Overview

Where does Citizens Equity First Credit Union Checking Account do business?

Citizens Equity First Credit Union Checking Account is a credit union based in Peoria, IL. It was founded in 1937 and offers checking accounts services in 2 states across the USA.

What APY does Citizens Equity First Credit Union offer?

Citizens Equity First Credit Union Checking Account offers an APY of 0.1% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $2500.

What features and perks does Citizens Equity First Credit Union Checking Account offer?

This account includes the following features:

• Signup Bonus - Open an account and you will receive a signup bonus of up to $75 if you deposit a minimum of $Qualification criteria include: Open a qualifying new Checking Account by December 31. Have a minimum individual balance of $5,000 or minimum household balance of $10,000. Make five or more purchases of $15 or more in a month with a CEFCU Debit Mastercard®. Have direct deposits totaling $500 or more in a month..
• Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
• Mobile Banking - Citizens Equity First Credit Union Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

What fees does Citizens Equity First Credit Union Checking Account charge?

This account charges a monthly maintenance fee of up to $6.

• Outgoing domestic bank transfers come with a $25 fee.
• Incoming domestic bank transfers come with a $10 fee.
• Outoing international bank transfers come with a $50 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
• Incoming international bank transfers come with a $20 fee.
• Citizens Equity First Credit Union Checking Account charges $5 every time you request a paper statement.
• Every returned deposit incurs in a $5 charge.