Commerce Bank Checking Account Review

Commerce Bank Checking Account is offered by Commerce Bank, a bank founded in 1865 and based in Kansas City, MO. Commerce Bank Checking Account is available in 50 states (and Washington, DC).

Are checking accounts from Commerce Bank federally insured?

Yes, your Commerce Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Commerce Bank offer?

Commerce Bank Checking Account offers an APY starting at 0.01% and ranging up to 0.05% (APY stands for annual percentage yield, rates may change).

What are the account minimums for Commerce Bank Checking Account?

Commerce Bank Checking Account requires a minimum initial deposit of $100 to open an account.

What fees does Commerce Bank Checking Account charge?

This account charges a monthly maintenance fee of up to $20.

What features and perks does Commerce Bank Checking Account offer?

This account includes the following features:

• Signup Bonus - Open an account and you will receive a signup bonus of up to $300 if you deposit a minimum of $.
• Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Commerce Bank Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.