CharterBank Bank With Interest Checking Account
in Checking Accounts from CharterBank
Would you recommend CharterBank Bank With Interest Checking Account to your friends?
| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 - $5 |
| Minimum Balance to Avoid Monthly Fee | $100 |
| ATM Fee: Out-of-Network | $3 |
| APY | 0.05% - 0.24% |
CharterBank Bank With Interest Checking Account Review
CharterBank Bank With Interest Checking Account is offered by CharterBank, a bank founded in 1954 and based in West Point, GA. CharterBank Bank With Interest Checking Account is offered in 3 states across the USA.
Are checking accounts from CharterBank federally insured?
Yes, your CharterBank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does CharterBank offer?
CharterBank Bank With Interest Checking Account offers an APY starting at 0.05% and ranging up to 0.24% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $100.
| Rates | Amount |
|---|---|
| APY (Annualized Percentage Yield) | 0.05% - 0.24% |
What are the account minimums for CharterBank Bank With Interest Checking Account?
CharterBank Bank With Interest Checking Account requires a minimum initial deposit of $100 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $100 |
| APY Minimum Balance | $100 |
| Minimum Combined Balance to Avoid Monthly Fee | $100 |
| Minimum Direct Deposit to Avoid Monthly Fee | $100 |
| Minimum Balance to Avoid Monthly Fee | $100 |
What fees does CharterBank Bank With Interest Checking Account charge?
This account charges a monthly maintenance fee of up to $5.
| Description | |
|---|---|
| Monthly Fee | $0 - $5 |
| Paper Statement Fee | $5 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $3 |
| NSF Fee | $28.95 |
| Overdraft Protection Fee (per transfer) | $10 |
| Overdraft Item Fee | $28.95 |
| Early Account Closure | $25 |
| Returned Deposit Fee (Domestic) | $10 |
| Debit Card Replacement Fee | $5 |
| Bank Teller Fee | $0 |
| Check Cashing Fee | N/A |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $32 |
| Check Image Service | N/A |
| Check Copy | $5 |
| Foreign Transaction Fee (Debit Card) | 2% |
| Wire Transfer Fee - Domestic (Outgoing) | $20 |
| Wire Transfer Fee - International (Outgoing) | $50 |
| Wire Transfer Fee - International (Incoming) | $45 |
| Returned Deposit Fee (International) | $10 |
| Wire Transfer Fee - Domestic (Incoming) | $20 |
What features and perks does CharterBank Bank With Interest Checking Account offer?
This account includes the following features:
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - CharterBank Bank With Interest Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
Contact
- Headquarters
-
1233 OG Skinner Dr
West Point, GA 31833 USA - Visit Site
Other Services by CharterBank
Availability
- Alabama
- Florida
- Georgia
Feature Breakdown
| APY Minimum Balance | $100 |
| Minimum Initial Deposit | $100 |
| Minimum Combined Balance to Avoid Monthly Fee | $100 |
| Minimum Direct Deposit to Avoid Monthly Fee | $100 |
| Minimum Balance to Avoid Monthly Fee | $100 |
CharterBank Bank With Interest Checking Account Community Reviews
Would you recommend CharterBank Bank With Interest Checking Account to your friends?
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