Chase First Banking

Claimed

in Checking Accounts from Chase Bank · Member FDIC

SuperMoney Net Recommendation Score +88

Strongly recommended

38 users recommend

3 users are unsure

1 user doesn't recommend

Highlights
Community Rating	Strongly recommended
Cashback Rewards	N/A
APY (Annual Percentage Yield)	0% (Verified 08/04/2023)
Monthly Fee	$0 (Verified 08/04/2023)
Minimum Balance to Avoid Monthly Fee	N/A
Number of Reviews	42

Chase First Banking Review

Chase First Banking is offered by Chase Bank, a bank founded in 1877 and based in New York, NY. Chase First Banking is available in 48 states (and Washington, DC).

Key Takeaways

Exclusively for Chase checking customers.
Designed for children aged 6-17.
0% APY. As with most checking accounts, Chase First Banking does not pay interest.
Supports joint accounts. This allows two people to have equal authority over the management of an account.
$0 monthly fee. This account does not charge any monthly account fees.
No minimum initial deposit. There is no minimum balance required to open an account online.

Chase First Banking Pros & Cons

Pros	Cons
Joint accounts available. Available in 48 states. Access to physical branches. Free debit card and the option to lock/unlock the card if lost or stolen Access to a nationwide network of ATMs.	Designed for children aged 6-17 and available to current Chase checking customers only. Does not earn interest Does not offer mobile check deposits. Charges a higher than average fee on out-of-network ATM transactions.

Chase First Banking FAQ

Are checking accounts from Chase Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #628). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Chase First Banking offer?

Chase First Banking is not an interest-bearing account.

What are the account minimums for Chase First Banking?

Chase First Banking does not require a minimum initial deposit.

Chase First Banking Minimums
Description
Minimum Opening Deposit	$0

What fees does Chase First Banking charge?

The good news is that this account does not have a monthly Service Charge.

Chase First Banking Fees
Description
Monthly Fee	$0
ATM Fee: In-Network	$0
ATM Fee: Out-of-Network	Starting at $3.00
Foreign Transaction Fee (Debit Card)	3%
Overdraft Item Fee	$0
Overdraft Protection Fee (per transfer)	$0
Returned Deposit Fee (Domestic)	$12
Returned Deposit Fee (International)	$12
Stop Payment Fee	$30
Check Image Service	$0
Debit Card Replacement Fee	$5

Does Chase First Banking charge overdraft fees?

No, Chase First Banking does not charge overdraft fees.

What features and perks does Chase First Banking offer?

This account includes the following features:

Fraud monitoring - Chase First Banking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Mobile Banking Services - Chase First Banking allows you to manage your money online or with a mobile app.
Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Chase First Banking?

The customer support email for Chase First Banking is customerdepartament@chase.com.

How do people rate the customer service and user experience of Chase First Banking?

Overall, Chase First Banking is strongly recommended based on community reviews that rate customer service and user experience.

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