Chase Bank Total Checking Account Review

Chase Bank Total Checking Account is offered by Chase Bank, a bank founded in 1877 and based in New York, NY. Chase Bank Total Checking Account is available in 48 states (and Washington, DC).

• $200 Signup Bonus. Open a new account and you can get up to $200 (see terms and conditions for more details).
• 0% APY. As with most checking accounts, Chase Bank Total Checking Account does not pay interest.
• Charges a monthly fee. This account charges a monthly maintenance fee of up to $12, but the fee is waived if you keep a minimum balance of $1,500 or have a monthly direct deposit of $500.
• Free bill pay. Pay your bills to practically anyone in the United States through Chase Bank.
• Hard credit pull. Chase Bank may require a hard pull on your credit report to open a checking account.

Are checking accounts from Chase Bank federally insured?

Yes, your Chase Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #628). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Chase Bank Total Checking Account offer?

Chase Bank Total Checking Account is not an interest-bearing account.

What are the account minimums for Chase Bank Total Checking Account?

Chase Bank Total Checking Account does not require a minimum initial deposit.

What fees does Chase Bank Total Checking Account charge?

The good news is that this account does not have a monthly service charge.

What features and perks does Chase Bank Total Checking Account offer?

This account includes the following features:

• Automatic savings - Set up an automatic transfer from your checking account to a savings account and you'll never have to second-guess your saving decisions again.
• Signup Bonus - Open an account and you will receive a signup bonus of up to $200.
• Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
• Fraud monitoring - Chase Bank Total Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Chase Bank Total Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.