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  Chase Private Client

Chase Private Client

in Checking Accounts from Chase Bank · Member FDIC

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Chase Private Client

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in Checking Accounts from Chase Bank · Member FDIC

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Highlights
Highlights
Monthly Fee $0
ATM Fee: Out-of-Network $0
Minimum Balance to Avoid Monthly Fee $150,000
APY (Annual Percentage Yield) 0.1%

Chase Private Client Review

Chase Private Client is offered by Chase Bank, a bank founded in 1877 and based in New York, NY. Chase Private Client is available in 32 states (and Washington, DC).

Key Takeaways
  • $2,000 Signup Bonus. Open a new account and you can get up to $2,000 if you deposit a minimum of $250,000 (see terms and conditions for more details).
  • Low APY. The maximum annual percentage yield for this account is only 0.1%.
  • $0 monthly fee. This account does not charge a monthly maintenance fee as long as you keep a minimum balance of $150000 or have a monthly direct deposit of $500.
  • No ATM fees. Chase Private Client does not charge fees on ATM transactions.
  • Free bill pay. Pay your bills to practically anyone in the United States through Chase Bank.
  • Hard credit pull. Chase Bank may require a hard pull on your credit report to open a checking account.
Chase Private Client Pros & Cons
Pros Cons
  • A team dedicated to you.
  • Banking with fewer fees.
  • Generous signup bonus.
  • Available in 32 states.
  • Interest-yielding account.
  • Access to physical branches.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
Chase Private Client FAQ

Are checking accounts from Chase Bank federally insured?

Yes, your Chase Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #628). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Chase Private Client offer?

Chase Private Client Rates & Terms
Description
APY (Annual Percentage Yield) 0.1%

Chase Private Client offers an APY of 0.1% (APY stands for annual percentage yield, rates may change).

What are the account minimums for Chase Private Client?

Chase Private Client does not require a minimum initial deposit.

Chase Private Client Account Minimums
Description Amount
Minimum Initial Deposit $0
Minimum Direct Deposit to Avoid Monthly Fee $500
Minimum Balance to Avoid Monthly Fee $150,000

What fees does Chase Private Client charge?

The good news is that this account does not have a monthly service charge.

Chase Private Client Fees
Description
Monthly Fee $0
Paper Statement Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0
NSF Fee $0
Overdraft Protection Fee (per transfer) $34
Overdraft Item Fee $34
Early Account Closure $0
Returned Deposit Fee (Domestic) $12
Debit Card Replacement Fee $0
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $0
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) 0%
Wire Transfer Fee - Domestic (Outgoing) $0
Wire Transfer Fee - International (Outgoing) $0
Wire Transfer Fee - International (Incoming) $0
Returned Deposit Fee (International) $34
Wire Transfer Fee - Domestic (Incoming) $0
ATM Reimbursement Monthly Limit N/A

What features and perks does Chase Private Client offer?

This account includes the following features:

  • Automatic savings - Set up an automatic transfer from your checking account to a savings account and you'll never have to second-guess your saving decisions again.
  • Signup Bonus - Open an account and you will receive a signup bonus of up to $2000 if you deposit a minimum of $250,000.
  • Check images with statement - Reconciiling your accounts ank complying with document retention standards is easier when you have access to a copy of your checks.
  • Fraud monitoring - Chase Private Client monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Chase Private Client allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
Chase Private Client Disclosure: Enjoy a $2,000 bonus when you join Chase Private Client. Within 45 days, transfer a total of $250,000 or more in qualifying new money or securities to a combination of eligible checking, savings and/or investment accounts, (excludes: Chase business checking and savings accounts, any You InvestSM, J.P. Morgan retirement accounts and CDs) and maintain that balance for 90 days. Offer available to existing Chase customers only.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 32 states and Washington, D.C.
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kentucky
  • Louisiana
  • Maryland
  • Massachusetts
  • Michigan
  • Mississippi
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • West Virginia
  • Wisconsin

Feature Breakdown

Minimum Direct Deposit to Avoid Monthly Fee $500
Minimum Initial Deposit $0
Minimum Balance to Avoid Monthly Fee $150,000
ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $0
NSF Fee $0
Online Bill Pay Fee $0
Paper Statement Fee $0
Stop Payment Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $0
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $0
ATM Fee: Out-of-Network $0
Overdraft Item Fee $34
Overdraft Protection Fee (per transfer) $34
Returned Deposit Fee (Domestic) $12
Returned Deposit Fee (International) $34
Bank Account Features
  • Automatic Savings
  • Bauer Financial A+/A Rating
  • Branch Access
  • Check Images with Statement
  • Debit Card
  • FDIC Member
  • Fraud Monitoring
  • Free Bill Pay
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • No ATM Fees
  • No Monthly Maintenance Fee
Signup Bonus $2,000
Signup Deposit Requirement $250,000
APY (Annual Percentage Yield) 0.1%

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