Coastal Federal Credit Union Checking Account
in Checking Accounts from Coastal Federal Credit Union
UnaffiliatedCoastal Federal Credit Union Checking Account
in Checking Accounts from Coastal Federal Credit Union
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| Monthly Fee | $0 - $7 |
| ATM Fee: Out-of-Network | $2.50 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| APY (Annual Percentage Yield) | 0.1% - 2.25% |
Coastal Federal Credit Union Checking Account Review
Coastal Federal Credit Union Checking Account is offered by Coastal Federal Credit Union, a credit union founded in 1967 and based in Raleigh, NC. Coastal Federal Credit Union Checking Account is available in 1 state across the USA.
- Very high APY. This account offers an annual percentage yield of up to 2.25%, which is much higher than the average for a checking account.
- Charges a monthly fee. This account charges a monthly maintenance fee of up to $7.
- Large minimum initial deposit. You need a minimum deposit of $100 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
- No ATM fees. Coastal Federal Credit Union Checking Account does not charge fees on ATM transactions.
- Free bill pay. Pay your bills to practically anyone in the United States through Coastal Federal Credit Union.
- Hard credit pull. Coastal Federal Credit Union may require a hard pull on your credit report to open a checking account.
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Are checking accounts from Coastal Federal Credit Union federally insured?
Yes, your Coastal Federal Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Coastal Federal Credit Union Checking Account offer?
Coastal Federal Credit Union Checking Account offers an APY starting at 0.1% and ranging up to 2.25% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annualized Percentage Yield) | 0.1% - 2.25% |
What are the account minimums for Coastal Federal Credit Union Checking Account?
Coastal Federal Credit Union Checking Account requires a minimum initial deposit of $100 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $100 |
What fees does Coastal Federal Credit Union Checking Account charge?
This account charges a monthly maintenance fee of up to $7.
| Description | |
|---|---|
| Monthly Fee | $0 - $7 |
| Paper Statement Fee | $4 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $2.50 |
| NSF Fee | $33 |
| Overdraft Protection Fee (per transfer) | $31 |
| Overdraft Item Fee | $33 |
| Early Account Closure | $0 |
| Returned Deposit Fee (Domestic) | $25 |
| Debit Card Replacement Fee | $0 |
| Bank Teller Fee | N/A |
| Check Cashing Fee | N/A |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $20 |
| Check Image Service | N/A |
| Check Copy | N/A |
| Foreign Transaction Fee (Debit Card) | 1% |
| Wire Transfer Fee - Domestic (Outgoing) | $15 |
| Wire Transfer Fee - International (Outgoing) | $45 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Returned Deposit Fee (International) | $25 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
What features and perks does Coastal Federal Credit Union Checking Account offer?
This account includes the following features:
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Coastal Federal Credit Union Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Contact
- Headquarters
-
1000 Saint Albans Dr
Ste 250
Raleigh, NC 27609 USA - (800) 868-4262
- Visit Site
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