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  CharterBank Bank With Interest Checking Account

CharterBank Bank With Interest Checking Account

in Checking Accounts from CharterBank

Unaffiliated

CharterBank Bank With Interest Checking Account

Unaffiliated

in Checking Accounts from CharterBank

SuperMoney Net Recommendation Score -50% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

1 user recommends
0 users are unsure
3 users don't recommend
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Highlights
Highlights
Community Rating Mostly not recommended
Monthly Fee $0 - $5
Minimum Balance to Avoid Monthly Fee $100
ATM Fee: Out-of-Network $3
APY 0.05% - 0.24%

CharterBank Bank With Interest Checking Account Review

Where is CharterBank Bank With Interest Checking Account available?

CharterBank is based in West Point, GA. It was founded in 1954 and offers banking services in 3 states across the USA.

Is CharterBank Bank With Interest Checking Account insured by the FDIC

Deposits in CharterBank Bank With Interest Checking Account are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor.

What APY does CharterBank offer?

CharterBank Bank With Interest Checking Account offers an APY starting at 0.05% and ranging up to 0.24% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $100.

CharterBank Bank With Interest Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.05% - 0.24%

What are the account minimums for CharterBank Bank With Interest Checking Account?

CharterBank Bank With Interest Checking Account requires a minimum initial deposit of $100 to open an account.
CharterBank Bank With Interest Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $100
APY Minimum Balance $100
Minimum Combined Balance to Avoid Monthly Fee $100
Minimum Direct Deposit to Avoid Monthly Fee $100
Minimum Balance to Avoid Monthly Fee $100

What fees does CharterBank Bank With Interest Checking Account charge?

This account charges a monthly maintenance fee of up to $5.

CharterBank Bank With Interest Checking Account Fees
Fees Amount
ATM Out-Of-Network Fee $3
Check Copy Fee $5
Debit Card Replacement Fee $5
Early Account Closure $25
Non-Sufficient Funds $28.95
Overdraft Item Fee $28.95
Overdraft Protection Fee (per transfer) $10
Returned Deposit Fee (International) $10
Outgoing Domestic Bank Transfer Fee $20
Incoming Domestic Bank Transfer Fee $20
Outgoing International Bank Transfer Fee $50
Incoming International Bank Transfer Fee $45
Early Closure Fee $25
Paper Statement Fee $5

What features and perks does CharterBank Bank With Interest Checking Account offer?

This account includes the following features:

  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - CharterBank Bank With Interest Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
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Contact

  • Headquarters
  •   1233 OG Skinner Dr
    West Point, GA 31833 USA
  •   Visit Site

Other Services by CharterBank

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 3 states
  • Alabama
  • Florida
  • Georgia

Feature Breakdown

APY Minimum Balance $100
Minimum Initial Deposit $100
Minimum Combined Balance to Avoid Monthly Fee $100
Minimum Direct Deposit to Avoid Monthly Fee $100
Minimum Balance to Avoid Monthly Fee $100
ATM Fee: In-Network $0
Bank Teller Fee $0
Online Bill Pay Fee $0
Monthly Fee $0 - $5
Paper Statement Fee $5
ATM Fee: Out-of-Network $3
NSF Fee $28.95
Overdraft Protection Fee (per transfer) $10
Overdraft Item Fee $28.95
Early Account Closure $25
Returned Deposit Fee (Domestic) $10
Debit Card Replacement Fee $5
Stop Payment Fee $32
Check Copy $5
Foreign Transaction Fee (Debit Card) 2%
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Outgoing) $50
Wire Transfer Fee - International (Incoming) $45
Returned Deposit Fee (International) $10
Wire Transfer Fee - Domestic (Incoming) $20
Bank Account Features
  • Bauer Financial A+/A Rating
  • Debit Card
  • Free Bill Pay
  • Interest Bearing Account
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • No ATM Fees
APY 0.05% - 0.24%

CharterBank Bank With Interest Checking Account Community Reviews

 
 

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