SuperMoney 
  Citizens Equity First Credit Union Checking Account

Citizens Equity First Credit Union Checking Account

in Checking Accounts from Citizens Equity First Credit Union

Unaffiliated

Citizens Equity First Credit Union Checking Account

Unaffiliated

in Checking Accounts from Citizens Equity First Credit Union

SuperMoney Net Recommendation Score 0% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly recommended

0 users recommend
1 user is unsure
0 users don't recommend
Cast your vote
Cast your vote

Would you recommend Citizens Equity First Credit Union Checking Account to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Community Rating Mostly recommended
Monthly Fee $0 - $6
Minimum Balance to Avoid Monthly Fee N/A
ATM Fee: Out-of-Network $1
APY 0.1%

Citizens Equity First Credit Union Checking Account Review

Where is Citizens Equity First Credit Union Checking Account available?

Citizens Equity First Credit Union is a credit union based in Peoria, IL. It was founded in 1937 and offers banking services in 2 states across the USA.

Is Citizens Equity First Credit Union Checking Account insured by the FDIC?

Citizens Equity First Credit Union Checking Account is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if Citizens Equity First Credit Union Checking Account were to fall into financial difficulties.

What APY does Citizens Equity First Credit Union offer?

Citizens Equity First Credit Union Checking Account Rates and Terms
Rates Amount
APY 0.1%

Citizens Equity First Credit Union Checking Account offers an APY of 0.1% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $2500.

What are the account minimums for Citizens Equity First Credit Union Checking Account?

Citizens Equity First Credit Union Checking Account requires a minimum initial deposit of $25 to open an account.

Citizens Equity First Credit Union Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $25
APY Minimum Balance $2,500
Minimum Combined Balance to Avoid Monthly Fee $5,000
Minimum Direct Deposit to Avoid Monthly Fee $200

What fees does Citizens Equity First Credit Union Checking Account charge?

This account charges a monthly maintenance fee of up to $6.

Citizens Equity First Credit Union Checking Account Fees
Description
Monthly Fee $0 - $6
Paper Statement Fee $5
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $1
NSF Fee $30
Overdraft Protection Fee (per transfer) $8
Overdraft Item Fee $30
Early Account Closure $0
Returned Deposit Fee (Domestic) $20
Debit Card Replacement Fee $10
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $15
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) 1%
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $50
Wire Transfer Fee - International (Incoming) $20
Returned Deposit Fee (International) $20
Wire Transfer Fee - Domestic (Incoming) $10

What features and perks does Citizens Equity First Credit Union Checking Account offer?

This account includes the following features:

  • Signup Bonus - Open an account and you will receive a signup bonus of up to $75 if you deposit a minimum of $.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Citizens Equity First Credit Union Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

Other Services by Citizens Equity First Credit Union

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 2 states
  • California
  • Illinois

Feature Breakdown

APY Minimum Balance $2,500
Minimum Initial Deposit $25
Minimum Combined Balance to Avoid Monthly Fee $5,000
Minimum Direct Deposit to Avoid Monthly Fee $200
ATM Fee: In-Network $0
Early Account Closure $0
Online Bill Pay Fee $0
Monthly Fee $0 - $6
Paper Statement Fee $5
ATM Fee: Out-of-Network $1
NSF Fee $30
Overdraft Protection Fee (per transfer) $8
Overdraft Item Fee $30
Returned Deposit Fee (Domestic) $20
Debit Card Replacement Fee $10
Stop Payment Fee $15
Foreign Transaction Fee (Debit Card) 1%
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $50
Wire Transfer Fee - International (Incoming) $20
Returned Deposit Fee (International) $20
Wire Transfer Fee - Domestic (Incoming) $10
Bank Account Features
  • Bauer Financial A+/A Rating
  • Debit Card
  • Free Bill Pay
  • Interest Bearing Account
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • NCUA Member
Signup Deposit Requirement $0
Signup Bonus $75
APY 0.1%

Citizens Equity First Credit Union Checking Account Community Reviews

 
 

Would you recommend Citizens Equity First Credit Union Checking Account to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Checking Accounts