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  Clark County Credit Union Bonus Checking Account

Clark County Credit Union Bonus Checking Account

in Checking Accounts from Clark County Credit Union · Member ncua

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Clark County Credit Union Bonus Checking Account

Unaffiliated

in Checking Accounts from Clark County Credit Union · Member NCUSIF

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Highlights
Monthly Fee $5.95
ATM Fee: Out-of-Network $1
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0.01%

Clark County Credit Union Bonus Checking Account Review

Clark County Credit Union Bonus Checking Account is offered by Clark County Credit Union, a credit union founded in 1951 and based in Las Vegas, NV. It is made possible by a bank partnership with Clark County Credit Union. Clark County Credit Union Bonus Checking Account is available in 1 state across the USA.

Key Takeaways
  • Low APY. The maximum annual percentage yield for this account is only 0.01%.
  • Charges a monthly fee. This account charges a monthly service fee of $5.95, but there are ways to waive the fee.
  • Bill pay. Pay your bills to practically anyone in the United States through Clark County Credit Union.
Clark County Credit Union checking account Pros & Cons
Pros Cons
  • Interest-yielding account.
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not provide access to a nationwide ATM network.
  • Not FDIC-insured.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a fee on out-of-network ATM transactions.
Clark County Credit Union checking account FAQ

Are checking accounts from Clark County Credit Union federally insured?

Yes, your Clark County Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Clark County Credit Union checking account offer?

Clark County Credit Union Bonus Checking Account Rates & Terms
Description
APY (Annual Percentage Yield) 0.01%

Clark County Credit Union checking account offers an APY of 0.01% (APY stands for annual percentage yield, rates may change). However, to earn interest account holders must keep an average beginning day balance of $0.01.

What are the account minimums for Clark County Credit Union checking account?

Clark County Credit Union checking account requires a minimum initial deposit of $50 to open an account.

Clark County Credit Union checking account Account Minimums
Description Amount
Minimum Opening Deposit $50
APY Minimum Balance $0.01

What fees does Clark County Credit Union checking account charge?

This account charges a monthly service fee of $5.95.

Clark County Credit Union Bonus Checking Account Fees
Description
ATM Fee: In-Network $0
Check Copy $2
Debit Card Replacement Fee $5
Early Account Closure $25
Monthly Fee $5.95
NSF Fee $28
Online Bill Pay Fee $0
Overdraft Item Fee $12
Stop Payment Fee $15
Wire Transfer Fee - Domestic (Outgoing) $25
ATM Fee: Out-of-Network $1

Does Clark County Credit Union checking account charge overdraft fees?

Yes, Clark County Credit Union checking account charges a $12 fee for every overdraft.

What features and perks does Clark County Credit Union checking account offer?

This account includes the following features:

  • Fraud monitoring - Clark County Credit Union checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Clark County Credit Union checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 1 state
Nevada
Availabile in all of Nevada

Feature Breakdown

APY Minimum Balance $0.01
Minimum Opening Deposit Starting at $50
ATM Fee: In-Network $0
Online Bill Pay Fee $0
Check Copy $2
Debit Card Replacement Fee $5
Early Account Closure $25
Monthly Fee $5.95
NSF Fee $28
Overdraft Item Fee $12
Stop Payment Fee $15
Wire Transfer Fee - Domestic (Outgoing) $25
ATM Fee: Out-of-Network $1
Bank Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Interest Bearing Account
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Branch Access
APY (Annual Percentage Yield) 0.01%

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