Charter Bank Interest Checking
in Checking Accounts from CharterBank · Member FDIC
Would you recommend Charter Bank Interest Checking to your friends?
| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 - $8 |
| ATM Fee: Out-of-Network | $3 |
| Minimum Balance to Avoid Monthly Fee | $1,000 |
| APY (Annual Percentage Yield) | 0.03% |
Charter Bank Interest Checking Review
Charter Bank Interest Checking is offered by CharterBank, a bank founded in 1954 and based in West Point, GA. Charter Bank Interest Checking is available in 3 states across the USA.
- Low APY. The maximum annual percentage yield for this account is only 0.03%.
- Charges a monthly fee. This account charges a monthly maintenance fee of up to $8, but the fee is waived if you keep a minimum balance of $1,000.
- $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
- Free bill pay. Pay your bills to practically anyone in the United States through CharterBank.
- Hard credit pull. CharterBank may require a hard pull on your credit report to open a checking account.
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Are checking accounts from CharterBank federally insured?
Yes, your CharterBank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Charter Bank Interest Checking offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.03% |
Charter Bank Interest Checking offers an APY of 0.03% (APY stands for annual percentage yield, rates may change).
What are the account minimums for Charter Bank Interest Checking?
Charter Bank Interest Checking requires a minimum initial deposit of $100 to open an account.
| Description | Amount |
|---|---|
| Minimum Opening Deposit | $100 |
| Minimum Balance to Avoid Monthly Fee | $1,000 |
What fees does Charter Bank Interest Checking charge?
This account charges a monthly maintenance fee of up to $8.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Bank Teller Fee | $0 |
| Check Copy | $5 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $25 |
| Foreign Transaction Fee (Debit Card) | 2% |
| Monthly Fee | $0 - $8 |
| NSF Fee | $28.95 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $28.95 |
| Overdraft Protection Fee (per transfer) | $10 |
| Paper Statement Fee | $5 |
| Returned Deposit Fee (Domestic) | $10 |
| Returned Deposit Fee (International) | $10 |
| Stop Payment Fee | $32 |
| Wire Transfer Fee - Domestic (Incoming) | $20 |
| Wire Transfer Fee - Domestic (Outgoing) | $20 |
| Wire Transfer Fee - International (Incoming) | $45 |
| Wire Transfer Fee - International (Outgoing) | $50 |
| ATM Fee: Out-of-Network | $3 |
What features and perks does Charter Bank Interest Checking offer?
This account includes the following features:
- Fraud monitoring - Charter Bank Interest Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Charter Bank Interest Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
Contact
- Headquarters
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1233 OG Skinner Dr
West Point, GA 31833 - Visit Site
Other Services by CharterBank
Availability
- Alabama
- Florida
- Georgia
Feature Breakdown
| Minimum Opening Deposit | Starting at $100 |
| Minimum Balance to Avoid Monthly Fee | $1,000 |
Charter Bank Interest Checking Community Reviews
Would you recommend Charter Bank Interest Checking to your friends?
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