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  CharterBank Bank With Interest Checking Account

CharterBank Bank With Interest Checking Account

in Checking Accounts from CharterBank

Unaffiliated

CharterBank Bank With Interest Checking Account

Unaffiliated

in Checking Accounts from CharterBank

Net Recommendation Score -50% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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1 user recommends
0 users are unsure
3 users don't recommend
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Highlights
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Community Rating

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Monthly Fee $0 - $5
Minimum Balance to Avoid Monthly Fee $100
ATM Fee: Out-of-Network $3
APY (Annual Percentage Yield) 0.05% - 0.24%

CharterBank Bank With Interest Checking Account Review

CharterBank Bank With Interest Checking Account is offered by CharterBank, a bank founded in 1954 and based in West Point, GA. CharterBank Bank With Interest Checking Account is available in 3 states across the USA.

Are checking accounts from CharterBank federally insured?

Yes, your CharterBank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does CharterBank offer?

CharterBank Bank With Interest Checking Account offers an APY starting at 0.05% and ranging up to 0.24% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $100.

CharterBank Bank With Interest Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.05% - 0.24%

What are the account minimums for CharterBank Bank With Interest Checking Account?

CharterBank Bank With Interest Checking Account requires a minimum initial deposit of $100 to open an account.

CharterBank Bank With Interest Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $100
APY Minimum Balance $100
Minimum Combined Balance to Avoid Monthly Fee $100
Minimum Direct Deposit to Avoid Monthly Fee $100
Minimum Balance to Avoid Monthly Fee $100

What fees does CharterBank Bank With Interest Checking Account charge?

This account charges a monthly maintenance fee of up to $5.

CharterBank Bank With Interest Checking Account Fees
Description
Monthly Fee $0 - $5
Paper Statement Fee $5
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $3
NSF Fee $28.95
Overdraft Protection Fee (per transfer) $10
Overdraft Item Fee $28.95
Early Account Closure $25
Returned Deposit Fee (Domestic) $10
Debit Card Replacement Fee $5
Bank Teller Fee $0
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $32
Check Image Service N/A
Check Copy $5
Foreign Transaction Fee (Debit Card) 2%
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Outgoing) $50
Wire Transfer Fee - International (Incoming) $45
Returned Deposit Fee (International) $10
Wire Transfer Fee - Domestic (Incoming) $20

What features and perks does CharterBank Bank With Interest Checking Account offer?

This account includes the following features:

  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - CharterBank Bank With Interest Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
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Contact

  • Headquarters
  •   1233 OG Skinner Dr
    West Point, GA 31833 USA
  •   Visit Site

Other Services by CharterBank

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 3 states
  • Alabama
  • Florida
  • Georgia

Feature Breakdown

APY Minimum Balance $100
Minimum Combined Balance to Avoid Monthly Fee $100
Minimum Direct Deposit to Avoid Monthly Fee $100
Minimum Initial Deposit $100
Minimum Balance to Avoid Monthly Fee $100
ATM Fee: In-Network $0
Bank Teller Fee $0
Online Bill Pay Fee $0
Check Copy $5
Debit Card Replacement Fee $5
Early Account Closure $25
Foreign Transaction Fee (Debit Card) 2%
Monthly Fee $0 - $5
NSF Fee $28.95
Overdraft Item Fee $28.95
Overdraft Protection Fee (per transfer) $10
Paper Statement Fee $5
Returned Deposit Fee (Domestic) $10
Returned Deposit Fee (International) $10
Stop Payment Fee $32
Wire Transfer Fee - Domestic (Incoming) $20
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $45
Wire Transfer Fee - International (Outgoing) $50
ATM Fee: Out-of-Network $3
Bank Account Features
  • Bauer Financial A+/A Rating
  • Debit Card
  • Free Bill Pay
  • Interest Bearing Account
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • No ATM Fees
APY (Annual Percentage Yield) 0.05% - 0.24%

CharterBank Bank With Interest Checking Account Community Reviews

 

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