Charles Schwab Bank Checking Account
in Checking Accounts from Charles Schwab
Would you recommend Charles Schwab Bank Checking Account to your friends?
| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| ATM Fee: Out-of-Network | $0 |
| APY (Annual Percentage Yield) | 0.25% |
Charles Schwab Bank Checking Account Review
Charles Schwab Bank Checking Account is offered by Charles Schwab, a bank founded in 1971 and based in San Francisco, CA. Charles Schwab Bank Checking Account is available in 50 states (and Washington, DC).
Are checking accounts from Charles Schwab federally insured?
Yes, your Charles Schwab checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #57450). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Charles Schwab offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.25% |
Charles Schwab Bank Checking Account offers an APY of .25% (APY stands for annual percentage yield, rates may change).
What are the account minimums for Charles Schwab Bank Checking Account?
Charles Schwab Bank Checking Account requires a minimum initial deposit of $1,000 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $1000 |
What fees does Charles Schwab Bank Checking Account charge?
The good news is that this account does not charge a monthly maintenance fee.
| Description | |
|---|---|
| Monthly Fee | $0 |
| Paper Statement Fee | $0 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $0 |
| NSF Fee | $25 |
| Overdraft Protection Fee (per transfer) | $0 |
| Overdraft Item Fee | $25 |
| Early Account Closure | $0 |
| Returned Deposit Fee (Domestic) | $5 |
| Debit Card Replacement Fee | $0 |
| Bank Teller Fee | N/A |
| Check Cashing Fee | N/A |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $0 |
| Check Image Service | $0 |
| Check Copy | $0 |
| Foreign Transaction Fee (Debit Card) | 0% |
| Wire Transfer Fee - Domestic (Outgoing) | $25 |
| Wire Transfer Fee - International (Outgoing) | $25 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Returned Deposit Fee (International) | $5 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
What features and perks does Charles Schwab Bank Checking Account offer?
This account includes the following features:
- ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Charles Schwab Bank Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Contact
- Headquarters
-
211 Main Street
San Francisco, CA 94105 USA - Visit Site
Other Services by Charles Schwab
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| APY Minimum Balance | $0 |
| Minimum Initial Deposit | $1,000 |
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