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  Commercial Banking Company Choice Checking Account

Commercial Banking Company Choice Checking Account

in Checking Accounts from Commercial Banking Company · Member fdic

Unaffiliated

Commercial Banking Company Choice Checking Account

Unaffiliated

in Checking Accounts from Commercial Banking Company · Member FDIC

Net Recommendation Score +100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

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Monthly Fee $0 - $9
ATM Fee: Out-of-Network $2
Minimum Balance to Avoid Monthly Fee $0
APY (Annual Percentage Yield) 0%

Commercial Banking Company Choice Checking Account Review

Commercial Banking Company Choice Checking Account is offered by Commercial Banking Company, a bank founded in 1929 and based in Valdosta, GA. Commercial Banking Company Choice Checking Account is available in 1 state across the USA.

Key Takeaways
  • 0% APY. As with most checking accounts, Commercial Banking Company Choice Checking Account does not pay interest.
  • Charges a monthly fee. This account charges a monthly maintenance fee of up to $9.
  • $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • Free bill pay. Pay your bills to practically anyone in the United States through Commercial Banking Company.
  • Hard credit pull. Commercial Banking Company may require a hard pull on your credit report to open a checking account.
Commercial Banking Company Choice Checking Account Pros & Cons
Pros Cons
  • Free debit card
  • No signup bonus.
  • Does not earn interest
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a higher than average fee on out-of-network ATM transactions.
Commercial Banking Company Choice Checking Account FAQ

Are checking accounts from Commercial Banking Company federally insured?

Yes, your Commercial Banking Company checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Commercial Banking Company Choice Checking Account offer?

Commercial Banking Company Choice Checking Account is not an interest-bearing account.

What are the account minimums for Commercial Banking Company Choice Checking Account?

Commercial Banking Company Choice Checking Account requires a minimum initial deposit of $100 to open an account.

Commercial Banking Company Choice Checking Account Account Minimums
Description Amount
Minimum Opening Deposit $100

What fees does Commercial Banking Company Choice Checking Account charge?

The good news is that this account does not have a monthly service charge.

Commercial Banking Company Choice Checking Account Fees
Description
ATM Fee: In-Network $0
Check Image Service $6
Debit Card Replacement Fee $10
Early Account Closure $25
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $0 - $9
NSF Fee $35
Online Bill Pay Fee $0
Overdraft Item Fee $35
Overdraft Protection Fee (per transfer) $5
Paper Statement Fee $3.95
Returned Deposit Fee (Domestic) $10
Returned Deposit Fee (International) $10
Stop Payment Fee $35
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $20
Wire Transfer Fee - International (Outgoing) $50
ATM Fee: Out-of-Network $2

What features and perks does Commercial Banking Company Choice Checking Account offer?

This account includes the following features:

  • Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
  • Fraud monitoring - Commercial Banking Company Choice Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Commercial Banking Company Choice Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   1215 Baytree Road
    Valdosta, GA 31602
  •   Visit Site

Other Services by Commercial Banking Company

Availability

  Available in 1 state
Georgia
Availabile in all of Georgia

Feature Breakdown

Minimum Opening Deposit Starting at $100
Minimum Balance to Avoid Monthly Fee $0
ATM Fee: In-Network $0
Foreign Transaction Fee (Debit Card) 0%
Online Bill Pay Fee $0
Check Image Service $6
Debit Card Replacement Fee $10
Early Account Closure $25
Monthly Fee $0 - $9
NSF Fee $35
Overdraft Item Fee $35
Overdraft Protection Fee (per transfer) $5
Paper Statement Fee $3.95
Returned Deposit Fee (Domestic) $10
Returned Deposit Fee (International) $10
Stop Payment Fee $35
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $20
Wire Transfer Fee - International (Outgoing) $50
ATM Fee: Out-of-Network $2
Bank Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Check Images with Statement
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Bauer Financial A+/A Rating
  • FDIC Member

Commercial Banking Company Choice Checking Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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