CharterBank Bank With Interest Checking Account
in Checking Accounts from CharterBank
Would you recommend CharterBank Bank With Interest Checking Account to your friends?
| Community Rating | Mostly not recommended |
| Monthly Fee | $0 - $5 |
| Minimum Balance to Avoid Monthly Fee | $100 |
| ATM Fee: Out-of-Network | $3 |
| APY | 0.05% - 0.24% |
Overview
Where is CharterBank Bank With Interest Checking Account available?
CharterBank is based in West Point, GA. It was founded in 1954 and offers banking services in 3 states across the USA.
Is CharterBank Bank With Interest Checking Account insured by the FDIC
Deposits in CharterBank Bank With Interest Checking Account are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor.
What APY does CharterBank offer?
CharterBank Bank With Interest Checking Account offers an APY starting at 0.05% and ranging up to 0.24% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $100.
| Rates | Amount |
|---|---|
| APY (Annualized Percentage Yield) | 0.05% - 0.24% |
What are the account minimums for CharterBank Bank With Interest Checking Account?
CharterBank Bank With Interest Checking Account requires a minimum initial deposit of $100 to open an account.| Description | Amount |
|---|---|
| Minimum Initial Deposit | $100 |
| APY Minimum Balance | $100 |
| Minimum Combined Balance to Avoid Monthly Fee | $100 |
| Minimum Direct Deposit to Avoid Monthly Fee | $100 |
| Minimum Balance to Avoid Monthly Fee | $100 |
What fees does CharterBank Bank With Interest Checking Account charge?
This account charges a monthly maintenance fee of up to $5.
| Fees | Amount |
|---|---|
| ATM Out-Of-Network Fee | $3 |
| Check Copy Fee | $5 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $25 |
| Non-Sufficient Funds | $28.95 |
| Overdraft Item Fee | $28.95 |
| Overdraft Protection Fee (per transfer) | $10 |
| Returned Deposit Fee (International) | $10 |
| Outgoing Domestic Bank Transfer Fee | $20 |
| Incoming Domestic Bank Transfer Fee | $20 |
| Outgoing International Bank Transfer Fee | $50 |
| Incoming International Bank Transfer Fee | $45 |
| Early Closure Fee | $25 |
| Paper Statement Fee | $5 |
What features and perks does CharterBank Bank With Interest Checking Account offer?
This account includes the following features:
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - CharterBank Bank With Interest Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
Contact
- Headquarters
-
1233 OG Skinner Dr
West Point, GA 31833 USA - Visit Site
Other Services by CharterBank
Availability
- Alabama
- Florida
- Georgia
Feature Breakdown
| APY Minimum Balance | $100 |
| Minimum Initial Deposit | $100 |
| Minimum Combined Balance to Avoid Monthly Fee | $100 |
| Minimum Direct Deposit to Avoid Monthly Fee | $100 |
| Minimum Balance to Avoid Monthly Fee | $100 |
Reviews
Would you recommend CharterBank Bank With Interest Checking Account to your friends?
