $0 |
| Returned Deposit Fee (Domestic) | $0 |
| Returned Deposit Fee (International) | $0 |
| Stop Payment Fee | $0 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $0.40 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $0.35 |
| Paper Statement Fee | $5 |
| Online Bill Pay Fee | $8.00 |
| Check Copy | $0 |
| Check Image Service | $0 |
| Check Cashing Fee | $0 |
| Debit Card Replacement Fee | $0 |
| Early Account Closure | $0 |
Does Century Bank-Business Plus Interest charge overdraft fees?
No, Century Bank-Business Plus Interest does not charge overdraft fees.What features and perks does Century Bank-Business Plus Interest offer?
This account includes the following features:
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
What is the customer support email for Century Bank-Business Plus Interest?
The customer support email for Century Bank-Business Plus Interest is floyd.morelos@mycenturybank.com.
Message From Century Bank-Business Plus Interest
Contact
About Century Bank-Business Plus Interest
Availability
Feature Breakdown
| Minimum Opening Deposit | Starting at $500 |
| Minimum Balance to Avoid Monthly Fee | Starting at $1,000 |
| Minimum Combined Balance to Avoid Monthly Fee | $10 |
| Minimum Direct Deposit to Avoid Monthly Fee | Starting at $10 |
| Minimum Balance to Earn APY | $5,000 |
Be the first to rate
Would you recommend Century Bank-Business Plus Interest to your friends?
Other Checking Accounts
Century Bank-NM Checking Accounts
- Axos Bank Essential Checking
- Community First Bank KASASA Cash Checking Account
- Digital FCU Free Checking Account
- ESL FCU Free Checking
- Everyday Checking
- First Exchange Bank First Platinum Checking
- First Exchange Bank Now Account
- First Security Bank of Bozeman Totally Free Checking
- FirstBank Premier Checking
- Hudson Valley FCU Checking Account
- Nationwide Direct Checking
- TCF Free Student Checking
