
Century Bank-Business Select 2
Not enough votes for recommendation
Explore a similar product
Try this top product in Checking Accounts.
Cashback Rewards | N/A |
APY (Annual Percentage Yield) | 0.25%% |
Monthly Fee | $0 - $0 |
Minimum Balance to Avoid Monthly Fee | Starting at $0 |
Century Bank-Business Select 2 Review
Century Bank-Business Select 2 is offered by Century Bank-NM, founded in 0 and based in , . Century Bank-Business Select 2 are available in 1 state across the USA.
Key Takeaways
- Higher than average APY. Century Bank-Business Select 2 has an annual percentage yield of up to 0.25%%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $0.25%.
- No minimum initial deposit. There is no minimum balance required to open an account online.
- No ATM fees. Century Bank-Business Select 2 does not charge fees on ATM transactions.
- Bill pay. Pay your bills to practically anyone in the United States through Century Bank-NM.
Century Bank-Business Select 2 Pros & Cons
Pros | Cons |
---|---|
|
|
Century Bank-Business Select 2 FAQ
Are checking accounts from Century Bank-NM federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Century Bank-Business Select 2 offer?
Description | |
---|---|
APY (Annual Percentage Yield) | 0.25%% |
Century Bank-Business Select 2 offers an APY of 0.25%% (APY stands for annual percentage yield, rates may change). However, to earn interest account holders must keep an average beginning day balance of $0.25%.
What are the account minimums for Century Bank-Business Select 2?
Century Bank-Business Select 2 does not require a minimum initial deposit.
Description | |
---|---|
Minimum Opening Deposit | Starting at $0 |
Minimum Balance to Avoid Monthly Fee | Starting at $0 |
Minimum Combined Balance to Avoid Monthly Fee | $10 |
Minimum Direct Deposit to Avoid Monthly Fee | Starting at $10 |
Minimum Balance to Earn APY | $0.25% |
What fees does Century Bank-Business Select 2 charge?
This account charges a monthly service fee of up to $$8.
Description | |
---|---|
Monthly Fee | $0 - $0 |
ATM Fee: In-Network | $0 |
ATM Fee: Out-of-Network | Starting at $0 |
ATM Reimbursement Monthly Limit | $0 |
Bank Teller Fee | $0 |
Foreign Transaction Fee (Debit Card) | 0% |
NSF Fee | $0 |
Overdraft Item Fee | $0 |
Overdraft Protection Fee (per transfer) | $0 |
Returned Deposit Fee (Domestic) | $0 |
Returned Deposit Fee (International) | $0 |
Stop Payment Fee | $0 |
Wire Transfer Fee - Domestic (Incoming) | $0 |
Wire Transfer Fee - Domestic (Outgoing) | $0.40 |
Wire Transfer Fee - International (Incoming) | $0 |
Wire Transfer Fee - International (Outgoing) | $0.35 |
Paper Statement Fee | $5 |
Online Bill Pay Fee | $8.00 |
Check Copy | $0 |
Check Image Service | $0 |
Check Cashing Fee | $0 |
Debit Card Replacement Fee | $0 |
Early Account Closure | $0 |
Does Century Bank-Business Select 2 charge overdraft fees?
No, Century Bank-Business Select 2 does not charge overdraft fees.What features and perks does Century Bank-Business Select 2 offer?
This account includes the following features:
- Fraud monitoring - Century Bank-Business Select 2 monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Century Bank-Business Select 2 allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for Century Bank-Business Select 2?
The customer support email for Century Bank-Business Select 2 is floyd.morelos@mycenturybank.com.
Message From Century Bank-Business Select 2
Availability
Feature Breakdown
Minimum Opening Deposit | Starting at $0 |
Minimum Balance to Avoid Monthly Fee | Starting at $0 |
Minimum Combined Balance to Avoid Monthly Fee | $10 |
Minimum Direct Deposit to Avoid Monthly Fee | Starting at $10 |
Minimum Balance to Earn APY | $0.25% |
Be the first to rate
Would you recommend Century Bank-Business Select 2 to your friends?
Century Bank-NM Checking Accounts
- 1st Capital Bank Direct Deposit Checking Account
- Affinity FCU MoreChecking Account
- Bank of America Advantage SafeBalance Banking®
- Discover Cashback Debit Checking Account
- Exchange Bank E-Banking Checking
- F&M Bank Teen Checking
- First Bank & Trust Co. First Advantage Checking
- First Republic Bank Classic Checking
- Members 1st CU of Florida Select Checking
- Personal Capital Checking Account
- SEFCU Really Free Checking
- Silicon Valley Bank Checking Account