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Chase Bank Total Checking Account

in Checking Accounts from Chase Bank

Claimed

Chase Bank Total Checking Account

Claimed

in Checking Accounts from Chase Bank

SuperMoney Net Recommendation Score +60%

Strongly recommended

6 users recommend

4 users are unsure

0 users don't recommend

Browse Reviews: 6 Recommendations | 0 Complaints

Highlights
Community Rating	Strongly recommended
Monthly Fee	$0 - $12
ATM Fee: Out-of-Network	$2.50
Minimum Balance to Avoid Monthly Fee	$1,500
APY (Annual Percentage Yield)	0%
Number of Reviews	10

Chase Bank Total Checking Account Review

Chase Bank Total Checking Account is offered by Chase Bank, a bank founded in 1877 and based in New York, NY. Chase Bank Total Checking Account is available in 23 states across the USA.

Are checking accounts from Chase Bank federally insured?

Yes, your Chase Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #628). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Chase Bank Total Checking Account offer?

Chase Bank Total Checking Account is not an interest-bearing account.

What are the account minimums for Chase Bank Total Checking Account?

Chase Bank Total Checking Account requires a minimum initial deposit of $25 to open an account.

Chase Bank Total Checking Account Account Minimums
Description	Amount
Minimum Initial Deposit	$25
Minimum Direct Deposit to Avoid Monthly Fee	$500
Minimum Balance to Avoid Monthly Fee	$1,500

What fees does Chase Bank Total Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

Chase Bank Total Checking Account Fees
Description
Monthly Fee	$0 - $12
Paper Statement Fee	$0
ATM Fee: In-Network	$0
ATM Fee: Out-of-Network	$2.50
NSF Fee	$34
Overdraft Protection Fee (per transfer)	$34
Overdraft Item Fee	$34
Early Account Closure	$0
Returned Deposit Fee (Domestic)	$12
Debit Card Replacement Fee	$5
Bank Teller Fee	N/A
Check Cashing Fee	N/A
Online Bill Pay Fee	$0
Stop Payment Fee	$30
Check Image Service	N/A
Check Copy	N/A
Foreign Transaction Fee (Debit Card)	3%
Wire Transfer Fee - Domestic (Outgoing)	$35
Wire Transfer Fee - International (Outgoing)	$40
Wire Transfer Fee - International (Incoming)	$15
Returned Deposit Fee (International)	$34
Wire Transfer Fee - Domestic (Incoming)	$15
ATM Reimbursement Monthly Limit	N/A

What features and perks does Chase Bank Total Checking Account offer?

This account includes the following features:

Automatic savings - Set up an automatic transfer from your checking account to a savings account and you'll never have to second-guess your saving decisions again.
Check images with statement - Reconciiling your accounts ank complying with document retention standards is easier when you have access to a copy of your checks.
Fraud monitoring - Chase Bank Total Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - Chase Bank Total Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
Nationwide ATM network - Conveniently transact at a nearby ATM.

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