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CharterBank Bank With Interest Checking Account

in Checking Accounts

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CharterBank Bank With Interest Checking Account

Unaffiliated

in Checking Accounts

SuperMoney Net Recommendation Score -60% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

1 user recommends
0 users are unsure
4 users don't recommend
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Overview

Where does CharterBank Bank With Interest Checking Account do business?

CharterBank Bank With Interest Checking Account is based in West Point, GA. It was founded in 1954 and offers checking accounts services in 3 states across the USA.

CharterBank Bank With Interest Checking Account is a member of the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor if a member institution fails.

What APY does CharterBank offer?

CharterBank Bank With Interest Checking Account offers an APY starting at 0.05% and ranging up to 0.24% (APY stands for annual percentage yield, rates may change).

What features and perks does CharterBank Bank With Interest Checking Account offer?

This account includes the following features:

  • Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
  • Mobile Banking - CharterBank Bank With Interest Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.

What fees does CharterBank Bank With Interest Checking Account charge?

This account charges a monthly maintenance fee of up to $5.

  • Outgoing domestic bank transfers come with a $20 fee.
  • Incoming domestic bank transfers come with a $20 fee.
  • Outoing international bank transfers come with a $50 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Incoming international bank transfers come with a $45 fee.
  • CharterBank Bank With Interest Checking Account charges a $25 fee for an early account closure. Contact CharterBank Bank With Interest Checking Account for more details on what is considered an early closure.
  • CharterBank Bank With Interest Checking Account charges $5 every time you request a paper statement.
  • Every returned deposit incurs in a $5 charge.
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Availability

Available in 3 states
  • Alabama
  • Florida
  • Georgia

Feature Breakdown

Minimum Initial Deposit
$50
Minimum Balance to Avoid Monthly Fee
$1,500
ATM Fee: In-Network
$0
Online Bill Pay Fee
$0
Monthly Fee
$0 - $5
Paper Statement Fee
$5
ATM Fee: Out-of-Network
$3
NSF Fee
$28.95
Overdraft Protection Fee (per transfer)
$10
Overdraft Item Fee
$28.95
Early Account Closure
$25
Returned Deposit Fee (Domestic)
$10
Debit Card Replacement Fee
$5
Stop Payment Fee
$32
Check Copy
$5
Foreign Transaction Fee (Debit Card)
2%
Wire Transfer Fee - Domestic (Outgoing)
$20
Wire Transfer Fee - International (Outgoing)
$50
Wire Transfer Fee - International (Incoming)
$45
Returned Deposit Fee (International)
$10
Wire Transfer Fee - Domestic (Incoming)
$20
Bank Account Features
  • Bauer Financial A+/A Rating
  • Debit Card
  • Free Bill Pay
  • Interest Bearing Account
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • No ATM Fees
APY
0.05% - 0.24%
0% 5%

Reviews

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