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  Commercial Banking Company Choice Checking Account
Commercial Banking Company Choice Checking Account
in Checking Accounts from Commercial Banking Company
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Commercial Banking Company Choice Checking Account

Unaffiliated
in Checking Accounts from Commercial Banking Company
Net Recommendation Score +100  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

1 user recommends
0 users are unsure
0 users don't recommend
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Highlights
Community Rating

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Cashback Rewards N/A
APY (Annual Percentage Yield) 0%
Monthly Fee $0
Minimum Balance to Avoid Monthly Fee Starting at $0

Commercial Banking Company Choice Checking Account Review

Commercial Banking Company Choice Checking Account is offered by Commercial Banking Company, founded in 1929 and based in Valdosta, GA. Commercial Banking Company Choice Checking Account is available in 1 state across the USA.

Key Takeaways
  • 0% APY. As with most checking accounts, Commercial Banking Company Choice Checking Account does not pay interest.
  • $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
Commercial Banking Company choice checking Pros & Cons
Pros Cons
  • No signup bonus.
  • Does not earn interest
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Not FDIC-insured.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Charges a higher than average fee on out-of-network ATM transactions.
Commercial Banking Company choice checking FAQ

Are checking accounts from Commercial Banking Company federally insured?

No, your Commercial Banking Company checking accounts are not insured by a federal insurance agency. This means that if Commercial Banking Company were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does Commercial Banking Company choice checking offer?

Commercial Banking Company choice checking is not an interest-bearing account.

What are the account minimums for Commercial Banking Company choice checking?

Commercial Banking Company choice checking requires a minimum initial deposit of $100 to open an account.

Commercial Banking Company Choice Checking Account Minimums
Description
Minimum Opening Deposit Starting at $100
Minimum Balance to Avoid Monthly Fee Starting at $0

What fees does Commercial Banking Company choice checking charge?

This account charges a monthly service fee of $0.

Commercial Banking Company Choice Checking Account Fees
Description
ATM Fee: In-Network $0
Check Image Service $6
Debit Card Replacement Fee $10
Early Account Closure $25
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $0
NSF Fee $35
Online Bill Pay Fee $0
Overdraft Item Fee $35
Overdraft Protection Fee (per transfer) $5
Paper Statement Fee $3.95
Returned Deposit Fee (Domestic) $10
Returned Deposit Fee (International) $10
Stop Payment Fee $35
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $20
Wire Transfer Fee - International (Outgoing) $50
ATM Fee: Out-of-Network Starting at $2

Does Commercial Banking Company choice checking charge overdraft fees?

Yes, Commercial Banking Company choice checking charges a $35 fee for every overdraft.

Commercial Banking Company choice checking offers overdraft protection at a cost of $5 per transaction.

What features and perks does Commercial Banking Company choice checking offer?

This account includes the following features:

What is the customer support email for Commercial Banking Company choice checking?

The customer support email for Commercial Banking Company choice checking is info@cbcbank.com.

How do people rate the customer service and user experience of Commercial Banking Company choice checking?

Overall, Commercial Banking Company choice checking is strongly recommended based on community reviews that rate customer service and user experience.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Commercial Banking Company

Choice Checking --- If you're looking for a checking account with no monthly fees and no minimum balance, this may be the account for you! This is our most popular checking account to cater to your everyday needs. 

Contact

Other Services by Commercial Banking Company

Availability

  Available in 1 state
Georgia
Availabile in all of Georgia

Feature Breakdown

Minimum Opening Deposit Starting at $100
Minimum Balance to Avoid Monthly Fee Starting at $0
ATM Fee: In-Network $0
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $0
Online Bill Pay Fee $0
Check Image Service $6
Debit Card Replacement Fee $10
Early Account Closure $25
NSF Fee $35
Overdraft Item Fee $35
Overdraft Protection Fee (per transfer) $5
Paper Statement Fee $3.95
Returned Deposit Fee (Domestic) $10
Returned Deposit Fee (International) $10
Stop Payment Fee $35
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $20
Wire Transfer Fee - International (Outgoing) $50
ATM Fee: Out-of-Network Starting at $2
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Check Images with Statement
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Bauer Financial A+/A Rating
  • Member FDIC
Signup Bonus Starting at $0
APY (Annual Percentage Yield) 0%

Commercial Banking Company Choice Checking Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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