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  Chase First Banking
Chase First Banking
in Checking Accounts from Chase Bank · Member FDIC
Claimed

Chase First Banking

Claimed
in Checking Accounts from Chase Bank · Member FDIC
SuperMoney Net Recommendation Score +88  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +88, equating to 4.8 on a 5 point rating scale.

+88

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Strongly recommended

36 users recommend
3 users are unsure
1 user doesn't recommend
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Highlights
Community Rating Strongly recommended
Cashback Rewards N/A
APY (Annual Percentage Yield) 0%
Monthly Fee $0
Minimum Balance to Avoid Monthly Fee N/A
Number of Reviews 40

Chase First Banking Review

Chase First Banking is offered by Chase Bank, a bank founded in 1877 and based in New York, NY. Chase First Banking is available in 48 states (and Washington, DC).

Key Takeaways

  • Exclusively for Chase checking customers.
  • Designed for children aged 6-17.
  • $0 Bonus offer. Open a new account and you can get
  • 0% APY. As with most checking accounts, Chase First Banking does not pay interest.
  • Supports joint accounts. This allows two people to have equal authority over the management of an account.
  • $0 monthly fee. This account does not charge any monthly account fees.
  • No minimum initial deposit. There is no minimum balance required to open an account online.

Chase First Banking Pros & Cons

Pros Cons
  • Joint accounts available.
  • Available in 48 states.
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • Access to a nationwide network of ATMs.
  • Designed for children aged 6-17 and available to current Chase checking customers only.
  • Does not earn interest
  • Does not offer mobile check deposits.
  • Charges a higher than average fee on out-of-network ATM transactions.

Chase First Banking FAQ

Are checking accounts from Chase Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #628). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Chase First Banking offer?

Chase First Banking is not an interest-bearing account.

What are the account minimums for Chase First Banking?

Chase First Banking does not require a minimum initial deposit.

Chase First Banking Minimums
Description
Minimum Opening Deposit $0

What fees does Chase First Banking charge?

The good news is that this account does not have a monthly Service Charge.

Chase First Banking Fees
Description
Monthly Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $3.00
Foreign Transaction Fee (Debit Card) 3%
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Returned Deposit Fee (Domestic) $12
Returned Deposit Fee (International) $12
Stop Payment Fee $30
Check Image Service $0
Debit Card Replacement Fee $5

Does Chase First Banking charge overdraft fees?

No, Chase First Banking does not charge overdraft fees.

What features and perks does Chase First Banking offer?

This account includes the following features:

  • Fraud monitoring - Chase First Banking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Mobile Banking Services - Chase First Banking allows you to manage your money online or with a mobile app.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Chase First Banking?

The customer support email for Chase First Banking is customerdepartament@chase.com.

How do people rate the customer service and user experience of Chase First Banking?

Overall, Chase First Banking is strongly recommended based on community reviews that rate customer service and user experience.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Chase First Banking

Exclusively for Chase checking customers, Chase First Banking helps parents teach their teens and kids about money by giving parents the control they want and kids the freedom they need to learn.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

Other Services by Chase Bank

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View all checking accounts offered by Chase Bank

Availability

  Available in 48 states and Washington, D.C.
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Minimum Opening Deposit $0
Monthly Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $3.00
Foreign Transaction Fee (Debit Card) 3%
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Returned Deposit Fee (Domestic) $12
Returned Deposit Fee (International) $12
Stop Payment Fee $30
Check Image Service $0
Debit Card Replacement Fee $5
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • No Monthly Maintenance Fee
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Branch Access
  • Member FDIC
  • Teen Checking Account
  • Joint Accounts
Signup Bonus $0
APY (Annual Percentage Yield) 0%

Chase First Banking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +88, equating to 4.8 on a 5 point rating scale.

+88

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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