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  Chase Bank College Checking Account

Chase Bank College Checking Account

in Checking Accounts from Chase Bank · fdic

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Chase Bank College Checking Account

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in Checking Accounts from Chase Bank · Member FDIC

Net Recommendation Score +50

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +50, equating to 4 on a 5 point rating scale.

+50

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

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Monthly Fee $0 - $6
ATM Fee: Out-of-Network $5
Minimum Balance to Avoid Monthly Fee Starting at $5,000
APY (Annual Percentage Yield) 0%

Chase Bank College Checking Account Review

Chase Bank College Checking Account is offered by Chase Bank, a bank founded in 1877 and based in New York, NY. Chase Bank College Checking Account is available in 48 states (and Washington, DC).

Key Takeaways
  • 0% APY. As with most checking accounts, Chase Bank College Checking Account does not pay interest.
  • $0 monthly Service Charge available. This account charges a monthly service fee of up to $6, but the fee is waived if you keep a minimum balance of $5,000.
  • No minimum initial deposit. There is no minimum balance required to open an account.
  • Bill pay. Pay your bills to practically anyone in the United States through Chase Bank.
Chase College checking Pros & Cons
Pros Cons
  • No monthly service fee for up to 5 years while in college.
  • Monthly service fee waived (see terms for requirements).
  • Offers a $100 bonus offer.
  • Available in 48 states.
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • Access to a nationwide network of ATMs.
  • No signup bonus.
  • Does not earn interest
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a higher than average fee on out-of-network ATM transactions.
Chase College checking FAQ

Are checking accounts from Chase Bank federally insured?

Yes, your Chase Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #628). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Chase College checking offer?

Chase College checking is not an interest-bearing account.

What are the account minimums for Chase College checking?

Chase College checking does not require a minimum initial deposit.

Chase Bank College Checking Account Minimums
Description
Minimum Opening Deposit Starting at $0
Minimum Balance to Avoid Monthly Fee Starting at $5,000

What fees does Chase College checking charge?

The good news is that this account does not have a monthly Service Charge.

Chase Bank College Checking Account Fees
Description
ATM Fee: In-Network $0
Check Image Service $0
Debit Card Replacement Fee $5
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 3%
Monthly Fee $0 - $6
NSF Fee $34
Online Bill Pay Fee $0
Overdraft Item Fee $34
Overdraft Protection Fee (per transfer) $34
Paper Statement Fee $0
Returned Deposit Fee (Domestic) $12
Returned Deposit Fee (International) $34
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $35
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $40
ATM Fee: Out-of-Network $5

Does Chase College checking charge overdraft fees?

Yes, Chase College checking charges a $34 fee for every overdraft.

Chase College checking offers overdraft protection at a cost of $34 per transaction.

What features and perks does Chase College checking offer?

This account includes the following features:

  • Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
  • Fraud monitoring - Chase College checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Chase College checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Chase College checking?

The customer support email for Chase College checking is customerdepartament@chase.com.

How do people rate the customer service and user experience of Chase College checking?

Overall, Chase College checking is strongly recommended based on community reviews that rate customer service and user experience.

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Message From Chase Bank College Checking Account

As long as you're a college student between the ages of 17 to 24, you qualify for no monthly service fee for up to 5 years. Thousands of ATMs and branches, Access to 16,000 ATMs and more than 4,700 branches. Send and receive money Using Zelle®.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

Other Services by Chase Bank

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View all checking accounts offered by Chase Bank

Availability

  Available in 48 states and Washington, D.C.
  • Alabama
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $0
Minimum Balance to Avoid Monthly Fee Starting at $5,000
ATM Fee: In-Network $0
Check Image Service $0
Early Account Closure $0
Online Bill Pay Fee $0
Paper Statement Fee $0
Debit Card Replacement Fee $5
Foreign Transaction Fee (Debit Card) 3%
Monthly Fee $0 - $6
NSF Fee $34
Overdraft Item Fee $34
Overdraft Protection Fee (per transfer) $34
Returned Deposit Fee (Domestic) $12
Returned Deposit Fee (International) $34
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $35
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $40
ATM Fee: Out-of-Network $5
Account Features
  • Member FDIC
  • Branch Access
  • Bauer Financial A+/A Rating
  • Debit Card
  • Free Bill Pay
  • Fraud Protection
  • Debit Card Lock/Unlock
  • Fraud Monitoring
  • Mobile Banking
  • Check Images with Statement
  • Nationwide ATM Network
  • No Monthly Maintenance Fee
  • Mobile Check Deposit
  • Student Checking Account
Signup Bonus Starting at $100

Chase Bank College Checking Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +50, equating to 4 on a 5 point rating scale.

+50

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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