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  Clearview Federal Credit Union Basic Checking Account

Clearview Federal Credit Union Basic Checking Account

in Checking Accounts from Clearview Federal Credit Union · Member ncua

Unaffiliated

Clearview Federal Credit Union Basic Checking Account

Unaffiliated

in Checking Accounts from Clearview Federal Credit Union · Member NCUSIF

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Highlights
Monthly Fee $0 - $4.95
ATM Fee: Out-of-Network $2.25
Minimum Balance to Avoid Monthly Fee $0
APY (Annual Percentage Yield) 0%

Clearview Federal Credit Union Basic Checking Account Review

Clearview Federal Credit Union Basic Checking Account is offered by Clearview Federal Credit Union, a credit union founded in 1953 and based in Moon Twp, PA. Clearview Federal Credit Union Basic Checking Account is available in 1 state across the USA.

Key Takeaways
  • 0% APY. As with most checking accounts, Clearview Federal Credit Union Basic Checking Account does not pay interest.
  • Charges a monthly fee. This account charges a monthly maintenance fee of up to $4.95, but there are ways to waive the fee.
  • Small minimum initial deposit. You only need $10 to open an account.
  • Free bill pay. Pay your bills to practically anyone in the United States through Clearview Federal Credit Union.
  • Hard credit pull. Clearview Federal Credit Union may require a hard pull on your credit report to open a checking account.
Clearview Federal Credit Union Basic Checking Account Pros & Cons
Pros Cons
  • Deposits are insured by the NCUA (up to $250K).
  • Free debit card
  • No signup bonus.
  • Does not earn interest
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Not FDIC-insured.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a higher than average fee on out-of-network ATM transactions.
Clearview Federal Credit Union Basic Checking Account FAQ

Are checking accounts from Clearview Federal Credit Union federally insured?

Yes, your Clearview Federal Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Clearview Federal Credit Union Basic Checking Account offer?

Clearview Federal Credit Union Basic Checking Account is not an interest-bearing account.

What are the account minimums for Clearview Federal Credit Union Basic Checking Account?

Clearview Federal Credit Union Basic Checking Account requires a minimum initial deposit of $10 to open an account.

Clearview Federal Credit Union Basic Checking Account Account Minimums
Description Amount
Minimum Opening Deposit $10

What fees does Clearview Federal Credit Union Basic Checking Account charge?

This account charges a monthly maintenance fee of up to $4.95.

Clearview Federal Credit Union Basic Checking Account Fees
Description
ATM Fee: In-Network $0
Check Copy $4
Debit Card Replacement Fee $7.50
Early Account Closure $10
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $0 - $4.95
NSF Fee $35
Online Bill Pay Fee $0
Overdraft Item Fee $35
Overdraft Protection Fee (per transfer) $5
Paper Statement Fee $1.50
Returned Deposit Fee (Domestic) $35
Returned Deposit Fee (International) $35
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $25
ATM Fee: Out-of-Network $2.25

What features and perks does Clearview Federal Credit Union Basic Checking Account offer?

This account includes the following features:

  • Fraud monitoring - Clearview Federal Credit Union Basic Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Clearview Federal Credit Union Basic Checking Account allows you to manage your money online.
Clearview Federal Credit Union Basic Checking Account Disclosure: A monthly fee of $4.95 will be charged if no payment is made on a Bill Pay account for 90 days.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 1 state
Pennsylvania
Availabile in all of Pennsylvania

Feature Breakdown

APY Minimum Balance $0
Minimum Opening Deposit Starting at $10
Minimum Balance to Avoid Monthly Fee $0
ATM Fee: In-Network $0
Online Bill Pay Fee $0
Check Copy $4
Debit Card Replacement Fee $7.50
Early Account Closure $10
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $0 - $4.95
NSF Fee $35
Overdraft Item Fee $35
Overdraft Protection Fee (per transfer) $5
Paper Statement Fee $1.50
Returned Deposit Fee (Domestic) $35
Returned Deposit Fee (International) $35
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $25
ATM Fee: Out-of-Network $2.25
Bank Account Features
  • Free Bill Pay
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Bauer Financial A+/A Rating
  • NCUA Member

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