Citizens Equity First Credit Union Checking Account
in Checking Accounts from Citizens Equity First Credit Union
UnaffiliatedCitizens Equity First Credit Union Checking Account
in Checking Accounts from Citizens Equity First Credit Union
Would you recommend Citizens Equity First Credit Union Checking Account to your friends?
| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 - $6 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| ATM Fee: Out-of-Network | $1 |
| APY | 0.1% |
Citizens Equity First Credit Union Checking Account Review
Citizens Equity First Credit Union Checking Account is offered by Citizens Equity First Credit Union, a credit union founded in 1937 and based in Peoria, IL. Citizens Equity First Credit Union Checking Account is offered in 2 states across the USA.
Are checking accounts from Citizens Equity First Credit Union federally insured?
No, your Citizens Equity First Credit Union checking accounts are not insured by a federal insurance agency. This means that if Citizens Equity First Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.
What APY does Citizens Equity First Credit Union offer?
| Description | |
|---|---|
| APY | 0.1% |
Citizens Equity First Credit Union Checking Account offers an APY of 0.1% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $2500.
What are the account minimums for Citizens Equity First Credit Union Checking Account?
Citizens Equity First Credit Union Checking Account requires a minimum initial deposit of $25 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $25 |
| APY Minimum Balance | $2,500 |
| Minimum Combined Balance to Avoid Monthly Fee | $5,000 |
| Minimum Direct Deposit to Avoid Monthly Fee | $200 |
What fees does Citizens Equity First Credit Union Checking Account charge?
This account charges a monthly maintenance fee of up to $6.
| Description | |
|---|---|
| Monthly Fee | $0 - $6 |
| Paper Statement Fee | $5 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $1 |
| NSF Fee | $30 |
| Overdraft Protection Fee (per transfer) | $8 |
| Overdraft Item Fee | $30 |
| Early Account Closure | $0 |
| Returned Deposit Fee (Domestic) | $20 |
| Debit Card Replacement Fee | $10 |
| Bank Teller Fee | N/A |
| Check Cashing Fee | N/A |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $15 |
| Check Image Service | N/A |
| Check Copy | N/A |
| Foreign Transaction Fee (Debit Card) | 1% |
| Wire Transfer Fee - Domestic (Outgoing) | $25 |
| Wire Transfer Fee - International (Outgoing) | $50 |
| Wire Transfer Fee - International (Incoming) | $20 |
| Returned Deposit Fee (International) | $20 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
What features and perks does Citizens Equity First Credit Union Checking Account offer?
This account includes the following features:
- Signup Bonus - Open an account and you will receive a signup bonus of up to $75 if you deposit a minimum of $.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Citizens Equity First Credit Union Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Contact
- Headquarters
-
5401 W Dirksen Pkwy
Peoria, IL 61607 USA - (309) 633-7000
- Visit Site
Other Services by Citizens Equity First Credit Union
Availability
- California
- Illinois
Feature Breakdown
| APY Minimum Balance | $2,500 |
| Minimum Initial Deposit | $25 |
| Minimum Combined Balance to Avoid Monthly Fee | $5,000 |
| Minimum Direct Deposit to Avoid Monthly Fee | $200 |
Citizens Equity First Credit Union Checking Account Community Reviews
Would you recommend Citizens Equity First Credit Union Checking Account to your friends?
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