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  City National Bank Regular Checking Account

City National Bank Regular Checking Account

in Checking Accounts from City National Bank of Texas · Member fdic

Unaffiliated

City National Bank Regular Checking Account

Unaffiliated

in Checking Accounts from City National Bank of Texas · Member FDIC

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Highlights
Monthly Fee $0 - $9
ATM Fee: Out-of-Network N/A
Minimum Balance to Avoid Monthly Fee $501
APY (Annual Percentage Yield) 0%

City National Bank Regular Checking Account Review

City National Bank Regular Checking Account is offered by City National Bank of Texas, a bank founded in 1889 and based in Sulphur Springs, TX. City National Bank Regular Checking Account is available in 1 state across the USA.

Key Takeaways
  • 0% APY. As with most checking accounts, City National Bank Regular Checking Account does not pay interest.
  • Charges a monthly fee. This account charges a monthly service fee of up to $9, but the fee is waived if you keep a minimum balance of $501.
  • $300 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • Free bill pay. Pay your bills to practically anyone in the United States through City National Bank of Texas.
  • Hard credit pull. City National Bank of Texas may require a hard pull on your credit report to open a checking account.
City National Bank Regular Checking Account Pros & Cons
Pros Cons
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not earn interest
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Monthly service charge.
City National Bank Regular Checking Account FAQ

Are checking accounts from City National Bank of Texas federally insured?

Yes, your City National Bank of Texas checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #5544). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does City National Bank Regular Checking Account offer?

City National Bank Regular Checking Account is not an interest-bearing account.

What are the account minimums for City National Bank Regular Checking Account?

City National Bank Regular Checking Account requires a minimum initial deposit of $300 to open an account.

City National Bank Regular Checking Account Account Minimums
Description Amount
Minimum Opening Deposit $300
Minimum Balance to Avoid Monthly Service Fee $501

What fees does City National Bank Regular Checking Account charge?

This account charges a monthly service fee of up to $9.

City National Bank Regular Checking Account Fees
Description
ATM Fee: In-Network $0
Monthly Fee $0 - $9
Online Bill Pay Fee $0
Paper Statement Fee $5

Does City National Bank Regular Checking Account charge overdraft fees?

What features and perks does City National Bank Regular Checking Account offer?

This account includes the following features:

  • Fraud monitoring - City National Bank Regular Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - City National Bank Regular Checking Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 1 state
Texas
Availabile in all of Texas

Feature Breakdown

Minimum Opening Deposit Starting at $300
Minimum Balance to Avoid Monthly Fee $501
ATM Fee: In-Network $0
Online Bill Pay Fee $0
Monthly Fee $0 - $9
Paper Statement Fee $5
Bank Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Branch Access
  • FDIC Member

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