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  Chase Bank College Checking Account

Chase Bank College Checking Account

in Checking Accounts from Chase Bank · Member fdic

Claimed

Chase Bank College Checking Account

Claimed

in Checking Accounts from Chase Bank · Member FDIC

Net Recommendation Score +50

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +50, equating to 4 on a 5 point rating scale.

+50

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

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Monthly Fee $0 - $6
ATM Fee: Out-of-Network $5
Minimum Balance to Avoid Monthly Fee $5,000
APY (Annual Percentage Yield) 0%

Chase Bank College Checking Account Review

Chase Bank College Checking Account is offered by Chase Bank, a bank founded in 1877 and based in New York, NY. Chase Bank College Checking Account is available in 48 states (and Washington, DC).

Key Takeaways
  • $100 Bonus offer. Open a new account and you can get up to $100 (see terms and conditions for more details).
  • 0% APY. As with most checking accounts, Chase Bank College Checking Account does not pay interest.
  • Charges a monthly fee. This account charges a monthly maintenance fee of up to $6, but the fee is waived if you keep a minimum balance of $5,000.
  • No minimum initial deposit. There is no minimum balance required to open an account.
  • Free bill pay. Pay your bills to practically anyone in the United States through Chase Bank.
  • Hard credit pull. Chase Bank may require a hard pull on your credit report to open a checking account.
Chase Bank College Checking Account Pros & Cons
Pros Cons
  • No monthly service fee for up to 5 years while in college.
  • Offers a $100 bonus offer.
  • Available in 48 states.
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • Access to a nationwide network of ATMs.
  • Does not earn interest
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a higher than average fee on out-of-network ATM transactions.
Chase Bank College Checking Account FAQ

Are checking accounts from Chase Bank federally insured?

Yes, your Chase Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #628). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Chase Bank College Checking Account offer?

Chase Bank College Checking Account is not an interest-bearing account.

What are the account minimums for Chase Bank College Checking Account?

Chase Bank College Checking Account does not require a minimum initial deposit.

Chase Bank College Checking Account Account Minimums
Description Amount
Minimum Opening Deposit $0
Minimum Balance to Avoid Monthly Fee $5,000

What fees does Chase Bank College Checking Account charge?

The good news is that this account does not have a monthly service charge.

Chase Bank College Checking Account Fees
Description
ATM Fee: In-Network $0
Check Image Service $0
Debit Card Replacement Fee $5
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 3%
Monthly Fee $0 - $6
NSF Fee $34
Online Bill Pay Fee $0
Overdraft Item Fee $34
Overdraft Protection Fee (per transfer) $34
Paper Statement Fee $0
Returned Deposit Fee (Domestic) $12
Returned Deposit Fee (International) $34
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $35
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $40
ATM Fee: Out-of-Network $5

What features and perks does Chase Bank College Checking Account offer?

This account includes the following features:

  • Bonus offer - Open an account and you may receive a bonus of up to $100. See offer page for more details.
  • Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
  • Fraud monitoring - Chase Bank College Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Chase Bank College Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 48 states and Washington, D.C.
  • Alabama
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $0
Minimum Balance to Avoid Monthly Fee $5,000
ATM Fee: In-Network $0
Check Image Service $0
Early Account Closure $0
Online Bill Pay Fee $0
Paper Statement Fee $0
Debit Card Replacement Fee $5
Foreign Transaction Fee (Debit Card) 3%
Monthly Fee $0 - $6
NSF Fee $34
Overdraft Item Fee $34
Overdraft Protection Fee (per transfer) $34
Returned Deposit Fee (Domestic) $12
Returned Deposit Fee (International) $34
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $35
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $40
ATM Fee: Out-of-Network $5
Bank Account Features
  • FDIC Member
  • Branch Access
  • Bauer Financial A+/A Rating
  • Debit Card
  • Free Bill Pay
  • Fraud Protection
  • Debit Card Lock/Unlock
  • Fraud Monitoring
  • Mobile Banking
  • Check Images with Statement
  • Nationwide ATM Network
  • No Monthly Maintenance Fee
  • Mobile Check Deposit
  • Student Checking Account
Signup Bonus Starting at $100

Chase Bank College Checking Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +50, equating to 4 on a 5 point rating scale.

+50

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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