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  Citizens Bank of Cheboygan Kasasa Cash
Citizens Bank of Cheboygan Kasasa Cash Unaffiliated

Citizens Bank of Cheboygan Kasasa Cash

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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0.05% - 1.75%
Monthly Fee $0
Minimum Balance to Avoid Monthly Fee Starting at $0

Citizens Bank of Cheboygan Kasasa Cash Review

Citizens Bank of Cheboygan Kasasa Cash is offered by Citizens National Bank of Cheboygan savings accounts, a bank founded in 1931 and based in Cheboygan, MI. Citizens Bank of Cheboygan Kasasa Cash are available in 1 state across the USA.

Key Takeaways

  • Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 1.75%, which is much higher than the average for a checking account.
  • $0 monthly fee. This account does not charge any monthly account fees.
  • Up to $25 in ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
  • Bill pay. Pay your bills to practically anyone in the United States through Citizens National Bank of Cheboygan.

Citizens National Bank kasasa cash Pros & Cons

Pros Cons
  • High variable APY.
  • Access to physical branches.
  • Free debit card
  • Access to a nationwide network of ATMs.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Charges a fee on out-of-network ATM transactions.

Citizens National Bank kasasa cash FAQ

Are checking accounts from Citizens National Bank of Cheboygan federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Citizens National Bank kasasa cash offer?

Citizens National Bank kasasa cash offers an APY starting at 0.05% and ranging up to 1.75% (APY stands for annual percentage yield, rates may change).

Citizens National Bank kasasa cash Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.05% - 1.75%

What are the account minimums for Citizens National Bank kasasa cash?

Citizens National Bank kasasa cash requires a minimum initial deposit of $50 to open an account.

Citizens Bank of Cheboygan Kasasa Cash Minimums
Description
Minimum Opening Deposit Starting at $50
Minimum Balance to Avoid Monthly Fee Starting at $0
Minimum Balance to Earn APY $0

What fees does Citizens National Bank kasasa cash charge?

The good news is that this account does not have a monthly Service Charge.

Citizens Bank of Cheboygan Kasasa Cash Fees
Description
Monthly Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $1.50
ATM Reimbursement Monthly Limit $25
Bank Teller Fee $0
Foreign Transaction Fee (Debit Card) 2%
NSF Fee $35
Overdraft Item Fee $35
Returned Deposit Fee (Domestic) $35
Stop Payment Fee $35
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $50
Online Bill Pay Fee $0
Check Copy $3
Check Cashing Fee $0
Debit Card Replacement Fee $5
Early Account Closure $20

Does Citizens National Bank kasasa cash charge overdraft fees?

Yes, Citizens National Bank kasasa cash charges a $35 fee for every overdraft.

What features and perks does Citizens National Bank kasasa cash offer?

This account includes the following features:

  • ATM rebates - This account will reimburse you for any domestic ATM fees up to a monthly maximum of $25.
  • Fraud monitoring - Citizens National Bank kasasa cash monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Citizens National Bank kasasa cash allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Citizens National Bank kasasa cash?

The customer support email for Citizens National Bank kasasa cash is info@cnbismybank.com.

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Message From Citizens National Bank kasasa cash

Free Kasasa Cash Checking — Earn really high interest — and ATM refunds — just for using the free services that come with your account! Free checking that pays high interest. Easy Banking Basics Are Your Key to Rewards! To earn your rewards, enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle. Simple! And don't worry if you don't meet your qualifications one month — your account is still free and will earn our base interest rate. Then you can get right back to earning your full rewards the very next month!

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by Citizens National Bank of Cheboygan

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Availability

  Available in 1 state
Michigan
Availabile in all of Michigan

Feature Breakdown

Minimum Opening Deposit Starting at $50
Minimum Balance to Avoid Monthly Fee Starting at $0
Minimum Balance to Earn APY $0
Monthly Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $1.50
ATM Reimbursement Monthly Limit $25
Bank Teller Fee $0
Foreign Transaction Fee (Debit Card) 2%
NSF Fee $35
Overdraft Item Fee $35
Returned Deposit Fee (Domestic) $35
Stop Payment Fee $35
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $50
Online Bill Pay Fee $0
Check Copy $3
Check Cashing Fee $0
Debit Card Replacement Fee $5
Early Account Closure $20
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • ATM Reimbursement
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Branch Access
  • Member FDIC
  • Check Writing
APY (Annual Percentage Yield) 0.05% - 1.75%

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