Charter Bank Interest Checking
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| Community Rating |
Rating not yet determined |
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0.03% |
| Monthly Fee | $0 - $8 |
| Minimum Balance to Avoid Monthly Fee | Starting at $1,000 |
Charter Bank Interest Checking Review
Charter Bank Interest Checking is offered by CharterBank, a bank founded in 1954 and based in West Point, GA. Charter Bank Interest Checking is available in 3 states across the USA.
- Low APY. The maximum annual percentage yield for this account is only 0.03%.
- Charges a monthly fee. This account charges a monthly service fee of up to $8, but the fee is waived if you keep a minimum balance of $1,000.
- $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
- Bill pay. Pay your bills to practically anyone in the United States through CharterBank.
| Pros | Cons |
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Are checking accounts from CharterBank federally insured?
Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Charter Bank checking account offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.03% |
Charter Bank checking account offers an APY of 0.03% (APY stands for annual percentage yield, rates may change).
What are the account minimums for Charter Bank checking account?
Charter Bank checking account requires a minimum initial deposit of $100 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $100 |
| Minimum Balance to Avoid Monthly Fee | Starting at $1,000 |
What fees does Charter Bank checking account charge?
This account charges a monthly service fee of up to $8.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Bank Teller Fee | $0 |
| Check Copy | $5 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $25 |
| Foreign Transaction Fee (Debit Card) | 2% |
| Monthly Fee | $0 - $8 |
| NSF Fee | $28.95 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $28.95 |
| Overdraft Protection Fee (per transfer) | $10 |
| Paper Statement Fee | $5 |
| Returned Deposit Fee (Domestic) | $10 |
| Returned Deposit Fee (International) | $10 |
| Stop Payment Fee | $32 |
| Wire Transfer Fee - Domestic (Incoming) | $20 |
| Wire Transfer Fee - Domestic (Outgoing) | $20 |
| Wire Transfer Fee - International (Incoming) | $45 |
| Wire Transfer Fee - International (Outgoing) | $50 |
| ATM Fee: Out-of-Network | $3 |
Does Charter Bank checking account charge overdraft fees?
Yes, Charter Bank checking account charges a $28.95 fee for every overdraft.Charter Bank checking account offers overdraft protection at a cost of $10 per transaction.
What features and perks does Charter Bank checking account offer?
This account includes the following features:
- Fraud monitoring - Charter Bank checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Charter Bank checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
How do people rate the customer service and user experience of Charter Bank checking account?
Overall, Charter Bank checking account is mostly not recommended based on community reviews that rate customer service and user experience.
Message From CharterBank
Contact
- Headquarters
-
1233 OG Skinner Dr
West Point, GA 31833 - Visit Site
Other Services by CharterBank
Availability
- Alabama
- Florida
- Georgia
Feature Breakdown
| Minimum Opening Deposit | Starting at $100 |
| Minimum Balance to Avoid Monthly Fee | Starting at $1,000 |
Charter Bank Interest Checking Community Reviews
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