Citizens Equity First Credit Union Checking Account Review

Where is Citizens Equity First Credit Union Checking Account available?

Citizens Equity First Credit Union is a credit union based in Peoria, IL. It was founded in 1937 and offers banking services in 2 states across the USA.

Is Citizens Equity First Credit Union Checking Account insured by the FDIC?

Citizens Equity First Credit Union Checking Account is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if Citizens Equity First Credit Union Checking Account were to fall into financial difficulties.

What APY does Citizens Equity First Credit Union offer?

Citizens Equity First Credit Union Checking Account Rates and Terms

Rates	Amount
APY	0.1%

Citizens Equity First Credit Union Checking Account offers an APY of 0.1% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $2500.

What are the account minimums for Citizens Equity First Credit Union Checking Account?

Citizens Equity First Credit Union Checking Account requires a minimum initial deposit of $25 to open an account.

Citizens Equity First Credit Union Checking Account Account Minimums

Description	Amount
Minimum Initial Deposit	$25
APY Minimum Balance	$2,500
Minimum Combined Balance to Avoid Monthly Fee	$5,000
Minimum Direct Deposit to Avoid Monthly Fee	$200

What fees does Citizens Equity First Credit Union Checking Account charge?

This account charges a monthly maintenance fee of up to $6.

Citizens Equity First Credit Union Checking Account Fees

Description
Monthly Fee	$0 - $6
Paper Statement Fee	$5
ATM Fee: In-Network	$0
ATM Fee: Out-of-Network	$1
NSF Fee	$30
Overdraft Protection Fee (per transfer)	$8
Overdraft Item Fee	$30
Early Account Closure	$0
Returned Deposit Fee (Domestic)	$20
Debit Card Replacement Fee	$10
Bank Teller Fee	N/A
Check Cashing Fee	N/A
Online Bill Pay Fee	$0
Stop Payment Fee	$15
Check Image Service	N/A
Check Copy	N/A
Foreign Transaction Fee (Debit Card)	1%
Wire Transfer Fee - Domestic (Outgoing)	$25
Wire Transfer Fee - International (Outgoing)	$50
Wire Transfer Fee - International (Incoming)	$20
Returned Deposit Fee (International)	$20
Wire Transfer Fee - Domestic (Incoming)	$10

What features and perks does Citizens Equity First Credit Union Checking Account offer?

This account includes the following features:

• Signup Bonus - Open an account and you will receive a signup bonus of up to $75 if you deposit a minimum of $.
• Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Citizens Equity First Credit Union Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.