Community First Bank 50 Plus Interest Checking Review

Community First Bank 50 Plus Interest Checking is offered by Community First Bank of South Carolina, a bank founded in 1990 and based in Walhalla, SC. Community First Bank 50 Plus Interest Checking is available in 2 states across the USA.

• $0 monthly fee. This account does not charge a monthly Service Charge.
• Bill pay. Pay your bills to practically anyone in the United States through Community First Bank of South Carolina.

Pros	Cons
Access to physical branches. Free debit card Access to a nationwide network of ATMs.	No signup bonus. Does not earn interest. Does not offer mobile check deposits. Only available in 2 states. Higher than average wire transfer fees. Charges a fee on out-of-network ATM transactions.

Are checking accounts from Community First Bank of South Carolina federally insured?

Yes, your Community First Bank of South Carolina checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #32838). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Community First Bank 50 Plus Interest Checking offer?

Community First Bank of South Carolina does not provide interest rate information until a customer applies for a new account.

What are the account minimums for Community First Bank 50 Plus Interest Checking?

Community First Bank 50 Plus Interest Checking requires a minimum initial deposit of $50 to open an account.

Community First Bank 50 Plus Interest Checking Account Minimums

Description	Amount
Minimum Opening Deposit	$50

What fees does Community First Bank 50 Plus Interest Checking charge?

The good news is that this account does not have a monthly Service Charge.

Community First Bank 50 Plus Interest Checking Fees

Description
ATM Fee: In-Network	$0
Debit Card Replacement Fee	$10
Early Account Closure	$20
Monthly Fee	$0
NSF Fee	$35
Online Bill Pay Fee	$0
Overdraft Item Fee	$35
Paper Statement Fee	$5
Returned Deposit Fee (Domestic)	$10
Stop Payment Fee	$30
Wire Transfer Fee - Domestic (Incoming)	$15
Wire Transfer Fee - Domestic (Outgoing)	$20
Wire Transfer Fee - International (Incoming)	$60
Wire Transfer Fee - International (Outgoing)	$60
ATM Fee: Out-of-Network	$1.50

Does Community First Bank 50 Plus Interest Checking charge overdraft fees?

Yes, Community First Bank 50 Plus Interest Checking charges a $35 fee for every overdraft.

What features and perks does Community First Bank 50 Plus Interest Checking offer?

This account includes the following features:

• Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
• Fraud monitoring - Community First Bank 50 Plus Interest Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Community First Bank 50 Plus Interest Checking allows you to manage your money online or with a mobile app.
• Nationwide ATM network - Conveniently transact at a nearby ATM.