City Bank Interest Checking
in Checking Accounts from City Bank · Member FDIC
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| Monthly Fee | $12 |
| ATM Fee: Out-of-Network | $1.50 |
| Minimum Balance to Avoid Monthly Fee | $1,500 |
| APY (Annual Percentage Yield) | Starting at 0.01% |
City Bank Interest Checking Review
City Bank Interest Checking is offered by City Bank, a credit union founded in 1941 and based in Lubbock, TX. City Bank Interest Checking is available in 2 states across the USA.
- Charges a monthly fee. This account charges a monthly service fee of $12, but the fee is waived if you keep a minimum balance of $1,500.
- Free bill pay. Pay your bills to practically anyone in the United States through City Bank.
- Hard credit pull. City Bank may require a hard pull on your credit report to open a checking account.
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Are checking accounts from City Bank federally insured?
Yes, your City Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #25103). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does City Bank Interest Checking offer?
City Bank Interest Checking offers an APY starting at 0.01% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $1500.
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.01% |
What are the account minimums for City Bank Interest Checking?
| Description | Amount |
|---|---|
| Minimum Opening Deposit | $ |
| APY Minimum Balance | $1,500 |
| Minimum Balance to Avoid Monthly Service Fee | $1,500 |
What fees does City Bank Interest Checking charge?
This account charges a monthly service fee of $12.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Early Account Closure | $15 |
| Monthly Fee | $12 |
| NSF Fee | $33 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $33 |
| Overdraft Protection Fee (per transfer) | $5 |
| Paper Statement Fee | $5 |
| Returned Deposit Fee (Domestic) | $33 |
| Returned Deposit Fee (International) | $33 |
| Stop Payment Fee | $33 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
| Wire Transfer Fee - Domestic (Outgoing) | $20 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Wire Transfer Fee - International (Outgoing) | $70 |
| ATM Fee: Out-of-Network | $1.50 |
Does City Bank Interest Checking charge overdraft fees?
Yes, City Bank Interest Checking charges a $33 fee for every overdraft fee.City Bank Interest Checking offers overdraft protection at a cost of $5 per transaction.
What features and perks does City Bank Interest Checking offer?
This account includes the following features:
- Fraud monitoring - City Bank Interest Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - City Bank Interest Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
Contact
- Headquarters
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5219 City Bank Pkwy
Lubbock, TX 79407 - (806) 792-7101
- Visit Site
Other Services by City Bank
Availability
- New Mexico
- Texas
Feature Breakdown
| APY Minimum Balance | $1,500 |
| Minimum Balance to Avoid Monthly Fee | $1,500 |
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