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  Clearview Federal Credit Union Basic Checking Account

Clearview Federal Credit Union Basic Checking Account

in Checking Accounts from Clearview Federal Credit Union · ncua

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Clearview Federal Credit Union Basic Checking Account

Unaffiliated

in Checking Accounts from Clearview Federal Credit Union · Insured by NCUA

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Highlights
Monthly Fee $0 - $4.95
ATM Fee: Out-of-Network $2.25
Minimum Balance to Avoid Monthly Fee Starting at $0
APY (Annual Percentage Yield) 0%

Clearview Federal Credit Union Basic Checking Account Review

Clearview Federal Credit Union Basic Checking Account is offered by Clearview Federal Credit Union, a credit union founded in 1953 and based in Moon Twp, PA. Clearview Federal Credit Union Basic Checking Account is available in 1 state across the USA.

Key Takeaways
  • 0% APY. As with most checking accounts, Clearview Federal Credit Union Basic Checking Account does not pay interest.
  • Charges a monthly fee. This account charges a monthly service fee of up to $4.95.
  • Small minimum initial deposit. You only need $10 to open an account.
  • Bill pay. Pay your bills to practically anyone in the United States through Clearview Federal Credit Union.
Clearview checking account Pros & Cons
Pros Cons
  • Insured by NCUA.
  • Free debit card
  • No signup bonus.
  • Does not earn interest
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a higher than average fee on out-of-network ATM transactions.
Clearview checking account FAQ

Are checking accounts from Clearview Federal Credit Union federally insured?

Yes, your Clearview Federal Credit Union checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Clearview checking account offer?

Clearview checking account is not an interest-bearing account.

What are the account minimums for Clearview checking account?

Clearview checking account requires a minimum initial deposit of $10 to open an account.

Clearview Federal Credit Union Basic Checking Account Minimums
Description
APY Minimum Balance $0
Minimum Opening Deposit Starting at $10
Minimum Balance to Avoid Monthly Fee Starting at $0

What fees does Clearview checking account charge?

This account charges a monthly service fee of up to $4.95.

Clearview Federal Credit Union Basic Checking Account Fees
Description
ATM Fee: In-Network $0
Check Copy $4
Debit Card Replacement Fee $7.50
Early Account Closure $10
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $0 - $4.95
NSF Fee $35
Online Bill Pay Fee $0
Overdraft Item Fee $35
Overdraft Protection Fee (per transfer) $5
Paper Statement Fee $1.50
Returned Deposit Fee (Domestic) $35
Returned Deposit Fee (International) $35
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $25
ATM Fee: Out-of-Network $2.25

Does Clearview checking account charge overdraft fees?

Yes, Clearview checking account charges a $35 fee for every overdraft.

Clearview checking account offers overdraft protection at a cost of $5 per transaction.

What features and perks does Clearview checking account offer?

This account includes the following features:

  • Fraud monitoring - Clearview checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Clearview checking account allows you to manage your money online or with a mobile app.

What is the customer support email for Clearview checking account?

The customer support email for Clearview checking account is support@clearviewfcu.org.

Clearview Federal Credit Union Basic Checking Account Disclosure: A monthly fee of $4.95 will be charged if no payment is made on a Bill Pay account for 90 days.
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Message From Clearview Federal Credit Union Basic Checking Account

You need an easy way to manage money, pay the bills, and buy things. We offer some accounts that are simple and streamlined, and others filled with extras. We start with the basics, and then go way beyond.

Basic Checking --- We give you everything you need to manage your finances, while keeping rules and fees to a minimum. Say no to monthly fees. Say yes to convenient solutions.
There's a lot to be said for "basic." Our basic instincts keep us alive. Basic training gets our troops ready to serve. Basic algebra gets us through high school. That bring us to the Basic Checking account from Clearview based in Pennsylvania, which provides everything that's necessary for our Pittsburgh-area neighbors to manage their money without gumming up the works with a lot of rules or high fees.

Availability

  Available in 1 state
Pennsylvania
Availabile in all of Pennsylvania

Feature Breakdown

APY Minimum Balance $0
Minimum Opening Deposit Starting at $10
Minimum Balance to Avoid Monthly Fee Starting at $0
ATM Fee: In-Network $0
Online Bill Pay Fee $0
Check Copy $4
Debit Card Replacement Fee $7.50
Early Account Closure $10
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $0 - $4.95
NSF Fee $35
Overdraft Item Fee $35
Overdraft Protection Fee (per transfer) $5
Paper Statement Fee $1.50
Returned Deposit Fee (Domestic) $35
Returned Deposit Fee (International) $35
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $25
ATM Fee: Out-of-Network $2.25
Account Features
  • Free Bill Pay
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Bauer Financial A+/A Rating
  • Insured by NCUA

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