Where is Commerce Bank Checking Account available?
Commerce Bank is based in Kansas City, MO. It was founded in 1865 and offers banking services in 50 states (and Washington, DC).
Is Commerce Bank Checking Account insured by the FDIC
Deposits in Commerce Bank Checking Account are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor.
What APY does Commerce Bank offer?
Commerce Bank Checking Account offers an APY starting at 0.01% and ranging up to 0.05% (APY stands for annual percentage yield, rates may change).
Commerce Bank Checking Account Rates and Terms
|APY (Annualized Percentage Yield)
||0.01% - 0.05%
What are the account minimums for Commerce Bank Checking Account?
Commerce Bank Checking Account requires a minimum initial deposit of $100 to open an account.
Commerce Bank Checking Account Account Minimums
|Minimum Initial Deposit
What fees does Commerce Bank Checking Account charge?
This account charges a monthly maintenance fee of up to $20.
Commerce Bank Checking Account Fees
|ATM Out-Of-Network Fee
|Debit Card Replacement Fee
|Early Account Closure
|Overdraft Item Fee
|Overdraft Protection Fee (per transfer)
|Returned Deposit Fee (International)
|Outgoing Domestic Bank Transfer Fee
|Incoming Domestic Bank Transfer Fee
|Outgoing International Bank Transfer Fee
|Incoming International Bank Transfer Fee
|Early Closure Fee
|Paper Statement Fee
What features and perks does Commerce Bank Checking Account offer?
This account includes the following features:
- Signup Bonus - Open an account and you will receive a signup bonus of up to $300 if you deposit a minimum of $Open a new Commerce Relationship Checking account with qualifying direct deposit OR 10 debit card purchases and earn $300.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Commerce Bank Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
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