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  Chase Bank Total Checking Account

Chase Bank Total Checking Account

in Checking Accounts from Chase Bank

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Chase Bank Total Checking Account

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in Checking Accounts from Chase Bank

SuperMoney Net Recommendation Score +56% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly recommended

5 users recommend
4 users are unsure
0 users don't recommend
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Highlights
Highlights
Community Rating Strongly recommended
Monthly Fee $0 - $12
Minimum Balance to Avoid Monthly Fee $1,500
ATM Fee: Out-of-Network $2.50
APY 0%
Number of Reviews 9

Chase Bank Total Checking Account Review

Chase Bank Total Checking Account is offered by Chase Bank, a bank founded in 1877 and based in New York, NY. Chase Bank Total Checking Account is offered in 23 states across the USA.

Are checking accounts from Chase Bank federally insured?

Yes, your Chase Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #628). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Chase Bank offer?

Chase Bank Total Checking Account is not an interest-bearing account.

What are the account minimums for Chase Bank Total Checking Account?

Chase Bank Total Checking Account requires a minimum initial deposit of $25 to open an account.

Chase Bank Total Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $25
Minimum Direct Deposit to Avoid Monthly Fee $500
Minimum Balance to Avoid Monthly Fee $1,500

What fees does Chase Bank Total Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

Chase Bank Total Checking Account Fees
Description
Monthly Fee $0 - $12
Paper Statement Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $2.50
NSF Fee $34
Overdraft Protection Fee (per transfer) $34
Overdraft Item Fee $34
Early Account Closure $0
Returned Deposit Fee (Domestic) $12
Debit Card Replacement Fee $5
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $30
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) 3%
Wire Transfer Fee - Domestic (Outgoing) $35
Wire Transfer Fee - International (Outgoing) $50
Wire Transfer Fee - International (Incoming) $15
Returned Deposit Fee (International) $34
Wire Transfer Fee - Domestic (Incoming) $15

What features and perks does Chase Bank Total Checking Account offer?

This account includes the following features:

  • Automatic savings - Set up an automatic transfer from your checking account to a savings account and you'll never have to second-guess your saving decisions again.
  • Signup Bonus - Open an account and you will receive a signup bonus of up to $200 if you deposit a minimum of $.
  • Check images with statement - Reconciiling your accounts ank complying with document retention standards is easier when you have access to a copy of your checks.
  • Fraud monitoring - Chase Bank Total Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Chase Bank Total Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 23 states
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Florida
  • Georgia
  • Idaho
  • Illinois
  • Indiana
  • Kentucky
  • Louisiana
  • Michigan
  • Nevada
  • New Jersey
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Texas
  • Utah
  • Washington
  • West Virginia
  • Wisconsin

Feature Breakdown

Minimum Initial Deposit $25
Minimum Direct Deposit to Avoid Monthly Fee $500
Minimum Balance to Avoid Monthly Fee $1,500
Paper Statement Fee $0
ATM Fee: In-Network $0
Early Account Closure $0
Online Bill Pay Fee $0
Monthly Fee $0 - $12
ATM Fee: Out-of-Network $2.50
NSF Fee $34
Overdraft Protection Fee (per transfer) $34
Overdraft Item Fee $34
Returned Deposit Fee (Domestic) $12
Debit Card Replacement Fee $5
Stop Payment Fee $30
Foreign Transaction Fee (Debit Card) 3%
Wire Transfer Fee - Domestic (Outgoing) $35
Wire Transfer Fee - International (Outgoing) $50
Wire Transfer Fee - International (Incoming) $15
Returned Deposit Fee (International) $34
Wire Transfer Fee - Domestic (Incoming) $15
Bank Account Features
  • Automatic Savings
  • Bauer Financial A+/A Rating
  • Branch Access
  • Check Images with Statement
  • Debit Card
  • Fraud Monitoring
  • Free Bill Pay
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • No ATM Fees
  • No Monthly Maintenance Fee
Signup Deposit Requirement $0.
Signup Bonus $200

Chase Bank Total Checking Account Community Reviews

 

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Chase Bank Checking Accounts

Product

Reviews

Monthly Fee

Minimum Balance to Avoid Monthly Fee

ATM Fee: Out-of-Network

APY

Chase Bank Premier Plus Checking Account
Monthly Fee $0 - $25     $0 $95
Minimum Balance to Avoid Monthly Fee $15,000 Minimum Balance to Avoid Monthly Fee
ATM Fee: Out-of-Network $2.50 ATM Fee: Out-of-Network
APY 0.01% APY
Chase Bank Premier Platinum Checking Account
Monthly Fee $0 - $25     $0 $95
Minimum Balance to Avoid Monthly Fee $75,000 Minimum Balance to Avoid Monthly Fee
ATM Fee: Out-of-Network $0 ATM Fee: Out-of-Network
APY 0.01% APY