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  Citizens Equity First Credit Union Dividend Checking

Citizens Equity First Credit Union Dividend Checking

in Checking Accounts from Citizens Equity First Credit Union

Unaffiliated

Citizens Equity First Credit Union Dividend Checking

Unaffiliated

in Checking Accounts from Citizens Equity First Credit Union

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Highlights
Highlights
Community Rating

Rating not yet determined

In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Monthly Fee $0 - $6
ATM Fee: Out-of-Network $1
Minimum Balance to Avoid Monthly Fee $2,500
APY (Annual Percentage Yield) 0.1%

Citizens Equity First Credit Union Dividend Checking Review

Citizens Equity First Credit Union Dividend Checking is offered by Citizens Equity First Credit Union, a credit union founded in 1937 and based in Peoria, IL. Citizens Equity First Credit Union Dividend Checking is available in 2 states across the USA.

Are checking accounts from Citizens Equity First Credit Union federally insured?

No, your Citizens Equity First Credit Union checking accounts are not insured by a federal insurance agency. This means that if Citizens Equity First Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does Citizens Equity First Credit Union Dividend Checking offer?

Citizens Equity First Credit Union Dividend Checking Rates & Terms
Description
APY (Annual Percentage Yield) 0.1%
Terms & Conditions URL N/A

Citizens Equity First Credit Union Dividend Checking offers an APY of 0.1% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $2500.

What are the account minimums for Citizens Equity First Credit Union Dividend Checking?

Citizens Equity First Credit Union Dividend Checking requires a minimum initial deposit of $2,500 to open an account.

Citizens Equity First Credit Union Dividend Checking Account Minimums
Description Amount
Minimum Initial Deposit $2500
APY Minimum Balance $2,500
Minimum Balance to Avoid Monthly Fee $2,500

What fees does Citizens Equity First Credit Union Dividend Checking charge?

This account charges a monthly maintenance fee of up to $6.

Citizens Equity First Credit Union Dividend Checking Fees
Description
Monthly Fee $0 - $6
Paper Statement Fee $5
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $1
NSF Fee $30
Overdraft Protection Fee (per transfer) $8
Overdraft Item Fee $30
Early Account Closure $0
Returned Deposit Fee (Domestic) $20
Debit Card Replacement Fee $10
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $15
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) 1%
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $50
Wire Transfer Fee - International (Incoming) $20
Returned Deposit Fee (International) $20
Wire Transfer Fee - Domestic (Incoming) $10
ATM Reimbursement Monthly Limit N/A

What features and perks does Citizens Equity First Credit Union Dividend Checking offer?

This account includes the following features:

  • Fraud monitoring - Citizens Equity First Credit Union Dividend Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Citizens Equity First Credit Union Dividend Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Other Services by Citizens Equity First Credit Union

Availability

  Available in 2 states
  • California
  • Illinois

Feature Breakdown

APY Minimum Balance $2,500
Minimum Initial Deposit $2,500
Minimum Balance to Avoid Monthly Fee $2,500
ATM Fee: In-Network $0
Early Account Closure $0
Online Bill Pay Fee $0
Debit Card Replacement Fee $10
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $0 - $6
NSF Fee $30
Overdraft Item Fee $30
Overdraft Protection Fee (per transfer) $8
Paper Statement Fee $5
Returned Deposit Fee (Domestic) $20
Returned Deposit Fee (International) $20
Stop Payment Fee $15
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $20
Wire Transfer Fee - International (Outgoing) $50
ATM Fee: Out-of-Network $1
Bank Account Features
  • Bauer Financial A+/A Rating
  • Branch Access
  • Debit Card
  • Fraud Monitoring
  • Free Bill Pay
  • Interest Bearing Account
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • NCUA Member
APY (Annual Percentage Yield) 0.1%

Citizens Equity First Credit Union Dividend Checking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

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No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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