Charles Schwab High Yield Investor Checking

in Checking Accounts from Charles Schwab

Unaffiliated

Charles Schwab High Yield Investor Checking

Unaffiliated

in Checking Accounts from Charles Schwab

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Highlights
Community Rating	Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Monthly Fee	$0
Minimum Balance to Avoid Monthly Fee	N/A
ATM Fee: Out-of-Network	$0
APY (Annual Percentage Yield)	0.03%

Charles Schwab High Yield Investor Checking Review

Charles Schwab High Yield Investor Checking is offered by Charles Schwab, a bank founded in 1971 and based in San Francisco, CA. Charles Schwab High Yield Investor Checking is available in 50 states (and Washington, DC).

Are checking accounts from Charles Schwab federally insured?

Yes, your Charles Schwab checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #57450). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Charles Schwab High Yield Investor Checking offer?

Charles Schwab High Yield Investor Checking Rates & Terms
Description
APY (Annual Percentage Yield)	0.03%

Charles Schwab High Yield Investor Checking offers an APY of 0.03% (APY stands for annual percentage yield, rates may change).

What are the account minimums for Charles Schwab High Yield Investor Checking?

Charles Schwab High Yield Investor Checking requires a minimum initial deposit of $1,000 to open an account.

Charles Schwab High Yield Investor Checking Account Minimums
Description	Amount
Minimum Initial Deposit	$1000

What fees does Charles Schwab High Yield Investor Checking charge?

The good news is that this account does not charge a monthly maintenance fee.

Charles Schwab High Yield Investor Checking Fees
Description
Monthly Fee	$0
Paper Statement Fee	$0
ATM Fee: In-Network	$0
ATM Fee: Out-of-Network	$0
NSF Fee	$25
Overdraft Protection Fee (per transfer)	$0
Overdraft Item Fee	$25
Early Account Closure	$0
Returned Deposit Fee (Domestic)	$5
Debit Card Replacement Fee	$0
Bank Teller Fee	N/A
Check Cashing Fee	N/A
Online Bill Pay Fee	$0
Stop Payment Fee	$0
Check Image Service	$0
Check Copy	$0
Foreign Transaction Fee (Debit Card)	0%
Wire Transfer Fee - Domestic (Outgoing)	$25
Wire Transfer Fee - International (Outgoing)	$25
Wire Transfer Fee - International (Incoming)	$0
Returned Deposit Fee (International)	$5
Wire Transfer Fee - Domestic (Incoming)	$0
ATM Reimbursement Monthly Limit	N/A

What features and perks does Charles Schwab High Yield Investor Checking offer?

This account includes the following features:

ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
Fraud monitoring - Charles Schwab High Yield Investor Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - Charles Schwab High Yield Investor Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
Nationwide ATM network - Conveniently transact at a nearby ATM.

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