Clark County Credit Union Bonus Checking Account Reviews (Jan. 2021) | Checking Accounts

Highlights
Monthly Fee	$5.95
ATM Fee: Out-of-Network	$1
Minimum Balance to Avoid Monthly Fee	N/A
APY (Annual Percentage Yield)	0% - 0.05%

Clark County Credit Union Bonus Checking Account Review

Clark County Credit Union Bonus Checking Account is offered by Clark County Credit Union, a credit union founded in 1951 and based in Las Vegas, NV. It is made possible by a bank partnership with Clark County Credit Union. Clark County Credit Union Bonus Checking Account is available in 1 state across the USA.

Key Takeaways

Low APY. The maximum annual percentage yield for this account is only 0.05%, and you must keep a minimum balance of $2500.
Charges a monthly fee. This account charges a monthly maintenance fee of $5.95.
$50 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
No ATM fees. Clark County Credit Union Bonus Checking Account does not charge fees on ATM transactions.
Free bill pay. Pay your bills to practically anyone in the United States through Clark County Credit Union.
Hard credit pull. Clark County Credit Union may require a hard pull on your credit report to open a checking account.

Clark County Credit Union Bonus Checking Account Pros & Cons

Pros	Cons
Interest-yielding account. Access to physical branches. Free debit card and the option to lock/unlock the card if lost or stolen No charge on incoming domestic or international wire transfers.	No signup bonus. Not FDIC-insured. Only available in one state. Higher than average wire transfer fees. Monthly service charge. Charges a fee on out-of-network ATM transactions.

Clark County Credit Union Bonus Checking Account FAQ

Are checking accounts from Clark County Credit Union federally insured?

Yes, your Clark County Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Clark County Credit Union Bonus Checking Account offer?

Clark County Credit Union Bonus Checking Account offers an APY starting at 0% and ranging up to 0.05% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $2500.

Clark County Credit Union Bonus Checking Account Rates and Terms
Rates	Amount
APY (Annualized Percentage Yield)	0% - 0.05%

What are the account minimums for Clark County Credit Union Bonus Checking Account?

Clark County Credit Union Bonus Checking Account requires a minimum initial deposit of $50 to open an account.

Clark County Credit Union Bonus Checking Account Account Minimums
Description	Amount
Minimum Initial Deposit	$50
APY Minimum Balance	$2,500

What fees does Clark County Credit Union Bonus Checking Account charge?

This account charges a monthly maintenance fee of $5.95.

Clark County Credit Union Bonus Checking Account Fees
Description
Monthly Fee	$5.95
Paper Statement Fee	N/A
ATM Fee: In-Network	$0
ATM Fee: Out-of-Network	$1
NSF Fee	$28
Overdraft Protection Fee (per transfer)	N/A
Overdraft Item Fee	$12
Early Account Closure	$25
Returned Deposit Fee (Domestic)	N/A
Debit Card Replacement Fee	N/A
Bank Teller Fee	N/A
Check Cashing Fee	N/A
Online Bill Pay Fee	$0
Stop Payment Fee	$15
Check Image Service	N/A
Check Copy	$2
Foreign Transaction Fee (Debit Card)	N/A
Wire Transfer Fee - Domestic (Outgoing)	$25
Wire Transfer Fee - International (Outgoing)	N/A
Wire Transfer Fee - International (Incoming)	N/A
Returned Deposit Fee (International)	N/A
Wire Transfer Fee - Domestic (Incoming)	N/A
ATM Reimbursement Monthly Limit	N/A

What features and perks does Clark County Credit Union Bonus Checking Account offer?

This account includes the following features:

Fraud monitoring - Clark County Credit Union Bonus Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - Clark County Credit Union Bonus Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.

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