Commerce Bank Checking Account
in Checking Accounts
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| Monthly Fee | Up to $20 |
| ATM Fee: Out-of-Network | $2.75 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| APY | 0.01% - 0.05% |
Overview
Where does Commerce Bank Checking Account do business?
Commerce Bank Checking Account is based in Kansas City, MO. It was founded in 1865 and offers checking accounts services in 50 states (and Washington, DC).
Commerce Bank Checking Account is a member of the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor if a member institution fails.
What APY does Commerce Bank offer?
| Rates | Amount |
|---|---|
| APY (Annualized Percentage Yield) | 0.01% - 0.05% |
Commerce Bank Checking Account offers an APY starting at 0.01% and ranging up to 0.05% (APY stands for annual percentage yield, rates may change).
What are the account minimums for Commerce Bank Checking Account?
Commerce Bank Checking Account does not have a minimum initial deposit to open an account.| Description | Amount |
|---|---|
| Minimum Initial Deposit | $100 |
What features and perks does Commerce Bank Checking Account offer?
This account includes the following features:
- Signup Bonus - Open an account and you will receive a signup bonus of up to $300 if you deposit a minimum of $Open a new Commerce Relationship Checking account with qualifying direct deposit OR 10 debit card purchases and earn $300.
- Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
- Mobile Banking - Commerce Bank Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What fees does Commerce Bank Checking Account charge?
This account charges a monthly maintenance fee of up to $20.
| Fees | Amount |
|---|---|
| ATM Out-Of-Network Fee | $2.75 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $5 |
| Non-Sufficient Funds | $37 |
| Overdraft Item Fee | $37 |
| Overdraft Protection Fee (per transfer) | $12 |
| Returned Deposit Fee (International) | $11 |
| Outgoing Domestic Bank Transfer Fee | $40 |
| Incoming Domestic Bank Transfer Fee | $12 |
| Outgoing International Bank Transfer Fee | $60 |
| Incoming International Bank Transfer Fee | $35 |
| Early Closure Fee | $5 |
| Paper Statement Fee | $3 |
What features and perks does Commerce Bank Checking Account offer?
This account includes the following features:
- Signup Bonus - Open an account and you will receive a signup bonus of up to $300 if you deposit a minimum of $Open a new Commerce Relationship Checking account with qualifying direct deposit OR 10 debit card purchases and earn $300.
- Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
- Mobile Banking - Commerce Bank Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Contact
- Headquarters
-
1000 Walnut Street
Kansas City, MO 64106 USA - (816) 234-2000
- Visit Site
Other Services by Commerce Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
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