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Chase First Banking

in Checking Accounts from Chase Bank · fdic

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Chase First Banking

Claimed Promo Offer Available!

in Checking Accounts from Chase Bank · Member FDIC

SuperMoney Net Recommendation Score +82

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +82, equating to 4.6 on a 5 point rating scale.

+82

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Strongly recommended

10 users recommend
0 users are unsure
1 user doesn't recommend
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Highlights
Community Rating Strongly recommended
Monthly Fee $0
ATM Fee: Out-of-Network $2.50
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0%
Number of Reviews 11

Chase First Banking Review

Chase First Banking is offered by Chase Bank, a bank founded in 1877 and based in New York, NY. Chase First Banking is available in 48 states (and Washington, DC).

Key Takeaways
  • Exclusively for Chase checking customers.
  • Designed for children aged 6-17.
  • 0% APY. As with most checking accounts, Chase First Banking does not pay interest.
  • $0 monthly fee. This account does not charge a monthly Service Charge.
  • No minimum initial deposit. There is no minimum balance required to open an account.
Chase First Banking Pros & Cons
Pros Cons
  • Available in 48 states.
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • Access to a nationwide network of ATMs.
  • Designed for children aged 6-17 and available to current Chase checking customers only.
  • Does not earn interest
  • Does not offer mobile check deposits.
  • Charges a higher than average fee on out-of-network ATM transactions.
Chase First Banking FAQ

Are checking accounts from Chase Bank federally insured?

Yes, your Chase Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #628). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Chase First Banking offer?

Chase First Banking is not an interest-bearing account.

What are the account minimums for Chase First Banking?

Chase First Banking does not require a minimum initial deposit.

Chase First Banking Minimums
Description
Minimum Opening Deposit $0

What fees does Chase First Banking charge?

The good news is that this account does not have a monthly Service Charge.

Chase First Banking Fees
Description
ATM Fee: In-Network $0
Check Image Service $0
Debit Card Replacement Fee $5
Foreign Transaction Fee (Debit Card) 3%
Monthly Fee $0
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Returned Deposit Fee (Domestic) $12
Returned Deposit Fee (International) $12
Stop Payment Fee $30
ATM Fee: Out-of-Network $2.50

Does Chase First Banking charge overdraft fees?

No, Chase First Banking does not charge overdraft fees.

What features and perks does Chase First Banking offer?

This account includes the following features:

  • Fraud monitoring - Chase First Banking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Mobile Banking Services - Chase First Banking allows you to manage your money online or with a mobile app.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Chase First Banking?

The customer support email for Chase First Banking is customerdepartament@chase.com.

How do people rate the customer service and user experience of Chase First Banking?

Overall, Chase First Banking is strongly recommended based on community reviews that rate customer service and user experience.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Chase First Banking

Exclusively for Chase checking customers, Chase First Banking helps parents teach their teens and kids about money by giving parents the control they want and kids the freedom they need to learn.

Contact

Promotional Offers

Special Offers

Open a checking account for your kids with no monthly service fees.

Chase First BankingSM is available exclusively for Chase checking customers to help teens and kids build good money habits.

Not a Chase checking customer yet? Open a checking account with Chase first.

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

Other Services by Chase Bank

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Availability

  Available in 48 states and Washington, D.C.
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

ATM Fee: In-Network $0
Check Image Service $0
Monthly Fee $0
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Debit Card Replacement Fee $5
Foreign Transaction Fee (Debit Card) 3%
Returned Deposit Fee (Domestic) $12
Returned Deposit Fee (International) $12
Stop Payment Fee $30
ATM Fee: Out-of-Network $2.50
Account Features
  • No Monthly Maintenance Fee
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Branch Access
  • Member FDIC
  • Teen Checking Account

Chase First Banking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +82, equating to 4.6 on a 5 point rating scale.

+82

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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