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Chase Bank Total Checking Account

in Checking Accounts

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Chase Bank Total Checking Account

Unaffiliated

in Checking Accounts

SuperMoney Net Recommendation Score +11% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly recommended

3 users recommend
4 users are unsure
2 users don't recommend
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Highlights
Highlights
SuperMoney Rating Mostly recommended
Monthly Fee Up to $12
ATM Fee: Out-of-Network $2.50
Minimum Balance to Avoid Monthly Fee $1,500
APY 0%

Overview

Where does Chase Bank Total Checking Account do business?

Chase Bank Total Checking Account is based in New York, NY. It was founded in 1877 and offers checking accounts services in 23 states across the USA.

Chase Bank Total Checking Account is a member of the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor if a member institution fails.

What APY does Chase Bank offer?

Chase Bank Total Checking Account is not an interest-bearing account.

What are the account minimums for Chase Bank Total Checking Account?

Chase Bank Total Checking Account does not have a minimum initial deposit to open an account.
Chase Bank Total Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $25
Minimum Direct Deposit to Avoid Monthly Fee $500
Minimum Balance to Avoid Monthly Fee $1,500

What features and perks does Chase Bank Total Checking Account offer?

This account includes the following features:

  • Automatic savings - Set up an automatic transfer from your checking account to a savings account and you'll never have to second-guess your saving decisions again.
  • Signup Bonus - Open an account and you will receive a signup bonus of up to $200 if you deposit a minimum of $Get $200 when you open a new Chase Total Checking® account, set up direct deposit and deposit $25 or more at account opening..
  • Check images with statement - Reconciiling your accounts ank complying with document retention standards is easier when you have access to a copy of your checks.
  • Fraud monitoring - Chase Bank Total Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
  • Mobile Banking - Chase Bank Total Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What fees does Chase Bank Total Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

Chase Bank Total Checking Account Fees
Fees Amount
ATM Out-Of-Network Fee $2.50
Debit Card Replacement Fee $5
Non-Sufficient Funds $34
Overdraft Item Fee $34
Overdraft Protection Fee (per transfer) $34
Returned Deposit Fee (International) $34
Outgoing Domestic Bank Transfer Fee $35
Incoming Domestic Bank Transfer Fee $15
Outgoing International Bank Transfer Fee $50
Incoming International Bank Transfer Fee $15

What features and perks does Chase Bank Total Checking Account offer?

This account includes the following features:

  • Automatic savings - Set up an automatic transfer from your checking account to a savings account and you'll never have to second-guess your saving decisions again.
  • Signup Bonus - Open an account and you will receive a signup bonus of up to $200 if you deposit a minimum of $Get $200 when you open a new Chase Total Checking® account, set up direct deposit and deposit $25 or more at account opening..
  • Check images with statement - Reconciiling your accounts ank complying with document retention standards is easier when you have access to a copy of your checks.
  • Fraud monitoring - Chase Bank Total Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
  • Mobile Banking - Chase Bank Total Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 23 states
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Florida
  • Georgia
  • Idaho
  • Illinois
  • Indiana
  • Kentucky
  • Louisiana
  • Michigan
  • Nevada
  • New Jersey
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Texas
  • Utah
  • Washington
  • West Virginia
  • Wisconsin

Reviews

 
 

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Other Checking Accounts

Chase Bank Checking Accounts

Product

Reviews

Monthly Fee

ATM Fee: Out-of-Network

Minimum Balance to Avoid Monthly Fee

APY

Chase Bank Premier Plus Checking Account
Monthly Fee $0 - $25     $0 $95
ATM Fee: Out-of-Network $2.50 ATM Fee: Out-of-Network
Minimum Balance to Avoid Monthly Fee $15,000 Minimum Balance to Avoid Monthly Fee
APY 0.01% APY
Chase Bank Premier Platinum Checking Account
Monthly Fee $0 - $25     $0 $95
ATM Fee: Out-of-Network $0 ATM Fee: Out-of-Network
Minimum Balance to Avoid Monthly Fee $75,000 Minimum Balance to Avoid Monthly Fee
APY 0.01% APY