Citizens Equity First Credit Union Dividend Checking
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| Community Rating |
Rating not yet determined |
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
0.10% (Verified 08/08/2022) |
| Monthly Fee | $0 - $6 |
| Minimum Balance to Avoid Monthly Fee | Starting at $2,500 |
Citizens Equity First Credit Union Dividend Checking Review
Citizens Equity First Credit Union Dividend Checking is offered by Citizens Equity First Credit Union, founded in 1937 and based in Peoria, IL. Citizens Equity First Credit Union Dividend Checking is available in 2 states across the USA.
- Higher than average APY. Citizens Equity First Credit Union Dividend Checking has an annual percentage yield of up to 0.10%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $2500.
- Charges a monthly fee. This account charges a monthly service fee of up to $6, but the fee is waived if you keep a minimum balance of $2,500.
- Large minimum initial deposit. You need a minimum deposit of $2,500 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
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Are checking accounts from Citizens Equity First Credit Union federally insured?
No, your Citizens Equity First Credit Union checking accounts are not insured by a federal insurance agency. This means that if Citizens Equity First Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.
What APY does CEFCU checking account offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.10% |
CEFCU checking account offers an APY of 0.10% (APY stands for annual percentage yield, rates may change). However, to earn interest account holders must keep an average beginning day balance of $2500.
What are the account minimums for CEFCU checking account?
CEFCU checking account requires a minimum initial deposit of $2,500 to open an account.
| Description | |
|---|---|
| Minimum Balance to Earn APY | $2,500 |
| Minimum Opening Deposit | Starting at $2,500 |
| Minimum Balance to Avoid Monthly Fee | Starting at $2,500 |
What fees does CEFCU checking account charge?
This account charges a monthly service fee of up to $6.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Debit Card Replacement Fee | $10 |
| Early Account Closure | $0 |
| Foreign Transaction Fee (Debit Card) | 1% |
| Monthly Fee | $0 - $6 |
| NSF Fee | $30 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $30 |
| Overdraft Protection Fee (per transfer) | $8 |
| Paper Statement Fee | $5 |
| Returned Deposit Fee (Domestic) | $20 |
| Returned Deposit Fee (International) | $20 |
| Stop Payment Fee | $15 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
| Wire Transfer Fee - Domestic (Outgoing) | $25 |
| Wire Transfer Fee - International (Incoming) | $20 |
| Wire Transfer Fee - International (Outgoing) | $50 |
| ATM Fee: Out-of-Network | Starting at $1 |
Does CEFCU checking account charge overdraft fees?
Yes, CEFCU checking account charges a $30 fee for every overdraft.CEFCU checking account offers overdraft protection at a cost of $8 per transaction.
What features and perks does CEFCU checking account offer?
This account includes the following features:
What is the customer support email for CEFCU checking account?
The customer support email for CEFCU checking account is email@cefcu.com.
How do people rate the customer service and user experience of CEFCU checking account?
Overall, CEFCU checking account is mostly recommended based on community reviews that rate customer service and user experience.
Message From Citizens Equity First Credit Union
Contact
- Headquarters
-
5401 W Dirksen Pkwy
Peoria, IL 61607 USA - (309) 633-7000
- Visit Site
- Email Support
Other Services by Citizens Equity First Credit Union
Availability
- California
- Illinois
Feature Breakdown
| Minimum Balance to Earn APY | $2,500 |
| Minimum Opening Deposit | Starting at $2,500 |
| Minimum Balance to Avoid Monthly Fee | Starting at $2,500 |
Citizens Equity First Credit Union Dividend Checking Community Reviews
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