
Coastal FCU Basic Checking Account
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Cashback Rewards | N/A |
APY (Annual Percentage Yield) | 0% |
Monthly Fee | $0 |
Minimum Balance to Avoid Monthly Fee | N/A |
Coastal FCU Basic Checking Account Review
Coastal FCU Basic Checking Account is offered by Coastal Federal Credit Union, a credit union founded in 1967 and based in Raleigh, NC. Coastal FCU Basic Checking Account are available in 1 state across the USA.
Key Takeaways
- Bonus offer. Open a new account and you can get
- 0% APY. As with most checking accounts, Coastal FCU Basic Checking Account does not pay interest.
- $0 monthly fee. This account does not charge any monthly account fees.
- $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
- No ATM fees. Coastal FCU Basic Checking Account does not charge fees on ATM transactions within its network but there is a fee of up to $2.50 for out-of-network ATM transactions.
- Bill pay. Pay your bills to practically anyone in the United States through Coastal Federal Credit Union.
Coastal Federal Credit Union checking account Pros & Cons
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Coastal Federal Credit Union checking account FAQ
Are checking accounts from Coastal Federal Credit Union federally insured?
Yes, your Coastal Federal Credit Union checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Coastal Federal Credit Union checking account offer?
Coastal Federal Credit Union checking account is not an interest-bearing account.
What are the account minimums for Coastal Federal Credit Union checking account?
Coastal Federal Credit Union checking account requires a minimum initial deposit of $100 to open an account.
Description | |
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Minimum Opening Deposit | Starting at $100 |
What fees does Coastal Federal Credit Union checking account charge?
The good news is that this account does not have a monthly Service Charge.
Description | |
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Monthly Fee | $0 |
ATM Fee: In-Network | $0 |
ATM Fee: Out-of-Network | Starting at $2.50 |
Foreign Transaction Fee (Debit Card) | 1% |
NSF Fee | $33 |
Overdraft Item Fee | $33 |
Overdraft Protection Fee (per transfer) | $31 |
Returned Deposit Fee (Domestic) | $25 |
Returned Deposit Fee (International) | $25 |
Stop Payment Fee | $20 |
Wire Transfer Fee - Domestic (Incoming) | $0 |
Wire Transfer Fee - Domestic (Outgoing) | $15 |
Wire Transfer Fee - International (Incoming) | $0 |
Wire Transfer Fee - International (Outgoing) | $45 |
Paper Statement Fee | $4 |
Online Bill Pay Fee | $0 |
Debit Card Replacement Fee | $0 |
Early Account Closure | $0 |
Does Coastal Federal Credit Union checking account charge overdraft fees?
Yes, Coastal Federal Credit Union checking account charges a $33 fee for every overdraft. You can get overdraft protection at a cost of $31 per transaction.What features and perks does Coastal Federal Credit Union checking account offer?
This account includes the following features:
- Fraud monitoring - Coastal Federal Credit Union checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Coastal Federal Credit Union checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Coastal Federal Credit Union checking account?
The customer support email for Coastal Federal Credit Union checking account is supervisoryc@coastal24.com.
Message From Coastal Federal Credit Union checking account
Contact
- Headquarters
-
1000 Saint Albans Dr
Ste 250
Raleigh, NC 27609 USA - (800) 868-4262
- Visit Site
- Email Support
Other Services by Coastal Federal Credit Union
Availability
Feature Breakdown
Minimum Opening Deposit | Starting at $100 |
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