Chase Bank Total

Chase Bank Total Review

Chase Bank Total is offered by Chase Bank, a bank founded in 1877 and based in New York, NY. Chase Bank Total is available in 48 states (and Washington, DC).

• New Chase checking customers enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit
• No Overdraft Services fee if you're overdrawn by $50 or less at the end of the business day*

  *We charge a $34 Insufficient Funds Fee per item during our nightly processing beginning with the first item that overdraws your account balance by more than $50 (maximum of 3 fees per business day, up to $102)

• 0% APY. As with most checking accounts, Chase Bank Total does not pay interest.
• Supports joint accounts. This allows two people to have equal authority over the management of an account.
• $0 monthly Service Charge available. This account charges a monthly service fee of up to $12, but the fee is waived if you keep a minimum balance of $1,500 or have a monthly direct deposit of $500.
• No minimum initial deposit. There is no minimum balance required to open an account.
• Bill pay. Pay your bills to practically anyone in the United States through Chase Bank.

Are checking accounts from Chase Bank federally insured?

Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #628). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Chase Bank total checking offer?

Chase Bank total checking is not an interest-bearing account.

What are the account minimums for Chase Bank total checking?

Chase Bank total checking does not require a minimum initial deposit.

What fees does Chase Bank total checking charge?

The good news is that this account does not have a monthly Service Charge.

Does Chase Bank total checking charge overdraft fees?

Chase Bank total checking offers overdraft protection at a cost of $34 per transaction.

What features and perks does Chase Bank total checking offer?

This account includes the following features:

• Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
• Fraud monitoring - Chase Bank total checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Chase Bank total checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Chase Bank total checking?

The customer support email for Chase Bank total checking is customerdepartament@chase.com.

How do people rate the customer service and user experience of Chase Bank total checking?

Overall, Chase Bank total checking is strongly recommended based on community reviews that rate customer service and user experience.