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  Century Bank-Business Select 2

Century Bank-Business Select 2

in Checking Accounts from Century Bank-NM

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Century Bank-Business Select 2

Unaffiliated

in Checking Accounts from Century Bank-NM

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Highlights
Monthly Fee $0 - $0
ATM Fee: Out-of-Network $0
Minimum Balance to Avoid Monthly Fee $0
APY (Annual Percentage Yield) 0.25%%

Century Bank-Business Select 2 Review

Century Bank-Business Select 2 is offered by Century Bank-NM, founded in 0 and based in , . Century Bank-Business Select 2 is available in 1 state across the USA.

Key Takeaways
  • Higher than average APY. Century Bank-Business Select 2 has an annual percentage yield of up to 0.25%%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $0.25%.
  • No minimum initial deposit. There is no minimum balance required to open an account.
  • No ATM fees. Century Bank-Business Select 2 does not charge fees on ATM transactions.
  • Bill pay. Pay your bills to practically anyone in the United States through Century Bank-NM.
Century Bank-Business Select 2 Pros & Cons
Pros Cons
  • Interest-yielding account.
  • Access to physical branches.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Only available in one state.
Century Bank-Business Select 2 FAQ

Are checking accounts from Century Bank-NM federally insured?

No, your Century Bank-NM checking accounts are not insured by a federal insurance agency. This means that if Century Bank-NM were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does Century Bank-Business Select 2 offer?

Century Bank-Business Select 2 Rates & Terms
Description
APY (Annual Percentage Yield) 0.25%%

Century Bank-Business Select 2 offers an APY of 0.25%% (APY stands for annual percentage yield, rates may change). However, to earn interest account holders must keep an average beginning day balance of $0.25%.

What are the account minimums for Century Bank-Business Select 2?

Century Bank-Business Select 2 does not require a minimum initial deposit.

Century Bank-Business Select 2 Account Minimums
Description Amount
Minimum Opening Deposit $0
APY Minimum Balance $0.25
Minimum Combined Balance to Avoid Monthly Service Fee $10
Minimum Direct Deposit to Avoid Monthly Service Fee $10

What fees does Century Bank-Business Select 2 charge?

This account charges a monthly service fee of up to $$8.

Century Bank-Business Select 2 Fees
Description
ATM Fee: In-Network $0
ATM Reimbursement Monthly Limit $0
Bank Teller Fee $0
Check Cashing Fee $0
Check Copy $0
Check Image Service $0
Debit Card Replacement Fee $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $0 - $0
NSF Fee $0
Online Bill Pay Fee $8.00
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Paper Statement Fee $5
Returned Deposit Fee (Domestic) $0
Returned Deposit Fee (International) $0
Stop Payment Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $0.40
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $0.35
ATM Fee: Out-of-Network $0

Does Century Bank-Business Select 2 charge overdraft fees?

No, Century Bank-Business Select 2 does not charge overdraft fees.

What features and perks does Century Bank-Business Select 2 offer?

This account includes the following features:

  • Fraud monitoring - Century Bank-Business Select 2 monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Century Bank-Business Select 2 allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
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Availability

  Available in 1 state
New Mexico
Availabile in all of New Mexico

Feature Breakdown

APY Minimum Balance $0.25%
Minimum Combined Balance to Avoid Monthly Fee $10
Minimum Direct Deposit to Avoid Monthly Fee $10
Minimum Opening Deposit Starting at $0
Minimum Balance to Avoid Monthly Fee $0
ATM Fee: In-Network $0
ATM Reimbursement Monthly Limit $0
Bank Teller Fee $0
Check Cashing Fee $0
Check Copy $0
Check Image Service $0
Debit Card Replacement Fee $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $0 - $0
NSF Fee $0
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Returned Deposit Fee (Domestic) $0
Returned Deposit Fee (International) $0
Stop Payment Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $0.40
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $0.35
ATM Fee: Out-of-Network $0
Online Bill Pay Fee $8.00
Paper Statement Fee $5
Bank Account Features
  • No ATM Fees
  • FDIC Member
  • Check Writing
  • Branch Access
  • Debit Card
  • Free Bill Pay
  • Fraud Protection
  • Fraud Monitoring
  • Mobile Banking
  • Mobile Check Deposit
APY (Annual Percentage Yield) 0.25%%

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