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  Commercial Banking Company Checking Account

Commercial Banking Company Checking Account

in Checking Accounts from Commercial Banking Company · Member FDIC

Unaffiliated

Commercial Banking Company Checking Account

Unaffiliated

in Checking Accounts from Commercial Banking Company · Member FDIC

Net Recommendation Score +100%

SUPERMONEY NET RECOMMENDATION SCORE

+100%

-100% 0% +100%
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Highlights
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Monthly Fee $0 - $9
ATM Fee: Out-of-Network $2
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0%

Commercial Banking Company Checking Account Review

Commercial Banking Company Checking Account is offered by Commercial Banking Company, a bank founded in 1929 and based in Valdosta, GA. Commercial Banking Company Checking Account is available in 1 state across the USA.

Key Takeaways
  • 0% APY. As with most checking accounts, Commercial Banking Company Checking Account does not pay interest.
  • Charges a monthly fee. This account charges a monthly maintenance fee of up to $9.
  • Large minimum initial deposit. You need a minimum deposit of $100 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
  • Free bill pay. Pay your bills to practically anyone in the United States through Commercial Banking Company.
  • Hard credit pull. Commercial Banking Company may require a hard pull on your credit report to open a checking account.
Commercial Banking Company Checking Account Pros & Cons
Pros Cons
  • Free debit card
  • No signup bonus.
  • Does not earn interest
  • Does not provide access to a nationwide ATM network.
  • Not FDIC-insured.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a higher than average fee on out-of-network ATM transactions.
Commercial Banking Company Checking Account FAQ

Are checking accounts from Commercial Banking Company federally insured?

Yes, your Commercial Banking Company checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Commercial Banking Company Checking Account offer?

Commercial Banking Company Checking Account is not an interest-bearing account.

What are the account minimums for Commercial Banking Company Checking Account?

Commercial Banking Company Checking Account requires a minimum initial deposit of $100 to open an account.

Commercial Banking Company Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $100

What fees does Commercial Banking Company Checking Account charge?

This account charges a monthly maintenance fee of up to $9.

Commercial Banking Company Checking Account Fees
Description
Monthly Fee $0 - $9
Paper Statement Fee $3.95
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $2
NSF Fee $35
Overdraft Protection Fee (per transfer) $5
Overdraft Item Fee $35
Early Account Closure $25
Returned Deposit Fee (Domestic) $10
Debit Card Replacement Fee $10
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $35
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) 0%
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $50
Wire Transfer Fee - International (Incoming) $20
Returned Deposit Fee (International) $10
Wire Transfer Fee - Domestic (Incoming) $15

What features and perks does Commercial Banking Company Checking Account offer?

This account includes the following features:

  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Commercial Banking Company Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   1215 Baytree Road
    Valdosta, GA 31602 USA
  •   Visit Site

Other Services by Commercial Banking Company

Availability

  Available in 1 state
Georgia
Availabile in all of Georgia

Feature Breakdown

Minimum Initial Deposit $100
ATM Fee: In-Network $0
Foreign Transaction Fee (Debit Card) 0%
Online Bill Pay Fee $0
Debit Card Replacement Fee $10
Early Account Closure $25
Monthly Fee $0 - $9
NSF Fee $35
Overdraft Item Fee $35
Overdraft Protection Fee (per transfer) $5
Paper Statement Fee $3.95
Returned Deposit Fee (Domestic) $10
Returned Deposit Fee (International) $10
Stop Payment Fee $35
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $20
Wire Transfer Fee - International (Outgoing) $50
ATM Fee: Out-of-Network $2
Bank Account Features
  • IRAs
  • Bauer Financial A+/A Rating
  • Debit Card
  • Free Bill Pay
  • Mobile Banking
  • Mobile Check Deposit

Commercial Banking Company Checking Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

+100%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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