CharterBank Bank With Interest Checking Account
in Checking Accounts
Would you recommend CharterBank Bank With Interest Checking Account to your friends?
| SuperMoney Rating | Mostly not recommended |
| Monthly Fee | Up to $5 |
| ATM Fee: Out-of-Network | $3 |
| Minimum Balance to Avoid Monthly Fee | $100 |
| APY | 0.05% - 0.24% |
Overview
Where does CharterBank Bank With Interest Checking Account do business?
CharterBank Bank With Interest Checking Account is based in West Point, GA. It was founded in 1954 and offers checking accounts services in 3 states across the USA.
CharterBank Bank With Interest Checking Account is a member of the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor if a member institution fails.
What APY does CharterBank offer?
| Rates | Amount |
|---|---|
| APY (Annualized Percentage Yield) | 0.05% - 0.24% |
CharterBank Bank With Interest Checking Account offers an APY starting at 0.05% and ranging up to 0.24% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $100.
What are the account minimums for CharterBank Bank With Interest Checking Account?
CharterBank Bank With Interest Checking Account does not have a minimum initial deposit to open an account.| Description | Amount |
|---|---|
| Minimum Initial Deposit | $100 |
| APY Minimum Balance | $100 |
| Minimum Combined Balance to Avoid Monthly Fee | $100 |
| Minimum Direct Deposit to Avoid Monthly Fee | $100 |
| Minimum Balance to Avoid Monthly Fee | $100 |
What features and perks does CharterBank Bank With Interest Checking Account offer?
This account includes the following features:
- Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
- Mobile Banking - CharterBank Bank With Interest Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.
What fees does CharterBank Bank With Interest Checking Account charge?
This account charges a monthly maintenance fee of up to $5.
| Fees | Amount |
|---|---|
| ATM Out-Of-Network Fee | $3 |
| Check Copy Fee | $5 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $25 |
| Non-Sufficient Funds | $28.95 |
| Overdraft Item Fee | $28.95 |
| Overdraft Protection Fee (per transfer) | $10 |
| Returned Deposit Fee (International) | $10 |
| Outgoing Domestic Bank Transfer Fee | $20 |
| Incoming Domestic Bank Transfer Fee | $20 |
| Outgoing International Bank Transfer Fee | $50 |
| Incoming International Bank Transfer Fee | $45 |
| Early Closure Fee | $25 |
| Paper Statement Fee | $5 |
What features and perks does CharterBank Bank With Interest Checking Account offer?
This account includes the following features:
- Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
- Mobile Banking - CharterBank Bank With Interest Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.
Contact
- Headquarters
-
1233 OG Skinner Dr
West Point, GA 31833 USA - Visit Site
Other Services by CharterBank
Availability
- Alabama
- Florida
- Georgia
Reviews
Would you recommend CharterBank Bank With Interest Checking Account to your friends?
