Citizens Equity First Credit Union Dividend Checking
in Checking Accounts from Citizens Equity First Credit Union · Member ncua
UnaffiliatedCitizens Equity First Credit Union Dividend Checking
in Checking Accounts from Citizens Equity First Credit Union · Member NCUSIF
Would you recommend Citizens Equity First Credit Union Dividend Checking to your friends?
| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 - $6 |
| ATM Fee: Out-of-Network | $1 |
| Minimum Balance to Avoid Monthly Fee | $2,500 |
| APY (Annual Percentage Yield) | 0.05% |
Citizens Equity First Credit Union Dividend Checking Review
Citizens Equity First Credit Union Dividend Checking is offered by Citizens Equity First Credit Union, a credit union founded in 1937 and based in Peoria, IL. Citizens Equity First Credit Union Dividend Checking is available in 2 states across the USA.
- Low APY. The maximum annual percentage yield for this account is only 0.05%.
- Charges a monthly fee. This account charges a monthly maintenance fee of up to $6, but the fee is waived if you keep a minimum balance of $2,500.
- Large minimum initial deposit. You need a minimum deposit of $2,500 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
- Free bill pay. Pay your bills to practically anyone in the United States through Citizens Equity First Credit Union.
- Hard credit pull. Citizens Equity First Credit Union may require a hard pull on your credit report to open a checking account.
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Are checking accounts from Citizens Equity First Credit Union federally insured?
Yes, your Citizens Equity First Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Citizens Equity First Credit Union Dividend Checking offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.05% |
Citizens Equity First Credit Union Dividend Checking offers an APY of 0.05% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $2500.
What are the account minimums for Citizens Equity First Credit Union Dividend Checking?
Citizens Equity First Credit Union Dividend Checking requires a minimum initial deposit of $2,500 to open an account.
| Description | Amount |
|---|---|
| Minimum Opening Deposit | $2500 |
| APY Minimum Balance | $2,500 |
| Minimum Balance to Avoid Monthly Fee | $2,500 |
What fees does Citizens Equity First Credit Union Dividend Checking charge?
This account charges a monthly maintenance fee of up to $6.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Debit Card Replacement Fee | $10 |
| Early Account Closure | $0 |
| Foreign Transaction Fee (Debit Card) | 1% |
| Monthly Fee | $0 - $6 |
| NSF Fee | $30 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $30 |
| Overdraft Protection Fee (per transfer) | $8 |
| Paper Statement Fee | $5 |
| Returned Deposit Fee (Domestic) | $20 |
| Returned Deposit Fee (International) | $20 |
| Stop Payment Fee | $15 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
| Wire Transfer Fee - Domestic (Outgoing) | $25 |
| Wire Transfer Fee - International (Incoming) | $20 |
| Wire Transfer Fee - International (Outgoing) | $50 |
| ATM Fee: Out-of-Network | $1 |
What features and perks does Citizens Equity First Credit Union Dividend Checking offer?
This account includes the following features:
- Fraud monitoring - Citizens Equity First Credit Union Dividend Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Citizens Equity First Credit Union Dividend Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Contact
- Headquarters
-
5401 W Dirksen Pkwy
Peoria, IL 61607 - Visit Site
Other Services by Citizens Equity First Credit Union
Availability
- California
- Illinois
Feature Breakdown
| APY Minimum Balance | $2,500 |
| Minimum Opening Deposit | Starting at $2,500 |
| Minimum Balance to Avoid Monthly Fee | $2,500 |
Citizens Equity First Credit Union Dividend Checking Community Reviews
Would you recommend Citizens Equity First Credit Union Dividend Checking to your friends?
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