Coastal FCU Basic Checking Account

Coastal FCU Basic Checking Account Review

Coastal FCU Basic Checking Account is offered by Coastal Federal Credit Union, a credit union founded in 1967 and based in Raleigh, NC. Coastal FCU Basic Checking Account is available in 1 state across the USA.

Key Takeaways

• 0% APY. As with most checking accounts, Coastal FCU Basic Checking Account does not pay interest.
• $0 monthly fee. This account does not charge a monthly Service Charge.
• $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
• No ATM fees. Coastal FCU Basic Checking Account does not charge fees on ATM transactions within its network but there is a fee of up to $2.50 for out-of-network ATM transactions.
• Bill pay. Pay your bills to practically anyone in the United States through Coastal Federal Credit Union.

Coastal Federal Credit Union checking account Pros & Cons

Coastal Federal Credit Union checking account FAQ

Are checking accounts from Coastal Federal Credit Union federally insured?

Yes, your Coastal Federal Credit Union checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Coastal Federal Credit Union checking account offer?

Coastal Federal Credit Union checking account is not an interest-bearing account.

What are the account minimums for Coastal Federal Credit Union checking account?

Coastal Federal Credit Union checking account requires a minimum initial deposit of $100 to open an account.

What fees does Coastal Federal Credit Union checking account charge?

The good news is that this account does not have a monthly Service Charge.

Does Coastal Federal Credit Union checking account charge overdraft fees?

Coastal Federal Credit Union checking account offers overdraft protection at a cost of $31 per transaction.

What features and perks does Coastal Federal Credit Union checking account offer?

This account includes the following features:

• Fraud monitoring - Coastal Federal Credit Union checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Coastal Federal Credit Union checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Coastal Federal Credit Union checking account?

The customer support email for Coastal Federal Credit Union checking account is supervisoryc@coastal24.com.