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  City National Bank Advantage Checking Account
City National Bank Advantage Checking Account Unaffiliated

City National Bank Advantage Checking Account

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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0.05% - 0.15%
(Verified 07/18/2022)
Monthly Fee $0 - $10
Minimum Balance to Avoid Monthly Fee Starting at $5,000

City National Bank Advantage Checking Account Review

City National Bank Advantage Checking Account is offered by City National Bank of Texas, a bank founded in 1889 and based in Sulphur Springs, TX. City National Bank Advantage Checking Account is available in 1 state across the USA.

Key Takeaways

  • Higher than average APY. City National Bank Advantage Checking Account has an annual percentage yield of up to 0.15%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $5000.
  • Charges a monthly fee. This account charges a monthly service fee of up to $10, but the fee is waived if you keep a minimum balance of $5,000.
  • No minimum initial deposit. There is no minimum balance required to open an account online.
  • Bill pay. Pay your bills to practically anyone in the United States through City National Bank of Texas.

City National Bank advantage checking Pros & Cons

Pros Cons
  • Interest-yielding account.
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No signup bonus.
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Monthly service charge.

City National Bank advantage checking FAQ

Are checking accounts from City National Bank of Texas federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #5544). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does City National Bank advantage checking offer?

City National Bank advantage checking offers an APY starting at 0.05% and ranging up to 0.15% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $5000.

City National Bank advantage checking Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.05% - 0.15%

What are the account minimums for City National Bank advantage checking?

City National Bank advantage checking does not require a minimum initial deposit.

City National Bank Advantage Checking Account Minimums
Description
Minimum Opening Deposit Starting at $0
Minimum Balance to Avoid Monthly Fee Starting at $5,000
Minimum Balance to Earn APY $5,000

What fees does City National Bank advantage checking charge?

This account charges a monthly service fee of up to $10.

City National Bank Advantage Checking Account Fees
Description
Monthly Fee $0 - $10
ATM Fee: In-Network $0
Paper Statement Fee $5
Online Bill Pay Fee $0

What features and perks does City National Bank advantage checking offer?

This account includes the following features:

  • Fraud monitoring - City National Bank advantage checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - City National Bank advantage checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for City National Bank advantage checking?

The customer support email for City National Bank advantage checking is info@cnbt.bank.

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Message From City National Bank advantage checking

With 130 years plus of experience, City National Bank is constantly striving to provide the latest products and superior customer service to our community. Advantage Checking, Minimum to open - $0, Free Checks (100 per year), Unlimited check writing, Free debit card, Unlimited transactions, No service charge fee with minimum balance of $5,000.00, Estatements available at no charge, One year Safe Deposit Box rental free (based on availability), Competitive Interest rates.

Other Checking Accounts by City National Bank of Texas

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Availability

  Available in 1 state
Texas
Availabile in all of Texas

Feature Breakdown

Minimum Opening Deposit Starting at $0
Minimum Balance to Avoid Monthly Fee Starting at $5,000
Minimum Balance to Earn APY $5,000
Monthly Fee $0 - $10
ATM Fee: In-Network $0
Paper Statement Fee $5
Online Bill Pay Fee $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Interest Bearing Account
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Branch Access
  • Member FDIC
  • Check Writing
APY (Annual Percentage Yield) 0.05% - 0.15%
(Verified 07/18/2022)

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