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Chase Bank College Checking Account
in Checking Accounts from Chase Bank · Member FDIC
Claimed

Chase Bank College Checking Account

Claimed
in Checking Accounts from Chase Bank · Member FDIC
SuperMoney Net Recommendation Score +50  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +50, equating to 4 on a 5 point rating scale.

+50

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Strongly recommended

7 users recommend
1 user is unsure
2 users don't recommend
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Highlights
Community Rating Strongly recommended
Cashback Rewards N/A
APY (Annual Percentage Yield) 0%
(Verified 10/10/2022)
Monthly Fee $0 - $6
Minimum Balance to Avoid Monthly Fee Starting at $5,000
Number of Reviews 10

Chase Bank College Checking Account Review

Chase Bank College Checking Account is offered by Chase Bank, a bank founded in 1877 and based in New York, NY. Chase Bank College Checking Account is available in 48 states (and Washington, DC).

Key Takeaways

  • Bonus offer. Open a new account and you can get $100 (see terms and conditions for more details).
  • 0% APY. As with most checking accounts, Chase Bank College Checking Account does not pay interest.
  • $0 monthly account fees available. This account charges a monthly service fee of up to $6, but the fee is waived if you keep a minimum balance of $5,000.
  • No minimum initial deposit. There is no minimum balance required to open an account online.
  • Bill pay. Pay your bills to practically anyone in the United States through Chase Bank.

Chase College checking Pros & Cons

Pros Cons
  • No monthly service fee for up to 5 years while in college.
  • Monthly service fee waived (see terms for requirements).
  • Offers a $100 bonus offer.
  • Available in 48 states.
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • Access to a nationwide network of ATMs.
  • No signup bonus.
  • Does not earn interest
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a higher than average fee on out-of-network ATM transactions.

Chase College checking FAQ

Are checking accounts from Chase Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #628). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Chase College checking offer?

Chase College checking is not an interest-bearing account.

What are the account minimums for Chase College checking?

Chase College checking does not require a minimum initial deposit.

Chase Bank College Checking Account Minimums
Description
Minimum Opening Deposit Starting at $0
Minimum Balance to Avoid Monthly Fee Starting at $5,000

What fees does Chase College checking charge?

The good news is that this account does not have a monthly Service Charge.

Chase Bank College Checking Account Fees
Description
Monthly Fee $0 - $6
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $3 - $5
Foreign Transaction Fee (Debit Card) 3%
NSF Fee $34
Overdraft Item Fee $34
Overdraft Protection Fee (per transfer) $34
Returned Deposit Fee (Domestic) $12
Returned Deposit Fee (International) $34
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $35
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $40
Paper Statement Fee $0
Online Bill Pay Fee $0
Check Image Service $0
Debit Card Replacement Fee $5
Early Account Closure $0

Does Chase College checking charge overdraft fees?

Yes, Chase College checking charges a $34 fee for every overdraft. You can get overdraft protection at a cost of $34 per transaction.

With Chase Overdraft AssistSM, we won’t charge an Insufficient Funds Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.

What features and perks does Chase College checking offer?

This account includes the following features:

  • Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
  • Fraud monitoring - Chase College checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Chase College checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Chase College checking?

The customer support email for Chase College checking is customerdepartament@chase.com.

How do people rate the customer service and user experience of Chase College checking?

Overall, Chase College checking is strongly recommended based on community reviews that rate customer service and user experience.

Chase Bank College Checking Account Disclosure: With Chase Overdraft AssistSM, we won’t charge an Insufficient Funds Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Chase College checking

As long as you're a college student between the ages of 17 to 24, you qualify for no monthly service fee for up to 5 years. Thousands of ATMs and branches, Access to 16,000 ATMs and more than 4,700 branches. Send and receive money Using Zelle®.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

Other Services by Chase Bank

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View all checking accounts offered by Chase Bank

Availability

  Available in 48 states and Washington, D.C.
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $0
Minimum Balance to Avoid Monthly Fee Starting at $5,000
Monthly Fee $0 - $6
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $3 - $5
Foreign Transaction Fee (Debit Card) 3%
NSF Fee $34
Overdraft Item Fee $34
Overdraft Protection Fee (per transfer) $34
Returned Deposit Fee (Domestic) $12
Returned Deposit Fee (International) $34
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $35
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $40
Paper Statement Fee $0
Online Bill Pay Fee $0
Check Image Service $0
Debit Card Replacement Fee $5
Early Account Closure $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Negative Balance Lookback Period 0 years
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Nationwide ATM Network
  • Check Images with Statement
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Bauer Financial A+/A Rating
  • Branch Access
  • Member FDIC
  • Student Checking Account
Signup Bonus Starting at $100
APY (Annual Percentage Yield) 0%
(Verified 10/10/2022)

Chase Bank College Checking Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +50, equating to 4 on a 5 point rating scale.

+50

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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