
Century Bank-Business Plus Interest
in Checking Accounts from Century Bank-NM
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Monthly Fee | $2 - $8 |
ATM Fee: Out-of-Network | $0 |
Minimum Balance to Avoid Monthly Fee | $10 |
APY (Annual Percentage Yield) | 0.25%% |
Century Bank-Business Plus Interest Review
Century Bank-Business Plus Interest is offered by Century Bank-NM, founded in 0 and based in , . Century Bank-Business Plus Interest is available in 1 state across the USA.
- Low APY. The maximum annual percentage yield for this account is only 0.25%%, and you must keep a minimum balance of $0.25%.
- Charges a monthly fee. This account charges a monthly maintenance fee of up to $8, but the fee is waived if you keep a minimum balance of $10, have a monthly direct deposit of $10, or $10 combined balance accross eligible accounts..
- No ATM fees. Century Bank-Business Plus Interest does not charge fees on ATM transactions.
- Free bill pay. Pay your bills to practically anyone in the United States through Century Bank-NM.
- Hard credit pull. Century Bank-NM may require a hard pull on your credit report to open a checking account.
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Are checking accounts from Century Bank-NM federally insured?
No, your Century Bank-NM checking accounts are not insured by a federal insurance agency. This means that if Century Bank-NM were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.
What APY does Century Bank-Business Plus Interest offer?
Description | |
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APY (Annual Percentage Yield) | 0.25%% |
Century Bank-Business Plus Interest offers an APY of 0.25%% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $0.25%.
What are the account minimums for Century Bank-Business Plus Interest?
Century Bank-Business Plus Interest does not require a minimum initial deposit.
Description | Amount |
---|---|
Minimum Initial Deposit | $$100.00 |
APY Minimum Balance | $0.25 |
Minimum Combined Balance to Avoid Monthly Fee | $10 |
Minimum Direct Deposit to Avoid Monthly Fee | $10 |
Minimum Balance to Avoid Monthly Fee | $10 |
What fees does Century Bank-Business Plus Interest charge?
This account charges a monthly maintenance fee of up to $8.
Description | |
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Monthly Fee | $2 - $8 |
Paper Statement Fee | $5 |
ATM Fee: In-Network | $0 |
ATM Fee: Out-of-Network | $0 |
NSF Fee | $0 |
Overdraft Protection Fee (per transfer) | $0 |
Overdraft Item Fee | $0 |
Early Account Closure | $0 |
Returned Deposit Fee (Domestic) | $0 |
Debit Card Replacement Fee | $0 |
Bank Teller Fee | $0 |
Check Cashing Fee | $0 |
Online Bill Pay Fee | $8.00 |
Stop Payment Fee | $0 |
Check Image Service | $0 |
Check Copy | $0 |
Foreign Transaction Fee (Debit Card) | 0% |
Wire Transfer Fee - Domestic (Outgoing) | $0.40 |
Wire Transfer Fee - International (Outgoing) | $0.35 |
Wire Transfer Fee - International (Incoming) | $0 |
Returned Deposit Fee (International) | $0 |
Wire Transfer Fee - Domestic (Incoming) | $0 |
ATM Reimbursement Monthly Limit | $0 |
What features and perks does Century Bank-Business Plus Interest offer?
This account includes the following features:
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
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About Century Bank-Business Plus Interest

Availability
Feature Breakdown
APY Minimum Balance | $0.25% |
Minimum Combined Balance to Avoid Monthly Fee | $10 |
Minimum Direct Deposit to Avoid Monthly Fee | $10 |
Minimum Initial Deposit | $0.00 |
Minimum Balance to Avoid Monthly Fee | $10 |
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