Chase Bank College Checking Account

Chase Bank College Checking Account Review

Chase Bank College Checking Account is offered by Chase Bank savings accounts, a bank founded in 1877 and based in New York, NY. Chase Bank College Checking Account is available in 48 states (and Washington, DC).

Key Takeaways

• Bonus offer. Open a new account and you can get $100 (see terms and conditions for more details).
• 0% APY. As with most checking accounts, Chase Bank College Checking Account does not pay interest.
• $0 monthly account fees available. This account charges a monthly service fee of up to $6, but the fee is waived if you keep a minimum balance of $5,000.
• No minimum initial deposit. There is no minimum balance required to open an account online.
• Bill pay. Pay your bills to practically anyone in the United States through Chase Bank.

Chase College checking Pros & Cons

Chase College checking FAQ

Are checking accounts from Chase Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #628). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Chase College checking offer?

Chase College checking is not an interest-bearing account.

What are the account minimums for Chase College checking?

Chase College checking does not require a minimum initial deposit.

What fees does Chase College checking charge?

The good news is that this account does not have a monthly Service Charge.

Does Chase College checking charge overdraft fees?

With Chase Overdraft AssistSM, we won’t charge an Insufficient Funds Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.

What features and perks does Chase College checking offer?

This account includes the following features:

• Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
• Fraud monitoring - Chase College checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Chase College checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Chase College checking?

The customer support email for Chase College checking is customerdepartament@chase.com.

How do people rate the customer service and user experience of Chase College checking?

Overall, Chase College checking is strongly recommended based on community reviews that rate customer service and user experience.