Advertiser Disclosure

City National Bank Regular Checking Account

in Checking Accounts from City National Bank of Texas · Member fdic

Unaffiliated

City National Bank Regular Checking Account

Unaffiliated

in Checking Accounts from City National Bank of Texas · Member FDIC

Not enough votes for recommendation

Highlights
Monthly Fee	$7 - $9
ATM Fee: Out-of-Network	N/A
Minimum Balance to Avoid Monthly Fee	$500
APY (Annual Percentage Yield)	0%

City National Bank Regular Checking Account Review

City National Bank Regular Checking Account is offered by City National Bank of Texas, a bank founded in 1889 and based in Sulphur Springs, TX. City National Bank Regular Checking Account is available in 1 state across the USA.

Key Takeaways

0% APY. As with most checking accounts, City National Bank Regular Checking Account does not pay interest.
Charges a monthly fee. This account charges a monthly maintenance fee of up to $9, but the fee is waived if you keep a minimum balance of $500.
$300 minimum deposit. This account requires a higher minimum initial deposit than most of the checking accounts we track.
No minimum initial deposit. There is no minimum balance required to open an account.
Free bill pay. Pay your bills to practically anyone in the United States through City National Bank of Texas.
Hard credit pull. City National Bank of Texas may require a hard pull on your credit report to open a checking account.

City National Bank Regular Checking Account Pros & Cons

Pros	Cons
Access to physical branches. Free debit card and the option to lock/unlock the card if lost or stolen No charge on incoming domestic or international wire transfers.	No signup bonus. Does not earn interest Does not provide access to a nationwide ATM network. Only available in one state. Monthly service charge.

City National Bank Regular Checking Account FAQ

Are checking accounts from City National Bank of Texas federally insured?

Yes, your City National Bank of Texas checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #5544). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does City National Bank Regular Checking Account offer?

City National Bank Regular Checking Account is not an interest-bearing account.

What are the account minimums for City National Bank Regular Checking Account?

City National Bank Regular Checking Account requires a minimum initial deposit of $300 to open an account.

City National Bank Regular Checking Account Account Minimums
Description	Amount
Minimum Initial Deposit	$300
Minimum Balance to Avoid Monthly Fee	$500

What fees does City National Bank Regular Checking Account charge?

This account charges a monthly maintenance fee of up to $9.

City National Bank Regular Checking Account Fees
Description
Monthly Fee	$7 - $9
Paper Statement Fee	$5
ATM Fee: In-Network	$0
ATM Fee: Out-of-Network	N/A
NSF Fee	N/A
Overdraft Protection Fee (per transfer)	N/A
Overdraft Item Fee	N/A
Early Account Closure	N/A
Returned Deposit Fee (Domestic)	N/A
Debit Card Replacement Fee	N/A
Bank Teller Fee	N/A
Check Cashing Fee	N/A
Online Bill Pay Fee	$0
Stop Payment Fee	N/A
Check Image Service	N/A
Check Copy	N/A
Foreign Transaction Fee (Debit Card)	N/A
Wire Transfer Fee - Domestic (Outgoing)	N/A
Wire Transfer Fee - International (Outgoing)	N/A
Wire Transfer Fee - International (Incoming)	N/A
Returned Deposit Fee (International)	N/A
Wire Transfer Fee - Domestic (Incoming)	N/A
ATM Reimbursement Monthly Limit	N/A

What features and perks does City National Bank Regular Checking Account offer?

This account includes the following features:

Fraud monitoring - City National Bank Regular Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - City National Bank Regular Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.